PYMNTS

FEBRUARY 17, 2020

The firm completed the first phase of its transformation in 2014, allowing it to use real-time analytics and IT tools to create dynamic pricing models and enable online and mobile app transactions. Streamlining operations and improving customer insights were key, but so was protecting against fraud, Koch said.

Security 141

Security Tools Fraud System 141

PYMNTS

MARCH 14, 2017

Currently, Amazon hopes to take advantage of recently loosened restrictions on foreign retailers in India by expanding its online grocery venture into the nation of some 1.3 Back in 2015, the company launched its Prime Now service in Bangalore , which included some restricted and hyperlocal grocery delivery. in 2017, said GeekWire.

Millennials 100

Millennials New York City Retail Online 100

PYMNTS

MARCH 18, 2019

At the same time, he said, “no brand has come at this from an online perspective” through new branding and distribution online. And, as the company operates on a D2C model, Lupberger noted that it can use better components — essentially using “the cleanest ingredients on the market,” he said. The Business Model.

Branding 145

Branding Millennials Online Marketing 145

PYMNTS

JUNE 5, 2018

Travel agents and tour operators might seem a relic of the past — as useful, perhaps, as cassette tapes — but an estimated 45 percent of tour bookings still go through those travel professionals, according to Phocuswright , another travel research firm. He said, “More than half of the world’s airline profits come from the U.S.

Millennials 100

Millennials System Trends Marketing 100

PYMNTS

DECEMBER 4, 2020

Online sales were up 108 percent during the quarter. In late October , Cincinnati-based Kroger announced its “Restock Kroger” program — which aims to improve shipping, distribution and the links between its online and offline businesses — would be a major boost for shareholders. He pointed to total company sales, which hit $29.7

Puerto Rico 142

Puerto Rico Oklahoma Kentucky Indiana 142

PYMNTS

MAY 28, 2019

With abundant choices in many aspects of their lives, consumers expect a range of options when it comes to online shopping, ranging from picking out clothes to making travel plans. million buyers who operate in industries such as website development, logo design and blog writing. By 2021, close to 90 million – or 86.5 billion in 2017.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

JULY 29, 2016

Online retail has taught merchant and consumer alike a pertinent lesson for the age of digital retail: Everything might have a price, but the quest for the ultimate bargain means it can always be lower. The effects of this new shopper ethos are widespread, and while more and more retailers try to give consumers what they think they want (i.e.

Millennials 100

Millennials Retail Conference Community 100

PYMNTS

MAY 9, 2017

Likewise, earnings per share (EPS) and net income hit well above expectations, with the online retail giant raking in $1.48 ………………………………… One area (of many) where Amazon looks to grow quickly is in the online sale of apparel. on the first of May. .

Online 100

Online Retail National Marketing 100

PYMNTS

AUGUST 9, 2017

Excluding UniRush, organic revenues were up 12 percent year over year — the first time that metric had been up double digits since the second quarter of 2015. Organic card growth is likely to return next year, management said, and demographically speaking, millennials have been a tailwind. . Active cards grew by 20 percent, to 5.15

Cards 100

Cards Apple Taxes Millennials 100

PYMNTS

AUGUST 6, 2018

LevelUp is front and center on the Chase site as its partner for online ordering using Chase Pay and Chase Commerce Solutions (aka Chase Paymentech). That model — aggregating menus from local restaurants in one place and enabling easy online ordering from that online platform — remained Grubhub’s mainstay over the next decade.

Online 125

Online Branding Mobile Millennials 125

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. Take PayPal, for example. consumers showed that of the 7.75 Share of U.S.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

SEPTEMBER 27, 2016

Frank Bruni, vice president of supply chain operations at Kroger, for example, said: “Every project we look at, we look at automation as a potential part of it.”. consumers preferred shopping for groceries online and having them delivered to their homes. Consumers are also demanding efficient new systems and processes. But, so what?

Mobile 100

Mobile Payments Los Angeles California 100

PYMNTS

SEPTEMBER 16, 2016

Everyone is talking about FinTech,” René Lomelî, operations director for 500 Startups , told Mexico IT. From the second quarter of 2014 to the third quarter of 2015, Mexico’s smartphone penetration rose from 17.9 According to the data, more than 70 percent of those are smartphones. Mexico’s mobile industry has officially arrived.

