Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. Endless CRM and data management projects that shook our foundations and gutted our PMOs. THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. Payments chaos.

Conference 90

Conference Industry Community Bank Community 90

PYMNTS

SEPTEMBER 23, 2016

The app will enable community financial institutions (CFIs) to compete with larger financial institutions by providing their business banking customers with iOS and Android access to this secure and easy-to-use account management platform.

El Paso 100

El Paso Community Bank Community Mobile 100

Independent Banker

FEBRUARY 28, 2022

What this has to do with community bank investment management may not be readily apparent. Belly of the curve matters to community banks. First, the average duration of a community bank bond portfolio is more than four years right now. In fact, the tone is about to improve. Education on Tap.

Community Bank 91

Community Bank Community Memphis Security 91

PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. Those operations manage and own 50 percent of [U.S. Deposit Trends.

Community Bank 116

Community Bank Community Operations Leadership 116

ABA Community Banking

FEBRUARY 28, 2018

Industrywide, and among community banks, fourth-quarter tax moves affect annual performance Bank Performance Management Financial Trends Community Banking.

Taxes 40

Taxes Community Bank Community Trends 40

Independent Banker

JANUARY 31, 2022

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. Photo by Dennis Burnett. By Mindy Charski. Deepening roots.

Texas 182

Texas San Antonio Community Bank Community 182

South State Correspondent

MARCH 19, 2023

While every bank will take some level of credit, interest rate, liquidity, and operational risk, the question is this: Are banks in the business of taking risk to earn higher revenue, or are banks managing relationships and should avoid risk (and the higher return) when possible?

Analysis 195

Analysis Community Bank Operations Community 195

Independent Banker

JUNE 30, 2022

Academy Bank COO Tom Kientz notes that the community bank was eager to expand its deposit and loan services. Looking for an avenue to increase its deposit base, Academy Bank tapped into a market it hadn’t explored before: homeowners associations. One of the very quick things we turned to were HOAs,” he says.

Kansas City 91

Kansas City Kansas FDIC Community Bank 91

South State Correspondent

JULY 6, 2022

For the enterprising community bank, they will essentially find themselves being one of the few banks there. Banks usually find resounding success as providers of capital and cash management services if the event and approach are right. Tracking Event Lead Generation Success. Capture The Information.

Data 195

Data Management Conference Branding 195

Gonzobanker

APRIL 10, 2017

Strategic planning conversations for 2017 and 2018 are focusing more intently on funding/deposit gathering and fee income. And, increasingly, mid-size and community banks are looking to take on the Big 5 banks in corporate banking, particularly in offering cash management services. They find niches.

Management 73

Management System Strategy Examples 73

PYMNTS

SEPTEMBER 17, 2019

SMBs using the WePay platform can now see funds deposited into their Chase bank accounts the same day without extra fees, a feature resulting from JPMorgan ’s acquisition of WePay in late-2017. Community Banks Go Real Time. According to the companies, speed is a crucial benefit of such a tool.

Payments 109

Payments Community Bank Community Survey 109

Celent Banking

JUNE 22, 2017

In a May 2017 survey of Celent’s Branch Transformation Research Panel, we found that a significant majority of smaller institutions (those with assets less than $10 billion) are planning to increase the number of operational branches over the next two years – just the opposite among larger banks.

Study 125

Study Community Bank Trends Analysis 125

Independent Banker

OCTOBER 31, 2021

The CARES Act extended the CECL implementation deadline for many larger community banks until the end of the COVID-19 pandemic. Community bankers tell us that while the extension is welcome, they’re already down the road to implementation. ICBA tells FASB CECL isn’t feasible for community banks. By Stephanie Vozza.

Community Bank 91

Community Bank Community Software New York City 91

PYMNTS

DECEMBER 9, 2019

AvidXchange previously raised $300 million in 2017 at a $1.4 Investment bank Financial Technology Partners is advising AvidXchange on this fundraising round, according to sources. 5) that it is integrating AvidPay into its BankTEL product suite, which is designed for financial institutions (FIs) to manage accounting and expenses.

North Carolina 130

North Carolina Nashville Charlotte Boston 130

ABA Community Banking

JANUARY 12, 2017

In Q4 '16 earnings season, Street anticipates brighter outlooks from banks Bank Performance Management Community Banking.

Community Bank 40

Community Bank Community Management 40

Abrigo

AUGUST 3, 2017

The FDIC paper The Entry, Performance, and Risk Profile of De Novo Banks published in April 2016 reports that the number of de novo bank failures and acquisitions annually has drastically declined since 2010, primarily due to the fact that new bank formations have become nearly inexistent.

Oklahoma City 150

Oklahoma City FDIC Handbook Oklahoma 150

Abrigo

MARCH 6, 2017

See a similar list for the accounting profession: 15 Twitter accounts every accountant should follow 5) @rajeshkan – Rajesh Kandaswamy, research director at Gartner Group, focuses on mobile banking, mobile and cloud payments, channel convergence, digital strategy, big data analytics and outsourcing. Learn more here.

social media 150

social media Lending Community Community Bank 150

PYMNTS

JUNE 20, 2018

Solopreneur, independent contractor, freelancer, gig worker – regardless of the name, micro-business owners can largely agree that, when it comes to traditional banking, they’re often left out in the cold. ” The community bank-FinTech collaborative strategy will be instrumental in that journey, noted Butler.

Community Bank 101

Community Bank Community Fintech Survey 101

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Kennebec Savings Bank.

