CFPB Monitor

NOVEMBER 30, 2020

For our financial services clients interested in monitoring important federal and state legal developments, Ballard Spahr has launched a comprehensive, national tracking service designed to serve the needs of specific segments of the consumer financial services industry. These monthly calls will be specific to each tracker.

National 127

National Analysis United States Trends 127

Javelin Strategy & Research

DECEMBER 14, 2021

Javelin Online Banking Awards kinjal Tue, 12/14/2021 - 15:02 Sections Home Rss.xml Javelin Online Banking Awards Javelin Online Banking Awards In this mobile-first era, online banking is still the workhorse channel and the dominant digital touch-point. This will continue for the foreseeable future.

Online 40

Online National Trends Report 40

PYMNTS

DECEMBER 18, 2020

The National Restaurant Association ’s initial 2020 outlook was bright, as it projected sales just shy of $900 billion. Eateries are turning to online and mobile ordering as well as delivery to stay afloat, with online order volume from food chains spiking by 225 percent since the pandemic began. Lessons For 2021 And Beyond.

Fraud 229

Fraud Trends Security social media 229

PYMNTS

JANUARY 20, 2021

"We need to continue to think about how to engage our partners within today’s reality and how to help those partners serve their customers in new ways," he says in " A Look Forward: What Executives Wish for America and the World in 2021. "We Wishes to all for a safe holiday season and a positive outlook heading into 2021.

Payments 178

Payments Innovation Tools Cards 178

Perficient

FEBRUARY 10, 2021

Make scheduling COVID-19 vaccination appointments an easier experience online and offline. The idea is that, if they were using your online scheduling functionality on your website before or during COVID, they will be using it to schedule their vaccinations. There’s still a bit of mythology around digital usage by older consumers.

New York City 484

New York City social media Community System 484

PYMNTS

DECEMBER 3, 2020

Judging by Ondot ’s data from a recently conducted consumer survey, that means holiday shopping is going to be online and on mobile to a degree never before seen. And with that certainty come some hints on how to navigate that landscape during the holiday season and into 2021. The New Landscape .

Cards 210

Cards Online Trends Survey 210

Abrigo

JULY 21, 2021

As part of the Financial Crimes Enforcement Network’s (FinCEN) first national priorities list for anti-money laundering and countering the financing of terrorism (AML/CFT) policies, one important priority continues to be detecting, reporting, and preventing terrorist financing. Other government organizations also offer content.

Training 195

Training National Strategy Regulation 195

PYMNTS

FEBRUARY 13, 2020

With the two-headed Facebook-Instagram giant now bustling online marketplaces and not just social sharing platforms anymore, stakes are getting higher faster. billion phones with fingerprint scanning that will go to market at the same time, and you’ve got the makings of a serious online security upgrade. Add those to the 4.6

social media 150

social media Louisiana Colorado Samsung 150

PYMNTS

SEPTEMBER 22, 2020

The financial institution said per the report that it would shutter approximately 100 locations throughout the nation, which would shrink its domestic offices to roughly 400. And Handelsbanken will reportedly shutter nearly 50 percent of its Swedish offices by the close of 2021, the Financial Times reported.

Pennsylvania 210

Pennsylvania Nashville Indiana Tennessee 210

PYMNTS

JANUARY 15, 2021

It was the first immunity passport — paper, of course — and permitted travelers in or out of certain nations. Now, along comes COVID, and the notion of a dynamic digital immunity passport is being taken as seriously as passports of nationality. To this end, news broke on Jan. To this end, news broke on Jan. Vaccination vs. Isolation.

Online 148

Online National Retail Report 148

Abrigo

OCTOBER 28, 2021

The COVID-19 pandemic no doubt saw an increase in fraud exponentially during 2020, and cyber fraud specifically has continued to increase at the same pace during 2021. The continued remote workforce and increased online consumer activity make this the perfect storm for illicit actors. Learn more. Add a resource and link it here.

Video 195

Video Fraud Training Analysis 195

PYMNTS

NOVEMBER 26, 2020

Turkey didn’t become standard fare on the Thanksgiving table for over another 200 years when Abraham Lincoln officially declared it a national holiday in the 1860s. A Banner Year For Buying A Turkey, Especially Online . Consumers are also increasingly pushing their thanksgiving shopping online, as COVID-19 case counts continue to rise.

