PYMNTS

MAY 4, 2017

In conversation with Cardtronics’ Brian Bailey, managing director for Global Financial Institutions, and Tom Pierce, chief marketing officer of the firm, Webster noted that even with the rallying cry of a war on cash in the digital economies — and in emerging markets — cash is alive, doing well and actually growing in terms of usage.

ATM 192

ATM Millennials United States Study 192

FICO

JUNE 9, 2016

Millennials, now the largest demographic group in America, are possibly the most misunderstood, elusive market ever, a notion underscored by The Wall Street Journal ’s article about the existence of $20,000-per-hour “Millennial consultants.” Millennials reward positive fraud outcomes. At least not yet.

Millennials 40

Millennials Fraud social media Survey 40

CB Insights

JULY 25, 2019

Fintech is often associated with digital tools targeted at tech-savvy millennials. But there is a growing market of fintech companies serving the unique financial needs of Baby Boomers and older retirees — and for good reason. Baby Boomers (those born between 1946 and 1964) represent a massive market opportunity.

Millennials 73

Millennials Fintech Tools Fraud 73

PYMNTS

OCTOBER 31, 2016

Disappointed millennials rejected by credit card companies. And based on how that market is trending, we’re pretty sure that will bring disappointment too, down the road. <haha> Millennials — Once Rejected, Twice Shy. Because there was lots of disappointment to go around last week. To auto loan refinance.

Data 100

Data Millennials Chicago Lending 100

PYMNTS

JULY 25, 2019

market as an example of the co-existence and collision of cash and digital payments. Consumers may still champion cash as their preferred method of payment, but its use declined 3 percent as measured between 2015 and 2018. Other options, such as credit cards and payment apps like Venmo , are increasingly gaining traction.

Payments 189

Payments Innovation Examples FDIC 189

Independent Banker

AUGUST 9, 2016

According to the 2015 Colloquy Customer Loyalty Census, the average American household maintains memberships in 29 loyalty programs (1). Statistics are especially compelling for those trying to attract and maintain the millennial segment. All successful rewards programs require marketing support. 2015, February 9).

Community 70

Community Millennials Community Bank America 70

PYMNTS

NOVEMBER 11, 2016

We finally have a definitive answer to the mysterious, canary-yellow marketing campaign Snapchat launched earlier this year. The army of Snapbots are debit card- and credit card-compatible, ready for a new type of Snapchat customer to fork over their payment. The Snapbots are coming … to sell you Spectacles.

Millennials 143

Millennials Video Retail Regional 143

PYMNTS

JANUARY 14, 2017

The world would be Google-less without Sergey and Larry maxxing out their credit cards to buy more space on servers. That is a big drop from the 2015 report that indicated that 21 percent of consumers thought they were going to leave their descendants nothing but debt. And using credit wisely, it seems, is on the uptick.

Millennials 100

Millennials Data Cards Study 100

PYMNTS

SEPTEMBER 6, 2017

percent increase in travel spend among corporations each year between 2015 and the end of the decade. Chung told PYMNTS why the consumer credit card industry is a huge factor in getting companies to spend more on travel, and how companies can shift from blindly paying for employee travel to being more strategic about spending.

How To 130

How To Cards Industry Trends 130

PYMNTS

MARCH 5, 2017

Americans have more payment options than ever before, from the digital payment info stored in mobile wallets to credit and debit cards in their physical wallets. market, they are still far from replacing cash. percent in 2015. But even with these new choices, Americans still cling to cash when making many purchases.

Technology 100

Technology San Francisco Analysis United States 100

PYMNTS

APRIL 11, 2017

There’s little doubt that the home share sector is beginning to boom globally among business travelers, with millennials adopting the practice at a greater rate than their older counterparts (as millennials are wont to do). To date, the Singapore startup has raked in just under SG$5 million ($3.52

Millennials 100

Millennials Regional Marketing Report 100

PYMNTS

JANUARY 24, 2018

percent per year between 2000 and 2015. Approximately 80 percent of Brazilian households have a payment card, which is used for 30 percent of household purchases. The service, he noted, could be especially appealing to tech-savvy millennials. Other key findings in the Global Cash Index: Americas Edition. In the U.S.,

America 122

America ATM New Jersey Millennials 122

PYMNTS

MARCH 1, 2017

GhostBed customers are now presented with two Klarna financing options at checkout along with the ability to purchase using their existing credit or debit card. in September 2015, and since then, Billingsley said the company has experienced many learning opportunities as it continues to expand within the market.

