Abrigo

DECEMBER 22, 2023

The most-read lending & credit blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023.

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Bussman Advisory

OCTOBER 7, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. This week’s must-know stories: Metro Bank’s Financial Struggles: Will Metro Bank in the UK be 2023’s next banking collapse?

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Independent Banker

DECEMBER 31, 2022

And with 2023, we have no shortage of adventures awaiting us. For example, we have moved the ThinkTECH Accelerator in-house to ensure year-round innovation programming and find new fintech partners who are bringing to market solutions that respond directly to community bank needs. Consider industry evolution.

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PYMNTS

OCTOBER 7, 2019

Tide will use the capital to grow its share of the banking business market in the U.K., Oliver Prill, CEO of Tide, said: “Securing this substantial investment from successful FinTech investors like The SBI Group and Augmentum underlines how far the business has come in a short time. FinTech company. SME banking market.

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BankBazaar

APRIL 11, 2023

National, March 30, 2023: BankBazaar.com , India’s leading fintech co-branded Credit Card platform and online provider of free Credit Scores, closed FY23 with net revenue of ₹160 crore. There is a tremendous opportunity for profitable and sustainable digital businesses to capture market share.”

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PYMNTS

JANUARY 24, 2020

FinTech payments firm WEX is closing a deal to acquire business-to-business (B2B) travel payments startup eNett and B2B optimization company Optal , WEX announced on Friday (Jan. The move positions WEX to establish a leadership position in the growing global travel market. Both startups will be fully combined under WEX.

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PYMNTS

DECEMBER 15, 2019

“The (food) delivery market has been flooded with gigantic Japan-backed capital and influential online platforms, leading Woowa to factor in partnership as a survival strategy,” a spokesman at Woowa Brothers told Reuters. South Korea is the world’s fourth-largest market for online food orders, CityAm reported. reports said.

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Independent Banker

JANUARY 31, 2023

And with 2023, we have no shortage of adventures awaiting us. For example, we have moved the ThinkTECH Accelerator in-house to ensure year-round innovation programming and find new fintech partners who are bringing to market solutions that respond directly to community bank needs. Consider industry evolution.

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Independent Banker

DECEMBER 31, 2022

CB Insights revealed that Q3 2022 fintech investments in payments continue to dominate financial services, with early-stage deals reaching a record high even as overall funding begins to cool. We’ve got capital market resets that are potentially happening, technology advancements and continued heightened digital expectations.

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PYMNTS

SEPTEMBER 20, 2019

India neobank Yelo did not reveal how much it raised in new funding this week, though reports in The Hindu Business Line said the mobile-first FinTech secured seed investment from Matrix Partners India, Omidyar Network India and Flourish, while existing backer Better Capital also participated.

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PYMNTS

MARCH 22, 2018

According to Venture Beat , this latest round of funding was led by Manhattan-based VC firm Stripes Group, with participation from existing investors that include Union Square Ventures, Insight Venture Partners and Spark Capital. With data breaches in the news daily, it’s no surprise that fraud detection is big business.

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CB Insights

NOVEMBER 5, 2019

There are just two China-based fintech businesses valued at over $100B in the world. The second, conceivably, is Tencent’s fintech business. In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap.

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Gonzobanker

FEBRUARY 1, 2024

We can’t sleep on non-bank competition, bigger banks controlling even greater market share, or big tech and embedded finance. Joint presentations between bankers and fintechs abounded, showcasing collaborative initiatives. Old Ways Won’t Open New Doors While we can’t predict the future, we sure can prepare for it.

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FICO

JANUARY 5, 2023

Thu, 01/05/2023 - 16:00. What’s more, unlike some fintech initiatives that assess risk based on cash flow data alone, the UltraFICO® Score presents the best of both worlds, combining cash flow data with traditional data from consumers’ credit files, along with the odds-to-score ratio that lenders understand. FICO Admin.

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PYMNTS

MARCH 12, 2019

.’s efforts to inject competition in the small business banking and financial services sector have culminated in a range of initiatives, from the bank referral scheme to strengthen the position of alternative lenders in the market, to the RBS fund that sees rivals and industry newcomers securing financing to improve their services.

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Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. Anyone who’s paid attention to the banking and fintech space in 2021 knows how hot embedded finance is.

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FICO

FEBRUARY 9, 2023

Plus, there was also a wait for a spot on the range, an indication of all kinds of market forces at work in what is a relatively short period of time. There are multiple routes in — from real-time Open Banking data overlaid with AI insights, to personalization through fintech partnerships.

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Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. trillion between 2019 and 2022.

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South State Correspondent

JULY 25, 2022

Whether it is an earnings call, quarterly shareholder letter, or employee update, these are concerns the market has, and as a bank leader, you should be prepared. Uncertainty over higher rates, greater market volatility, and the threat of a looming recession, investors now suspect of growth. It is time to play a little defense.

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Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. What a year. and Summit Financial Group, Inc.

