PYMNTS

DECEMBER 18, 2020

The IPO rate for Chinese companies is the highest since Alibaba’s massive market debut in 2014, according to CNBC , citing a new report from Renaissance Capital. The last big Chinese IPO rush occurred in 2014, when 14 companies, including eCommerce titan Alibaba, raised $25.7 market for 2020, according to Renaissance Capital.

Phoenix 268

Phoenix Regulation Capital Marketing 268

PYMNTS

DECEMBER 3, 2020

regulators are eyeing complaints that Facebook is muscling out the competition in the virtual reality area, as more than 40 states gear up to file an antitrust lawsuit against the company next week. Facebook is accused of using its market power to keep out companies that offer competing games and services.

Regulation 141

Regulation New York social media Apple 141

PYMNTS

JANUARY 14, 2019

Vietnam wants to be a cashless society, according to a report in Financial Times , but bank regulations are hindering the country’s ability to do so. The problem isn’t a lack of investment in the sector, or cash flow to grow market share for companies in the field – it’s the restrictive rules on e-wallets created by the State Bank of Vietnam.

Regulation 123

Regulation Payments Compliance Maine 123

PYMNTS

NOVEMBER 5, 2018

China is reportedly looking at new regulations that would impact Alibaba and Ant Financial in an effort to boost oversight of financial holding companies. It marked the third time that Ant had a quarterly loss since its unit’s result was disclosed by Alibaba in the early part of 2014. Reuters cited two sources at the time.

Regulation 128

Regulation Company Taxes Groups 128

PYMNTS

JULY 27, 2018

watchdog in charge of investor oversight proposed tough new regulations regarding peer-to-peer (P2P) lending platforms, in a bid to help consumers wade through the new landscape, according to a report by Reuters. has also sought clarity on regulations as a means to better compete against established banks.

Lending 102

Lending Regulation Fintech Study 102

CFPB Monitor

AUGUST 10, 2021

The California Department of Financial Protection and Innovation (DFPI) has issued proposed amendments to its regulations implementing the Pilot Program for Increased Access to Responsible Small Dollar Loans (Pilot Program). Initially effective from 2014 to2018, the Pilot Program’s sunset date was extended to January 1, 2028.

California 78

California Regulation CA Innovation 78

PYMNTS

JANUARY 29, 2018

Following the theft of $530 million in NEM tokens from Coincheck last week, governments will likely call for more cryptocurrency regulation and investors may turn to peer-to-peer (P2P) methods of trading instead of centralized exchanges, Bloomberg reported. 2014 after a mysterious “glitch” caused $500 million worth of bitcoin to go missing.

Regulation 124

Regulation cryptocurrency Bitcoin Security 124

PYMNTS

JULY 8, 2019

As the regulator said at a Lisbon conference, “The optimal size of the banking sector is hard to gauge, but it seems clear, though, that the European banking sector is still too large. 30, 2014 to Dec. That fine comes in the wake of five breaches spanning 2014 to 2019, and also touches on the bank’s failure to report capital positions.

System 108

System Regulation Capital Report 108

BankUnderground

MAY 11, 2021

How is household consumption affected by borrowing constraints in the mortgage market? In a new paper , we answer this question by studying the UK’s Help to Buy (HTB) program over the period 2014–16. We show that HTB boosted household consumption in addition to stimulating housing market activity. Housing market.

Marketing 142

Marketing Regional Payments Policies 142

PYMNTS

SEPTEMBER 5, 2016

Changes to commercial card regulations could be tripping up small businesses in Australia, according to reports on Friday (Sept. Australia isn’t the only market where commercial card interchange fee caps could become an issue. Analysts have also examined how including commercial cards in swipe fee regulations in the U.S.

Regulation 100

Regulation Cards Report Lending 100

Abrigo

AUGUST 13, 2024

The average time spent listening to podcasts has surged 450% since 2014, and listeners span all ages. As a result, you must wade through a bunch of podcasts on financial markets or general business news to find podcasts focused on the banking industry itself. or those primarily focused on the domestic banking market.

Fraud 221

Fraud Community Community Bank Lending 221

CFPB Monitor

APRIL 29, 2015

The CFPB has issued a fair lending report covering its fair lending activities during 2014. The report states that in 2014, CFPB fair lending supervisory and public enforcement actions required institutions to provide approximately $224 million in remediation. In mortgage lending, the CFPB focused on underwriting and redlining. .”

