PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

MAY 4, 2016

Bluefin Payment Systems, which offers point-to-point encryption (P2PE) solutions to several industries, including retail and health care, said on Tuesday (May 3) that it will also add the Visa Data Secure Platform (DSP) to its portfolio, through its Decryption-as-a-Service P2PE Solution.

Security 100

Security Data Fraud Meeting 100

PYMNTS

SEPTEMBER 6, 2016

In a world where payments become more invisible the more digital they become, there’s never been a better opportunity to consider new ways to enable the digital transformation of financial services in a secure and compliant way. Payments Security As A Digital Business Enabler. Then, there was sudden exponential growth in innovation.

Security 100

Security CA Payments Big Data 100

PYMNTS

FEBRUARY 7, 2017

Plaid Technologies, a startup that helps FinTechs like Venmo and Lending Club access their customers’ bank accounts, has raised $44 million in a Series B round of venture capital funding. According to a report , the venture units of Citi and Amex took part in the latest round of fundraising.

Technology 100

Technology Tools Analytics Fintech 100

PYMNTS

MARCH 18, 2016

Embedded digital security company Oberthur Technologies released on Thursday (March 17) the results of a survey showing that 80 percent of respondents would be more likely to use a MOTION CODE-enabled card over one that has a static and printed CVV code when shopping online.

Cards 100

Cards Security Fraud Online 100

PYMNTS

OCTOBER 21, 2019

However, most people assumed that was survivable, and that the new millennia — powered by the emerging, mysterious technology known as “the internet” — was going to be a great place to live. We have the end-to-end guide — and the lessons learned during the ride by the innovators who had a first-row vantage points.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

SEPTEMBER 29, 2017

PingPong is yet another innovative FinTech player that chose Luxembourg as its EU hub. The EU’s PI licensing requirements are especially stringent, with strict requirements on PI infrastructure, shareholder qualifications, Know Your Customer (KYC) and AML policies and information security programs.

Security 129

Security Payments Fintech United States 129

PYMNTS

SEPTEMBER 20, 2019

Founded in 2015 by Spanish entrepreneur Oier Urrutia, the company uses algorithms to provide users with a personalized online shopping experience. This investment round provides us with the necessary capital to further increase the accuracy of our technology, which is really exciting.

Security 122

Security Branding Maine Online 122

PYMNTS

NOVEMBER 20, 2019

Barclays is collaborating with Hitachi on a biometric scanner designed to accelerate and boost the security of corporate transactions. The technology, which is billed as being more secure than fingerprint scanning, will enable corporate treasurers and other clients to complete banking transactions without having to input a password or PIN.

Security 124

Security Digital Banking Technology Fraud 124

PYMNTS

MARCH 27, 2019

Mobvoi, a China-based artificial intelligence (AI) startup, has almost secured funding to value the company at upwards of $1 billion before an initial public offering, according to a report by Bloomberg. Mobvoi was previously valued at $300 million in a financing round that Google led in 2015.

Google 152

Google Big Data Innovation Apple 152

PYMNTS

OCTOBER 6, 2020

PYMNTS' October Banking As A Service Playbook: Powering The Next Generation Of FinTech Innovation , a collaboration with Transcard , examines developments around banking as a service (BaaS) and how its digital-first nature makes it ideal for current banking needs. And it goes well beyond that as a unifying financial faculty.

Innovation 161

Innovation Study System Fintech 161

Gonzobanker

DECEMBER 22, 2015

Well, what do we say about 2015? And, give or take a stumble or two, we snuck through it and did a reasonable job on 2015 objectives, in our humble opinion. So, it seems we’re good with only one outstanding item—digest the 2015 GonzoBanker Awards! 2015 Executive Call-out. ” – Tom Armstrong. Not even close. .

Community Bank 60

Community Bank Apple Community Technology 60

Bank Activities

JULY 1, 2022

The total funding secured through Series B round amounts to more than $100 million. The company states that the additional funds will be directed toward team development, product and technology innovations, and expansion of its operations. Consequently, the fintech platform provides peer-to-peer digital payment solutions.

