PYMNTS

JANUARY 7, 2019

Government Accountability Office (GAO) said that financial regulators should look more closely at the role of non-bank tech companies in the small business (SMB) lending and consumer lending markets. Included in that movement toward tech in capital markets, he said that could include blockchain and artificial intelligence (AI).

Lending 150

Lending Fintech Data Wyoming 150

PYMNTS

JANUARY 16, 2020

Bolt is a good example of European excellence in tech and innovation … the bank is very happy to support the company in improving its services, as well as allowing it to branch out into new service fields. Founded in 2013, the company was formerly called Taxify and rebranded to include additional offerings, like food delivery and scooters.

Regulation 130

Regulation Capital Examples Innovation 130

PYMNTS

SEPTEMBER 25, 2018

Beyond that, volume has exploded, with $284 billion extended in 2016 compared to $11 billion in 2013. Viewed from high levels, the activity itself (lending, that is), has taken off in some of the countries one might expect, marked by relatively higher incomes, and where financial regulation might be relatively less stringent.

Fintech 172

Fintech Lending United States Regulation 172

PYMNTS

MARCH 8, 2017

trillion global payments market. . Despite all that exchange of funds in the B2B market, the banking industry has a reputation for being a bit behind the times technologically — and it may be justified. According to industry research, the B2B payments industry moves roughly $550 billion each year, making up roughly half of the $1.2

Report 191

Report Trends Innovation Industry 191

PYMNTS

JANUARY 28, 2019

Card networks, under pressure from regulators, modified their rules in 2013 to allow merchants to surcharge – basically ending the ban – under very specific conditions and with very tight parameters for how to calculate that surcharge. And then regulators are forced to backtrack. Innovation by Any Other Name.

Regulation 181

Regulation Boston Cards Innovation 181

CFPB Monitor

OCTOBER 28, 2019

The CRC is an organization comprised of more than 60 national companies representing the diverse ecosystem of debt collection including creditors, data/technology providers and compliance-oriented debt collectors that are larger market participants.

Resources 60

Resources Policies Compliance Industry 60

Accenture

SEPTEMBER 30, 2019

Marketing in every industry is evolving, fast. Marketing in every industry is evolving—fast. Banks need to join the battle, and win, if they’re to unite their above-the-line and digital marketing and deliver consistently on their brand promise across all channels. The answer is quite a lot. Setting the path for hyper-relevance.

Data 150

Data Customer Experience Analytics Case Study 150

CFPB Monitor

FEBRUARY 22, 2016

The CFPB has issued a final policy statement on issuing “no-action” letters (NAL) for innovative financial products or services. The policy is part of “Project Catalyst,” the CFPB’s initiative launched in November 2012 for facilitating innovation in consumer-friendly financial products and services.

Policies 60

Policies Innovation Regulation Resources 60

PYMNTS

AUGUST 24, 2018

Our knowledge and experience will help to build innovative new banking services for the bank that will transform it into a modern bank for the 21st century,” Moskvins said, according to the site. million of promissory notes the company says it issued between January 2013 and November 2013,” according to the site.

Colorado 101

Colorado Leadership Fintech Operations 101

Abrigo

AUGUST 6, 2019

Financial criminals are working hard, using technology and innovation to their advantage, to stay one step ahead of FinCEN and financial institutions. Like other FinCEN advisories, they contain common typologies, red flags to look for, and guidance on complying with FinCEN regulations to address those threats and vulnerabilities.

System 264

System Las Vegas San Antonio San Diego 264

PYMNTS

OCTOBER 26, 2017

This thing is not regulated, it’s not under control.”. Prices recovered thereafter, but some argue the split demonstrated a vulnerability inherent in currencies without a central regulating authority. Bitcoins will undoubtedly rise in quoted value again, and also fall again,” wrote Michael Hiltzik in 2013.

cryptocurrency 101

cryptocurrency Bitcoin blockchain Regulation 101

PYMNTS

JANUARY 23, 2017

With WFM shares down by more than half since their peak in 2013, some investors might be pining for the good, old days of growth — though relative stability is certainly nothing to balk at. Recently, the Agricultural Marketing Service (AMS), a division of the U.S. Not everyone is feeling plucky about the new regulations.

