PYMNTS

NOVEMBER 9, 2017

Needless to say, the nation’s small banks and their representatives are less than wholly thrilled. Mixing banking and commerce is a bad idea that keeps recurring like a bad dream,” said Paul Merski with the Independent Community Bankers of America.“It’s The proposal by the OCC was made at a banking conference in New York.

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PYMNTS

MARCH 13, 2019

There are over 600 machines being used in America, more and more breweries are offering crowlers as a takeaway beer option.”. can now have alcohol delivered in as quickly as an hour from grocers at the local, regional and national level, in addition to wine and liquor stores. Shoppers in 14 states along with Washington, D.C.

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Colorado Video Retail National 154

PYMNTS

JANUARY 17, 2017

You’re a retailer, beset by the twin problems of brick-and-mortar and fickle U.S. Picture 625 million wallets, ready to open for the right retail experience. Many of these retailers, he said, did not perform as well as might have been expected on Black Friday or even Cyber Monday. consumer spending. as well.”. “If

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Los Angeles San Francisco America Retail 100

PYMNTS

NOVEMBER 23, 2017

Starbucks has opened its first store in Jamaica, making it the international coffee retailer’s 76th global market. According to news from Chain Store Age , this latest brick-and-mortar location also represents Starbucks’ 17th market in the Latin America and Caribbean region.

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Regional America Operations Meeting 101

PYMNTS

OCTOBER 23, 2018

Dig even deeper than that, and you’ll find that eCommerce is growing by 18 percent in Africa, 28 percent in Asia and 25 percent in Latin America. To capitalize on that aforementioned eCommerce growth in emerging markets and log sales in those regions, U.S. Though the U.S. PPRO found that a third of U.S.-based Villegas said.

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PYMNTS

JULY 21, 2017

Fraud varies country to country, region to region. As has been widely noted, the region has paved the way for the adoption of EMV, and its embrace by merchants in the EU, mandated though it has been, has steered hackers and criminals to online methods of siphoning funds from consumers and cheating companies.

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PYMNTS

AUGUST 10, 2016

We conducted an exhaustive search across three states for the right location that would best enable us to meet this growing demand for our services … The Northeast region is a busy transportation corridor because of its population density and high concentration of businesses, and that trend is projected to continue.”. Dollar General Corp.,

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PYMNTS

SEPTEMBER 20, 2019

Not only are autonomous retail technologies and other tools transforming the grocery shopping experience, but Caper is coming off a new $10 million funding round. That’s why [the] brick-and-mortar retailer isn’t going anywhere. Using autonomous retail technology would threaten that longstanding practice. Grocery Trends.

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Retail Technology Operations Innovation 101

NCR

MARCH 28, 2018

Home to more than 261 million people, it is the world’s fourth most populous country and also the largest island nation on the planet, comprising more than 13,000 islands. As the national government pursues initiatives to address this problem over the coming years, ATM deployment could prove a vital part of the mission.

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ATM Regional National Innovation 72

South State Correspondent

JANUARY 4, 2023

Sectors like office, retail, and hospitality, are even worse. Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position. As a result, national banks are eroding the customer base of the community bank. Conclusion.

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PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. In spring 2018, participating U.S. In spring 2018, participating U.S.

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Regulation Data Regional America 108

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Retail Banking Customer Satisfaction Study from J.D. Or at least they should be. The 2016 U.S.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

SEPTEMBER 29, 2017

There’s little doubt that the [spirits] industry will feel the impact of the largest online retailer expanding into grocery,” Coors wrote in a blog post following the news announcement of the Amazon/Whole Foods merger. We’re the largest liquor-store network in the country – in North America, frankly,” Drizly CEO Nick Rellas said.

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PYMNTS

NOVEMBER 1, 2017

In fact, the fantasy sports sector has been growing rapidly in North America in recent years, and is now estimated to be worth roughly $7.22 The platform offers customers the ability to use preferred local payment tools, including over 100 alternative payment methods (APMs) specific to their geographic region. and Canada.

