South State Correspondent

AUGUST 16, 2023

These are cash flow management tools that send a signal of future problems. We are seeing the lowest origination totals since 2013. Banks are currently reducing indirect auto financing growth and are managed by greater holdback and fewer exceptions. Capital rotation is to HELOCs and away from autos.

Trends 195

Trends Cards Capital Data 195

PYMNTS

JUNE 12, 2018

Given the less than stellar track record of shopping malls in recent memory, investors are not exactly lining up to buy into fading retail behemoths where no one wants to shop. REIT has sold off 17 bottom-tier malls since 2013. But some malls are simply too far gone and too remote to merit such an investment. It’s a tough environment.

Pennsylvania 100

Pennsylvania Retail Analytics National 100

South State Correspondent

APRIL 10, 2023

While national banks took the brunt of subprime mortgage losses, in the years (2008-2013) following the Great Recession, credit risk spread to CRE. However, office, traditional retail, and others are likely heading for trouble. Multifamily should continue to perform due to the positive demand/supply imbalances.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Gonzobanker

OCTOBER 15, 2014

My heart goes out to the hard working professionals who run the Treasury Services or “Cash Management” divisions at community banks. Yet for more than a decade, cash management professionals have shown their resiliency. And they have never asked for much of the bank’s capital to win these big deals.

Management 101

Management Community Bank Community Resources 101

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe Connect and billing services help companies manage marketplaces, subscriptions. Broadly enabling online commerce. Online and offline payments.

Online 98

Online Company Retail Payments 98

Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

Fintech 170

Fintech Financial Technology Technology Operations 170

South State Correspondent

MAY 1, 2024

The tactic worked – in 2013, Gentle Monster’s oversized glasses were used to portray the main character of a huge Korean drama show. How Banks Can Leverage: While not exactly a banking innovation, banks can better allocate capital to COIs. Each store is closer to an art exhibit than a retail outlet.

Innovation 195

Innovation social media Branding Marketing 195

PYMNTS

JANUARY 1, 2019

years in 2013, according to a recent estimate. A robust supply of private capital reportedly is one of the main reasons for that, along with corporate cultures that are averse to public markets. Lyft , too, is racing toward an IPO, not content to just let Uber drive away with all the capital. years in 2017, up from 6.9

Payments 223

Payments social media Analytics Capital 223

PYMNTS

JANUARY 31, 2020

Bryant formed the Bryant Stibel venture capital firm in 2013 with Jeff Stibel, founder of Web.com. Bank’s Adam Kruis, senior vice president and manager of working capital consulting, and Jennifer Swenson, vice president of corporate payment systems, discuss how the bank ensures smooth implementation of virtual card solutions.

Cards 131

Cards Technology social media Meeting 131

PYMNTS

MAY 6, 2019

billion in 2013. Other investors in the company include Chinese investment firm Centurium Capital and Joy Capital, along with U.S. money manager BlackRock. Luckin’s business model is based on the bet that Chinese customers will increasingly consume more coffee. billion cups last year from 4.4 It is expected to rise to 15.5

Capital 108

Capital Company Operations Management 108

PYMNTS

AUGUST 28, 2017

In 2013, those investments hit $232 million, and in 2014, they hit $80 million, according to reports. Other players in the market, including Avenue Capital Group and Euler Hermes Group, have also exited the space, causing an increase in the cost of these insurance contracts. million in 2012. billion from $4.7 billion a year ago.

Payments 100

Payments Groups Report Capital 100

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M savings accounts. Key takeaways.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

JUNE 29, 2018

Before Bluefly was what it is today, the retailer was the golf sportswear company Pivot Rules. As an early pioneer in high-end fashion retailing on the web, said board member and former CEO of Bluefly Neel Grover, the firm has always been focused on staying in style. And the marketplace helps us introduce new brands.