National 267

National Online Meeting Guidelines 267

PYMNTS

DECEMBER 16, 2020

And then, after the transaction is made, there’s the task of understanding the byzantine codes and data that are tied to online statements. The “language” of the statements may represent a Rosetta Stone of sorts for the 110 million consumers who have pivoted online in the wake of the pandemic.

Retail 228

Retail Management Fraud Omaha 228

PYMNTS

AUGUST 28, 2019

The statements were contained in the PBOC’s FinTech Development Plan 2019-2021. In terms of mechanics, the credit scoring software will use data spanning bank and corporate transactions, and Nikkei said the lenders would need to secure borrowers’ consent before accessing and using that data.

Fintech 172

Fintech Analysis Guidelines Data 172

PYMNTS

NOVEMBER 11, 2020

That optimism will eventually lead to more accurate and aggressive planning for the first and second quarter of 2021. This time around the argument has drawn the attention of the National Retail Federation ( NRF ), which is U.S.-based Meanwhile, supermarkets, many of which also happen to sell toys, can remain open to customers.

Retail 141

Retail New Mexico Community National 141

PYMNTS

JULY 21, 2020

Many nations in the region are thus examining their open banking proposals to ensure they address this behavior. The report also analyzes how such rules are likely to change in the next several years as the health crisis alters the region’s online banking adoption and digital payments volumes. Around The Data Protection World.

Mobile 229

Mobile Report America Regulation 229

Gonzobanker

JULY 9, 2021

Q1 2021 was the largest funding quarter on record, according to CB Insights , with fintechs raising $22.8 Following competitor Key Bank’s acquisition of Laurel Road and creating a medical focused Laurel Road for Doctors, what Fifth Third gets in Provide is a focused, national medical capability. Fintech is no different.

Fintech 197

Fintech Lending Community Payments 197

PYMNTS

JULY 21, 2019

Companies that do not comply would be fined anywhere from 50,000 to 200,000 rubles ($790-3,170) starting in January 2021. Russia certainly isn’t the only nation looking to set limits on the internet. And just last week a draft bill to limit “ Big Tech ’s” entry into finance and crypto was leaked online from the U.S.

Software 122

Software National Innovation System 122

Independent Banker

AUGUST 31, 2021

ICBA’s National Community Bank Service Award winners for 2021 demonstrate that when their local areas need support, community banks are there with innovative, compassionate and thoughtful responses. The community bank provided nearly 480,000 PPP loans totaling more than $13 billion to businesses across the nation. “I

Community Bank 196

Community Bank Community National Fresno 196

Abrigo

DECEMBER 1, 2020

After Turbulent 2020, Ag Lenders Look to 2021 Understanding credit risk in current ag loan portfolios will also be key to ag lenders' solid returns. . In 2021, Newberry said, a major question will be whether off-the-farm wages continue to support farm debt service coverage. You might also like this webinar watch. 3 and Sept.

Lending 195

Lending Survey Operations Payments 195

PYMNTS

JULY 23, 2020

Many of these initiatives are moving forward during the COVID-19 pandemic, with Banco Central do Brasil — the nation’s central bank — announcing a four-stage rollout of open banking standards set to take place in 2020 and 2021. The creation of open banking initiatives in the E.U.

America 165

America Regulation Regional Tools 165

Independent Banker

JULY 31, 2022

While the $55 million-asset community bank has one brick-and-mortar branch in Fort Lauderdale, Locality Bank will serve customers primarily through its online and mobile applications. In partnership with Nymbus, the bank’s custom digital platform is built on a secure cloud-native core banking system with an open API architecture.

Florida 91

Florida Community Bank Community FDIC 91

FluentBanking

DECEMBER 21, 2020

Catch a Glimpse • Candidates possessing requisite qualifications will be called for written test • Only the successful candidates securing qualifying marks will be called for interview as per the merit list of the written test to complete the selection process. Age: Maximum 30 years as on January 10, 2021.

Leadership 52

Leadership Online National Security 52

PYMNTS

JANUARY 20, 2021

As we continue probing the digital-first trends taking hold online and off, PYMNTS recent Global Digital Shopping Index found that “top-performing merchants distinguish themselves by offering many digital features while also prioritizing customers’ convenience and security. Customers ‘Enthusiastic’ About QR.

Payments 130

Payments United States Survey Trends 130

Cisco

AUGUST 9, 2022

In 2015, following a significant increase in nation state and hacktivist attacks on U.S. This framework is especially relevant given the recent FFIEC Architecture and Operations update and the Executive Order on Cybersecurity from 2021. Online Mobile Products and Technology Services. Delivery Channels. External Threats.

