Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

Fintech 170

Fintech Financial Technology Technology Operations 170

PYMNTS

JANUARY 15, 2020

Retail consumers increasingly expect convenience in every area of life, and banks today want to meet that demand, not just in terms of online and mobile banking, but also their banks’ available range of products.”. Raisin , which is backed by PayPal, was founded in Berlin in 2013 and has raised about $200 million in funding from investors.

Fintech 131

Fintech US Software Retail 131

PYMNTS

SEPTEMBER 18, 2018

One of the cases involves a company called Innovative Paycheck Solutions. The agency said that the person behind the operation, Katrina Moore, “promoted the sale of a variety of financial documents on the website she operated, FakePayStubOnline.com. They were shut down for violating unfair practice prohibitions.

Taxes 134

Taxes Fraud Operations Security 134

PYMNTS

JANUARY 28, 2019

Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. The card networks left it up to the states to decide whether or not to allow its operating merchants to do so. Innovation by Any Other Name. And then regulators are forced to backtrack.

Regulation 181

Regulation Boston Cards Innovation 181

PYMNTS

AUGUST 24, 2018

They are the owners of Transact Pro , which operates as a payments processing firm in Latvia. The bank now gets a bit of fashioning, as the Latvian duo now join the board (Chapter 11 allows firms to operate as they restructure their debts). The bank itself? It was in Chapter 11 bankruptcy, as had been declared in November of last year.

Colorado 101

Colorado Leadership Fintech Operations 101

PYMNTS

APRIL 5, 2019

With a customer-centric and conscious approach to innovation and new solutions, and a network that covers all of Norway, it gives us a good platform to distribute innovative payment solutions in the market.”. The company has brought its operations to 11 cities such as Delhi, Mumbai, and Bengaluru, among others.

Groups 109

Groups Innovation Fintech Payments 109

PYMNTS

JANUARY 14, 2019

To save physical retail, anyone who wants to operate a physical store must convince consumers that it’s worth their time to—how’s this for an insight?—go What’s really steered people wrong is focusing on the average percentage of all retail sales that are online, and ignoring what’s happening in key verticals. go there to shop.

Retail 198

Retail Online Mobile Data 198

PYMNTS

JULY 25, 2019

N26 was founded in 2013, launched in 2015 and now serves 3.5 I do see, in more recent years, more larger institutions [that have suffered] data breaches which then leads to more [secure] information circulated online,” Kopp said. operations. N26 officially entered the U.S. Bringing a global fraud approach to a new local market.

Fraud 164

Fraud Marketing US Resources 164

PYMNTS

FEBRUARY 14, 2019

A report this week said that an online used-car platform in that country called BeliMobilGue has raised $10 million in fresh capital in a Series A funding to help expand its offerings. Consumers who want to sell their cars via that platform reportedly seek an online price estimate. “If Take Online auto retailer Vroom.

Capital 117

Capital Online Report Maine 117

CB Insights

NOVEMBER 9, 2017

Four online travel agencies (OTAs) have played a big role in shaping the state of travel search and booking: Expedia, TripAdvisor, Ctrip, and The Priceline Group. From new booking engines to events/activities to person-to-person platforms like Airbnb, there is innovation all over in travel. How is Tech Disrupting the Travel Industry?

Online 33

Online Groups Industry Maine 33

PYMNTS

MARCH 21, 2017

The on-demand revolution is well under way, fueled by innovators like Amazon and Uber as well as the move to online and mobile channels. To stay competitive, consumer-facing companies need to change the way they operate, said Lior Sion, cofounder and CTO of global enterprise logistics management solutions provider Bringg.

System 131

System Operations Management Tools 131

PYMNTS

JANUARY 31, 2019

There is no shortage of places to buy furniture online. A collaboration between Aamir Baig, Fraser Hall and twins Sam and Andy Prochazka, the Vancouver-based company launched in May 2013 after the four came up with the idea over pancakes at an IHOP. We have been disciplined operators,” Baig says.

Los Angeles 123

Los Angeles Training New York Retail 123

PYMNTS

APRIL 19, 2017

When PYMNTS first encountered PayRange CEO Paresh Patel at Innovation Project 2013 , he was leading a tiny startup with a big goal: to bring vending into the digital age. Moreover, it allows the operators to rethink their service options, such as reserving machines in advance and loyalty programs. Remote Distribution for Brands.

