Jack Henry

JUNE 3, 2015

According to the Commercial Finance Association’s annual survey, asset based lending (excluding factoring) commitments rose to $216 billion by the end of 2014, with funded balances reaching $90 billion. increase in funded balances from 2013. Times like these call for a return to the fundamentals of working capital finance.

Lending 60

Lending Capital Survey Trends 60

PYMNTS

MAY 29, 2019

The company said it will use the capital to invest in growth and add some muscle to its $2.3 It has around $12 billion in assets under management. Previous SoFi investors include SoftBank Capital and Peter Thiel. The private capital space has attracted a lot of interest lately: Investments in the area grew to $4.4

San Francisco 116

San Francisco Capital Millennials cryptocurrency 116

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Breaking Banks Breaking Banks , billed as the #1 global fintech podcast and radio show, began in 2013 and is hosted by media firm Provoke.fm.

Community 195

Community Lending Maine Resources 195

CB Insights

OCTOBER 21, 2018

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. Rowe Price, Temasek Holdings, and Primavera Capital Group, among others. Mortgage Lending.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

MARCH 31, 2020

COVID-19 is spurring firms that rely on consumer spending, and on lending to finance big-ticket purchases, to invent new ways to keep business flowing – with a nod to the fact that the uncertain economic impact of the virus may hurt consumers’ near-term ability to pay for those items. Necessity, as they say, is the mother of invention.

Houston 141

Houston Lending New York Examples 141

Abrigo

OCTOBER 2, 2014

Following the recent financial crisis, the Basel Committee of Banking Supervision (BCBS) set out to “strengthen global capital and liquidity rules with the goal of promoting a more resilient banking sector.” The three pillars include maintaining minimum capital requirements, a supervisory review process and market discipline.

How To 236

How To Capital Community Bank Maine 236

PYMNTS

JUNE 19, 2018

Rent-A-Center ‘s decision to sell itself to Vintage Capital comes amid a continuing expansion of so-called “alt lending” options for consumers, which could make it more difficult for the chain to reinvent itself as it becomes a private company under its new ownership.

Lending 103

Lending United States America Industry 103

Jeff For Banks

MAY 20, 2017

Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. They need a marketing person to title their reports.

Lending 60

Lending Regulation Community Community Bank 60

South State Correspondent

AUGUST 16, 2023

These are cash flow management tools that send a signal of future problems. We are seeing the lowest origination totals since 2013. Banks are currently reducing indirect auto financing growth and are managed by greater holdback and fewer exceptions. Capital rotation is to HELOCs and away from autos.

Trends 195

Trends Cards Capital Data 195

PYMNTS

NOVEMBER 9, 2016

The company, which launched in 2013, said the migration will allow the company to be hosted on the cloud and yet still focus on expansion. Folk2Folk will first migrate its loan management system to Microsoft’s Azure cloud, with its financing system following suit, according to reports. Folk2Folk announced Tuesday (Nov.

System 172

System Management Capital US 172

Bank Innovation

MARCH 1, 2019

This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac. Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor.

Fintech 170

Fintech Financial Technology Technology Operations 170

Independent Banker

OCTOBER 31, 2021

October 2013. December 2013. The standard allowance for loan and lease losses (ALLL) used to account for those losses didn’t offer a timely way to adjust regulatory capital. When they do adopt, it will require a bigger reserve and immediately deplete regulatory capital on day one. April 2011. December 2011. February 2016.

Community Bank 91

Community Bank Community Software New York City 91

PYMNTS

APRIL 30, 2018

Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. Marketplace Lending. Blockchain. Digital banks. Blockchain. Take the blockchain.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

APRIL 4, 2016

We examine the findings from several market reports on small business access to capital, lending, growth and employment. The expense management company says that employees that fudge the numbers on their expense reports to get reimbursed are hitting their employers hard. .; That’s up from 57 percent in 2013.

