Fintech Labs Insights

FEBRUARY 9, 2024

We’ve been obsessed with new fintech products since before the term was invented. This constantly updated article tracks the biggest and most important new products released worldwide by financial technology companies, along with banks, credit unions, investment advisors, insurance companies, credit card issuers and payment providers.

Trends 15

Trends Fintech Apple Cards 15

CB Insights

SEPTEMBER 10, 2020

After a difficult first quarter, fintech funding rebounded in a big way in Q2’20. Free Download: State of Fintech q2’20. Fintech funding rebounded in Q2’20 but deal activity continues to fall. Below, we answer some of our readers’ most pressing questions from the webinar on the state of fintech. First name.

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Fintech Innovation Lending Regional 46

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Read the full customer development post 4.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

PYMNTS

MARCH 26, 2020

But as of 2020, it is a subject upon which seasoned experts can disagree, in a world where traditional banks and FinTechs are operating in parallel in the market – and, in many cases, are offering similar services for consumers. But the FinTechs, Baird noted, are adapting and innovating around that issue. Baird said. “As

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Innovation Fintech Data Examples 241

PYMNTS

MARCH 15, 2019

For financial services, and specifically for FinTech , the ripple effects may keep rippling. But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. and the EU over any number of months.

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Apple social media Fintech Lending 116

PYMNTS

MARCH 15, 2019

For financial services, and specifically for FinTech the ripple effects may keep rippling. But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated.

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Apple social media Fintech Lending 101

PYMNTS

FEBRUARY 24, 2020

The key here is that buying Radius Bank brings together two disparate companies with a presence in different markets. Radius Bank is not in the lending market, but has $1.4 Card and loan balances should rise over that timeframe from $7 billion to $20 billion — a figure that, of course, includes the Apple Card.

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Digital Banking Course Online Management 242

PYMNTS

JUNE 10, 2020

The move comes out of Amazon’s initial effort to build a lending marketplace for its sellers, where many lenders would compete to make business credit offers, sources familiar with the situation told CNBC. Our team exists to fuel seller growth, period,” Ragui Selwanes , head of Amazon Lending, told CNBC.

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Lending Apple Online Retail 150

Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

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Community Bank Community Software Innovation 170

Lex Sokolin

SEPTEMBER 19, 2019

Fintech is expensive. Fintech is everywhere. Fintech is the global competition for regulation, talent, and macroeconomic supremacy. Fintech is the trade war between the US and China. Fintech is the trade war between the US and China. Fintech is Facebook and Amazon. Fintech is the next bubble to burst.

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Fintech Lending United States Data 40

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

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Fintech Strategy Leadership Lending 147

Gonzobanker

JANUARY 17, 2020

Wells Fargo analyst Mike Mayo got a great deal of attention this year when he claimed that the coming decade will be “the biggest tech transformation in the history of banking.” For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. Experian recently reported.

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Customer Experience Fintech Regional Cards 127

Accenture

NOVEMBER 27, 2017

Some themes endure year-after-year, as shown in the table below—real-time payments, cybersecurity, fintechs, blockchain and open APIs. Perhaps they are unsurprising, but individually each shows it is a driver of enduring change, and together they show how the industry is transforming and rotating to the new digital era.

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Innovation Conference Fintech blockchain 171

Gonzobanker

AUGUST 7, 2018

Tuesday, July 31, 2018, may go down in history as Fintech Day in the United States. Treasury Department released a 222-page report titled A Financial System That Creates Economic Opportunities: Nonbank Financials, Fintech, and Innovation , and the OCC announced it would consider charter applications from fintech companies.

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Data Report Fintech United States 60

Fintech Labs Insights

MAY 18, 2015

Accenture Teams with Moven to Develop Digital Banking Tools. Bank Innovation. CIBC First to Launch Funds Transfer for Apple Watch. In the Bank Account of the Future, Context is King. Finovate Spring 2015: Fintech innovation for banking and wealth management. The Fintech Blog. Lend Academy.

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San Jose Video Apple Innovation 12

Gonzobanker

MAY 30, 2017

The busiest expo booths were one-off specialists like lending analytics campaign provider Intuvo and digital banking provider Alkami talking about applying data. The harsh truth is that, unlike Google, Apple and Netflix, we’re in a highly regulated industry (remember those federally insured deposits?) So … how about it?

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Analytics Data System social media 79

PYMNTS

JULY 6, 2018

To that end, SEB AB, reported Bloomberg , has been boosting its staffing roster to bring more efforts to bear on its digital banking services. Thus, said Bloomberg, hiring within banking is increasingly focusing on tech-oriented skill sets. But then again, some firms are actually trimming back positions.

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Fintech Lending Technology Regional 102

Fintech Labs Insights

NOVEMBER 18, 2014

Myth 3 >> Marketplace (P2P) lending won''t be used by "our" customers Truth : Consumer and SMB lending could be disrupted by new players (but that''s far from a given) Prediction : Marketplaces take 5% to 10% share by 2020 Thoughts : I''m not one to throw "disruption" around lightly.

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Lending Mobile Online Digital Banking 30

South State Correspondent

MARCH 28, 2022

As we pointed out, banks are in an ideal position to take advantage of these trends and grab market share back from the traditional card networks and fintechs. By combining these trends, banks will be able to create an endless supply of specialty payment products that will be able to generate fees and/or float balances.

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Payments Trends Data Fintech 195

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. The Ecosystem Award – Goes to Partners Credit Union for its collaborative member experience work with digital banking vendor Kony (now part of Temenos). Well done, sir!

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Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 19, 2022

In 2021, there were more than 120 fintech IPOs in the U.S., 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Acquisition of the Year: Bank Acquiring a Fintech. Acquisition of the Year: Fintech Acquiring a Bank.

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Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. Paul Murphy, founder of Murphy & Co.

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Fintech Community Regional Technology 195

William Mills

SEPTEMBER 9, 2016

An App Store for FinTech applications. International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market. Can also use fingerprint ID and are now showing an Apple Watch app using voice for an account balance which is cool. Very fast and cool.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

NOVEMBER 18, 2014

With a focus on digital banking and branch transformation, it was interesting to see the attendee list with lots of sexy new customer experience and analytics titles. Worst practice of the sessions: “It’s an interesting time to be a bank and digital banking is part of an entire ecosystem.” General Sessions.

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Chicago Retail Branch Design Training 98

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. Well Apple did it again with the Apple Watch. Bravo OZRK! Great work on both sides of this high-stakes conversion effort. The result?

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

SEPTEMBER 7, 2016

Provides mobile banking to banks and credit unions. But came here to talk about BankJoy API –Which provides advance banking out of the box. Their API is already integrated in a few core systems and other fintech necessitates. Charlotte, NC-based tech company founded eight years ago by a 14-year FinTech veteran from FIS.

Mobile 40

Mobile Cards Fraud Data 40

Lex Sokolin

AUGUST 19, 2020

The results say more about consumer Fintech investing than about any company in particular. Next came the arithmetic of how much these companies raised, and how together they have 15 million users and $10 billion of European Fintech unicorn enterprise value. Monzo does two main things for money now that it is a bank.

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Comparison Fintech Lending Analysis 52