PYMNTS

OCTOBER 18, 2019

Mastercard is collaborating with four eCommerce retailers — WHSmith.co.uk, Funky Pigeon, Cult Pens and The Card Gallery — to offer the Pay by Bank app to online shoppers, Mastercard announced in a press release on Friday (Oct. Dobbie will be in charge of infrastructure and applications that power the U.K.’s

Retail 116

Retail User Experience ATM Security 116

PYMNTS

JUNE 19, 2019

The connected vehicle ecosystem is taking shape, and that brings new opportunities to retail. But challenges remain, not the least of which include securing the emerging ecosystem for those connected cards and trucks. Some of the latest developments from the retail side of the ecosystem come from the world of QSRs.

Retail 163

Retail Security Google Survey 163

PYMNTS

OCTOBER 21, 2019

Brick-and-mortar retailers, as well as online merchants, are offering consumers all sorts of products and services through the subscription business model, from movies to tea. And retailers are offering innovative subscriptions for all sorts of products. per month.

Innovation 109

Innovation Retail Las Vegas Payments 109

Perficient

JULY 11, 2022

Buy now, pay later (BNPL) is a type of point-of-sale installment loan that partners with retailers to allow consumers to pay for their purchases in multiple equal payments. When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout.

Fintech 474

Fintech Trends South Dakota Apple 474

Gonzobanker

DECEMBER 22, 2014

It’s time for the 2014 GonzoBanker Awards! Retailer of the Year that Caused the Most Project Heartache in Bank I.T. And won’t address the biggest area of fraud growth, which is card-not-present. The downfall of Bitcoin did to online narcotic sales what the decline of online porn availability would do to the Internet in general.

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

MAY 29, 2020

Both Walmart and Amazon made some big add-ons and/or acquisitions this week as they attempt to widen their sphere of retail influence in a post-pandemic world. Accounts can be opened online or via a starter kit at a brick-and-mortar Walmart location’s Money Center. The retailer had been negotiating with ThredUp for about a year.

Retail 131

Retail Capital Online Video 131

Gonzobanker

NOVEMBER 18, 2014

After Retail Delivery had some mushy general sessions a few years ago, this is the second year in a row we have seen some provocative stuff on the main stage. Pointing to creating sales opportunities with branch traffic declines, Verba talked about the power of instant issue/replacement debit cards and 1 million gift cards issued a year.

Chicago 98

Chicago Retail Branch Design Training 98

PYMNTS

JUNE 19, 2019

The connected vehicle ecosystem is taking shape, and that is bring new opportunities to retail. But challenges remains, not the least of which include securing the emerging ecosystem for those connected cards and trucks. Among the latest developments from the retail side of the ecosystem comes from the world of QSRs.

Retail 109

Retail Google Survey Security 109

PYMNTS

DECEMBER 21, 2020

Bolt was founded in 2014 in San Francisco and works on tools to streamline web transactions. Retail Index showed that this accelerated the digital shift by five years, with eCommerce transactions for grocery orders alone hitting $5.9 Data from the IBM U.S. billion, the report says.

San Francisco 245

San Francisco Innovation Fraud Capital 245

PYMNTS

NOVEMBER 7, 2019

Retail technology is undergoing big changes in the restaurant world, and that includes the drive-thru. The latest development in retail camera use comes from the drive-thru lanes of the fast-food industry, according to the Financial Times. Domino’s had already enabled in-car ordering with Ford’s Sync AppLink back in 2014.

Retail 103

Retail Innovation Mobile Google 103

PYMNTS

JANUARY 14, 2020

14) that participants in its Visa Token Service have processed eCommerce volumes of $1 trillion since the service’s debut in 2014, and that its transition of Visa Checkout merchants to click-to-pay will begin on Jan. We want those things to be just as secure,” she said, as remote commerce moves beyond the online/in-app realm.

New York 170

New York Security Cards Retail 170

PYMNTS

AUGUST 12, 2016

That question has become the bane of eCommerce’s existence and one that numerous retailers have been trying (and failing) to solve. In 2014 alone, about $4 trillion in merchandise was simply abandoned and never purchased in online shopping carts by consumers. What’s going on here? cart abandonments.”.

