Independent Banker

JANUARY 31, 2022

Southern Bancorp partners with other community banks to increase loan accessibility and financial literacy to low-income customers. As CEO of Southern Bancorp, Darrin Williams wants to promote relationships between community banks and CDFIs to create more prosperous communities. Photo by Dero Sanford.

Community Bank 172

Community Bank Community Leadership Arkansas 172

Jeff For Banks

DECEMBER 22, 2013

Especially if I believe community banks must increasingly be known for some niche to differentiate. I first became aware of Marlin at the Utah Bankers Association Executive Development Program, where a Marlin Business Bank officer was attending. The branchless community bank operates in the Wilmington-Philadelphia market.

Community Bank 84

Community Bank Atlanta Community Strategy 84

Abrigo

NOVEMBER 21, 2014

banks is up $157 billion from the same period in 2013. A recent data report culled from Sageworks Bank Information , a web-based data platform that includes financial and regulatory information on every U.S. bank and credit union, named the “ Top 15 community banks by commercial loan growth.”

Lending 186

Lending South Carolina Miami Community Bank 186

PYMNTS

JUNE 15, 2016

Kane will report to Gordon Smith, CEO of consumer and community banking. He is replacing Mike Passilla, who was chosen as the company’s chief executive in May 2013 to oversee development of Chase Paymentech and other merchant-focused offerings.

Leadership 100

Leadership Community Bank Community Branding 100

PYMNTS

OCTOBER 23, 2018

“State securities laws are vital to protecting the hard-earned savings of working families and Main Street investors from financial fraud, and my office will continue to do what’s necessary to protect the public and the integrity of our markets.”. When the truth was finally made public, New York investors lost millions of dollars.

New York 139

New York Fraud Community Bank Strategy 139

Celent Banking

JUNE 22, 2017

A more surgical analysis considering market-specific shopping trends tells a different story – and justifies the build. In retail banking, everyone knows branch footfall has been in decline along with teller transaction volumes – and everyone knows why. The branch boom in the US has been at the hands of large banks.

Study 125

Study Community Bank Trends Analysis 125

Jeff For Banks

FEBRUARY 3, 2017

His election has already brought change to the financial markets, sending stocks rising 6%, as measured on the S&P 500 index, and sending interest rates to their highest levels in years. Clearly, the markets expect change. The markets must think that GDP growth will soar on January 21 st.

Marketing 60

Marketing Taxes Regulation US 60

Independent Banker

NOVEMBER 13, 2014

Once upon a time, community banks were more than happy to leave the chore of choosing technical devices and running networks to their chief technology officers. In a 2013 survey by research firm Gartner Group Inc., The willingness for technology and marketing officers to join forces is a positive development indeed.

Study 70

Study Community Bank Community Survey 70

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. or largely focused on the domestic banking market. So here’s your head start on finding some banking podcasts that might work for you. Check them all out in our Knowledge Center.

Community 195

Community Lending Maine Resources 195

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). This was abundantly clear while I was reading a 10k and forgot the bank. The Bank also offers wealth management and trust services.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

Abrigo

OCTOBER 2, 2014

The three pillars include maintaining minimum capital requirements, a supervisory review process and market discipline. The arrangements, as shown below, are designed to provide banks with the opportunity to gradually meet the new requirements. minimum common equity capital ratio, took effect on January 1, 2013.

How To 236

How To Capital Community Bank Maine 236

Independent Banker

JULY 30, 2015

His role is to research, develop and provide members with superior products and services that meet the ever-changing needs of community banks and to help them to increase their competitive advantage. Having the best products and services will help community banks continue to effectively serve and compete in their communities.

Resources 70

Resources Tools Community Bank Community 70

Independent Banker

OCTOBER 29, 2014

Patti Renner, Knotice’s director of marketing, points out that this news should concern any community bank that is not sending out mobile optimized emails, or emails that “render well on a mobile device.” If you don’t optimize email for mobile, it’s almost like throwing away half your marketing list,” Renner maintains.

San Diego 88

San Diego Ohio Community Bank Mobile 88

Independent Banker

MAY 24, 2016

million farms and the community banks that lend to them each growing season, Scanlan points out. Community banks also are likely to see increased regulatory scrutiny of agricultural loans this year. Falling crop prices—exaggerated by weak currencies in many foreign markets—are expected to pressure U.S.

Community Bank 70

Community Bank Kansas City Community Iowa 70

Abrigo

APRIL 1, 2015

A recent Wall Street Journal article by Victoria McGrane and Jon Hilsenrath highlighted how the nation’s regulators are increasingly questioning and turning their focus toward bank boards. These smaller banks have also seen new, and more frequent, attention from regulators. How complex is the bank’s operating model?

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Fintech Labs Insights

JUNE 15, 2016

But knowing your customer is also critical for banks looking to provide the best, most relevant, most personalized service. The Canadian analytics company specializes in providing community banks and credit unions with powerful data management, database and behavioral analytics, marketing automation, and one-to-one communications solutions.

Community Bank 12

Community Bank Data Community Marketing 12

Jeff For Banks

APRIL 14, 2022

2019 Mehrsa Baradaran Baradaran, Mehrsa The Color of Money: Black Banks and the Racial Wealth Gap 2019 Neil Barofsky Barofsky, Neil Bailout: An Inside Account of How Washington Abandoned Main Street While Rescuing Wall Street 2012 Patricia Beard Beard, Patricia Blue Blood and Mutiny: The Fight for the Soul of Morgan Stanley 2007 Ben S.

America 78

America National Denver United States 78

Independent Banker

SEPTEMBER 22, 2015

Community banks are vital providers of small-business credit because of their extensive local market knowledge and deep customer relationships. In Illinois, a loan participation plan by a community bank “insourced” jobs to the local area from overseas. By Jessica Milano.