Customer Experience 100

Customer Experience Millennials Branding Cards 100

PYMNTS

MAY 2, 2017

Add to that the diminished value of used cars — down about 8 percent this year — and auto lenders like Ally Financial are predicting a market that will be contracting this year. billion — a 14 percent increase from 2015. Card Weakness. Millennials currently are responsible for $1.1 trillion in loans currently outstanding.

Millennials 103

Millennials Lending Capital Cards 103

PYMNTS

NOVEMBER 29, 2016

They are, in turn, either forced to limit the scope of their product offerings or use clunky bolt-on solutions to accommodate the changing market needs. Take the credit market, for example. In just North America and Europe, the credit card market is projected to grow by 7.3 According to a 2015 U.S.

Report 100

Report Millennials America Study 100

PYMNTS

MARCH 28, 2017

He also strongly advised that people take out as many credit cards as they could and marry someone with good credit before officially telling the Federal Department of Education (DoE) to get lost. billion — a 14 percent increase from 2015. Millennial Troubles. The average debt per millennial is estimated at $25,000 a person.

Millennials 100

Millennials Lending Policies United States 100

PYMNTS

OCTOBER 20, 2020

Apple had already more or less created the modern smartphone industry with the iPhone and remade the music industry with the iPod – so it didn’t seem too much of a stretch to believe that if Apple wanted to disrupt the plastic card, it could fall out of favor for in-store purchases. percent in 2015. Of the 207.6 million U.S.

Apple 133

Apple Payments Study Mobile 133

PYMNTS

MAY 28, 2019

The company integrated GO-PAY into the GO-JEK app, which lets customers store money on their mobile phones, much like a digital debit card. billion – of funds were lost to card fraud in 2018, up from $1.4 percent – is the total compound annual growth rate (CAGR) of the mobile payment transaction market from 2015 to 2020.

Apple 159

Apple Mobile Fraud Branding 159

Abrigo

OCTOBER 15, 2014

Offering convenient ways to bank can be an appealing option to draw in those new customers, particularly for the millennial generation. The customer then links the app – which will house their financial information such as their credit card number they wish to use – to their Twitter account.

social media 150

social media Apple United States Innovation 150

PYMNTS

FEBRUARY 6, 2018

In the 1970s, the venerable The Great Atlantic & Pacific Tea Company (A&P) was losing market share. To try to increase its market share, A&P came up with a novel way to sell groceries: It decided to sell its most popular items in their original wholesale bulk packaging — for a much cheaper price.

New Jersey 100

New Jersey Las Vegas Retail Dallas 100

PYMNTS

SEPTEMBER 30, 2019

Millennials and Gen Z are driving the growth of the secondhand market and eCommerce, generally. Strong verification procedures are also important as the company expands into new markets like Asia, where shopping and payment preferences may be different. Some payment methods offer stronger protections than others.

Online 101

Online Fraud Branding social media 101

PYMNTS

APRIL 17, 2017

Not because he didn’t have a buyer, but because his buyer didn’t have that much cash— and McKelvey didn’t take credit cards. So, while McKelvey lost out on that $2,000 sale — he and his (friend) and Co-Founder Jack Dorsey — the founder of Twitter — did end up with a $17 billion idea (Square’s market cap at the time this piece went to press).

Apple 110

Apple Capital Cards Payments 110

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

OCTOBER 20, 2016

That figure is down by 7 percent since 2015. Payments providers need to bring the traditional card to life and create a real-time interactive experience for consumers.”. consumers trust traditional card providers the most, followed by providers like PayPal, banks and established tech companies. Three-quarters of U.S.

Apple 100

Apple Mobile America Payments 100

PYMNTS

JANUARY 25, 2018

This includes checks, brick-and-mortar bank branches, ATM cards and, yes, cash. trillion in cash in 2015, a higher rate than that of Western European nations. Once the code is entered at an enabled ATM, he or she can access the cash without using a debit card. That infrastructure is helping to keep cash a fixture of U.S.