Online 100

Online Apple Retail Mobile 100

PYMNTS

APRIL 13, 2018

It was a record-breaking first quarter for retailers in the U.S. According to a report issued by Moody’s earlier this week, the retail sector managed to notch a record number of defaults during Q1 2013, with nine retailers defaulting on their debt. As a result of the series of retail fails, the default rate of high-risk U.S.

Retail 116

Retail Course Washington Marketing 116

Chris Skinner

FEBRUARY 14, 2017

Some were more visual – a marketing magazine online – but none were interactive. Jim Maxey, who ran Event Horizons, employed ten people simply to scan photographs, format them, and put them online for download. Wired, Bloomberg and IMDB launched websites in 1993, and more followed. But these websites were mainly providing information.

Online 211

Online Maine Google Retail 211

PYMNTS

APRIL 5, 2016

In the recent instance of the XSS security vulnerabilities that befell the online shopping cart Zen Cart, for example, the company acted quickly to solve its own problem. But the fact is that things don’t always sort themselves out, effectively, in the retail security game.

Retail 100

Retail Security Data United States 100

PYMNTS

OCTOBER 13, 2016

While making a purchase online may feel like a granted convenience to most modern-day consumers, finding the right method of payment isn’t always as simple as it may seem, especially outside of the U.S. In fact, in certain parts of the world, the online ordering process isn’t always quite so predictable or smooth.

Cards 100

Cards Regional San Francisco Online 100

PYMNTS

JANUARY 25, 2021

Other functions include a connected online shopping capability that comprises popular retailers for facilities management, according to the announcement.

Tools 154

Tools Miami Management Resources 154

PYMNTS

MAY 13, 2020

The 28 additions add significantly to the 150 token requestor partners that had been included in Visa Token Service through the years since the service launched in 2014. The bad actors are eyeing eCommerce and specifically card not present transactions as promising attack vectors. The Click To Pay Transition.

Security 250

Security Cards Payments Data 250

PYMNTS

JUNE 24, 2019

The move adds to Trax’s stable of retail tech. Shopkick users can earn rewards and gift cards by watching videos, browsing offers, traveling to stores or scanning items on shelves. The amount Trax paid for Shopkick wasn’t disclosed, but it was acquired by SK Telecom in 2014 for $200 million.

Retail 108

Retail Video Branding Online 108

PYMNTS

JUNE 17, 2019

Target faced a register outage that lasted for about 90 minutes on Sunday (June 16), which meant it couldn’t process cards or other forms of payment. In 2014, the company dealt with something similar with its payment processing systems. The Saturday outage was called an “internal technology issue” that didn’t let customers in the U.S.

Payments 174

Payments Security Retail Data 174

PYMNTS

MARCH 16, 2017

Walmart announced plans to purchase 15-year-old online women’s retailer ModCloth on behalf of subsidiary Jet.com, two people familiar with the deal told Recode. The moves have been aimed at helping to bolster the product offerings of the online megastore. According to Internet Retailer, ShoeBuy generated an estimated $374.2

Retail 101

Retail Online Industry Branding 101

PYMNTS

JUNE 1, 2017

According to Finextra , Visa Checkout allows consumers to securely store shipping and payment details without having to re-enter information while shopping online. in 2014 and has expanded into 23 countries, most recently Poland. based retailer to join the service. Cards, Barclaycard. “By Until now, U.K. & Ireland. “We

New York 101

New York Security Cards Online 101

PYMNTS

NOVEMBER 2, 2020

“ Membership has its privileges ” was the nine-year ad campaign launched by American Express in 1987 to persuade consumers that it was worth it to pay an annual fee for one of its charge card products. As the slogan implied, being an American Express card member was the only way to unlock those benefits.

Millennials 246

Millennials Retail Online Report 246

PYMNTS

JULY 25, 2017

The impact of online fraud reaches far beyond the dollar count of sales lost. . In recent studies, as noted by EKN Research and Radial, developed nations are seeing an increase in card not present (CNP) fraud, which now accounts for as much as 70 percent of all card fraud and is growing at double-digit percentage rates in some nations. .

