PYMNTS

APRIL 23, 2019

Bookkeeping is at the core of many essential processes in the back office: tax filing, working capital management and access to financing, to name a few. In the case of accessing capital, the Federal Reserve ‘s latest analysis has suggested that small business demand for financing in the U.S. The firm secured $1.8

Fintech 154

Fintech Taxes Capital Analysis 154

PYMNTS

NOVEMBER 19, 2019

PayQwick Chief Operating Officer Bob Craig told PYMNTS in a recent interview that it’s not that financial institutions (FIs) don’t want to address this challenge and bank the underserved legal marijuana industry — it’s that the burden is so large that they are often unable to meet its requirements in-house.

Company 109

Company Compliance Payments Taxes 109

Abrigo

JANUARY 6, 2017

To be certain, many accountants could make a full-time job out of simply trying to understand the various types of technology that can make their personal lives easier and their practices more profitable and secure. These three trends are: the progress of blockchain technology, the continued shift to the cloud, and advances in automation.

Trends 218

Trends blockchain Taxes Survey 218

TrustBank

APRIL 26, 2021

The Washington Long-Term Care Program is the nation's first public state-operated long term care insurance program. percent payroll tax on all employee wages, beginning January 1, 2022. Is There a Cap on the Amount of Wages That Are Taxed? Which Employees Are Subject to Tax/Premium Collections? 04, will be funded by a 0.58

Washington 64

Washington Taxes Idaho Oregon 64

Abrigo

SEPTEMBER 26, 2017

Make it easier to communicate Cloud-based technology provides secure portals for clients to provide and access confidential documents without the need for emails or paper. All of these efficiency gains stemming from communication can help the practice operate more efficiently and grow. Learn more >>

Technology 150

Technology eBook Taxes Meeting 150

PYMNTS

NOVEMBER 4, 2019

In its announcement of the new research, the ETA also called on the Canadian government to introduce a tax incentive for small businesses to obtain cyber insurance and boost their cyber resilience. consumers in the first half of 2019 , according to new analysis from Parliament’s Treasury Select Committee.

Fraud 101

Fraud Pennsylvania Data Cards 101

PYMNTS

APRIL 19, 2019

payroll processing company Payescape , said this area of the back office may have a larger influence on how accountants operate than some may believe. That’s particularly true when it comes to compliance and data security. However, Steven Jones, business development manager of U.K. In the U.K., ”

Innovation 154

Innovation Compliance Technology Resources 154

PYMNTS

JANUARY 22, 2018

There is another market segment, however, that similarly struggles to secure this Goldilocks effect, with products that aren’t too small and aren’t too large: the middle market. There are others who will state that the definition of mid-market can hinge on the segment of business that is being discussed.”

Management 116

Management Compliance Taxes Marketing 116

PYMNTS

JANUARY 23, 2017

The latest analysis from SpiderOak also found that, surprisingly, professionals in IT and leadership groups are actually more likely to be using these unsanctioned group chats. of employee group chats in use are unsanctioned by their companies , and many of those employees are sharing sensitive corporate data over those group chat platforms.

Survey 100

Survey Taxes Groups Analysis 100

PYMNTS

MARCH 2, 2018

The latest analysis from Accenture finds new evidence that investors have been acting on their B2B interest for some time. alternative small business lending firm, that secured $900 million in 2017, while other alternative finance players, like LendingPoint and SoFi , landed significant investment rounds. Alternative Lending.

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

MARCH 30, 2018

Boston-based PreVeil did not disclose how much it raised in its Series A funding round, but it did note that Spark Capital provided the funding to support the company’s email and file security solution. Kenna Security. Its platform provides proprietary cyber-risk analysis technology to corporate customers. Back-Office.

US 116

US Capital California San Francisco 116

PYMNTS

DECEMBER 12, 2019

Indeed, according to recent analysis from McKinsey & Company , travel industry disruption is repositioning travel agencies’ role in the industry. As these shifts occur, the industry must be able to remain flexible with changing rules like tax calculation requirements, or rules related to the currencies in which prices are displayed.

Payments 136

Payments Cards Industry Marketing 136

PYMNTS

APRIL 14, 2017

TY: Our main objective behind the report was to provide an in-depth analysis of the attack tools and techniques fraudsters use to create armies of fake accounts and evade detection. Selfie Authentication Combats Tax Fraud. PYMNTS: What was the motivation behind starting the DataVisor Online Fraud report?