ATM 100

ATM Millennials FDIC New Jersey 100

PYMNTS

SEPTEMBER 14, 2016

And 2015 was a good year for the middle class, as median household income rose to $56,516, a 5.2 Millennials don’t seem to be feeling Banana Republic any longer, according to a study by RBC Capital Markets. Forty-eight percent of millennials polled said they disliked the chain, compared to only 22 percent who said they liked it.

Los Angeles 100

Los Angeles Millennials Apple Retail 100

NCR

MAY 9, 2017

Hawaii National Bank’s Hawaii Score enables existing bank customers and non-customers the capability to access a TransUnion credit report and score without the need for a credit card or an existing account with Hawaii National Bank. billion in 2013 to a peak of $27 billion in 2015. Each one appeals to a different market target.

Fintech 75

Fintech Hawaii Community Bank San Francisco 75

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. Contactless cards are regarded as decision-drivers for shopping in a physical store 7.5 consumers showed that of the 7.75 Share of U.S.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

AUGUST 26, 2016

has refused to support Apple Pay and instead rolled out its own app, Walmart Pay, for use with iOS and Android in December 2015. One of the retailers, Coles, which is also a credit card issuer, argues that opening up NFC technology is in the best interests of consumers, who should have more choice in digital wallet apps.

Apple 100

Apple social media Retail Strategy 100

Fintech Labs Insights

JANUARY 8, 2016

2015 was quite a year for the 800+ Finovate alumni. Here are the highlights from the 2015 Best of Show winners: FinovateEurope 2015. October: Named FinTech Forward 2015 Company to Watch. December: Wins Most Effective Mobile Payment Solution at The Effective Mobile Marketing Awards. FinovateSpring 2015.

Innovation 12

Innovation Mobile Fintech Cards 12

NCR

FEBRUARY 17, 2017

In the rush to serve the tech-savvy millennial market and keep up with the latest developments in mobile and digital banking, some FIs might fall into the trap of overlooking traditional channels. million in 2015. Why the ATM is key to omnichannel. That figure is expected to increase to four million by 2021.

ATM 85

ATM Mobile Strategy Fraud 85

PYMNTS

APRIL 22, 2016

Particularly favored as a potential marriage that makes sense is a pairing of Acorns with Venmo, since they share a target audience of millennials with a mobile-friendly outlook. And with millennials as its targeted audience, there’s still room for mighty oaks to grow. Card-on-file was the most common “other” in this category.

San Jose 100

San Jose Mobile Retail Survey 100

PYMNTS

JULY 13, 2016

Brick-and-mortar retail will forever remember the day that Nintendo released Pokémon GO , a mobile game that has caused millions of millennials to suddenly discover outside again. However, some retailers prefer to play cards of the kind as close to the corporate chest as possible.

California 100

California St. Louis Retail Branding 100

PYMNTS

OCTOBER 21, 2016

“A property manager isn’t going to rent a three-bedroom apartment versus a two-bedroom apartment simply because they accept credit cards,” Villante told Karen Webster. Strike number one: Landlords wouldn’t see any lift from offering their customers the ability to do debit and credit card payments versus making paper check payments.

Software 100

Software Payments Management Cards 100

Gonzobanker

DECEMBER 22, 2015

Well, what do we say about 2015? And, give or take a stumble or two, we snuck through it and did a reasonable job on 2015 objectives, in our humble opinion. So, it seems we’re good with only one outstanding item—digest the 2015 GonzoBanker Awards! 2015 Executive Call-out. Community bank marketing resources.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

SEPTEMBER 6, 2016

Payments had been relatively static with innovation around cash, checks and credit cards. Of course, it’s not just the FinTech industry and tech-savvy millennials who are fueling digital change. Issuers want their card to be the one that is loaded into the digital wallet and stays there — for a long time. Sophisticated Threats.

Security 100

Security CA Payments Big Data 100

PYMNTS

AUGUST 6, 2018

Over that time, Grubhub grew both organically — market by market — as well as through a series of acquisitions to gather more hyperlocal restaurant inventory for their platform. Big, Little Online Market Share. Grubhub today has an $11 billion market cap with 15.4 Those diners place 423,000 orders a day for delivery.

Online 125

Online Branding Mobile Millennials 125