Lending 60

Lending Report Policies Compliance 60

PYMNTS

JUNE 22, 2020

Apparently, a lot – if you are dealing with Chinese regulators. Ant Financial Services Group has won a green light from Chinese regulators to drop the word “financial” from its name, so it’s goodbye to Ant Financial Services Group and hello to Ant Technology, The Wall Street Journal reports. What’s in a name?

Regulation 181

Regulation Groups Fintech Technology 181

BankUnderground

FEBRUARY 3, 2023

Qun Harris, Ieva Sakalauskaite and Misa Tanaka After the 2007–08 Global Financial Crisis (GFC), several jurisdictions introduced remuneration regulations for banks with the aim of discouraging excessive risk-taking and short-termism. So what is the economic case for regulating bankers’ pay? Does the bonus cap work – in theory?

Regulation 110

Regulation Policies Marketing Study 110

BankUnderground

FEBRUARY 5, 2021

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

Marketing 132

Marketing Policies Study Tools 132

PYMNTS

NOVEMBER 23, 2017

On the face of it, China’s announcement that it would open its financial markets to increased ownership by foreign companies seems a sea change. Or to put it another way, with valuations stretched across bourses and asset classes outside China, wouldn’t it follow that there would be a rush into this new open market?

Marketing 128

Marketing Lending Security Operations 128

PYMNTS

JUNE 1, 2016

Research and Markets reports that Turkey’s eCommerce market is the second largest in Eastern Europe and among its fastest growing. According to a PayPal survey conducted in 2014, 53 percent of smartphone users made purchases using their mobile devices. PayPal applied and was rejected.

Regulation 100

Regulation Operations Survey Mobile 100

PYMNTS

AUGUST 14, 2020

Ant Group indicated in July that it had begun the procedure for a dual listing in Shanghai on STAR Market and in Hong Kong. Hangzhou, China-based Ant Group was rolled out in 2014 to offer international financial services.

Groups 262

Groups Security Report Regulation 262

PYMNTS

SEPTEMBER 30, 2020

It would instead offer payment companies a national servicing platform to replace the regime of state regulations such firms would be subject to under existing laws. Commercial companies accessing a payments charter would avoid oversight and regulations that protect the financial system and consumers,” the bank industry leaders wrote.

Regulation 349

Regulation National System Industry 349

PYMNTS

NOVEMBER 26, 2019

The Prudential Regulation Authority (PRA), the supervisory arm of the Bank of England (BoE), has fined Citigroup a record-breaking $56.3 million for not completing accurate returns between 2014 and 2018, according to a report by Reuters.

Report 191

Report Capital Regulation Meeting 191

PYMNTS

DECEMBER 14, 2018

By some accounts , more than 90 percent of existing data was created after 2014. In this month’s Deep Dive, PYMNTS examines how data can improve customers’ experiences, and how regulations can keep their data safe. billion per week in 2014. market is seeing an uptick in faster and real-time payments transactions.

Payments 180

Payments Regulation Data Security 180

PYMNTS

FEBRUARY 24, 2016

Western Union is being questioned by the European Union’s antitrust regulators in relation to allegations that it conspired with banks to push its rivals out of the money-transfer market. World Bank research indicates that the global remittances market is expected to be a $441 billion market.

Marketing 100

Marketing Fraud Regulation Company 100

PYMNTS

DECEMBER 19, 2019

The IRS hasn’t changed the guidelines since 2014, when the crypto market was younger and there weren’t as many people holding digital assets. Lukka was formed in 2014 and was formerly called Libra, and it’s one of the first crypto investor accounting firms. It mostly serves institutional investors.

Bitcoin 130

Bitcoin Taxes Guidelines cryptocurrency 130

PYMNTS

MARCH 25, 2020

Retailers are finding success in the complex, highly regulated wine industry , and are looking to top off loyalty as coronavirus orders flow. Wine Insiders , in one case, has combined edgy technology and innovations, and supplemented traditional marketing channels with digital advertising. All this, Today in Data.

Innovation 108

Innovation Data Regulation Retail 108

Jeff For Banks

AUGUST 2, 2014

My firm will occasionally provide feedback on correspondence to our clients'' regulators. I thought about what we should have said to the regulator, versus the sweet words I was encouraging our client to use. Below is a sample letter to your regulator, saying it like you mean it. Today we did just that. Truth is, I haven''t.

