Banking Exchange

JANUARY 20, 2021

Greenwoods buys branches from Town Bank, while Santa Cruz County Bank and Mountain America Credit Union announce openings Community Banking Feature3 Feature Management M&A.

Community Bank 78

Community Bank Community Regional America 78

PYMNTS

JUNE 7, 2018

Community banking can be one of the most rewarding and most challenging areas of financial services in which to work — that’s the view, anyway, of Rebeca Romero Rainey, president and CEO of Independent Community Bankers of America (ICBA) , who recently joined the nation’s leading advocacy organization that exclusively represents community banks.

Community Bank 157

Community Bank Community Millennials Regulation 157

PYMNTS

JANUARY 25, 2019

Community banks could put more contactless cards into the hands of consumers with the help of the Independent Community Bankers of America (ICBA). million: The minimum number of payment cards that ICBA Bancard’s community bank customers have issued. 70 percent: The approximate share of U.S.

Community Bank 116

Community Bank Community Data United States 116

CFPB Monitor

AUGUST 16, 2023

First, the Texas federal district court granted the unopposed emergency motion of Texas First Bank (Texas First), Independent Bankers Association of Texas (IBAT), and Independent Community Bankers of America (ICBA) seeking leave to intervene in the lawsuit. . Continue Reading

Texas 78

Texas Community Community Bank Lending 78

Abrigo

APRIL 23, 2015

A new bill proposed on April 16 aims to increase the exam cycle period for a larger pool of community banks. would make more banks eligible for an 18-month exam cycle as opposed to the norm of a 12-month schedule. If implemented, hundreds of additional banks would be eligible for the longer cycle.

Community Bank 150

Community Bank Community Survey FDIC 150

South State Correspondent

SEPTEMBER 18, 2023

This development is very important to community banks, as their efficiency ratio also increased, but to 61.63%. The national banks have already indicated how they plan to reverse the efficiency ratio increase – through headcount reduction. What is Driving the Efficiency Ratio at Community Banks?

Management 195

Management How To Community Bank Community 195

South State Correspondent

JANUARY 16, 2024

With the demise of BSBY, those banks that used the index to hedge their interest rate risk will now be dealing with potential losses. Comerica Bank announced a $91mm charge, and Bank of America announced a $1.6B There will likely be other banks that adopted BSBY that will take similar charges. No ISDA documents.

Community Bank 195

Community Bank Community Compliance CA 195

PYMNTS

AUGUST 4, 2017

Are community banks missing the chance to climb aboard the faster payments train? With various banks and FinTechs producing innovative solutions — like mobile banking and P2P tools aimed at improving the speed of payments — the pressure is on for community banks to keep up. faster payments system.

Community Bank 116

Community Bank Community Innovation Millennials 116

Abrigo

OCTOBER 1, 2014

These large corporations are found in almost every town in America. Today’s youth and others across all age groups are placing a significant importance on consuming local food, developing local relationships and improving local communities. This is great news for community banks. Invest in community engagement.

Community Bank 170

Community Bank Community Capital Lending 170

CFPB Monitor

AUGUST 17, 2023

Continue Reading

Texas 78

Texas Community Bank Community Lending 78

Cisco

JANUARY 10, 2023

Whether a community bank or a credit union, regional insurer, or multi-national financial institution, cross-functional engagement with champions, key influencers and ultimate decision-makers also helps to eliminate silos inherent in the financial services industry.

Digital Strategies 174

Digital Strategies Strategy America Innovation 174

CFPB Monitor

AUGUST 23, 2023

The intervenors are several credit unions, community banks, and credit union and community bank trade associations. Continue Reading

Texas 78

Texas Lending Community Bank Community 78

American Banker

OCTOBER 23, 2020

The assertion by former Goldman Sachs executive Gary Cohn that smaller banks won't be viable in a high-tech world overlooks their success in partnering with fintechs, according to the Independent Community Bankers of America.

Community 74

Community Community Bank America Fintech 74

Independent Banker

OCTOBER 31, 2022

A convergence of economic and marketplace factors presents community banks with new opportunities for innovation and growth as they look to the new year. For community banks that have yet to start evaluating digital solutions and providers, now is the time to act. Illustration by Alex/Adobe. By Charles Potts, ICBA.

Fintech 126

Fintech Kansas City Community Bank Community 126

Independent Banker

FEBRUARY 28, 2023

I will continue to advocate for community banking, and for the rest of my career, stand side by side with you to fight our future battles. We hold the line for Main Street America, which needs us. My top three Reflections on community banking: Never take our community bank mission for granted; advocate for it.

Community Bank 175

Community Bank Community Maine Industry 175

The Financial Brand

OCTOBER 2, 2023

This article A Generative AI Decision-Making Guide for Community Banks and Credit Unions appeared first on The Financial Brand. This article A Generative AI Decision-Making Guide for Community Banks and Credit Unions appeared first on The Financial Brand.

Community Bank 34

Community Bank Community Branding Nevada 34

Jeff For Banks

NOVEMBER 4, 2017

One of my favorites is the affinity brand Red Neck Bank , a division of All America Bank. All America Bank is a traditional community bank located near Oklahoma City, and has been around since the 1960's. And yes, they recently switched names from Bank of the Witchitas. But did they have to?

Community Bank 60

Community Bank Community Oklahoma City America 60

Independent Banker

JUNE 30, 2020

I’ll continue to celebrate the independent spirit of community banks via digital forums and social media. Let’s focus on the opportunity to be stronger as individuals, as communities and as citizens of this great nation. And let’s take the time to ask: What do we want America to be when it grows up?

