Independent Banker

FEBRUARY 28, 2023

I will continue to advocate for community banking, and for the rest of my career, stand side by side with you to fight our future battles. We hold the line for Main Street America, which needs us. My top three Reflections on community banking: Never take our community bank mission for granted; advocate for it.

Community Bank 175

Community Bank Community Maine Industry 175

PYMNTS

APRIL 14, 2020

To provide regional and community banks with a full-scale solution to manage and grow their FX programs, FinTech firm Derivative Path, Inc. Our industry-leading rates platform now combined with Currencycloud’s capabilities will make our offering even more powerful for our regional and community banking clients.”.

Regional 181

Regional Community Bank America Community 181

PYMNTS

MARCH 28, 2019

ICBA Bancard, the payment services arm of the Independent Community Bankers of America (ICBA), has partnered with Urban FT, a New York-based software company, to bring prepaid cards to community banks, the companies said in a press release. based Sunrise Banks, a $1.1 based Sunrise Banks, a $1.1 Paul, Minn.-based

Cards 128

Cards Community Bank Community New York 128

CFPB Monitor

JUNE 29, 2016

The Independent Community Bankers of America and the Credit Union National Association have sent a letter to Director Cordray “to express serious concerns” about the CFPB’s proposed rule covering single-payment payday and auto title loans, deposit advance products, and certain high-rate installment and open-end loans.

Community Bank 68

Community Bank Community Groups Lending 68

Independent Banker

MARCH 31, 2022

Our success leads to the success of the communities we serve. As community bank leaders, the burden rests on our shoulders to make good decisions, so our banks can support the next generation of customers and employees. has a community bank on which it can rely. Innovation.

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Community Community Bank National Meeting 182

PYMNTS

MARCH 28, 2019

ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America (ICBA), announced a new partnership with MK Decision (MK) for its online loan-origination system. Our mission — to stimulate local borrowing and local lending — is well aligned with ICBA Bancard and its community bank clients.

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Community Bank Community Lending Cards 190

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

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Community Bank Community Industry Texas 239

Independent Banker

FEBRUARY 28, 2023

Derek Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., wanted to be a financier before finding his way to community banking. He has served as president and CEO of $365 million-asset Century Bank & Trust in Milledgeville, Ga., now part of Bank of America, before moving to Griffin, Ga.,

Community 172

Community Community Bank Georgia San Antonio 172

South State Correspondent

JANUARY 4, 2023

Mostly, this means getting innovative with deposit and payment products. Building out the ever-important treasury management suite, targeting deposit-rich customer segments, and creating new savings products are all examples of how banks can build deposit balances at low cost, low-rate sensitivity, and high deposit convexity.

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Community Bank Capital Lending Training 195

South State Correspondent

APRIL 12, 2022

As usual, it was full of insight that every community banker should consider. Our focus is on information that pertains to the community banking industry. America is facing challenges at every turn: “a pandemic, unprecedented government actions, a strong recovery after a sharp, deep global recession, a highly polarized U.S.

Community 195

Community Community Bank Leadership Lending 195

Independent Banker

SEPTEMBER 30, 2021

Changing customer banking habits means it’s more important than ever for community banks to use every tool at their disposal. Community banks may have longstanding relationships with their core vendors, but that doesn’t always mean they keep up to date on all the latest features and functionalities. “But

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Community Bank Community Milwaukee Jacksonville 91

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. The “What the Hell Are Bankers Doing?”

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Fintech Community Regional Technology 194

PYMNTS

MAY 3, 2018

For many in the financial services world, though, implementing innovations is easier said than done. According to Bruce Parker, CEO of cloud-based payment utility Modo , the chief obstacles to implementing today’s innovations are those of yesterday.

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System Innovation Technology Payments 187

South State Correspondent

JULY 12, 2023

The combination of RTP and FedNow will allow providers, such as correspondent banks, to offer both rails to provide a more expansive network reach and redundancy. Community bank customers will only have to agree to an irrevocable instant payment, and payment providers will route the payment to the fastest, cheapest, and most stable network.

Payments 370

Payments Management Fraud Data 370

South State Correspondent

JUNE 27, 2023

It’s a way for banks to speak with each other, and it started to be phased in during the first quarter of this year with the goal of a complete conversion by 2025. While this is mostly the domain of large banks, there are three reasons why your community bank should consider adopting this language to increase future bank performance.

System 195

System Data Examples Payments 195

William Mills

DECEMBER 19, 2017

BankLabs is a national provider of innovative mobile technology products helping community banks improve efficiency, increase time for relationships with customers and create marketplace options that expand business opportunities. BankLabs was created by community bankers, for community bankers. About BankLabs.

Community Bank 71

Community Bank Community Dallas Atlanta 71

William Mills

JANUARY 25, 2018

Community Banks. Future Innovations. The post William Mills Agency Issues Bankers as Buyers Report Which Explores Technology Decisions and Forces Impacting Innovation in 2018 appeared first on Financial PR and Marketing Agency & Financial Public Relations. Mobile Payments. Faster Payments. Fraud Prevention.

Report 40

Report Technology Innovation Atlanta 40

Abrigo

APRIL 28, 2016

To be American is to have the freedom to innovate, take risks, create, transform and put in the hard work that has led to the successes – and failures – that define human progress. America is one of the few countries that gives entrepreneurs a seat at the President’s cabinet table. From May 1-6, the U.S.