Fintech 100

Fintech Capital Millennials Mobile 100

PYMNTS

OCTOBER 13, 2016

Since Walmart is the nation’s largest retailer, operating more than 11,000 stores globally and 4,300 in the U.S. Since Walmart is the nation’s largest retailer, operating more than 11,000 stores globally and 4,300 in the U.S. The average Walmart shopper is a white, 50-year-old woman with an annual household income of $53,125.

Retail 100

Retail Comparison Millennials Analytics 100

NCR

FEBRUARY 17, 2017

In the rush to serve the tech-savvy millennial market and keep up with the latest developments in mobile and digital banking, some FIs might fall into the trap of overlooking traditional channels. million in 2015. ATMs can now effectively operate as mini-branches, as we’re seeing in India and other places.

ATM 85

ATM Mobile Strategy Fraud 85

PYMNTS

JULY 6, 2018

Though millennial parents were hit with nostalgia, when it comes to the world of toy sales going forward, market watchers of all kinds have been asking themselves the same question for weeks: Now what? Geoffrey the Giraffe is, sadly, no more. FAO Schwarz Returns To Manhattan. Amazon’s Getting Into The Toy Catalog Business … For Real.

US 101

US Retail Branding New York City 101

Gonzobanker

MARCH 6, 2018

Meanwhile, Wells plans to close 450 branches by 2019, BofA has closed 1,600 branches since 2009, and Chase closed 365 since 2015. Customers expect to be able to use their mobile devices to do all their day-to-day activities, and strong digital capabilities can attract and retain not just millennials, but all new customers.

Strategy 87

Strategy Marketing Mobile Trends 87

PYMNTS

NOVEMBER 24, 2017

The online growth spilled over into grocery, a category which showed the strongest momentum of all, as Sam’s Club sales excluding fuel were up 2.8 percent, and McMillon called out online grocery and free two-day shipping as lures for new customers. Within the top line of $124 billion, eCommerce sales grew by 50 percent. percent today.

Retail 128

Retail Mobile Strategy Digital Strategies 128

PYMNTS

MAY 23, 2016

Department stores appealing to all parts of the consumer spectrum — Macy’s, Nordstrom, Hudson Bay (operator of Lord & Taylor and Saks) — are in a big slump, and chains that live in the malls they anchor are suffering right along with them. Same-store sales in retail locations were up on average 1 percent from the same time in 2015.

social media 100

social media Retail Portland Millennials 100

Independent Banker

NOVEMBER 25, 2015

See “Closing the Gap” in the November 2015 issue, online at www.independentbanker.org.). Consider the 80 million millennials who would rather manage their finances with a smartphone app than visit a bank branch. Coming of age during the Wall Street crisis, these independent thinkers don’t trust banks.

Community Bank 70

Community Bank Community Analytics Lending 70

CB Insights

FEBRUARY 1, 2019

Consider that: Half of Indonesia’s population is under the age of 30, with the number of millennials (aged 17-35) in Indonesia currently at 79.5M. Indonesia features the largest ($27B in 2018) and fastest-growing (49% CAGR 2015-2018) internet economy in Southeast Asia, according to a study by Google and Temasek.

Policies 61

Policies Lending Operations Examples 61

PYMNTS

AUGUST 24, 2016

“We made significant progress in 2015, transforming our product operating model, enabling us to be more responsive to trends and market conditions and consistently deliver on-brand product collections. The work is deep and it centers around core processes in the business,” Peck said.

Trends 100

Trends Branding Millennials Conference 100

PYMNTS

SEPTEMBER 6, 2016

Of course, it’s not just the FinTech industry and tech-savvy millennials who are fueling digital change. Citing the PYMNTS Global Fraud Attack Index , Jenkins explained that there were 27 fraud attacks for every 1,000 transactions in Q4 2015, an increase of 215 percent over 12 months.

Security 100

Security CA Payments Big Data 100

NCR

JULY 20, 2016

This would be up from just six million in 2015, as people move away from alphanumeric passwords. Millennials are often described as the selfie generation, so it’s not surprising that businesses are trying to find ways of incorporating this trend into their services. Voice recognition .

Technology 40

Technology Payments Millennials System 40

PYMNTS

JULY 11, 2016

In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. In 2003, the majority of the online shopping was done at the desktop at the office when the boss wasn’t looking, and that experience included laboriously typing in card credentials at every site.