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Payments Regional America Marketing 102

PYMNTS

JULY 30, 2019

Regional banks and credit unions have become vulnerable to digital competition from larger banks, which is why so much emphasis has been placed on innovation. It’s true that large national banks have a majority of customers that are digitally centric, meaning customers that don’t visit physical locations. But a recent survey from J.D.

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American Banker

NOVEMBER 22, 2016

Consumers flooded Twitter and downdetector.com with complaints that Bank of America's teller system was down Tuesday afternoon.

America 28

America System Branch Strategies Regional 28

PYMNTS

JUNE 17, 2016

Toronto has one of the largest concentrations of financial services in the Americas. Roughly 251,000 people are employed in this sector across the region, representing 36 percent of the country’s financial services sector employment. There are nearly 30,000 professionals working in FinTech in Toronto.

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PYMNTS

MARCH 26, 2016

According to the National Retail Federation (NRF), American consumers will be doing so in record numbers this Easter, with purchases related to the holiday expected to reach $17.3 Candy’s pretty much been firmly ensconced as a part of Easter for as long as the holiday has been celebrated in America. (As Who doesn’t like Peeps ?

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Survey United States Retail Comparison 100

FICO

AUGUST 18, 2021

This post explores the credit card trends in the US, UK and Canada, reviewing regional differences and focussing on the impact of the pandemic. The pandemic reduced the percentage of accounts exceeding their limit in all three regions. US credit cards have the highest average balance , with all three regions following a similar trend.

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Trends US Cards Regional 52

Jeff For Banks

JULY 8, 2019

Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms. No, I think community financial institutions should develop a solid strategy for retail banking. My focus today is on consumer banking. Do we cede the field?

Retail 60

Retail Community Taxes Strategy 60

Gonzobanker

JULY 7, 2015

Capital One figures are for Capital One USA direct bank and not the regional bank components. But here’s the real clincher: in the same period that the Top 10 Internet only banks grew deposits by $175 billion, the three major legacy retail powerhouses – Chase, Wells and Bank of America – grew deposits by $1.27

Digital Banking 60

Digital Banking Industry Capital Strategy 60

PYMNTS

APRIL 21, 2017

We are the premier, largest doctors-on-demand service currently operating in the United States and, per our announcement in February 2017, are beginning the process of a national rollout. ND: There is no direct competitor to Heal right now in the marketplace, although there are some tangentially similar services in a few select markets.

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Pennsylvania Exercises United States Florida 128

NCR

APRIL 22, 2016

The national average APR is currently at 15.16%, according to CreditCards.com , with average low interest rates hovering around 12%. Say “no” to retail credit cards. Applying for a retailer’s credit card in exchange for a one-time discount is tempting, but the initial savings of 10 to 20% is not worth the trouble.

Cards 40

Cards New York National Study 40

Fintech Labs Insights

MARCH 8, 2017

Mambu goes live in the Americas with new offices in Miami and new regional managing director. UK food retailer, The Co-operative Group chooses ACI Worldwide to run wallet service. Palestine’s The National Bank deploys core banking technology from Temenos. Kontomatik nominated at the Dutch FinTech Awards 2017.

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Miami New York Dallas blockchain 15

Independent Banker

FEBRUARY 24, 2016

New inspirations, fresh experiences await at ICBA’s national convention. ICBA’s national convention offers an educational lineup this year of more than 60 workshops and networking sessions. Independent Community Bankers of America. State/Regional Partners Reception*. It’s Community Banking LIVE 2016 in New Orleans.

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Community Bank Community Innovation Customer Experience 70

Banking 2020

DECEMBER 16, 2014

Telecommunications is also global, for example, but regulated on a regional level. Obvious examples include functions like technology, data, security, finance; and business groups like payments, fintech and retail banking. But this shift has also occurred in more traditional businesses.