Ohio 100

Ohio National Regulation Mobile 100

PYMNTS

SEPTEMBER 9, 2019

Some of those strategies include collaboration, with Comcast Business recently announcing a collaboration with Fortinet and Akamai to elevate cybersecurity capabilities for middle market clients. Below, PYMNTS looks at some of the numbers behind changing cybersecurity strategies.

Strategy 180

Strategy Security Technology Data 180

PYMNTS

SEPTEMBER 8, 2016

Back in 2013, the FAA selected Virginia Tech, as part of the Mid-Atlantic Aviation Partnership (MAAP), to be one of six unmanned aircraft test sites. Or check out Shootly , the Uber of Droneography (= drone + photography), which launched last year and has gained traction with real estate agents and red carpet event producers in key markets.

Google 100

Google Virginia Millennials Course 100

Alex Jimenez

AUGUST 28, 2018

"Fintech is a dynamic segment at the intersection of the financial services and technology sectors where technology-focused start-ups and new market entrants innovate the products and services currently provided by the traditional financial services industry." -PwC PwC Fintech Report. Fintech Growth. The Fintech Ecosystem.

Fintech 40

Fintech Case Study Study Millennials 40

Fintech Labs Insights

SEPTEMBER 21, 2020

Innovate Finance broadcast the finals of its Pitch360 competition over Zoom in July. Making it easier to comply with global regulations. Capital Markets & WealthTech. Founded: 2013. Digital Assets. Finalists: Lacero ( pitch ), SupraFin ( pitch ), Wirex (see pitch below). Category winner AND overall winner: Wirex.

Innovation 15

Innovation Fintech blockchain Capital 15

PYMNTS

MARCH 16, 2018

Ever since 2013, when Amazon CEO Jeff Bezos said the eCommerce giant was working on a 30-minute drone delivery program called Prime Air, people have been saying that delivery is the big retail use case for drone technology. Domino’s furthered the point by delivering a pizza by drone in 2016. Patent and Trademark Office. agriculture.

Retail 151

Retail Technology Survey Course 151

Banking 2020

JANUARY 27, 2016

In fact, by far the biggest potential exists in emerging markets where there has been very little signs of a move away from cash – until now. per cent recorded in 2013. percent in 2013 and is expected to reach 27 percent in 2014. per cent in 2013. Newer technologies help Asian markets. billion transactions.

National 40

National Mobile Technology Payments 40

CFPB Monitor

SEPTEMBER 12, 2019

In addition, the CFPB has announced the creation of the American Financial Innovation Network (ACFIN) to facilitate coordination between the CFPB, other federal regulators, and state regulators and the CFPB’s issuance of the first NAL under the revised NAL Policy. TDP Policy.

Policies 60

Policies Compliance Regulation South Carolina 60

CB Insights

SEPTEMBER 22, 2017

Deals to regtech startups have increased steadily (if at times slowly) over the past few years, from 83 deals in 2013 to 147 last year. This briefing with cover financing trends for startups, corporate activity in the space, and innovative approaches to dealing with new regulatory complexities. RegTech Trends. Track regtech startups.

Compliance 46

Compliance Trends Software Capital 46

PYMNTS

JUNE 27, 2019

Founded in 2013, Nubank currently claims 8.5 Meanwhile, while Brazilians aren’t widely banked, they have reliable phone services in one of the world’s fastest growing markets for mobile, and Nubank ’s no-fee credit cards can be used with just a smartphone. SoftBank declined to comment.

blockchain 147

blockchain Payments Regional America 147

PYMNTS

SEPTEMBER 18, 2017

The credit bureaus were included in the CFPB’s scope of oversight in 2012, and she’s asked the agency to let her know what additional power it might need to better regulate the credit reporting agencies going forward. There aren’t many markets where consumers actually have little to no other choice, but this is one of them.

Report 202

Report Regulation Data Retail 202

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Digital banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

JUNE 17, 2016

It has lost more than 80 percent of its market cap since its late December 2014 IPO. Blockchain technology is quite innovative. That’s PayPal , which was started almost 20 years ago, has a market cap of close to $50 billion, and operates a global payments business with hundreds of millions of users.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

PYMNTS

JULY 5, 2017

Its abundance in payments and commerce is what inspires innovators to challenge a friction-filled status quo and create something new. But none rose to the level of the seriously friction-filled experiences that might motivate a would-be innovator to quit her day job and give up her life to solve for it.

