Alex Jimenez

APRIL 7, 2024

Innovation Gap One of the continuing concerns I have by the lack of commitment for innovation in many banks is the growing gap between digital leaders and everyone else. When organizations go from trying to innovate to cost cutting to chase the latest shiny tech and back to innovation they won’t do any of these things well.

Innovation 87

Innovation Management Strategy America 87

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195

Fintech Community Regional Technology 195

South State Correspondent

DECEMBER 8, 2023

The need to reduce cost, the move to instant payments, and the need to deliver more unique products and services are all driving this effort at credit unions, community banks, and mid-sized banks. Helping small businesses with their cash flow is currently the most significant arms race in banking.

Conference 195

Conference Retail Community Bank Technology 195

Abrigo

NOVEMBER 21, 2014

A recent data report culled from Sageworks Bank Information , a web-based data platform that includes financial and regulatory information on every U.S. bank and credit union, named the “ Top 15 community banks by commercial loan growth.” Blog Bank' From that subset of all U.S.

Lending 186

Lending South Carolina Miami Community Bank 186

PYMNTS

JANUARY 18, 2019

. “Our partnership with MineralTree enables us to provide additional solutions targeted to the middle market,” said Mastercard Director of Commercial Partnerships for North America Greg Pastorek in a statement. That collaboration similarly involves the integration of Mastercard In Control.

Cards 138

Cards Community Bank Tools Regional 138

South State Correspondent

MARCH 16, 2022

One element that many commercial banks attempt to differentiate with borrowers is the prepayment provision (or sometimes the lack of one). Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates.

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How To Community Bank Community National 195

Independent Banker

SEPTEMBER 30, 2021

Changing customer banking habits means it’s more important than ever for community banks to use every tool at their disposal. Community banks may have longstanding relationships with their core vendors, but that doesn’t always mean they keep up to date on all the latest features and functionalities. “But

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Community Bank Community Milwaukee Jacksonville 91

South State Correspondent

JANUARY 4, 2023

The answer is that because operating leverage and customer relevance are now so important, banks can no longer compete on rate and the abundance of credit. Many community banks have an inherent strategic advantage in bringing a new product to market faster than a national bank, yet they squander their position.

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Community Bank Capital Training Lending 195

Celent Banking

DECEMBER 22, 2016

Earlier this month, Fiserv announced that it is acquiring Online Banking Solutions (OBS), a privately held provider of niche treasury management capabilities. With the acquisition of OBS, there are no more niche providers of corporate digital channels left in North America.

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Meeting Strategy Community Bank Regional 100

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Mobile Banking Functionality Benchmark. Or at least they should be.

Regional 28

Regional Mobile Millennials Study 28

Independent Banker

MAY 24, 2016

For example, the accounting standard will now be crystal clear that community banks can forgo certain unnecessary or inappropriate disclosures. They avoid what otherwise would have become seriously unworkable accounting requirements for community banks. In the end, results were what ultimately mattered. Reach Camden R.

Community Bank 72

Community Bank Community Policies Leadership 72

PYMNTS

SEPTEMBER 15, 2016

In an effort to bridge what is increasingly being known as the “inclusion gap” for minorities, Visa is finding promise in supporting products for financial inclusion in the credit union and community bank portfolio. To hurdle the financial gap that exists for these underserved populations in North America.

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Community Community Bank Data Regional 100

American Banker

SEPTEMBER 25, 2016

Andrea Smith has been a member of Bank of America's executive leadership team since 2010, first serving as global head of human resources before transitioning last year to chief administrative officer.

America 28

America Leadership Resources Community Bank 28

Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. Independent Community Bankers of America. State/Regional Partners Reception*. State/Regional Affiliate Associations & Exhibitor Receptions*.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

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Community Bank Alabama Ohio Community 70

Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

APRIL 14, 2015

Looking around online, the closest competing offers I found were $300 from a couple of regional banks, but none from community banks or credit unions. I also noticed online that OnDeck was alongside Wells Fargo and Bank of America in the Top 5 search rankings for business loans.

Marketing 60

Marketing Community Bank Branding Community 60

Gonzobanker

SEPTEMBER 10, 2019

At a time when banks and credit unions are moving from the known table stakes of transactional digital to more of the unknowns of growing digitally, Kony was poised with a flexible approach to digital-first app development. market has been a hard row to hoe for Temenos. leader Emily Steele will be retained.

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United States Texas Austin Kansas City 89

NCR

MARCH 7, 2016

These stats come to us from the 2015 FMSI Teller Line Study , a “detailed annual study of teller activity volumes” that features a “compilation of statistics from community banks and credit unions in geographic regions ranging from all across North America.”

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Study Mobile Comparison Online 40

PYMNTS

OCTOBER 14, 2020

"Unlike solutions on the market today that only offer a handful of ERP integrations and require a manual intervention to complete a payment, RegalPay One offers a bank-branded platform that connects directly to their corporate customers' ERP system," Ed Wertzberger , vice president of solution delivery for Regal Software, said in the announcement.