Security 36

Security Capital Fintech Innovation 36

PYMNTS

JANUARY 27, 2021

LoanDepot will be seeking as much as $315 million in its initial public offering (IPO), according to a Securities and Exchange Commission (SEC) filing. He wrote that building and using technology to garner customer satisfaction and loyalty are what sets his company apart. The company is offering 9.41

Marketing 182

Marketing Capital Branding Company 182

PYMNTS

APRIL 3, 2019

Aqua Security announced that it has closed a Series C investment round of $62 million , led by Insight Partners. Aqua’s vision, [its] unrivaled investment in open source technologies and deep relationships with strategic partners have created a tremendous opportunity as customers accelerate their move to cloud-native platforms.

Security 108

Security Technology Innovation Company 108

PYMNTS

JUNE 20, 2016

The week is getting off on just the right foot for the folks over at Plaid Technologies, who are announcing $44 million in new funding. Or, said more simply, Plaid provides an API layer that sits between banks and FinTech innovators who want to access bank account information for what they are doing and makes the connection possible.

Technology 101

Technology San Francisco Fintech Financial Technology 101

PYMNTS

SEPTEMBER 9, 2016

At the end of 2015, the company announced it had a run rate of $5.6 They are pioneers in financial innovation, enhancing core capabilities and accelerating digital commerce. ” Signifyd plans to use the latest round of funding to optimize its machine-learning technology and extend its infrastructure.

Security 100

Security Fraud Resources Capital 100

PYMNTS

JANUARY 15, 2018

It also explains why some innovations in payments have been met with open arms by consumers and others given the cold shoulder. In 2015, these two researchers went back into the lab to dive deeper. Research that we did in 2015 on this topic then reported that nearly 60 percent of all searches related to commerce started in Amazon.

Innovation 109

Innovation Payments Google Training 109

NCR

OCTOBER 13, 2017

One innovation that demonstrates what can be achieved when the mobile and ATM channels are brought together is Mastercard’s Cash Pick-Up. Security and convenience through contactless. Bank of America is one of the institutions that have embraced this particular innovation. Bringing the ATM and mobile together.

ATM 96

ATM Innovation Mobile America 96

NCR

APRIL 26, 2017

Developments in technology and business practices have helped banks to protect their ATMs more effectively than ever before. The ATM Industry Association’s (ATMIA) 2016 annual fraud survey found that the proportion of respondents revealing a general increase in ATM crime dropped to 42 percent , from 51 percent in 2015.

ATM 81

ATM Security Fraud Cards 81

Banking 2020

JANUARY 15, 2015

As we begin 2015 in retail banking, here is a quick look at five trends to watch for in 2015. Now in 2015, we will see more experimentation in location-based services and loyalty, and reward tie ups with merchants. Payment disruption and innovation. Branch innovation and branch closings. Digital Banking.

Retail 40

Retail Trends Millennials Mobile 40

PYMNTS

FEBRUARY 26, 2020

In today’s top news, the stock market takes its biggest hit since 2015 due to mounting fears over the coronavirus, and an ex-Microsoft engineer is found guilty of stealing $10 million in digital currency. The S&P 500 lost $1.737 trillion, the largest drop since 2015, when the Chinese government devalued the yuan amid the U.S.-China

Nevada 142

Nevada Marketing US Payments 142

PYMNTS

FEBRUARY 7, 2019

Ruchir Rodrigues, the head of digital and open banking at Barclays , said that Bink, which was founded in 2015, “created a practical and innovative solution to an everyday problem,” and that Barclays is excited to help Bink grow. Mike Jordan, the CEO of Bink , said he’s excited to be partnered with Barclays. “We

United States 180

United States Mobile Innovation Cards 180

PYMNTS

DECEMBER 14, 2018

They must deliver services that customers and clients demand while securing their personal data. More Data, More Innovation. financial services sector as consumers embrace digital technology for the banking and retail industry. Adoption of digital payment technologies is poised to grow significantly among U.K.

Payments 180

Payments Regulation Data Security 180

ZootBlog

JANUARY 14, 2016

Over the past several years as banks focused on staying in compliance with myriad new regulations, innovation slowed—nearly to a standstill. In 2015, I predicted it would be the year banks took back banking. Banks are combining technology with data and service providers to ensure these faceless transactions aren’t fraudulent.