Survey 100

Survey Lending Analysis Management 100

Abrigo

NOVEMBER 2, 2016

Analysts examined banks with at least 25 percent of deposits held in oil- and gas-dependent counties in order to investigate the impact of direct lending to local oil and gas firms and indirect lending to companies servicing the sector. Lower energy prices have had only a modest effect on banks’ profitability and capital adequacy.”

Comparison 150

Comparison Regional Study Risk Management 150

Abrigo

JANUARY 13, 2015

Target’s late 2013 breach is among the largest in recent memory, affecting over 70 million individuals. Matz recently stated that a revised risk-based capital rule will be proposed, as well a fixed assets rule that would require the use of a fixed-asset management plan by credit unions. Mark McWatters , NCUA Board Member.

Lending 150

Lending Regulation Data How To 150

CB Insights

AUGUST 1, 2017

This teardown features annotations & commentary by four Social Capital partners. Thanks to the Social Capital team for updating/confirming their portfolio data on the CB Insights Editor. Social Capital is a VC fund with a focus on healthcare and education. CB Insights Note. Investment syndicates. BEST OF DISRUPTION REPORT.

Capital 34

Capital Software Google Company 34

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

Independent Banker

JANUARY 31, 2022

approached him about a leadership position in 2013. Traditionally, community banks have supported CDFIs through making charitable contributions, providing loan capital to CDFI loan funds or, at the highest range, making an equity investment in a CDFI. Location: Arkadelphia, Ark. Recently, Southern Bancorp partnered with $1.1

Community Bank 172

Community Bank Community Leadership Arkansas 172

PYMNTS

OCTOBER 1, 2018

By using funds managed by LCA to benefit its parent company, LCA and Laplanche failed to do so.”. Last week’s announcements capped off two years of investigation into the P2P lending firm, and its board has expressed some relief that it seems to be time to turn the page on the events of 2016. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

South State Correspondent

MARCH 23, 2022

Closely aligned with customers service, bank management recognized early on during its maturity that it needed a platform ecosystem to drive engagement. Nubank started with a credit card offering, followed by deposit accounts, then lending, and then payments, investing, and insurance. They have the size because of their strategy.

Branding 221

Branding social media Strategy Data 221

PYMNTS

AUGUST 4, 2016

With its stock value up 10 percent in after hours trading – Square has managed to please investors with losses smaller than expected, growing payments volumes and continuing signs of strength emanating from from its lending platform for small business, Square Capital. Lending’s Continue March Forward.

Lending 100

Lending Capital Payments Taxes 100

Bankelele

OCTOBER 21, 2015

The total SME lending portfolio in December 2013 was estimated at Kshs. According to Treasury, the scheme was discontinued because “the intention was not for the Government to lend, but to create an incentive for banks to engage with SMEs”. 332 billion, representing 23.4% of all banks’ total loan portfolio.

Lending 28

Lending Capital Analysis Mobile 28

Fintech Labs Insights

NOVEMBER 30, 2015

Lighter Capital made a two-fold funding announcement last week. Investors include: Voyager Capital. Summit Capital. Individual investors, including Lighter Capital’s Chairman, Jeff Seely. Lighter Capital plans to use the funds to advance its platform and double its 23-person team.

Capital 12

Capital Lending Seattle Community 12

Abrigo

OCTOBER 9, 2019

Charge offs were close to zero for most banks since 2013, according to call report data from S&P Market Intelligence. Stress testing gives an institution a serious look into their capital and reserves, and if they possess enough of each to remain viable, should a recession hit. Portfolio Risk & CECL. Learn More. Credit Risk.

Data 150

Data Exercises Software Tools 150

CB Insights

OCTOBER 5, 2017

Of these, the United States has taken the largest share of the world’s most valuable private companies, with 127 US-based startups reaching unicorn status since 2013. Since 2013, the share of new unicorns born each year in the United States has consistently dropped, from 75% of all unicorn births in 2013 to less than half (49%) by 2015.