Google 100

Google Mobile Apple Online 100

PYMNTS

APRIL 11, 2016

In 1985, Microsoft released its first (not so popular) version of Windows — an operating system that enabled applications to deliver functionality on a variety of personal computers. Over the years, outdoor bazaars became main streets which morphed into malls and now online marketplaces where sellers and buyers meet to do business.

San Francisco 100

San Francisco Operations Examples Branding 100

PYMNTS

APRIL 17, 2017

After many fits and starts, Square pushed into an IPO in late 2015. Among sellers who have accepted a loan from Square Capital, 54 percent are women and 46 percent are men; among millennial business owners, 60 percent are women and 40 percent are men. It was one that was widely thought was headed for a fizzle. The Square Evolution.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

OCTOBER 21, 2016

Even as early as 1999, Villante observed that many of the people he knew were already paying their bills online, all except for one — their largest payment every month: their rent payment. Strike number two: Landlords weren’t all that keen on adding unnecessary cost to their operating budgets. “It’s a no-brainer.”.

Software 100

Software Payments Management Cards 100

Fintech Labs Insights

DECEMBER 15, 2016

” The company says it will use the funding to fuel innovation on its platform and scale operations – including Socure’s 300% growth in 2016. Pictured: Sunil Madhu, Socure CEO and co-founder, demonstrating Perceive at FinovateFall 2015 in New York.

Capital 12

Capital New York Compliance Millennials 12

Jeff For Banks

DECEMBER 1, 2015

Malls are experiencing difficulty in the United States, as millennials opt for smaller, urban environments to shop. And the rest of us are increasingly buying online. Jeff Note: The above article first appeared in the March-April 2015 edition of paBanker Magazine , a publication of the Pennsylvania Bankers Association.

Pennsylvania 60

Pennsylvania Community Bank Community Taxes 60

PYMNTS

JUNE 1, 2020

And that will become this salon’s standard operating procedure going forward. Although I haven’t asked, it seems likely that the restaurant operator will stick with this protocol for regulars when the establishment reopens for dine-in services. percent of consumers who have shifted more of their shopping online, 85.7

Cards 147

Cards Study Maine Payments 147

CB Insights

AUGUST 16, 2017

This new unicorn cohort operates across industries, from fitness tech to cybersecurity to enterprise data management. C3 IoT provides a platform for the design, development, and operation of enterprise-scale big data, predictive analytics, AI, and IoT applications. Unicorn Round: Amount Undisclosed, Series E.

Meeting 68

Meeting US Capital North Carolina 68

William Mills

MAY 11, 2016

Do no go online and get another online loan. Under the scenario the consumer can transfer much-needed cash as well get cash (that was earned, not paid yet) so no payday or online lending debt is added. Silver 6 operates as Software as a Service (SaaS), so that means no IT and no infrastructure required. ^SR.

Video 40

Video Lending social media Analytics 40

William Mills

MAY 11, 2016

Diana Chin (HR & Operations). Chip card reader for when customers are shopping online to improve security. Integrate with any online merchant site. Customers can store all of their online profiles in one secure location to improve user experience. ^KT. Fiserv is meeting that need for FIs and millennials.

Video 40

Video Mobile social media Analytics 40

Fintech Labs Insights

OCTOBER 7, 2015

TokBox , a Telefonica company, develops and operates OpenTok , the leading cloud platform for embedding real-time video, voice, messaging, and screen sharing into websites and mobile applications. How financial service companies can leverage WebRTC to bring the same high-quality customer service from brick and mortar stores online.

Video 12

Video Millennials Fintech Mobile 12

CB Insights

NOVEMBER 6, 2018

Hot Pepper Beauty, one of Japan’s top online booking services, worked with Google AdWords to attract customers and increase conversions while lowering costs. The first image below — taken from Google’s 2017 patent application titled “ Escalation to a human operator ” — shows the operator dashboard showing progress of existing tasks.

Google 72

Google Apple Industry Branding 72

PYMNTS

JANUARY 31, 2020

In a new PYMNTS interview, David Roger, co-founder & CEO of Felix Gray , a direct-to-consumer (DTC) eyewear seller that is also trying to tap into broader wellness trends, talks about what’s coming next for this particular brand of online retail, and why Amazon may — or may not — get more involved. Wellness and Sustainability.

Retail 116

Retail Branding Trends Operations 116