PYMNTS

JULY 27, 2020

Financial institutions (FIs) are still struggling to respond to the rise in digital banking adoption spurred by the pandemic. The increase in digital banking use has also breathed new life into the discussions surrounding the technology FIs are employing to make sure they can offer this level of support. banking industry.

Digital Banking 202

Digital Banking Technology Apple Examples 202

PYMNTS

APRIL 10, 2019

As consumers flock to banking apps, succeeding in the world of digital banking is not as easy as it used to be when mobile apps emerged a decade ago. Around the Digital Banking World. China isn’t the only nation where consumers have their pick of banking options, though. About the Tracker.

Mobile 185

Mobile Digital Banking social media Strategy 185

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Read the full customer development post 4.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Gonzobanker

JANUARY 4, 2024

Personalized offers are presented in digital banking but are invisible to the contact center agent who has dramatically different product knowledge than their counterpart in the branch. New client onboarding is mapped out with automated marketing touchpoints if an account is opened digitally.

Customer Experience 118

Customer Experience Community Knowledge Base Tools 118

PYMNTS

AUGUST 6, 2020

As bank-FinTech collaborations evolve, more traditional financial institutions (FIs) are not only implementing services and technologies developed by FinTech partners, but they’re also lending their own expertise to augment FinTech solutions. Tyfone Connects FIs To Payrailz.

Fintech 277

Fintech Cards Technology Samsung 277

PYMNTS

FEBRUARY 24, 2020

The key here is that buying Radius Bank brings together two disparate companies with a presence in different markets. Radius Bank is not in the lending market, but has $1.4 Card and loan balances should rise over that timeframe from $7 billion to $20 billion — a figure that, of course, includes the Apple Card.

Digital Banking 242

Digital Banking Course Online Management 242

PYMNTS

MARCH 15, 2019

That speaks to some long-term expectations that digital banking and other “sea changes” will continue in financial services (and maybe hasten changes within the U.K.), In addition, the company is facing a criminal probe into data sharing agreements it struck with tech firms such as Microsoft, Sony and Apple.

Apple 116

Apple social media Fintech Lending 116

PYMNTS

JULY 18, 2018

The investment bank, which has made major advances to bolster its digital investments, continued moves to bolster its increasingly important digital expansion, including its Marcus by Goldman Sachs online consumer savings and lending platform. Goldman Sachs said net income jumped $2.57 billion, compared with $1.83

Apple 100

Apple Conference Maine Lending 100

PYMNTS

JUNE 10, 2020

The move comes out of Amazon’s initial effort to build a lending marketplace for its sellers, where many lenders would compete to make business credit offers, sources familiar with the situation told CNBC. Our team exists to fuel seller growth, period,” Ragui Selwanes , head of Amazon Lending, told CNBC.

Lending 150

Lending Apple Online Retail 150

Chris Skinner

JULY 21, 2017

Really easy to work with, the company is the chosen system for many other innovative companies including Kickstarter and Apple Pay, and valued at almost $10 billion by the end of 2016. Not bad for a six-year-old start-up.

Fintech 361

Fintech System Apple Technology 361

PYMNTS

MARCH 15, 2019

That speaks to some long term expectations that digital banking and other “sea changes” will continue in financial services (and maybe hasten changes within the UK) no matter the wrangling between the UK and the EU over any number of months.

Apple 101

Apple social media Fintech Lending 101

PYMNTS

OCTOBER 4, 2019

This week’s coverage includes a deep dive into a big potential misstep for Apple, woes at Goldman’s Marcus, a new Visa expansion effort and a look at how Google Maps can predict the future of payments. Apple — Phone Home. Top Stories. Visa Powers Revolut’s Global Expansion Into 24 New Markets. Goldman’s Marcus Has Lost $1.3B

Fraud 108

Fraud Google Apple Chicago 108

Bank Innovation

AUGUST 14, 2017

Wells Fargo has been going through a rough patch lately, but the bank itself is focused on moving forward. This is especially true when it comes to digital banking. The San Francisco-based bank is looking at partnerships as a way of improving banking experience for its current digital users (including mobile). “We

San Francisco 287

San Francisco Mobile Digital Banking Apple 287

PYMNTS

FEBRUARY 17, 2020

The historical focus of credit unions has been consumer lending , with a focus on providing the lowest rates to customers. Apple , Paxon pointed out, has its cards provisioned into its mobile wallet within minutes – and the expectation for speedy, smooth function is something anyone building a digital payment offering must consider.

San Francisco 184

San Francisco Cards Lending Meeting 184

Fintech Labs Insights

FEBRUARY 9, 2024

mo Klarna 24 Jan BNPL Consumer CNBC Bilt Rewards doubles valuation to $3.1B Bilt Rewards 24 Jan Credit cards Consumer Techcrunch Klarna is first BNPL service with subscription ($7.99/mo mo Klarna 24 Jan BNPL Consumer CNBC Bilt Rewards doubles valuation to $3.1B

Trends 15

Trends Fintech Apple Cards 15

PYMNTS

JANUARY 20, 2020

Goldman, of course, has been busy focusing on growing its retail footprint across its digital channels, including Marcus, the digital bank, where deposits from the U.S. Funded consumer loan balances were $7 billion from Marcus and $2 billion from the credit card lending tied to the launch of Apple Card.

Cards 134

Cards America Course Mobile 134

Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

Community Bank 170

Community Bank Community Software Innovation 170

PYMNTS

MARCH 26, 2020

That lack of physical access has been a major stumbling block for FinTechs as they’ve tried to move from offering their customers a specific financial service – such as lending, saving or investing – toward becoming their primary financial services relationship. But the FinTechs, Baird noted, are adapting and innovating around that issue.

Innovation 241

Innovation Fintech Data Examples 241

CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. Free Download: State of Fintech q2’20. First name.