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National San Jose Los Angeles United States 150

South State Correspondent

NOVEMBER 27, 2022

It is no surprise that national banks like Wells Fargo and Bank of America firmly control their deposit market from the center and not from the fringes. Banks can come ahead by focusing on service and using their competition to help define their brand better.

Management 195

Management social media Marketing Strategy 195

Independent Banker

NOVEMBER 30, 2018

It came after years of advocacy and passionate storytelling about what regulatory relief would mean for our banks and the communities we serve. We can reflect on being at the forefront of innovation. In October, we led the way by partnering with The Venture Center to launch the ICBA ThinkTech Accelerator.

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Community Community Bank Nebraska Austin 70

Independent Banker

JUNE 28, 2016

And community banks have long played an integral role in our country’s extraordinary leap forward in human progress. In this political environment Americans should not lose sight of how central and essential our uniquely diversified community banking system remains to our country’s historic ideals and prosperity.

Community Bank 70

Community Bank Community Maine Course 70

Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey.

Community 216

Community Fintech Industry Innovation 216

Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. Tech entrepreneur and New York Times bestselling author on business creativity, innovation and reinvention. Centinel Bank of Taos. joshlinkner.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

PYMNTS

JULY 19, 2018

In the July edition of the Digital Banking Tracker , PYMNTS explores the latest AI developments from around the space and the potential AI holds for the future. Around The Digital Banking World. Bank of America recently announced that it surpassed 1 million users of its new AI-enabled mobile chatbot, Erica.

Report 101

Report Digital Banking Fintech Community Bank 101

PYMNTS

FEBRUARY 4, 2019

Community banks and credit unions also offered their backing. They stated that major banks have too much control over the RTP system and that they regarded the Fed as a compelling and more equitable alternative to achieving payments ubiquity. Dissenting Views.

Payments 183

Payments System Cards Policies 183

PYMNTS

MARCH 16, 2018

“The demand we are seeing is overwhelming from our banking partners,” Brown told Karen Webster in a recent conversation. Banks from the biggest player on Wall Street right on down to community banks are absolutely ready for this change and want to get in on the ground floor.

Community Bank 123

Community Bank Mobile Study Community 123

Gonzobanker

OCTOBER 15, 2014

My heart goes out to the hard working professionals who run the Treasury Services or “Cash Management” divisions at community banks. Every morning across America, cash management officers have to hit the streets and do battle with the mother of them all: Wells Fargo’s Commercial Electronic Office (CEO).

Management 101

Management Community Bank Community Resources 101

Independent Banker

JANUARY 26, 2016

Of course, community banks are the primary economic engines behind small businesses on Main Street America, funding more than 60 percent of all small-business lending. This is a mindset shift for communities. Entrepreneurs are the ones who will transform the community.”. It’s not about, ‘small business needs help.’

Miami 70

Miami Community Bank Community Resources 70

Abrigo

MARCH 24, 2021

Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Examine user adoption and if necessary, arrange for additional training for staff.

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Lending Technology Survey Examples 221

Gonzobanker

SEPTEMBER 15, 2014

Cheerily waving flags for the new “knight of Apple” were the dukes of Visa, MasterCard, American Express and Discover, and the earls of Chase, Wells Fargo, Bank of America and Capital One. In the world of issuers and card brands, there is now an innovator asking to take “just one thin wafer” of interchange revenue.

Apple 102

Apple Cards Mobile Community Bank 102

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 172

Idaho Community Industry Strategy 172

Jeff For Banks

DECEMBER 7, 2019

The first bank over $50 billion in assets was JPMorgan Chase at 33rd on the list. Bank of America was 83rd. My method was to search for the best banks based on total return to shareholders over the past five years. It is the Mountlake Terrace, Washington holding company for 1st Security Bank, a $1.7 They are a $6.2

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Gonzobanker

DECEMBER 20, 2018

Hats off to Greg for taking a $600 million credit union to a $5 billion innovator over his 25 years at the helm. Greg also leaves the organization knee-deep in technical innovation as PSECU has deployed Corelation core, Kony digital, Temenos origination and Sitecore CMS among other new solutions. Bank Sale of the Year.

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Fintech Conference Innovation Community 102

Cisco

AUGUST 16, 2019

Despite the trend toward digitization and a shrinking branch footprint, the brick-and-mortar bank isn’t disappearing anytime soon. Both Chase and Bank of America announced last year that they would open 400-500 new branches in the next half-decade.

ATM 74

ATM Study Community Community Bank 74

CFPB Monitor

MAY 3, 2019

Todd Ortique McDonald, Vice President and Board Director, Liberty Bank & Trust Company, representing the National Bankers Association. (A A representative of a community bank offering small dollar loans below 36% APR.). Garry Lacy Reeder II, Vice President, Policy and Innovation, Center for Financial Services Innovation. (A

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Michigan Policies Utah Lending 68

American Banker

JUNE 1, 2016

The Independent Community Bankers of America said that it agrees with the Office of the Comptroller of the Currency’s support for “responsible innovation” in fintech but that it worries marketplace lenders have a “regulatory advantage.”

Online 28

Online America Community Fintech 28

Jeff For Banks

DECEMBER 22, 2013

A summary of the banks, their strategies, and links to their website are below. #1. and its subsidiary BofI Federal Bank aspire to be the most innovative branchless bank in the United States providing products and services superior to their competitors, branch-based or otherwise. Yet another niche bank for our Top 5.

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Community Bank Atlanta Community Strategy 84