Fraud 112

Fraud Online Big Data Taxes 112

PYMNTS

DECEMBER 18, 2018

In its announcement of the takeover earlier this month, Propelware said the deal is part of its broader “strategy of solving the movement of data between applications seamlessly and securely.” Accountants themselves, though, often struggle with technology adoption.

Management 134

Management Fintech Tools Technology 134

PYMNTS

APRIL 19, 2019

As noted in this space this past week, SCA has goals that are laudable by any measure, as the SCA requirement seeks to reduce fraud and make online card-not-present (CNP) transactions more secure. Larger merchants appear to be better prepared than the roughly 800,000 smaller ones operating across the continent. Retail Sales: Rally 1.6

social media 125

social media Online Regulation Taxes 125

PYMNTS

JULY 15, 2016

Hong Kong is known for its simple and predictable tax system, making it an attractive place for investment. FinTech startups in particular must jump through tough regulatory hoops, making it difficult to establish payment firms, crowdfunding platforms, peer-to-peer lending schemes and even obtain secure operating licenses.

Taxes 100

Taxes Fintech Marketing Regional 100

Jeff For Banks

SEPTEMBER 16, 2018

Yet we charge business checking fees based on a complex analysis, offer a 7-month special CD only to roll it into a lower yielding 6-monther if the customer isn’t attentive, and require high-interest checking customers to have 10 debit transactions, e-statements, and a partridge in a pear tree to get that rate.

Taxes 67

Taxes Resources Marketing Analysis 67

Gonzobanker

OCTOBER 26, 2021

Cornerstone Advisors estimates $145 billion of pre-tax revenue has disappeared for bankers via margin compression in only the past two years. It must be what pours out from the culture, the leadership, the brand, and the operations of a modern banking institution. Banker in the Middle. Earning the Trust of the Stakeholders.

Leadership 97

Leadership Compliance Strategy Branding 97

TrustBank

DECEMBER 8, 2022

According to the Bureau of Economic Analysis (BEA) US personal saving declined to an anemic 2.3% The BEA calculates the personal saving rate by subtracting taxes from personal income to arrive at “disposable personal income” and then subtracts personal outlays. in October. What’s left is an estimate of personal savings.

US 52

US Policies Taxes Washington 52

Gonzobanker

MAY 31, 2019

Institutions are “spreading” financial statements for electronically provided tax returns or financial statements. Many financial institutions handle small business loan requests, data gathering, underwriting analysis, documenting and closing largely the same as they do for their commercial loans. Contact us today to learn more.

Lending 141

Lending Community Bank Community Data 141

PYMNTS

MAY 25, 2016

operate with fewer than 500 employees; more than 85 percent are running with fewer than even 20 workers. They are mom-and-pop operations, she said, often “just trying to make it.” The corporate world certainly is prioritizing speed, whether it be invoice processing, payments or any other aspect of an operation.

Big Data 117

Big Data Data Operations Analytics 117

Independent Banker

FEBRUARY 24, 2016

In addition to having a high-yielding portfolio, these investment managers have managed the tricky challenge of balancing on the risk-reward tightrope without necessarily buying into a lot of long-maturing investments, according to Jim Reber, president and CEO of ICBA Securities. Greg Steverson, Ledyard National Bank. The barbell approach.

Community Bank 70

Community Bank Community Texas Management 70

PYMNTS

JUNE 4, 2018

That just good old-fashioned operational costs. That means Snap is going to need some dollars at some point within the next year and a half — and it seems to have snuck out of a securities filing in early May that strongly indicates it is trying to raise some funds by a sale of shares or debt. The firm torched through $1.1

social media 119

social media Google Apple Leadership 119

PopularBank

OCTOBER 28, 2020

Popular Bank conducted a detailed review and analysis of its current network, including its usage, proximity to additional Popular Bank branches, the needs of customers and accessibility to supplemental services. The expenses include a pre-tax charge of approximately $2.4 million, of which $23.1

Puerto Rico 52

Puerto Rico New York Metro Community 52

PYMNTS

SEPTEMBER 22, 2017

Promoting financial inclusion — a lofty ambition targeting two billion people around the world who currently live without the ability to securely send and receive money — is about more than taking cash away, handing those consumers an electronic payments solution and opening up bank accounts for them. It took time.