Innovation 73

Innovation Industry blockchain Customer Experience 73

PYMNTS

AUGUST 18, 2019

This approval demonstrates New York’s competitiveness as a hub of innovation and leadership in emerging technologies.”. DFS became the first state or federal agency in the United States to supervise virtual currency n 2015 and has so far approved 22 charters or licenses for companies in the virtual currency marketplace.

Bitcoin 165

Bitcoin New York United States Leadership 165

PYMNTS

OCTOBER 12, 2020

Apple’s new iPhone 12 with 5G technology comes with high expectations, as reported by The Wall Street Journal. “I I believe it translates into a once-in-a-decade-type upgrade opportunity for Apple,” said Wedbush Securities Analyst Dan Ives. Others, however, won’t want to pay additional money and might be happy with 4G technology.

Apple 153

Apple Samsung Technology Report 153

Cisco

AUGUST 9, 2022

In 2015, following a significant increase in nation state and hacktivist attacks on U.S. The inherent risk profile is an institution’s analysis of its key technologies and operations. These are mapped into categories and include: Technologies and Connection Types. Online Mobile Products and Technology Services.

Tools 114

Tools Leadership Handbook Security 114

PYMNTS

AUGUST 10, 2016

In fact, the venture and entrepreneurial ecosystem grew by 20 percent from 2014 to 2015 alone. In general, venture capitalists are boosting their investments in Latin America, with funding reaching $594 million in 2015, a stark increase from $387 million in 2012, the Latin America Venture Capital Association confirmed.

Innovation 100

Innovation Apple social media America 100

PYMNTS

OCTOBER 5, 2020

Thought Machine CEO Paul Taylor said: “The most ambitious and most dominant technology companies all run their systems entirely in the cloud. Monese has now joined an elite group of financial services companies [that] deliver innovation, security and resilience to its customers, at scale. Koppel founded Monese in 2015.

Maine 111

Maine Groups Google Innovation 111

Insights on Business

OCTOBER 31, 2016

Preface: Per IBM’s 2015 C-Suite study, “…CxOs believe technology and market factors are by far the biggest of the various external forces buffeting their organizations. CEOs put technology at the top of the list, as they have for the past four years. Technology is a broad term so let’s drill down a bit. Prashant B.

Technology 70

Technology Data Analytics Study 70

CB Insights

MAY 8, 2018

See how venture firms, corporates, regulators, and builders are shaping the future of blockchain technology. The rise of security tokens as a distinct asset class. The SEC (Securities and Exchange Commission) thinks that most tokens are securities. THE FUTURE OF BLOCKCHAIN TECH. Venture activity. Corporate activity.

blockchain 75

blockchain Trends Technology cryptocurrency 75

PYMNTS

JUNE 18, 2019

The company wants to continue to innovate payments solutions using ID and digital money technology. TokenOS, the company’s open banking platform, enables a global ecosystem of banks, their customers and developers to initiate payments and move money and information securely, instantly and frictionlessly worldwide.”.

Leadership 161

Leadership Customer Experience Innovation Capital 161

PYMNTS

SEPTEMBER 27, 2017

No matter how impressive new technology is, its fate often lives and dies with consumer adoption. After all, if no one wants to use a new piece of tech, it doesn’t matter how groundbreaking an innovation it might be — it probably won’t be around for long. Partnering to provide a better experience.

America 133

America Samsung Security Apple 133

PYMNTS

MARCH 22, 2016

Alexander, at PYMNTS’ Innovation Project 2016 last week at Harvard, gave a sobering reality check about the cybersecurity threats that could become an even scarier reality in the click of a button. We aren’t where we need to be today,” Alexander said in March 2015. And we can thank innovators and new technologies for that.

Fraud 100

Fraud Security Innovation Course 100

PYMNTS

MAY 9, 2016

The data show that since the October 2015 EMV liability shift, United States fraud attacks have jumped by 11 percent. From Q1 2015 to Q4 2015, the fraud attack rate on United States merchant websites skyrocketed from nine attacks per 1,000 transactions to 27 attacks per 1,000 transactions — a 215-percent increase.

Fraud 100

Fraud Online United States Cyber Security 100

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Singapore’s GDP was roughly $407 billion in 2015. As of 2014, the mobile phone penetration rate in Singapore was 148 percent. With an estimated population of just 5.47

National 133

National Training Bitcoin Samsung 133