PYMNTS
APRIL 30, 2018
All-digital, all-tech lending platforms that could deliver better user experiences and faster credit decisioning would become the new normal and take share from banks who were too big and cost-laden to keep — or catch — up. All tout an easy user experience via a mobile app that helps users track and monitor spend.
PYMNTS
JUNE 18, 2018
Viva Republica, Korea’s FinTech startup and maker of financial services app Toss , announced Monday (June 18) it has completed a $40 million round of funding raising. ” Toss launched in 2015 as a P2P money transfer service, but has now expanded the platform to provide a full suite of financial services.
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ZootBlog
MARCH 29, 2016
It is well known that silos have long prevented banks from achieving the ideal customer experience, because they create a fragmented user experience. The irony is that fintechs are creating mini-silos with the variety of options consumers are using,” she said.”This Fintech companies can only disrupt so much.
NCR
MAY 25, 2016
The disruption caused recently by the emergence of a wide range of new financial technology (Fintech) players has been a huge jolt for the banking sector, and reminded traditional players that they cannot afford to be complacent in the face of these competitors. The key theme behind many of these new developments is the notion of convenience.
PYMNTS
JANUARY 13, 2017
The app works using an algorithm focused on the user’s income and spending patterns to tap off a small amount from the checking account and move it into a safe, savings account for later activities, like bills and holiday shopping.
PYMNTS
SEPTEMBER 26, 2016
from March 2015 to March 2016. But banks that are competing with FinTech startups will be reluctant to employ secure systems for apps that might detract from the user experience. Payments networks must constantly find new ways to battle incoming digital threats.
NCR
JUNE 29, 2016
Wharton FinTech , the first student led FinTech initiative, has published two white papers on Millennials’ relationship with banks ( June 2015 and May 2016 ). Millennials’ heavy dependence on their mobile devices is matched by their high expectations for user experience. Source: The Millennial Disruption Index.
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