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Leadership Regional America Industry 52

American Banker

OCTOBER 17, 2016

Strong growth in deposits and mobile users at Bank of America, together with questions tied to the phony account scandal at Wells Fargo, had B of A executives addressing whether their bank and others would be better off than ever by scaling back branches.

America 28

America Mobile Branch Strategies Regional 28

PYMNTS

SEPTEMBER 3, 2018

“When we look at P2P on the domestic front, for example, what we see is that it has taken off because people want to be able to have the money put right [into] their bank account,” said Cecilia Frew, senior vice president and head of Visa’s North America Push Payments, in an interview with PYMNTS. million users, up from 9.2

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Branding Cards Fraud Marketing 100

PYMNTS

DECEMBER 16, 2020

The mom-and-pop shops, independent proprietorships and independently owned restaurants, cafes and coffee shops that line Main Streets all over America have found themselves pushed to the brink – and are nervous about the prospect of their continued survival. But zooming in front of that result are some important nuances.

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Maine Survey Online Retail 282

CB Insights

DECEMBER 4, 2019

Bill Me Later was one of the earliest fintech payment platforms on the market and gave big retailers the ability to offer flexible financing programs. The company announced it would pass on the special card savings Amazon gets from card networks (because of the volume of purchases they can guarantee) to retailers that adopt Amazon Pay.

Cards 101

Cards Lending Strategy US 101

PYMNTS

JANUARY 28, 2020

And now, most recently, the coronavirus pandemic that, at this writing, has spread to 18 countries across the globe, spanning Asia, Europe and North America. One study, via the National Center for Biotechnology Information and authored by Jong-Wha Lee and Warwick J. Trade wars. The death toll is on the upswing. Want a snapshot?

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Regional Retail National Comparison 165

PYMNTS

AUGUST 16, 2019

Remittances to developing nations continue to grow, which has spurred many global markets to pursue efforts to enable more efficient cross-border payments. World Bank data shows that remittances to low- and middle-income nations reached a record high last year, with migrants sending $529 billion to their home countries. innovations.

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Payments System Fintech Innovation 204

PYMNTS

FEBRUARY 13, 2017

have a retail crisis — or a small business crisis? Which is why “fixing” retail must include giving SMB merchants the tools they need to compete in the very dynamic environment that now defines Retail U.S.A. THE HEARTBEAT OF AMERICA? So, what does this all have to do with retail? Here’s a question: Does the U.S.

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Retail Innovation Maine Community 134

PYMNTS

JANUARY 18, 2017

That funding will go towards boosting POS business in Europe and Latin America. Regionally speaking, on a trailing basis over the past four weeks, Europe has received the lion’s share of investments, at 51 percent, dwarfing the 21 percent tally tied to the United States. “At retailers $260 billion in lost sales last year.

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Retail Software System United States 100

PYMNTS

AUGUST 31, 2018

Once the 24 competitors (tributes) get to the games, they then battle to the death for a national audience that is required by law to watch the games. online grocery sales since 2017, the largest share of any single retailer and double its closest competitor. According to the Harris Poll, Amazon is the most trusted U.S.

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Branding Florida Retail Online 101

CB Insights

APRIL 17, 2018

Education: Stanford University (MBA), Australian National University (BA/BSC). Since that time, Shen has built one of the most successful venture capital franchises in the world by focusing on trends specific to the Chinese region, rather than within the broader technology landscape. Current Firm: Lightspeed Venture Partners.

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San Francisco CA Capital Operations 71

CB Insights

JULY 17, 2018

From matcha kelp noodles at the vegan fast casual By Chloe, to wild ferments at kombucha taproom Cultured South, the way we eat in America (and around the world) is changing. In 2017, the National Restaurant Association reported annual sales of $799B — close to 48% of the total amount that Americans spent on food. Photo credit: Tesla.

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San Francisco California United States CA 69