Community Bank 184

Community Bank Community social media National 184

ZootBlog

FEBRUARY 12, 2016

How long should it take to add your spouse to your bank account? However, it took one full hour to accomplish this simple task at my local community bank where I have been a customer for more than a decade. Additionally, Bank of America plans to triple the budget for their digital banking initiatives in 2016.

Community Bank 63

Community Bank Community Technology ATM 63

American Banker

MAY 13, 2020

The Independent Community Bankers of America refused to rule out legal action if Congress doesn't address the National Credit Union Administration's recent decision expanding the low-income designation.

Community 78

Community Community Bank Regulation America 78

PYMNTS

APRIL 14, 2020

To provide regional and community banks with a full-scale solution to manage and grow their FX programs, FinTech firm Derivative Path, Inc. Our industry-leading rates platform now combined with Currencycloud’s capabilities will make our offering even more powerful for our regional and community banking clients.”.

Regional 181

Regional Community Bank America Community 181

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

American Banker

OCTOBER 26, 2020

Bank of America made three more investments in minority-focused lenders, bringing its total to 10 in the past two months.

America 78

America Community Bank Community 78

Independent Banker

MARCH 31, 2022

Our success leads to the success of the communities we serve. As community bank leaders, the burden rests on our shoulders to make good decisions, so our banks can support the next generation of customers and employees. has a community bank on which it can rely. Innovation. Technology is the great equalizer.

Community 182

Community Community Bank National Meeting 182

Banking Exchange

JUNE 14, 2021

Bank of America ranks highest in banking mobile app satisfaction, reports JD Power Retail Banking Feature Lines of Business Technology Mobile Online Tech Management Feature3 Community Banking Consumer Compliance Customers.

Regional 88

Regional Mobile Survey Community Bank 88

PYMNTS

MAY 1, 2020

JPMorgan Chase and Bank of America said they processed almost 500,000 applications totaling roughly $46 billion as part of the Paycheck Protection Program intended to help small businesses struggling to due to the pandemic, according to a report in Fox Business on Thursday (April 30).

Los Angeles 199

Los Angeles America Community Bank Community 199

Independent Banker

SEPTEMBER 30, 2021

Under Larry Wilson’s leadership, First Arkansas Bank and Trust’s branch on the Little Rock Air Force Base was named the 2020 Air Force Bank of the Year. Community banks operate on a majority of the country’s military installations. Community banks comprise more than two-thirds of the 66 banks operating on U.S.

Arkansas 168

Arkansas Community Bank Community Operations 168

PYMNTS

MARCH 28, 2019

ICBA Bancard, the payment services arm of the Independent Community Bankers of America (ICBA), has partnered with Urban FT, a New York-based software company, to bring prepaid cards to community banks, the companies said in a press release. based Sunrise Banks, a $1.1 trillion by 2022. Paul, Minn.-based

Cards 128

Cards Community Bank Community New York 128

South State Correspondent

OCTOBER 25, 2016

Driven by the need to increase fee income, community banks have been raising out-of-network ATM fees which are now at record highs. While helping with fee income, this could be a long-run strategic mistake for community banks and may serve to decrease profitability instead of helping it.

ATM 150

ATM Community Bank Community America 150

PYMNTS

MARCH 28, 2019

ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America (ICBA), announced a new partnership with MK Decision (MK) for its online loan-origination system. Our mission — to stimulate local borrowing and local lending — is well aligned with ICBA Bancard and its community bank clients.

Community Bank 190

Community Bank Community Lending Cards 190

Independent Banker

FEBRUARY 28, 2023

Derek Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., wanted to be a financier before finding his way to community banking. He has served as president and CEO of $365 million-asset Century Bank & Trust in Milledgeville, Ga., now part of Bank of America, before moving to Griffin, Ga.,

Community 172

Community Community Bank Georgia San Antonio 172

ABA Community Banking

SEPTEMBER 5, 2018

The new retirement system for Bank of America is to "provide clients with greater choice and flexibility." Management Retail Banking Customers Community Banking Feature.

America 40

America Community Bank Community Retail 40

American Banker

MAY 17, 2016

Biscayne Bank in Miami, a community bank that focuses on serving high-net-worth individuals from the Caribbean and Latin America, has been named as an intermediary in the Panama Papers leak.

Miami 31

Miami Community Bank Community America 31

Banking Exchange

MARCH 18, 2020

Bank of America, Truist, Webster, Associated Bank and Mutual of Omaha are among those pledging to charities and community support funds Customers People Community Banking Feature3 Feature Management Financial Trends The Economy.

Community 78

Community Omaha Community Bank America 78

Banking Exchange

APRIL 1, 2020

Wells Fargo donated $185 million, Bank of America pledged $110 million, and more than 30 others have committed to supporting communities affected by the pandemic Feature Management Financial Trends Customers People Community Banking Feature3.

US 78

US Community Bank Community America 78

PYMNTS

APRIL 8, 2020

When the program went live on Friday (April 3), only two FIs, Bank of America and JPMorgan Chase, had been able to begin accepting applications — Bank of America saw a whopping $6 billion worth of applications in only a few hours, ending Friday with $32.6 Small businesses overwhelmed U.S. billion in applications.

Lending 245

Lending Fintech America Technology 245

PYMNTS

SEPTEMBER 17, 2020

The outline has three potential thresholds for exemption: banks that make less than 25 loans or $2.5 Michael Emancipator , vice president and regulatory counsel for the Independent Community Bankers of America (ICBA), a trade group representing community banks, said there wasn't a need for such low thresholds.

Data 132

Data Community Bank Community America 132