PYMNTS

AUGUST 3, 2017

Some of the strategies outlined in the Task Force report include allowing a market-first approach to governing the faster payments system, greater education efforts for the industry and more research to develop fraud detection systems. Community banks meet the millennial generation.

Community Bank 117

Community Bank Community Report Millennials 117

NCR

DECEMBER 18, 2017

Community banks are an integral part of the US banking system. In the US, a community bank is typically defined as one with assets of less than $1 billion – and for many people a local credit union or community bank is often the first choice when opting for a financial services provider.

Community Bank 79

Community Bank Community Innovation ATM 79

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. THE BANKING AWARDS.

Conference 90

Conference Industry Community Bank Community 90

PYMNTS

MAY 30, 2018

Small businesses (SMBs) seeking loans decreased at the end of 2017, and companies felt the sting of financial challenges more acutely. Financing of all sorts was on the downswing, and SMB owners began dipping into their own piggy banks before seeking a lending agreement. In the 10 years following the financial crisis, the U.S.

Lending 115

Lending Community Bank Survey Community 115

William Mills

SEPTEMBER 11, 2017

William Mills Agency will be live blogging at FinovateFall 2017. Using Adobe to show how a community bank might find/organize their existing “assets” (photos/video? I know of several FinTech companies that started as Adobe Web Site Developers for community banks. Welcome to Finovate Fall NYC 2017!

Marketing Strategies 62

Marketing Strategies Community Bank Strategy Financial Technology 62

PYMNTS

FEBRUARY 19, 2019

Earlier this month, the Federal Reserve released new data that found the average merger review time for deals in the banking sector declined to 3.8 months in the first half of 2017. ” Now, Powell is also raising concerns about how bank industry consolidation could negatively impact the small business community.

Marketing 108

Marketing Community Community Bank Industry 108

PYMNTS

SEPTEMBER 23, 2016

NCR’s Business Banking Mobile is currently in beta testing at Tacoma, Washington-based Harborstone Credit Union and El Paso, Texas-based FirstLight Federal Credit Union, with general availability planned in early 2017. “We

El Paso 100

El Paso Community Bank Community Mobile 100

PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. That brings [smaller] banks an immediate string of deposits,” Good said.

Community Bank 116

Community Bank Community Operations Leadership 116

South State Correspondent

MARCH 19, 2023

In this article, we’ll consider the risk-return tradeoff for bank credit risk, and in a future article, we will compare different community bank business models. The Evidence Against Bank Credit Risk Every year we analyze the relationship between net interest margin (NIM) and return on assets (ROA) for all banks in the country.

Analysis 195

Analysis Community Bank Operations Community 195

Independent Banker

FEBRUARY 28, 2022

What this has to do with community bank investment management may not be readily apparent. In March of that year, while thousands were attending ICBA LIVE in Orlando, the financial markets went into a frenzy. Belly of the curve matters to community banks. In fact, the tone is about to improve.

Community Bank 91

Community Bank Community Memphis Security 91

CFPB Monitor

OCTOBER 25, 2022

Rhinebeck is a New York chartered bank with fifteen branches serving consumer and commercial customers in New York’s Hudson Valley. As a participant in the indirect auto finance market, Rhinebeck provides auto financing through auto dealers and has no direct interaction with consumers during the financing application process.

New York 78

New York Lending Community Bank Community 78

Independent Banker

JANUARY 31, 2022

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. Photo by Dennis Burnett. By Mindy Charski. Deepening roots.

Texas 182

Texas San Antonio Community Bank Community 182

Independent Banker

JUNE 30, 2022

Academy Bank COO Tom Kientz notes that the community bank was eager to expand its deposit and loan services. Looking for an avenue to increase its deposit base, Academy Bank tapped into a market it hadn’t explored before: homeowners associations. One of the very quick things we turned to were HOAs,” he says.

Kansas City 91

Kansas City Kansas FDIC Community Bank 91

PYMNTS

APRIL 29, 2019

In 2018, it took longer to bring new features to market than in prior years. percent only taking one month in 2017. Community banks (45.6 percent or commercial banks at 32.4 Community banks (45.6 percent or commercial banks at 32.4 By type, commercial banks were investing more heavily (84.5

Fintech 193

Fintech Innovation Community Bank Study 193

Jeff For Banks

NOVEMBER 1, 2017

Quarterly Financial Markets & Economic Update- October, 2017 I love this time of year. The markets have not given way to anything, with long term bonds still trading in a tight range and short term rates having risen from Fed action. The overall forecast for GDP in 2017 is 2%. in September, 2017.

Marketing 60

Marketing Taxes DC Community Bank 60

South State Correspondent

JULY 6, 2022

While most banks hold community cocktail parties, lunch receptions, and host chamber of commerce events, one of the most underutilized events is for banks to attend statewide industry-specific functions. These are primarily annual trade association events for the profitable industries that your bank targets.

Data 195

Data Management Conference Branding 195

Celent Banking

JUNE 22, 2017

A more surgical analysis considering market-specific shopping trends tells a different story – and justifies the build. In retail banking, everyone knows branch footfall has been in decline along with teller transaction volumes – and everyone knows why. Source: Celent Branch Transformation Research Panel, May 2017, n=39.

Study 125

Study Community Bank Trends Analysis 125

Abrigo

MARCH 6, 2017

3) @JohnRBarlow – John Barlow is president of Barlow Research, which provides market research for commercial banks. His Tweets mix news about middle market, small business and business internet banking with occasional pop culture references. It often Tweets columns tied to breaking news and statistics. Learn more here.

social media 150

social media Lending Community Community Bank 150

PYMNTS

OCTOBER 8, 2018

Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs. Fines against companies were up 2 percent between 2016 to 2017 and over that same period were up 23 percent against individuals.