Retail 100

Retail Branding Mobile Groups 100

Abrigo

AUGUST 10, 2015

In the same way, financial institutions conducting stress tests to satisfy prudential regulators’ queries on reserves and capital can generate additional benefits from this process, according to Elizabeth Williams, managing director of financial consulting firm CEIS Review Inc. Manage concentration risk.

Risk Management 150

Risk Management Exercises Capital Regulation 150

PYMNTS

DECEMBER 10, 2018

Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. A payment method that has managed to capture nearly a quarter of sales over a decade hasn’t done badly.

Branding 184

Branding Cards Payments New Jersey 184

PYMNTS

JUNE 16, 2016

For the many retailers racing toward retail’s future, ship-from-store has emerged as a saving grace for a multitude of reasons. Furthermore, the web has no shortage of articles pitching the wonders of ship-from-store as the solution to a variety of retailer woes. Regional overstock of some goods? No problem.

Retail 100

Retail Online Florida Management 100

CB Insights

OCTOBER 9, 2018

Traditional retail is getting an upgrade. Despite the rise of e-commerce and mobile, the physical channel still plays an important role in consumer experience — and retailers are increasingly leveraging technologies to stay afloat. Get the entire 54-page retail report. Why Are retailers are pivoting towards cashier-less retail?

Retail 71

Retail Technology San Francisco Mobile 71

CB Insights

JULY 1, 2018

In honor of Canada Day this weekend, we used CB Insights’ database to compile 150 notable tech companies, most active venture capital and corporate investors, and top exits of Canada’s private company tech scene into a periodic table. The list includes VCs such as BDC Venture Capital and Real Ventures, among others.

Software 78

Software Capital Mobile Technology 78

Abrigo

AUGUST 8, 2021

This article is substantially updated from a 2013 blog post. An effective independent loan review system has always been critical for managing a financial institution’s credit risk and accurately estimating the allowance for loan and lease losses, or ALLL. Independent Assessment. Reviewing lending staff’s risk ratings.

System 195

System Lending Policies Regulation 195

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

JUNE 15, 2018

In addition, corporate clients will be able to apply for working capital loans and make vendor and salary payments. In Africa, the biggest private bank in Kenya, CBA, has cemented a partnership with a FinTech there, Ennovative Capital, a Kenyan firm that licenses software to boost payments speeds. The tech is licensed by a U.S.

Fintech 115

Fintech Compliance Software Taxes 115

CB Insights

OCTOBER 21, 2018

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. Rowe Price, Temasek Holdings, and Primavera Capital Group, among others. Wealth Management.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

JUNE 19, 2018

Rent-A-Center ‘s decision to sell itself to Vintage Capital comes amid a continuing expansion of so-called “alt lending” options for consumers, which could make it more difficult for the chain to reinvent itself as it becomes a private company under its new ownership. percent between 2013 and 2018, according to research from IBIS World.

Lending 103

Lending United States America Industry 103

PYMNTS

MARCH 31, 2020

Power managing director, consumer lending and automotive finance. In one example, Hyundai Motor Assurance Job Loss Protection will pay up to six months’ worth of payments for vehicle owners who lose their jobs and purchase cars between March 14 and April 30 through Hyundai Capital. GM has had its “Shop.

Houston 141

Houston Lending New York Examples 141

PYMNTS

FEBRUARY 13, 2017

have a retail crisis — or a small business crisis? Which is why “fixing” retail must include giving SMB merchants the tools they need to compete in the very dynamic environment that now defines Retail U.S.A. By 2013, those numbers had deteriorated — and by a lot. So, what does this all have to do with retail?

Retail 134

Retail Innovation Maine Community 134

PYMNTS

MARCH 21, 2017

To stay competitive, consumer-facing companies need to change the way they operate, said Lior Sion, cofounder and CTO of global enterprise logistics management solutions provider Bringg. Recently, Bringg raised $10 million in Series B funding led by Aleph Venture Capital with participation from Coca-Cola and previous investor Pereg Ventures.