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BankUnderground

MAY 25, 2023

Flash loans are most commonly used for arbitrage opportunities, for example if traders look to quickly profit from a mismatch in cryptoassets’ pricing across markets. These protocols, based on distributed ledger technology, eliminate, in theory, the need for trust in counterparties and for financial institutions as we know them.

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Insights on Business

APRIL 10, 2019

Asset managers, in addition to seeking higher investment returns in the face of low interest rates, also contended with high volatility and unreliable market sentiments, and sought diversification away from traditional investments. This category covers distressed debt, venture capital, and leveraged buyouts. The picture ahead.

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Fintech Labs Insights

APRIL 16, 2020

In my 25 years in the fintech space, I’ve had the misfortune to experience three massive ecosystem shocks. To help gauge where fintech is now and how and when it will get back on its feet, let’s compare and contrast the three downturns and their recoveries. Umpqua Bank’s Homepage During Middle of Coronavirus Crisis (15 Apr 2020).

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FICO

APRIL 12, 2023

As an investor, there is no substitute, you should continue to rely on the FICO® Score as your standard for evaluating consumer risk in the secondary market. Prior to joining FICO, Joe was the GM/VP of a division of a FinTech helping grow the customer base by over 100%. trillion in U.S. He is now a Vice President of Scores at FICO.

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South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. Small Idea – Hyper personalization and One-to-one Marketing. cyber, infrastructure, and regulation.

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South State Correspondent

MAY 9, 2022

The Fed is data-dependent but has reinforced the market’s view of front-end loading interest rates at 50bps per meeting. The following external factors would dampen the industry’s beta: Ample liquidity – Banks are flush with liquidity and can lag the market with deposit rate increases.

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FICO

JUNE 30, 2023

The lender then holds the mortgage on its balance sheet or sells the mortgage on the secondary market to investors. The secondary market plays a critical role in making capital available to lenders, so they have the funds to continue to offer borrowers competitively priced mortgages.

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FICO

FEBRUARY 12, 2023

Competitive Loan Pricing Is a Race – But Not to the Bottom In many financial services markets, the downward pressure on prices is being caused by thin margins, new sources of competition, and the ease with which consumers can assess a mass of competing products and offers.

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Gonzobanker

NOVEMBER 16, 2023

Banking leaders looking for the next wave of growth need to think differently about marketing to half the population. Traditional financial institutions that want to compete with fintech disruptors like Chime and X (formerly known as Twitter) need to up their social media game. Demographically, half of the U.S. Take a look at Chime.

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PYMNTS

DECEMBER 3, 2020

3) that selling off a stake will give the startup “dedicated long-term capital to pursue our vision of providing financial inclusion to a billion Indians.”. The Indian digital payments market is anticipated to reach $135 billion in 2023, which is more than twice the size it was last year, Reuters reported.

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Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. In 2021, there were more than 120 fintech IPOs in the U.S., In 2021, there were more than 120 fintech IPOs in the U.S., banks by market value.”.

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Cisco

MAY 5, 2021

Technology-fueled disruptors continue to threaten traditional financial businesses with the rise of fintech, challenger banks, and digital-only financial services. You already have a CRM, a Marketing Automation platform, or Call Center software. What’s filling in the gap?

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Fintech Labs Insights

JULY 18, 2023

Divvy is one of the biggest fintech success stories of the 2020s. billion*) deal (source: SEC ) *Note: If the Divvy owners sold their Bill.com shares at the market peak (Nov 2021), they would have fetched around $3.7 billion (as of July 2023). billion exit in just 4.5 billion in a cash ($665 million) and stock ($1.65

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Fintech Labs Insights

JANUARY 9, 2023

Divvy is one of the biggest fintech success stories of the 2020s. Timeline of a fintech rocket ship: September 2016: Founded in Lehi, Utah by Blake Murray and Alex Bean. January 2021: Raises $165M series D with Paypal as lead investor bringing total capital raised to $418M. billion exit in just 4.5 billion today.

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FICO

JANUARY 18, 2023

Wed, 01/18/2023 - 15:50. There is also unease around BNPL as a competitive offering to traditional credit markets, its impact on consumers and the ability to successfully spot over-indebtedness. FICO Admin. Tue, 07/02/2019 - 02:45. expand_less Back To Top. in the year to Oct 2021 (The Money Charity, Dec 2021).

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CB Insights

JUNE 17, 2020

Telehealth technology is estimated to be a $43B market, according to CB Insights’ Industry Analyst Consensus. In March, the FDA eased restrictions related to marketing claims, allowing developers of remote patient monitoring devices to pitch their devices to hospitals. market by 2025 prior to the onset of Covid-19.

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CB Insights

SEPTEMBER 4, 2019

In fact, despite Generation Y’s enthusiasm for exercise, mid-market fitness clubs have actually seen their memberships stagnate over the years. The gyms offer a wide variety of amenities, often including classes, at a fraction of the cost of a traditional mid-market gym membership.

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