United States 174

United States Regulation cryptocurrency Cleveland 174

William Mills

FEBRUARY 7, 2017

William Mills Agency, the largest independent public relations and marketing firm specializing in the financial industry, released its 14th annual financial services industry research report, #BankersAsBuyers 2017. bankers will likely purchase in 2017. The post Where Are Bankers Targeting IT Investments?

Report 40

Report social media Customer Experience Industry 40

PYMNTS

SEPTEMBER 17, 2019

Instead, taking a look at the latest solutions to emerge on the market shows various applications for speed in commercial transactions, from faster deposits for small businesses, to virtual cards enabling faster invoice payments for suppliers. Community Banks Go Real Time.

Payments 109

Payments Community Bank Community Survey 109

Jeff For Banks

JULY 8, 2017

The markets continue to roll and bond markets continue to trade in a 25 basis point range, hitting the higher end when they think the economy is strong (why else would the Fed raise rates?) The Fed has raised rates by 25 basis points twice so far in 2017 and has promised one more increase. million, at the end of May, 2017.

Marketing 60

Marketing Community Bank Security Data 60

PYMNTS

FEBRUARY 4, 2019

Twenty-five of them were operational worldwide in 2017, and that number had swelled to 40 by September 2018, with 16 more expected to debut by 2020. This rapid expansion is fueling predictions that the global real-time payments market will rise from a value of $6.8 percent, according to a Markets and Markets Research report. .

Payments 183

Payments System Cards Policies 183

Jeff For Banks

FEBRUARY 1, 2019

After a lengthy stretch of strong economic growth and stock market gains, the inevitable correction arrived with force in the fourth quarter, culminating with a December that can only be described as “tres terrible!” 52% at the end of 2017. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 60

Marketing Community Bank Community Risk Management 60

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Kennebec Savings Bank.

Community Bank 196

Community Bank Community National Fresno 196

Jeff For Banks

APRIL 4, 2024

The Fed has paused for nearly a year now, and it was our experience in 2006-07 that bank cost of funds continued to increase as the market closed the delta between what someone could earn in a money market mutual fund and a bank account. But not until $1 trillion went from banking to money markets.

Banking Trends 113

Banking Trends Trends Millennials Oregon 113

PYMNTS

JUNE 20, 2018

Solopreneur, independent contractor, freelancer, gig worker – regardless of the name, micro-business owners can largely agree that, when it comes to traditional banking, they’re often left out in the cold. ” The community bank-FinTech collaborative strategy will be instrumental in that journey, noted Butler.

Community Bank 101

Community Bank Community Fintech Survey 101

PYMNTS

JUNE 18, 2018

percent decline in shares at large banks , coinciding with a 7.8 percent increase in shares at mid-cap regional banks and a 12.1 percent share increase for community banks, suggest that large FIs are losing out to smaller competitors, per CNBC reports last week. Big banks’ loan portfolios increased by 3.1

Lending 112

Lending Community Bank Regional Community 112

PYMNTS

JANUARY 18, 2017

2017 could have some big changes in store for digital banking. As the calendar turned to January, banks rolled out new ways for both commercial and corporate banking clients to conduct business by tapping the potential of several new financial innovations. About The Tracker.

Data 100

Data social media Report Community Bank 100

Abrigo

JUNE 14, 2017

Donald Musso, president at FinPro, and Martin Henderek, senior financial analyst, suggest an easy-to-follow tech plan in their article Navigating the Fintech Landscape , published in the May 2017 issue of BankNews. In order for the fintech to be accepted, it must be user friendly, and compatible with the market standards.

Fintech 171

Fintech Software Lending Millennials 171

PYMNTS

JULY 31, 2017

Separate data from Biz2Credit from its Small Business Lending Index found earlier this year that, for several months in a row, large banks have increased their loan approval rates for small businesses — meanwhile, small banks and alternative lenders’ approval rates dipped. The 2017 report from FIS surveyed nearly 500 SMEs in the U.S.

Survey 112

Survey Community Bank Community Regional 112

Jeff For Banks

OCTOBER 25, 2018

84% at September 30, 2017. Trade wars and tariffs dominated the market discussion in the third quarter with talk quieting down for now. DJ 10/17/18 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 65

Marketing US Taxes Trends 65

Jeff For Banks

AUGUST 12, 2018

There are some signs of slowing in the housing markets; both existing and new home sales in June fell amidst rising mortgage rates and fewer gains in home prices. for the year ending June, 2017, and +4.2% Dorothy has been with Penn Community Bank and its predecessor since November, 2004. for the year ending June, 2018.

Marketing 60

Marketing Philadelphia Omaha US 60

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years.

Community Bank 122

Community Bank Community FDIC Marketing 122

ForwardBanker

DECEMBER 28, 2017

The post Recap of 2017: Sharing Our Top Five Blogs From the Year appeared first on Deluxe FI. I just wrapped up my fifth year of being editor of the blog and I am excited about some of the changes we’ve seen this year. We did a reorganization of the existing.

Meeting 33

Meeting Big Data Risk Management Community Bank 33

Jeff For Banks

NOVEMBER 9, 2018

March 2017 - Failed the OCC's community lending test causing "significant harm to customers." As part of my comments, I presented the following table of New Jersey Deposit Market Share. I also included the USA deposit market share. Notice the bigger banks all held serve and maintained leading market share.

New Jersey 60

New Jersey Compliance Community Meeting 60

Jeff For Banks

AUGUST 14, 2022

This was an obvious attempt to bully banks into making it so risky to do business with disfavored industries that many banks, under fear of enhanced regulatory scrutiny, stopped doing business with them. OPC formally ended in 2017. But the bad taste lingered. Because we are going after "climate related businesses."

Operations 78

Operations Lending Industry FDIC 78