System 131

System Operations Management Tools 131

CB Insights

SEPTEMBER 1, 2017

Since 2013, fitness tech exits have steadily increased, following a similar trajectory to overall deals and funding to the space. The fitness industry has seen 98 total M&As and IPOs since 2013, with 2017 already seeing 15 exits in the space. Using CB Insights data, we analyzed first exits in fitness tech since 2013.

Branding 42

Branding Exercises Groups Capital 42

PYMNTS

SEPTEMBER 17, 2020

The latest iteration in the battle for gamer love will look familiar to those who were there for the last round in 2013 (or the round before that in 2006). Sony’s release date for the new PlayStation PS5 remains unknown, but the company has confirmed it will be available for holiday 2020.

Video 259

Video Apple Google social media 259

PYMNTS

AUGUST 15, 2016

According to statistics from the Association of Financial Professionals, 50 percent of companies were still using paper checks as of 2013. A survey by AvidXchange and Relyco explores the current state of the payments industry in 2016 for retailers and offers some interesting insights into whose paying for what and how.

Survey 100

Survey Fraud Payments Data 100

PYMNTS

OCTOBER 8, 2018

In 2006, he installed an inflatable version of a Guantanamo Bay prisoner near the Big Thunder Mountain Railroad ride in Disneyland, and in 2013 he set up a pop-up shop in New York and sold original canvases of his work for $60 apiece. Dan Chrichlow, creative director of the creative management agency Dutch Uncle, is one such skeptic. “I

Video 116

Video New York Capital United States 116

CB Insights

MARCH 6, 2019

Select investors : Amazon, Hummer Winblad Venture Partners, Bowman Capital Management LLC. But despite the popularity of its sock puppet mascot, the online pet supplies retailer went out of business just 9 months after its Super Bowl ad, doomed by an untenable business model and the bursting of the dot-com bubble.

Report 78

Report San Francisco Capital New York 78

PYMNTS

AUGUST 26, 2016

That couldn’t ring truer for the state’s capital, which many consider to have a tech scene bursting with potential and growth. Nate Stewart, Group Product Manager for BigCommerce , an eCommerce platform with deep roots in Austin, provided a glimpse into what really helps Austin stand apart and why startups can’t help but flock to the city.

Austin 100

Austin Fintech New York City Community 100

PYMNTS

OCTOBER 19, 2016

Suffice to say that the retailer is hoping shoppers will choose the mall with a mobile and wants to get ahead of the game. While many retailers plan to keep their doors firmly closed on Thanksgiving, Macy’s is opening them one hour earlier than last year, according to USA Today. retail chains — T.J. More turkey or shopping?

New York City 100

New York City Retail Mobile Company 100

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. In the world of asset management, the biggest players are now dedicated firms like Vanguard. The disruption of asset management. Table of contents. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

PYMNTS

APRIL 30, 2018

IBM’s management team described its blockchain developer toolkit as another way to make it easier for innovators to “stand up” blockchain networks. A month later, a new management team was put in place to rebuild the business. Some 750 such networks , they said, were provisioned in the first two weeks of that launch.

Fintech 183

Fintech blockchain Lending Digital Banking 183

CB Insights

OCTOBER 6, 2017

Meanwhile, nearly 5 million retail workers are at a medium risk of automation within 10 years. With the emergence of industry-specific AI, the effects of automation — initially felt in manufacturing — are seeping into retail sales, restaurants, e-commerce, marketing, and even software development. million jobs in the US.

Software 69

Software Industry Retail United States 69

Jessica Ellerm

MAY 20, 2017

Since it’s inception in 1992, the industry has amassed a phenomenal $2 trillion under management. And considering total assets under management are predicted to reach $9 trillion in 2040, it’s no wonder the government has it under the microscope right now, along with the banking sector in general.

Fintech 89

Fintech Management Industry Trends 89