Fraud 120

Fraud Retail Cards National 120

PYMNTS

JANUARY 10, 2017

According to research from Visa , cash withdrawals and card spending in the last months of 2016 grew by an average of 2.8 The results show the fastest quarterly growth since the last three months of 2014, Business Insider reported. The first two weeks of December were quite busy for us with lots of online orders coming in.

Online 100

Online Retail US National 100

CFPB Monitor

MAY 12, 2021

The Durbin Amendment (Section 1075 of Dodd-Frank) authorized the Fed to issue regulations to ensure that the amount of any interchange fee received by a large debit card issuer (one with at least $10 billion of assets, together with its affiliates) is reasonable and proportional to the cost incurred by the issuer. In 2014, in NACS v.

North Dakota 78

North Dakota Cards Regulation Fraud 78

PYMNTS

OCTOBER 25, 2019

At the time of iPhone’s live debut in October of 2014, merchants accounting for only 19 percent of all retail sales could enable an Apple Pay transaction, only 39 percent of all iPhones could support an Apple Pay wallet and just 11 percent of all consumers owned one. Cards in the field, so to speak, were up 4 percent year on year to 3.4

Apple 101

Apple Innovation South Dakota Taxes 101

PYMNTS

JANUARY 10, 2020

With roughly 17 million active users each month and 30,000 diverse online retailers, Honey has delivered some $1 billion in savings to shoppers in the past year. Citigroup Names New Retail Banking Leader. independent sales organizations sold terminals and card processing, mostly to brick-and-mortar merchants.

San Francisco 130

San Francisco Millennials Cards cryptocurrency 130

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. percent of all retail sales. consumers — 47.2

Apple 227

Apple Study Innovation Survey 227

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. The last one, published in Jan 2014, featured 50 innovations (see below).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

FEBRUARY 16, 2018

The publication said the two individuals, Vladimir Drinkman and Dmitriy Smilianets, were involved in a computer hacking scheme that impacted 17 retailers in the U.S., The two were part of a larger group that stole online credentials, personal information and credit and debit card numbers between 2005 and 2012. While the U.S.

New Jersey 101

New Jersey Fraud Survey Cards 101

PYMNTS

DECEMBER 31, 2019

A little more than a year ago, PYMNTS started tracking the race for the consumer’s whole paycheck between the two retail behemoths that have been expanding their respective ecosystems in the process: Amazon and Walmart. percent of consumer retail spending in the U.S., percent of consumer retail spending in the U.S., population.

Retail 136

Retail Online Georgia North Carolina 136

Bank Innovation

JULY 6, 2016

Back in 2014, Stripe confirmed that it was working with Facebook on a “Buy” button for the social media giant. From Recode: Facebook first began testing a “Buy” button within the News Feed in July [2014], and payments startup Stripe has been tasked Read More. Whatever happened to the “Buy with Facebook” button?

social media 240

social media Payments Google Online 240

PYMNTS

APRIL 29, 2019

In Amazon’s case, that takes the form of holding 50 percent of all eCommerce spend and more than 6 percent – and growing – of all retail consumer spend. And it’s why plastic cards still rule at the physical point of sale, even though there are more contactless POS terminals than ever before. Certainty as Retail’s Disruptor.

Online 162

Online Retail Study Cards 162

PYMNTS

OCTOBER 20, 2020

20th) is Apple Pay ’s sixth birthday – a day that finds the digital payment method carrying a bit of the same air of great expectations that came with its launch in 2014. percent of retail sales. Tuesday (Oct. But, as it turned out, even Apple didn’t have the power to change people’s payments preferences.

Apple 133

Apple Payments Study Mobile 133

PYMNTS

AUGUST 2, 2019

In this latest edition of the PYMNTS Weekender, coverage includes the latest on the Apple credit card , the race to create an everyday app, a deep look at meal kit retail as Blue Apron turns seven and the latest big twist in subscription commerce. Apple Credit Card Coming in August. Fiserv-First Data Merger Is Complete.

Apple 115

Apple blockchain Data Retail 115

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M Incumbents Play Catch-Up.

Retail 78

Retail Cards Millennials Mobile 78