US 59

US United States Capital Company 59

Independent Banker

SEPTEMBER 22, 2015

Treasury program that’s the well-kept secret in small-business lending. In 2013, Columbia State Bank in Oregon used a 50 percent loan guarantee from the state of Oregon’s Business Oregon program to support a loan to Boneyard Brewery for the company’s expansion to a new, 15,000-square-foot facility. By Jessica Milano.

Oregon 70

Oregon Illinois Community Bank Lending 70

PYMNTS

OCTOBER 25, 2019

In case one doesn’t know (hey, the hotel industry is undergoing some significant development), OYO is an India-based operator of economy and mid-economy hotels that launched in 2013, is now active in some 80 countries and is trying to increase its U.S. market share as this new decade looms. One way to play harder in the U.S. properties.

Online 100

Online US Trends Operations 100

PYMNTS

JUNE 10, 2016

Uber had many wonderful years of asking for forgiveness instead of permission and managed to build a worldwide ridesharing empire on the strength of that conviction. As a general rule, most startups aren’t too happy when the regulator comes around, and it is rarely indicative of good news. Kennedy School of Government.

Regulation 100

Regulation National Austin Fintech 100

Fintech Labs Insights

APRIL 27, 2016

This week, small business lender Mayava Capital honored the most influential people in small business lending in its Marketplace Lending Power 20 awards. The recipients in order of rank: Lending Club CEO & Founder, Renaud Laplanche. OnDeck Capital CEO, Noah Breslow. Took the company public in 2014.

Lending 12

Lending San Francisco Utah Capital 12

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe Connect and billing services help companies manage marketplaces, subscriptions. Business lending and corporate cards. Online and offline payments.

Online 98

Online Company Retail Payments 98

PYMNTS

NOVEMBER 16, 2017

Membership could be obtained by spending five dollars on a share of capital stock. Mary’s has since occupied the same site, constructing a new building in 1970 and replacing that structure with its current headquarters in 2013. Older credit unions that have managed to stay in business for many years, including St.

Millennials 101

Millennials US New Hampshire Resources 101

Fintech Labs Insights

OCTOBER 6, 2015

Thinking Capital is the leader in the Canadian alternative lending space, leveraging technology to be at the forefront of the fintech industry. By combining their people and technology, Thinking Capital is transforming the way business owners get the capital they need to grow. thinkingcapital.ca | thinkingcapital.ca/blog

Software 12

Software Capital Compliance New York 12

CB Insights

NOVEMBER 6, 2018

Select Investors: DST Global, DN Capital, SoftBank Group. Old Mutual Global Investors, Artemis Investment Management. Select Investors: Institutional Venture Partners, Sequoia Capital, General Atlantic. Select Investors: Rhone Capital. Select Investors: Woodford Investment Management. OttoBock Healthcare.

Groups 76

Groups Capital Operations Fintech 76

Jack Henry

SEPTEMBER 19, 2014

In a blog I published here on July 31, 2013, I discussed the notion of “one size fits all” pricing as one of the biggest contributors to underperformance in loan portfolios. An instrument-level approach to manage pricing will allow for a more optimal portfolio composition and a more rational approach to new business opportunities.'

Strategy 112

Strategy Community Bank Community Capital 112

CB Insights

DECEMBER 19, 2019

From payments to insurtech to lending, fintech companies are attracting investor attention. The online insurtech company was launched in 2013 in a joint effort by China-based tech giants Alibaba, Tencent, and Ping An. Please click to enlarge. . Key takeaways. in 2017 (though its market cap has since fallen to $1.1B

Fintech 51

Fintech Regional Analytics Groups 51

CB Insights

OCTOBER 10, 2018

Both have access to significant financial capital to scale far beyond what’s available to even well-funded startup challengers. Startups targeting retail and commercial banking are well funded: Collectively, these 61 startups have raised $3B across 173 deals since 2013. savings accounts. Sector breakdown & growth drivers.

Retail 78

Retail Cards Millennials Mobile 78