Fintech 46

Fintech Innovation Lending Regional 46

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Goes to Larry Mazza and the crew at MVB Bank in West Virginia. We salute a legend of lending and credit union leadership. The Stock to Own in 2021.

Fintech 142

Fintech Strategy Leadership Lending 142

Gonzobanker

JANUARY 17, 2020

Wells Fargo analyst Mike Mayo got a great deal of attention this year when he claimed that the coming decade will be “the biggest tech transformation in the history of banking.” For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. The delay has been too long.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

Gonzobanker

AUGUST 7, 2018

The report’s consistent reference to “data aggregators and fintech applications” ignores the role of non-fintech players like the big tech behemoths (Amazon, Google, Apple, e.g.) and even retailers (Starbucks, Walmart, etc.) who are increasingly offering funds storage and payment (i.e., financial) capabilities.

Data 60

Data Report Fintech United States 60

Accenture

NOVEMBER 27, 2017

Cybersecurity remains a top industry agenda, not just as an IT issue, but as a business issue affecting the wide spectrum of the digital banking landscape. Banks and market infrastructure will need to be one step ahead of perpetrators, due to the diverse and fast-evolving nature of threats to information security.

Innovation 171

Innovation Conference Fintech blockchain 171

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. The latest twists came in September, when one of the biggest technology and payments events of the year featured the announcement of Apple Inc.’s

Mobile 105

Mobile Community Bank Community Technology 105

Lex Sokolin

SEPTEMBER 19, 2019

In Europe, over $10 billion could be invested this year, doubling that of 2018 and driven by the sector’s leadership in integrated digital banking (e.g., That’s partly due to the Ant Financial outlier last year, partly due to the collapse of the P2P digital lending industry, and partly (I think) due to the rise of crypto assets (e.g.,

Fintech 40

Fintech Lending United States Data 40

Fintech Labs Insights

NOVEMBER 18, 2014

Myth 3 >> Marketplace (P2P) lending won''t be used by "our" customers Truth : Consumer and SMB lending could be disrupted by new players (but that''s far from a given) Prediction : Marketplaces take 5% to 10% share by 2020 Thoughts : I''m not one to throw "disruption" around lightly.

Lending 30

Lending Mobile Online Digital Banking 30

Gonzobanker

MAY 30, 2017

The busiest expo booths were one-off specialists like lending analytics campaign provider Intuvo and digital banking provider Alkami talking about applying data. The harsh truth is that, unlike Google, Apple and Netflix, we’re in a highly regulated industry (remember those federally insured deposits?)

Analytics 71

Analytics Data System social media 71

Fintech Labs Insights

MAY 18, 2015

Accenture Teams with Moven to Develop Digital Banking Tools. Bank Innovation. CIBC First to Launch Funds Transfer for Apple Watch. In the Bank Account of the Future, Context is King. Sizing Up Small Business Lending: Onsite Coverage. Lend Academy. Visible Banking. 2015 FinovateSpring Spree.

San Jose 12

San Jose Video Apple Innovation 12

Bank Innovation

APRIL 15, 2019

Chairman and CEO David Solomon said during the bank's earnings call today that he was pleased with the bank's performance in the first quarter, especially with […].

Technology 170

Technology Report Apple Digital Banking 170

PYMNTS

JANUARY 13, 2020

consumer and the sea changes tied to commerce, eCommerce, lending and credit. For those watching the payments sphere, the tea leaves are there for the reading, tied to mobile and digital banking adoption, to outstanding balances on cards, and to auto loans and mortgages. billion for the quarter that ended Sept.

Mobile 131

Mobile US Lending America 131

PYMNTS

JANUARY 13, 2020

consumer and the sea changes tied to commerce, eCommerce, lending and credit. For those watching the payments sphere, the tea leaves are there for the reading, tied to mobile and digital banking adoption, to outstanding balances on cards, and to auto loans and mortgages. billion for the quarter that ended Sept.

US 130

US Lending America Course 130

South State Correspondent

MARCH 28, 2022

Banks underwrote credit and largely held an amount they would lend a consumer or business fixed until the next review – usually for a year. As evidence of BNPL technology’s importance, Apple, Visa, and Mastercard have all purchased BNPL companies primarily for their technology. In the past, credit was static.

Payments 195

Payments Trends Data Fintech 195

Gonzobanker

DECEMBER 20, 2019

The Ecosystem Award – Goes to Partners Credit Union for its collaborative member experience work with digital banking vendor Kony (now part of Temenos). The digital banking provider helped implement digital competitiveness against big banks that Partners sought. Well done, sir!

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

OCTOBER 11, 2019

Max Levchin On The Future-Present Of Everywhere POS Lending. 8, Levchin told Karen Webster, Affirm can give an entirely new answer to that question as it has rolled out a new app that will allow customers to use the service to pay almost anywhere online or (with an assist from Google Pay and Apple Pay) in the real world. As of Oct.

Cards 116

Cards Online Houston Digital Banking 116

PYMNTS

JULY 6, 2018

To that end, SEB AB, reported Bloomberg , has been boosting its staffing roster to bring more efforts to bear on its digital banking services. Thus, said Bloomberg, hiring within banking is increasingly focusing on tech-oriented skill sets. But then again, some firms are actually trimming back positions.

Fintech 102

Fintech Technology Lending Regional 102

Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. The Smarter Bank Data Award. Sam Bankman-Fried of FTX.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

NOVEMBER 18, 2014

With a focus on digital banking and branch transformation, it was interesting to see the attendee list with lots of sexy new customer experience and analytics titles. Worst practice of the sessions: “It’s an interesting time to be a bank and digital banking is part of an entire ecosystem.” General Sessions.

Chicago 97

Chicago Retail Branch Design Training 97