Regulation 90

Regulation DC FDIC Analytics 90

BankUnderground

DECEMBER 8, 2021

For the purposes of identifying these G-SIBs, the framework relies on a measure of systemic importance called the ‘G-SIB score’, which is defined as the weighted average of banks’ market shares in 12 different financial activities. The assessment methodology was first published in 2011 alongside an initial list of G-SIBs.

Regulation 123

Regulation Analysis Capital System 123

CFPB Monitor

NOVEMBER 12, 2014

Mishkin Below is an update on the lawsuits we have been following that state attorneys general and a state regulator have brought using their Dodd-Frank enforcement authority. In April 2014, the defendant removed the case to an Illinois federal court. The Illinois AG has filed two lawsuits using her Section 1042 authority.

Mississippi 100

Mississippi Regulation Illinois Florida 100

PYMNTS

DECEMBER 9, 2019

The Competition and Markets Authority (CMA) will decide on Wednesday (Dec. The CMA is very interested in tech giants extending their tentacles into other markets,” Alan Davis, a competition lawyer at Pinsent Masons in London, told Bloomberg. 10) if Amazon’s quest to acquire a stake in Deliveroo — among the U.K.’s

social media 130

social media Data Regulation Marketing 130

South State Correspondent

MAY 15, 2024

Regulators are focused on certain CRE concentrations and categories (such as office and multifamily). in 2014 (The Benefits of Intrastate and Interstate Geographic Diversification in Banking). Spreading across geographic markets has substantial costs. However, correlations increase (unwanted outcome) when the market is stressed.

Community Bank 195

Community Bank Community Lending Study 195

South State Correspondent

MAY 15, 2024

Regulators are focused on certain CRE concentrations and categories (such as office and multifamily). in 2014 (The Benefits of Intrastate and Interstate Geographic Diversification in Banking). Spreading across geographic markets has substantial costs. However, correlations increase (unwanted outcome) when the market is stressed.

Community Bank 195

Community Bank Community Lending Study 195

PYMNTS

AUGUST 29, 2018

When trying to understand the new eIDAS regulations set to go officially online in the EU in September, it helps, Trulioo GM Zac Cohen told Karen Webster, to take a step back and look at the general purpose of the European Union. A Changing EU (and Landscape).

Regulation 164

Regulation Guidelines Trends Online 164

Banking 2020

NOVEMBER 25, 2015

China has introduced new draft rules that are intended to tighten regulations governing online payments in the country. A booming market. Chinese market research company iResearch estimates that in the first quarter of 2015, a total of 2.4 The impact of tougher regulations.

Regulation 40

Regulation Online Marketing Payments 40

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. It’s even more surprising given that 2016 could be the year that regulation begins to really kick in for these lenders — in the U.S., That, experts say, would be a massive headache for these players. million for alt-lenders this week.

Lending 100

Lending Regulation Big Data Risk Management 100

PYMNTS

NOVEMBER 26, 2019

The Prudential Regulation Authority (PRA), the supervisory arm of the Bank of England (BoE), has fined Citigroup a record-breaking $56.3 million for not completing accurate returns between 2014 and 2018, according to a report by Reuters.

Capital 136

Capital Regulation Meeting Resources 136

PYMNTS

FEBRUARY 18, 2020

The bank is one of a few smaller lenders that has teamed up with FinTechs who need services only an FDIC-regulated institution can provide. It had a huge initial public offering (IPO) in 2014, with an $8.5 However, the FinTech wants to reestablish itself in the market as a full-fledged bank. billion in assets. million valuation.

Fintech 242

Fintech FDIC Boston Lending 242

Bobsguide

APRIL 7, 2022

London (5 April 2022): TS Imagine , the leader in trading, portfolio and risk management solutions for capital markets, today announces that it has successfully integrated with crypto platform Gemini. Gemini was founded in 2014 by twin brothers Cameron and Tyler Winklevoss.

Bitcoin 147

Bitcoin cryptocurrency Risk Management Capital 147

PYMNTS

FEBRUARY 11, 2020

However, even though the company wouldn’t directly compete with Google, and the profit would still be just a small share of the hardware and fitness-tracking industry, the merger has raised alarm bells for regulators. For example, the U.S.

Google 180

Google Tennessee Regulation Data 180