Mobile 160

Mobile Payments Cards Tools 160

PYMNTS

FEBRUARY 21, 2018

Bloomberg reports this week said Prime Minister Mariano Rajoy’s People’s Party is developing legislation that could hand tax breaks to blockchain companies in an effort to attract innovators to the country. Securities and Exchange Commission has halted the trading of three companies based in Oregon after examining their balance sheets.

blockchain 130

blockchain Los Angeles Regulation Oregon 130

Abrigo

JUNE 4, 2019

The sum of these differences (net of applicable income taxes) is the “cumulative-effect adjustment” as of the effective date of the new credit losses standard. Calculate the allowances and liabilities for these exposures reported on the Call Report balance sheet as of December 31, 2021. the incurred loss method).

Policies 186

Policies Capital Report FDIC 186

BankUnderground

APRIL 28, 2023

Second, expanding the analysis beyond 2009 provides evidence on whether Basel III addressed the pro-cyclicality of bank capital and lending. Debt securities 8762 1790.39 Pre-tax profits 8305 29.76 Operating expenses 8301 1.17 Debt securities 8762 1790.39 Pre-tax profits 8305 29.76 Operating expenses 8301 1.17

Capital 78

Capital Lending US Data 78

PYMNTS

MARCH 1, 2018

Securing bank financing for a small business (SMB) is neither fast nor easy, but the people running those SMBs need it to be both. This enables the FI to bypass all of that cumbersome rekeying and jump right into the analysis phase. For financial institutions (FIs), too, it’s in the bank’s best interest to move the process along.

Data 101

Data Lending Taxes Innovation 101

Abrigo

APRIL 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. At the same time, 59% pursued credit to meet operating expenses. Each small business has a distinctive business strategy, customer base, and mode of operation —factors that make small business loans harder to monitor than those for large corporations.

Lending 195

Lending St. Louis Community Marketing 195

Tomorrow's Transactions

SEPTEMBER 18, 2014

I was in a meeting earlier in the week where someone said that even with ApplePay, the US is far behind Japan in mobile payments, so I thought I’d do a quick update on Japan which, as for the US, we label a “special case” in our analysis of the market: we can learn from it, but it doesn’t tell us anything about how other markets might develop.

Taxes 51

Taxes Mobile System Cards 51

Bankelele

DECEMBER 3, 2014

They handle more than just tax and payroll. A good reason for hiring an accountant however is to create a business plan, form a company, apply for loan, during tax audit or simply in order to delegate some duties. Say ratio of salaries and other employee payments to total revenue, cashflow analysis, your gross margins and net margins.

Taxes 34

Taxes Software Report Analysis 34

FICO

JUNE 16, 2022

The difference needs serious analysis and without appropriate action may cause harm. Omnichannel two-way digital dialogue was largely unproven in collections’ operations. Increasing inflation, interest rates and income tax are also at 40-year highs. itelna Modernizes Operations With Debt Collection Optimization.

Meeting 52

Meeting Analytics Strategy Data 52

Jeff For Banks

JULY 8, 2017

trillion in Agency mortgage backed securities. Physical security costs ramped up over the past 15 years; just ask the airlines and Homeland Security. Recently, we have seen ransomware virtually cripple company’s networks and Internet access, as criminals exploit vulnerabilities in Microsoft’s Windows operating system.

Marketing 60

Marketing Community Bank Security Data 60

Abrigo

AUGUST 28, 2022

Takeaway 3 Better ag lending workflows streamline document collection and management and increase credit analysis accuracy. . Whether the institution offers an ag operating loan, an ag real estate loan, or a loan for farm equipment, it can create a better ag lending process with these seven best practices: Provide a mobile experience.

Lending 195

Lending Analysis System Data 195

Jeff For Banks

JULY 9, 2012

On June 28th, the Supreme Court upheld the Affordable Care Act as constitutional, calling penalties on individuals for failing to purchase health insurance a “tax.” This decision sets in motion a series of steps to implement the law over the next few years along with the estimated $813 billion in taxes and levies over the next ten years.

Taxes 67

Taxes Washington Risk Management Marketing 67

Jeff For Banks

OCTOBER 11, 2011

In another easing action dubbed “Operation Twist,” the Fed stated that they will sell $400 billion of their shorter securities (less than 3 year maturities) and buy the same amount of longer securities (6 to 30 year maturities) by June, 2012. They haven’t tried a “twist” since the 1960s. per gallon.

DC 67

DC Security Washington Risk Management 67