Tools 114

Tools Leadership Handbook Security 114

PYMNTS

JANUARY 25, 2021

Buy now, pay later options have developed differently across nations, with trends in C hina seeing retailers often providing their own installment payment plans rather than offering third-party plans at checkout. Deep Dive: How Consumers Across The Income Spectrum View Payments In 2021. Read the full story in the Tracker.

Payments 185

Payments Tools Retail Cards 185

Abrigo

JUNE 13, 2022

According to the National Council on Aging (NCOA), this heartless crime is most likely under-reported due to victims' embarrassment. More banks are reporting to APS, rising from 62% in 2017 to 81% in 2019 and 78% in 2021. The NCOA estimates the cost of elder financial abuse to older Americans to be up to $36.5

Fraud 195

Fraud Training United States Survey 195

PYMNTS

DECEMBER 24, 2020

PayPal announced recently that its 350 million users could deposit bitcoin and other cryptocurrencies in their accounts and spend it at 26 million merchants beginning in 2021. Department of Justice said in a report that rogue nations and other risks loom as exchanges are lightly (or not at all) regulated for cryptocurrency trading.

cryptocurrency 258

cryptocurrency Bitcoin Course Boston 258

PYMNTS

AUGUST 15, 2019

And insofar as they shopped online, cards (credit and debit) were preferred by nearly three-quarters of respondents. In the intervening several years, several forces, most notably the Japanese government, have actively pushed to get the nation off its cash addiction — and into digital payments. PayPay And Signs Of Mobile Acceleration.

Mobile 154

Mobile Payments National Marketing 154

PYMNTS

MARCH 8, 2018

It also requires finding faster ways to securely address customer identification program (CIP) obligations and know your customer (KYC) requirements. based online cross-border remittance services provider WorldRemit is one player working to smooth out common speed bumps that slow payments for businesses and individuals alike.

Compliance 101

Compliance Regulation Online Payments 101

CFPB Monitor

MAY 12, 2021

The North Dakota Retail Association and North Dakota Petroleum Marketers Association filed a lawsuit on April 29, 2021 against the Federal Reserve Board in a North Dakota federal district court seeking to invalidate Regulation II’s standard for reasonable and proportional interchange fees. New Lawsuit.

North Dakota 78

North Dakota Cards Regulation Fraud 78

PYMNTS

OCTOBER 26, 2018

According to Recode , the Amazon Go store will be located adjacent to Brookfield Place’s Winter Garden atrium, near the security desk in front of the American Express office tower and an Oliver Peoples eyewear store. The company reportedly plans to open quite a few more Amazon Go stores – 3,000 locations by 2021, according to some reports.

New York 135

New York New York City Chicago Branding 135

Qudos Bank

DECEMBER 9, 2021

Most cybercrimes can be reported through the Australian Cyber Security Centre’s Report Cyber service. Recover their identity - If you’re concerned that your family member or friend has been a victim of identity theft, report the incident to the authorities, for example, the police or Australian Cyber Security Centre (ACSC).

Cyber Security 40

Cyber Security Fraud Security Report 40

PYMNTS

OCTOBER 1, 2018

The fall is here, and even if the weather is not exactly cooperating in some parts of the nation with the desired cool, crispness – at least the Halloween decorations are keeping us all well reminded of what season it really is after all. The question is: Can we make the offline world as simple as the online world?”

Data 108

Data ATM Apple Payments 108

PYMNTS

APRIL 15, 2019

And ticketing technology for public transportation is arriving on mobile, too: Cubic Transportation Systems recently notched a contract from the National Transport Authority for a mobile ticketing system in Ireland. The projected value of the kiosk market’s food and beverage revenue by 2021 is $310 million. And, in the U.S.,

San Francisco 130

San Francisco Retail System New Jersey 130

PYMNTS

JUNE 27, 2019

Digital enterprises are going regional and instant payments are going national (and earlier than originally scheduled). million customers and is the largest online bank outside of Asia. Founded in 2013, Nubank currently claims 8.5 Looks like Unibanco is trying to get ahead.

blockchain 147

blockchain Payments Regional America 147

MyBankTracker

FEBRUARY 23, 2021

Instead of heading to a branch, they let you manage your money completely online. Secure your card instantly. Online bank accounts tend to be fee-friendly and there’s a simple reason why. Mobile banking access matters when you’re managing a bank account online only. No minimum security deposit.

ATM 52

ATM Cards Mobile Online 52