Oregon 70

Oregon Illinois Community Bank Lending 70

NCR

MAY 9, 2017

Most community banks and credit unions have only one app, their banking transaction app. Hawaii National Bank’s Hawaii Score enables existing bank customers and non-customers the capability to access a TransUnion credit report and score without the need for a credit card or an existing account with Hawaii National Bank.

Fintech 75

Fintech Hawaii Community Bank San Francisco 75

Independent Banker

OCTOBER 14, 2014

Patti Husic, president and CEO of Centric Bank in Harrisburg, Pa., is one community banker who’s doing it right. This year she was named to ICBA’s Top 25 Community Bank Influencers to Follow. Husic: I joined Twitter in 2013. What advice do you have for other community bankers about joining Twitter?

social media 105

social media Leadership Community Community Bank 105

Independent Banker

MARCH 15, 2015

Increasingly, more digitally connected consumers are saying yes to that question with their community bank. Some even assume their bank will interact with them however and whenever they want. For many community banks, telephone calls still generate the highest volumes of customer service interactions.

Community Bank 70

Community Bank Community Operations Retail 70

Independent Banker

OCTOBER 14, 2014

When Community Bank of Bergen County unveiled its online mortgage hub this summer, the bank put “ease of use” at the top of its goals for the site, says President and CEO Peter Michelotti. “I Sam Vallandingham, president and CEO of The First State Bank in Barboursville, W.Va., Evans between July 2013 and July 2014.

Community Bank 70

Community Bank Lending Community Oklahoma City 70

Independent Banker

JULY 1, 2015

The combination has helped make him the star lender at Farmers & Merchants Bank, a $120 million-asset community bank in Miamisburg, Ohio. million of the bank’s $17.4 The bank’s portfolio grew 8.84 percent in 2013. He also knows his market well enough to offer trusted and valued advice.

Ohio 70

Ohio Community Bank Maryland Community 70

Independent Banker

NOVEMBER 24, 2014

“I love being around people, and people are what community banking is all about.” Shirley Nelson, Summit Bank. Overcoming various long odds over the years, Shirley Nelson launched and then grew a thriving California community bank. Shirley Nelson , Summit Bank. Bank Headquarters: Oakland, Calif.

Oakland 98

Oakland Community Bank Community Industry 98

Gonzobanker

OCTOBER 15, 2014

My heart goes out to the hard working professionals who run the Treasury Services or “Cash Management” divisions at community banks. Community bank cash managers have long depended on major outsourcers and independent software providers to arm them with the tools to compete with larger players.

Management 101

Management Community Bank Community Resources 101

Jeff For Banks

MAY 20, 2017

Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. They need a marketing person to title their reports. The OCC did an excellent analysis of the impact of this guidance in 2013. We perform this service for dozens of community banks.

Lending 60

Lending Regulation Community Community Bank 60

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

Community Bank 70

Community Bank Alabama Ohio Community 70

Jeff For Banks

DECEMBER 13, 2018

My method was to search for the best banks based on total return to shareholders over the past five years. I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments.

Oregon 101

Oregon Ohio California Community Bank 101

Jeff For Banks

DECEMBER 7, 2019

My method was to search for the best banks based on total return to shareholders over the past five years. I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

ABA Community Banking

MAY 23, 2019

Sixty-one percent (up 11 points from 2013) said they could cover a $400 emergency expense in cash, a benchmark often cited by policymakers. The post Fed Survey: Unbanked Share of Americans at 6% appeared first on ABA Banking Journal.

Survey 40

Survey Community Bank Policies Community 40

Independent Banker

MARCH 15, 2015

It was a prescient move for Hartings and the $450 million-asset community bank, which comfortably weathered the downturn even though residential mortgages are its biggest business line—but not everyone appreciated Hartings’ common-sense approach at the time. Hartings and The Peoples Bank Co. percent return on equity in 2013.

Ohio 70

Ohio Community Bank Community Lending 70

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. market expansion. market has been a hard row to hoe for Temenos. It is slowly bringing its T24 core into the U.S.

United States 88

United States Texas Austin Kansas City 88

Jeff For Banks

JANUARY 16, 2016

US stocks fell 6% to 7% during the first week of January, following world stock markets in a downward spiral. Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. First and foremost, China is at it again.

Community Bank 60

Community Bank Atlanta Data Marketing 60

Fintech Labs Insights

DECEMBER 29, 2015

This is not a tall order, yet only 9 of the 2o largest banks managed to do even one of those five during the week leading up to Christmas. And it’s back in-line with historical norms of 9 banks 2013 , 8 in 2012 , and 10 in 2011. Banks in the Holiday Spirit. Banks appeared first on Finovate. Animation from.

Marketing 12

Marketing Milwaukee Maine Cards 12

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond. BTW, it’s amazing how much an impending industry funding issue can get us focused again. ‘C’mon

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

JUNE 30, 2016

Metropolitan Equity Partners, which has been a backer of the New York-based company since 2013, funded BizFi with $20 million this week. BizFi will use the round to bolster its small business financing products, offer funding faster, and boost marketing to small-to-medium sized businesses.

New York 15

New York Community Bank Community Capital 15

Jeff For Banks

JULY 24, 2015

If selling in stocks and bonds begins in earnest over this crisis, we will have some of the first tests of liquidity in the markets since new regulations kicked in and restricted financial institutions from trading or making markets. Large Hadron Collider Update Our favorite machine is back in business- bigger and faster than ever!

Puerto Rico 60

Puerto Rico Community Bank Community Risk Management 60