Retail 119

Retail Operations Payments Marketing 119

PYMNTS

JUNE 10, 2016

These days, however, Uber is spending its time, increasingly, in court and has even managed to allow things to break down completely in Austin such that it doesn’t operate there anymore. Said charter will mean that Circle will face tighter scrutiny but great ease operating on a national scale. Kennedy School of Government.

Regulation 100

Regulation National Austin Fintech 100

PYMNTS

MAY 16, 2017

Historically, technology and automation innovation in the restaurant space have focused on the front of the house, especially in the realm of order management, said Miguel Ortiz, director of marketing for restaurant solutions at technology and printing solutions company TransAct. But the tide is turning.

Data 103

Data Management Software Technology 103

PYMNTS

NOVEMBER 16, 2017

It operated out of its first volunteer president’s home for its first five years before moving to a rented office in 1913, later relocating to its own building in 1930. Mary’s has since occupied the same site, constructing a new building in 1970 and replacing that structure with its current headquarters in 2013. For its part, St.

Millennials 101

Millennials US New Hampshire Resources 101

Celent Banking

DECEMBER 15, 2015

Thanks to the mBank’s business achievements and potential of the brand as first and the biggest internet bank in Poland, BRE Bank Group decided in 2013 to change company name to mBank. In my opinion, this is itself significant – a universal bank operating in three countries adopting a direct bank’s brand for the enterprise?

Branding 100

Branding Retail social media Video 100

CB Insights

NOVEMBER 3, 2017

In line with overall deal activity in the space , the number of corporate-backed deals directed towards travel tech startups soared, growing from just 18 deals totaling $154M in 2013 to over 65 deals worth $1.7B From new booking engines to events/activities to person-to-person platforms like Airbnb, there is innovation all over in travel.

Digital Strategies 46

Digital Strategies Trends Google Capital 46

PYMNTS

JUNE 17, 2016

According to The Wall Street Journal last October, “thanks in large part to online lenders, the average monthly volume of personal-loan offers sent through the mail has more than doubled in two years to 156 million in the year through July from 73 million in the same period in 2013.” Blockchain technology is quite innovative.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

PYMNTS

OCTOBER 14, 2016

South Korea topped Bloomberg’s 2015 Innovation Index , gaining the highest overall score across six measurements: research and development, manufacturing, high-tech companies, education, research personnel and patents. Korea is considered the world’s mobile commerce powerhouse: Mobile commerce makes up 28 percent of total online sales.

Fintech 100

Fintech Innovation Mobile Seattle 100

PYMNTS

JUNE 14, 2016

As such, much of the pool of innovative tools currently being used by online and primarily omni-focused merchants is off limits to the hulking retailer, and its choice of life-saving interventions is limited to what it can do to manipulate the floorspace that it has. Penney CEO Mike Ullman said of his predecessor in 2013.

Branding 100

Branding Columbus Ohio Retail 100

CB Insights

OCTOBER 2, 2018

However, Facebook and Amazon are not the only Big Tech companies with a need to innovate in data security. Using CB Insights’ patent analytics, we mined FAMGA’s patent application activity for data security innovations. Patents are a meaningful leading indicator of where company R&D and innovation efforts are headed.

Security 58

Security Data US Google 58

PYMNTS

JANUARY 23, 2017

With WFM shares down by more than half since their peak in 2013, some investors might be pining for the good, old days of growth — though relative stability is certainly nothing to balk at. These farms have five years to alter their operations. Big-box warehouse club Costco’s (COST) stock saw a week’s worth of decent growth. .”

Ohio 100

Ohio National Regulation Mobile 100

CB Insights

JANUARY 6, 2019

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. We’ve assembled a list of innovation labs from some of the most recognizable names in retail looking to disrupt their industries. Get the 54-page retail report.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

DECEMBER 1, 2017

The small, new, innovative players are generally beating out the big behemoths that are sort of stuck in the old way of doing fashion retail.”. As of 2013, the suddenly struggling mall brand decided to cut ties to invest money into more profitable channels. But The Limited didn’t want it. million by New York & Company.