Community Bank 196

Community Bank Community National Fresno 196

PYMNTS

JULY 24, 2019

back in 2017, they haven’t yet hit ubiquity. But this has been the domain of larger financial institutions, especially when community banks and credit unions are included. Last month, payment company PayFi and The Clearing House (TCH) partnered to bring real-time payment technologies to community banks.

Payments 167

Payments Survey Community Bank Fraud 167

ABA Community Banking

NOVEMBER 4, 2016

Key considerations for your 2017 budget Bank Performance Management Community Banking Risk Management Rate Risk.

Risk Management 40

Risk Management Community Bank Community Management 40

PYMNTS

FEBRUARY 4, 2019

Twenty-five of them were operational worldwide in 2017, and that number had swelled to 40 by September 2018, with 16 more expected to debut by 2020. The Federal Reserve’s Faster Payments Task Force established a goal in July 2017 that any consumer or business with a U.S. Community banks and credit unions also offered their backing.

Payments 183

Payments System Cards Policies 183

American Banker

DECEMBER 22, 2016

Regulators have warned about the dangers of high commercial real estate concentrations despite bankers' assertions that they are managing risk better than they did before the financial crisis. Still, CRE concerns could influence M&A and loan diversification in 2017.

Strategy 28

Strategy Regulation Management Community Bank 28

ABA Community Banking

AUGUST 17, 2017

Unusual deals, still rare, tick up in 2017 Management CSuite Community Banking M&A.

Community Bank 40

Community Bank Community Management 40

ABA Community Banking

JANUARY 6, 2017

On the bank M&A front, watch for more MOEs in 2017 Management CSuite Community Banking M&A.

Community Bank 40

Community Bank Community Management 40

ForwardBanker

DECEMBER 28, 2017

The post Recap of 2017: Sharing Our Top Five Blogs From the Year appeared first on Deluxe FI. I just wrapped up my fifth year of being editor of the blog and I am excited about some of the changes we’ve seen this year. We did a reorganization of the existing.

Meeting 33

Meeting Big Data Risk Management Community Bank 33

PYMNTS

JUNE 6, 2019

Bank branch closures have some analysts, and even the banks themselves, on high alert. bank branches in 2017, and some are concerned that, as the trend continues, small business (SMB) owners will not have access to the in-person services that a customer relationship manager (CRM) can provide. Researchers found a 2.2

Data 144

Data Meeting Regulation Management 144

Gonzobanker

MAY 31, 2019

article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.” billion to small businesses in 2018, up nearly 36% over 2017 and double that of 2016. Source: DeBanked ).

Lending 125

Lending Community Bank Community Data 125

PYMNTS

OCTOBER 19, 2017

18) suggests that small businesses (SMBs) are likely to reduce borrowing activity in the second half of 2017. The latest data from Pepperdine University’s Graziadio School of Business and Management, along with Dun & Bradstreet, found that small businesses surveyed expected slower annual revenue growth for the second half of the year.

Survey 119

Survey Community Bank Lending Analysis 119

Jeff For Banks

DECEMBER 16, 2022

I also filtered for anomalies such as recent merger announcements as a seller, turnaround situations (losses suffered from 2017 forward), mutual-to-stock conversions, stock dividends/splits without price adjustments, and penny stocks. Each employee has an ownership stake in the bank through its Employee Stock Ownership Plan.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

Jeff For Banks

FEBRUARY 4, 2023

Potential bank use cases of generative AI, aside from the questions above: Research on certain industries to help determine credit risk, such as "How did the hotel industry perform in the 2008 recession?"; Vendor management due diligence, such as "Where can I find third-party reviews on the nCino loan operating system?";

United States 78

United States US Cyber Security Taxes 78

Jeff For Banks

DECEMBER 13, 2018

As a point of reference, the SNL US Bank & Thrift index total five year return was 45%. Before we begin and for comparison purposes, here are last year's top five , as measured in December 2017: #1. Independent Bank Corporation (Nasdaq: IBCP) #3. The Bank operates five full service offices. Old Second Bancorp, Inc.

Oregon 101

Oregon Ohio California Community Bank 101

Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. Each certification course is designed to prepare bank professionals to handle essential tasks and responsibilities.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. MOXY Bank, for example, aims to introduce corporate treasury management services, as well as offerings for small business (SMB) owners.

Community Bank 122

Community Bank Community FDIC Marketing 122

Jeff For Banks

AUGUST 14, 2022

This was an obvious attempt to bully banks into making it so risky to do business with disfavored industries that many banks, under fear of enhanced regulatory scrutiny, stopped doing business with them. OPC formally ended in 2017. But the bad taste lingered. Because we are going after "climate related businesses."

Operations 78

Operations Lending Industry FDIC 78

Abrigo

NOVEMBER 9, 2022

The 2022 CECL implementation survey is the fourth such analysis since 2017 by Abrigo, which has worked with hundreds of financial institutions on CECL implementation. Many institutions are well on their way to being ready, but others are still working through the process,” said Garver Moore, Managing Director of Abrigo’s Advisory Services.

Survey 195

Survey Software Resources Meeting 195

Jeff For Banks

NOVEMBER 1, 2017

Quarterly Financial Markets & Economic Update- October, 2017 I love this time of year. The overall forecast for GDP in 2017 is 2%. They are expected to raise the Fed Funds rate for a third time in 2017 by another 25 basis points in December, 2017. in September, 2017. What else is new?

Marketing 60

Marketing Taxes DC Community Bank 60