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Software Branding California Community Bank 206

American Banker

NOVEMBER 17, 2016

The Independent Community Bankers of America have asked a federal judge to reject a motion by the National Credit Union Administration petitioning for the dismissal of a lawsuit filed by ICBA that challenges recent revisions to the agency's member business lending regulation.

America 28

America National Community Lending 28

American Banker

MARCH 31, 2016

Bank of America appears to be retaining more deposits from recent branch sales, using technological advancements to keep customers despite the lack of a physical location.

America 28

America Technology Community Bank Regional 28

American Banker

SEPTEMBER 25, 2016

Since the start of this year, the German banking giant has named Skerritt to not one but two new leadership posts to go along with her role as head of global transaction banking for the Americas.

Leadership 28

Leadership America Community Bank Regional 28

American Banker

SEPTEMBER 25, 2016

Luzio joined the global bank in December 2014 as head of multinational coverage for the Americas. It took just eight months for Cate Luzio to earn her first promotion at HSBC. Her group produced results so quickly that in August 2015, HSBC assigned Luzio the same role globally.

America 28

America Groups Community Bank Regional 28

American Banker

SEPTEMBER 29, 2016

It's time that financial institutions in America recognize the value that women can bring to the executive suite and boardroom.

America 28

America Community Bank Regional National 28

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Is it in the water?

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Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Is it in the water?

Utah 60

Utah System Community Marketing 60

American Banker

APRIL 28, 2016

A ninth-grader challenges Bank of America's CEO; the San Francisco Fed has a lot of interest in fintech; FinCEN's Jennifer Shasky Calvery is leaving, possibly for a banking job; Wells Fargo's Secil Watson talks up a new biometrics option; and Sallie Krawcheck appreciates Carla Harris' career advice.

San Francisco 28

San Francisco Fintech America Community Bank 28

American Banker

MARCH 3, 2016

Bank of America's mobile app can do almost everything that used to require a branch visit, says Michelle Moore; Lebenthal and four other women-owned firms land a big deal on Wall Street; Sallie Krawcheck joins the board of Blythe Masters' blockchain startup; Morgan Stanley's Carla Harris says both skills and spirituality contributed to her success.

America 28

America blockchain Mobile Community Bank 28

Jeff For Banks

SEPTEMBER 10, 2011

Neither supported this regional president''s opinion. Nasdaq: OZRK) of Little Rock, Arkansas Over a 100-year banking history, Bank of the Ozarks expanded from its headquarters in Little Rock, Arkansas, to more than 100 locations throughout the Southeast and is consistently ranked among the top performing banks in America (see chart).

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Arkansas South Carolina FDIC North Carolina 67

Fintech Labs Insights

DECEMBER 29, 2015

And we had three 3-bulbers ( Fifth Third, BMO Harris, Union Bank ) who posted impressive holiday graphics. Previous year-end holiday posts: 2014 , 2013 , 2012 , 2011 (big banks), 2011 (CUs/community banks), 2009 part 1 , 2009 part 2 , 2007 , 2006 , 2006 , 2004. Banks in the Holiday Spirit. Regions Bank.

Marketing 12

Marketing Milwaukee Maine Cards 12

American Banker

SEPTEMBER 2, 2020

The move is part of the effort by banks and other companies to promote racial equity and be more sensitive to the stresses on front-line employees. It also coincides with rising concerns about the postal system’s ability to handle the rush of absentee ballots.

Company 62

Company Community Bank America Groups 62

American Banker

FEBRUARY 13, 2020

The tight labor market and public pressure to raise minimum wages are expected to nudge noninterest expenses upward in a year when the watchword is cost control.

Marketing 63

Marketing Community Bank America Regional 63

American Banker

MAY 24, 2020

Demand has soared for mental health services as bank employees put in long hours, supervise kids while working at home and endure personal crises. Citi, BofA, Fifth Third and others are getting creative to help them decompress during the pandemic.

Community Bank 57

Community Bank America Regional Community 57

Gonzobanker

DECEMBER 22, 2014

Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. takes Susquehanna Bancshares Inc. 4 billion dollars ….

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Los Angeles Apple Risk Management California 101

American Banker

DECEMBER 26, 2019

Low rates and spotty loan demand mean banks are having to “dig deeper” to improve efficiency and maintain profit margins.

Community Bank 54

Community Bank America Regional Community 54

CB Insights

MAY 15, 2019

Its also expanding its regional focus too, with a recent announcement that the labs will invest more into R&D in India. Bank of America. Key people: Michael Roberts, Chief Marketing & Digital Strategy Officer, Bank of America Merchant Services. Notable projects: Mastercard Labs partnered with Fit Pay, Inc.

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Innovation blockchain Technology Groups 78