Marketing 135

Marketing New York Los Angeles Branding 135

CB Insights

FEBRUARY 1, 2019

orders, or a daily average of 700,000 orders, in Q3’18, and reached 12M orders on Indonesia’s National Online Shopping Day in December. This analysis focuses on where insurance innovation in the market is happening today and where it is headed next. in 2013 to 15.8% The platform recorded 63.7M

Policies 61

Policies Lending Operations Examples 61

PYMNTS

JULY 24, 2017

Rewind to 2013, Fiserv partnered with a few of its key corporate clients to pilot a digital disbursement solution in the marketplace with a subset of these corporates’ consumers. It also reduces operating costs and the potential for check fraud. There is, unfortunately, always friction,” Webster said.

Payments 101

Payments Mobile Marketing Examples 101

PYMNTS

JUNE 21, 2016

These programs — which include apps like GrubHub, Foodler, Favor, Seamless and DoorDash – operate independently of merchants, acting as middlemen between in-home consumers and various eateries. Also, Mintel’s Foodservice Trends 2016 report found that 77 percent of Americans said they would use online food delivery services.

Resources 102

Resources Operations Technology Boston 102

PYMNTS

JUNE 20, 2016

The Index is based on two key components: whether a merchant adds value through a mobile app or website, and how consistent online and in-store experiences are for consumers. We also offer a solution and process that this is frictionless to their day-to-day operations so our orders are seamless and no different than any other customer.” .

Virginia 102

Virginia Resources Seattle Mobile 102

PYMNTS

MAY 10, 2016

Renaud Laplanche , Former CEO of Lending Club, in a 2013 interview. I want to create something new and innovative.” Laplanche, as LendingClub’s founder and CEO, was bullish on the future of alternative lending in the new online marketplaces. Lending Club was the poster child of that alt lending movement. He was far from alone.

Lending 100

Lending Capital Compliance Operations 100

NCR

MAY 4, 2017

In the telecoms industry, a European firm’s efforts to increase usage of its online service channel cut costs by more than 20 percent and improved customer satisfaction by more than five percentage points. The Effortless Experience 2013]. “Ease makes customers stay, effort makes customers leave. Challenges to overcome.

Strategy 83

Strategy Customer Experience Regional Retail 83

PYMNTS

APRIL 17, 2017

In the case of Square — the payments innovator that launched hundreds of mPOS imitators — the small problem was $2,000 worth of handblown glass that artisan Jim McKelvey couldn’t close the deal and sell. In 2013, Square launched Square Cash, the firm’s P2P payments platform. Big ideas often start by solving a seemingly small problem.

Apple 110

Apple Capital Cards Payments 110

PYMNTS

NOVEMBER 10, 2016

If one jumps in the wayback machine and parks it at the turn of the millennium, the gears were already turning in innovators’ heads about making mobile about more than a device that could make phone calls and send SMS messages. One month in, Apple Pay on the web is in the top 5 online payments technologies.

Apple 155

Apple Mobile Payments Technology 155

PYMNTS

FEBRUARY 1, 2017

Even with the push to online commerce, finding affordable fares and booking deals is still a game of chance for consumers. Founded in 2013, FLYR aims to serve as the nexus point between all three, leveraging Big Data and predictive analytics to solve for consumer and industry pain points in travel. Sometimes life happens,” Jing said.

Industry 100

Industry Data Capital System 100

CB Insights

MARCH 8, 2018

Where’s the innovation & money in renewables? According to a recent report from Greentech Media, the American energy storage market officially hit a milestone in the fourth quarter of 2017, deploying over 1000 cumulative megawatt-hours of storage between 2013 and 2017. Free: What’s the latest in renewable energy?

Industry 67

Industry United States Google California 67

Independent Banker

JULY 30, 2015

ICBA Services Network subsidiary companies ICBA Bancard & TCM Bank®, ICBA Securities®, ICBA Mortgage®, ICBA Reinsurance® and ICBA Strategic Technology Solutions® provide direct access to key operational services and solutions. ICBA Bancard & TCM Bank , N.A. For more information, visit www.icbareinsurance.com. Vendor Directory.

Resources 70

Resources Tools Community Bank Community 70

PYMNTS

JUNE 27, 2019

Founded in 2013, Nubank currently claims 8.5 million customers and is the largest online bank outside of Asia. The company is experiencing rapid customer growth across all markets, and is launching in Brazil in response to high customer demand in South America,” said Eric van Miltenburg, Ripple’s SVP of global operations. “We

blockchain 147

blockchain Payments Regional America 147