Boston 124

Boston Regulation Innovation Study 124

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). We believe we can effectively compete as a community bank in our market area and the niche markets we serve. Texas Capital Bancshares, Inc.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

PYMNTS

MAY 16, 2017

Historically, technology and automation innovation in the restaurant space have focused on the front of the house, especially in the realm of order management, said Miguel Ortiz, director of marketing for restaurant solutions at technology and printing solutions company TransAct. Managers could update menu items via USB.

Data 103

Data Management Software Technology 103

PYMNTS

NOVEMBER 16, 2017

Mary’s has since occupied the same site, constructing a new building in 1970 and replacing that structure with its current headquarters in 2013. To effectively stay in tune with the changes facing the credit union market , member-owned institutions must focus on how technology is shaping the industry, Senus noted. For its part, St.

Millennials 101

Millennials US New Hampshire Resources 101

PYMNTS

NOVEMBER 1, 2016

Perhaps different regulations or beverage innovation wasn’t established yet. They are less likely to buy mass-marketed beers, like Budweiser, or bottom-shelf liquor and more likely to look for organic or local products,” Hay added. Either way, millennials want their beverages to speak to them. percent.”.

Millennials 100

Millennials Trends Survey Course 100

CB Insights

DECEMBER 15, 2017

The company went public in 2013 for under $500M, but has a nearly $3B market cap today — having met shareholders’ expectations for 15 straight quarters and counting. ”

Online 31

Online Conference Video Course 31

CB Insights

FEBRUARY 1, 2019

By 2050, Indonesia is projected to have the third largest middle class among emerging markets. The OJK, Indonesia’s financial services regulator, is already starting to clamp down by launching a selective registration process and shutting down unlicensed firms that continue to operate. in 2013 to 15.8%

Policies 61

Policies Lending Operations Examples 61

CFPB Monitor

SEPTEMBER 13, 2018

The revisions are intended to address the TDP Policy’s numerous shortcomings, which the Bureau acknowledges “failed to effectively encourage trial disclosure programs: The Bureau did not permit a single such program in the nearly five years since the Policy was issued.” (The CFPB finalized the existing TDP Policy in October 2013.)

Policies 60

Policies Arizona Regulation Innovation 60

PYMNTS

SEPTEMBER 9, 2016

The brothers are aware of the security issues surrounding bitcoin and recommend that exchange operators and their regulators need to look closely at “multisig” security services, which require many people to sign off on a transaction. Gevers told Reuters: “I believe cryptofinance is the next big wave after the internet.

Bitcoin 100

Bitcoin cryptocurrency Security Taxes 100

CB Insights

FEBRUARY 13, 2020

Brothers Patrick and John Collison founded Stripe in 2010 in an attempt to gain share in online payments, a then-nascent market with seemingly boundless growth opportunity. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98

Jessica Ellerm

MAY 20, 2017

According to the Productivity Commission , in 2014-15, Australians paid about $12 billion in fees to APRA-regulated funds. In 2013/2014 men, on average, retired with $292,500 while women ended up with $138,150. Unless there is a significant correction to the housing market, for many this ship has well and truly sailed.

Fintech 89

Fintech Management Industry Trends 89

Banking 2020

JANUARY 21, 2016

Regulator Benjamin Lawsky warned that “third-party firms can provide a backdoor entrance to hackers who are seeking to steal sensitive bank customer data”. It’s a potential risk that needs to be weighed against the need to get services to market quickly and effectively. Innovation. Collaboration seems the only way forward.

Mobile 40

Mobile Payments Security Innovation 40

CB Insights

OCTOBER 29, 2018

The Sad State of Corporate Innovation. See how corporates are failing when it comes to innovation. Download the free 31-page State of Innovation report. In 2013, Microsoft CEO Steve Ballmer saw an opportunity in Nokia, a Finnish phone company that was losing ground to competitors. Date: May 20, 2013. Price: $1.1B.

Google 76

Google Software Innovation Company 76