Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

AUGUST 3, 2017

“These innovations remove a crucial barrier to entry for SMBs to accept digital payments,” the companies noted in their news announcement, adding that the tool is open to U.S. The company launched in 2011, targeting businesses like contractors, plumbers and other independent companies. and Canadian businesses. .

Cards 101

Cards Payments Tools America 101

PYMNTS

MARCH 24, 2016

Chain Store Age reports that the luxury retail chain has named as its CTO, Kumar Srinivasan, previously of Amazon — where he served as vice president of Amazon Web Services from 2005–2008, then as general manager of Amazon Payments from 2008–2010.

User Experience 100

User Experience Retail Software Technology 100

PYMNTS

AUGUST 27, 2018

The company went private in 2011 and has about $1.7 That debt load and “a consumer shift toward fast fashion and niche brands could be insurmountable,” according to the paper, citing Neil Saunders, managing director at GlobalData Retail. billion worth of debt.

America 103

America Branding Strategy Retail 103

PYMNTS

APRIL 27, 2017

Silicon Valley- and Paris-based Ivalua, a spend management software company, has secured growth equity minority funding from KKR, a leading global investor. According to a press release , the funding will be used by Ivalua to realize its ambition of becoming the global leader in the spend management market.

Security 100

Security Software New York Management 100

PYMNTS

MARCH 22, 2018

Founded in 2011, Sift Science plans to use this latest round of funding to grow its fraud detection and prevention product globally. In a very short time, Simility has come to be recognized as a thought leader in fraud and risk management,” said CEO and co-founder Rahul Pangam. For example, Palo Alto-based Simility received $17.5

Fraud 108

Fraud Atlanta Capital Big Data 108

Chris Skinner

FEBRUARY 21, 2017

And then, GoCardless in 2011, we founded it, myself and my two co-founders, Matt and Hiroki, and I was there for almost three years, and that was my first experience with FinTech. I did GoCardless because it got me out of being a management consultant, initially. I think the word FinTech wasn’t yet around.

Study 283

Study Training Fintech Digital Banking 283

PYMNTS

FEBRUARY 21, 2017

Most recently, the credit card company struck a partnership with Swipezoom in the United Arab Emirates to roll out a B2B payment and invoice management solution, signaling B2B FinTech as a key focus for Mastercard in the market. ” Doha Bank and Mastercard have worked together in the past, launching a co-branded credit card in 2011.

Cards 109

Cards Regional Fintech Community 109

FICO

DECEMBER 8, 2022

Properly managed and strategized, the debt collections process can be an effective customer service asset and anti-attrition tool, in addition to being its classic role in portfolio risk management. Managing the optimal collections investment strategy is a crucial aspect of portfolio risk management. by Jim Patterson.

Risk Management 52

Risk Management Comparison Strategy Management 52

Accenture

MAY 22, 2019

I am excited to have Tim O’Donnell join our Payments team as a managing director and draw on his insights in developing this blog. For years, banks have enjoyed a low bar on CFO expectations around payment product sophistication and innovation. As a result, most bank business interactions are the same as they were 20 years ago.

Payments 150

Payments Customer Experience Survey Capital 150

PYMNTS

JUNE 8, 2017

Hudson Riehle, senior vice president of the National Restaurant Association’s research and knowledge group, and Peter Backman, managing partner at Peter Backman FS, explored the possibilities during a joint presentation at the National Restaurant Show in Chicago. GDP growth rate is at its lowest since 2011. In the U.K.,

Chicago 100

Chicago National Trends Branding 100

PYMNTS

NOVEMBER 11, 2019

And while the last week had no shortage of players pushing ahead with big moves, there were three that managed to put up some pretty staggering early-season numbers. According to reports last week, Amazon will soon be heading to Boston to construct a $40 million state-of-the-art robotics innovation hub. The Apple Card’s Big Launch.

Apple 101

Apple Massachusetts Data Cards 101

PYMNTS

MARCH 6, 2019

StyleSeat Founder Melody McCloskey knew she had a good idea when she launched StyleSeat in 2011, because the concept seemed so intuitive. The platform’s features include management of scheduling, client notes, social media, email marketing promotion and payment services like credit card acceptance or direct daily payouts.

social media 111

social media Management Branding Innovation 111

CFPB Monitor

AUGUST 27, 2020

The CARD Act rules to be reviewed consist of an interim final rule and three final rules adopted by the Federal Reserve Board from July 2009 to April 2011 to implement a number of substantive and disclosure provisions of the CARD Act. Innovation. (The RFI is scheduled to be published in tomorrow’s Federal Register.).

Cards 78

Cards Marketing Compliance Innovation 78

PYMNTS

DECEMBER 12, 2019

The traffic generated by holiday returns holds significant opportunity for retailers to build better customer profiles and generate new opportunities for engagement by personalizing the returns experience,” said Jeff Warren, vice president of retail solutions management, Oracle Retail.

Retail 131

Retail Milwaukee New York City New York 131

Fintech Labs Insights

SEPTEMBER 21, 2020

Innovate Finance broadcast the finals of its Pitch360 competition over Zoom in July. Personal Financial Management & Wellness. Founded: 2011. The UK-based independent fintech industry group attracted 100 entries resulting in 22 finalists across 8 categories, 8 category winners and one overall champion. Digital Assets.

Innovation 15

Innovation Fintech blockchain Capital 15

FICO

OCTOBER 12, 2022

Innovators are shoring up their market share by opting for cloud-hosted platform technology more typically favoured by banks. In the telco industry, success often hinges on a continual series of modest steps and small innovations, each building on what has worked before. Tue, 07/02/2019 - 02:45. by Tim Young. expand_less Back To Top.

Marketing 96

Marketing Analytics Customer Experience Data 96

Fintech Labs Insights

MARCH 15, 2024

The event is organized by industry veteran Bruce Burke who first landed on the events radar with his well-timed Social Mobile Payments conference launched in 2011. . – But there is another event debuting this year that I completely get, Fin + AI 2024 It could easily become a fixture on the fintech conference circuit.

Conference 15

Conference Las Vegas Fintech Case Study 15

Celent Banking

JANUARY 28, 2016

Back in 2011, I wrote a report titled Innovative Payment Startups: Bank Friends or Foes? In the report, I looked at companies presenting at the inaugural FinovateEurope and concluded: “Banks have little to fear from this particular group of payment innovators. The question is not necessarily new.

Fintech 100

Fintech Innovation Retail Payments 100

Abrigo

MARCH 24, 2021

The current guidance for FinCrime models was written in 2011 and meant for credit and market risk. This part of the AMLA is crucial to share now with your board and senior management to ensure they understand the consequences if it is not followed. Evaluate BSA/AML processes for innovative technology needed for streamlining.

Regulation 195

Regulation Training Study Policies 195

PYMNTS

MARCH 12, 2019

Les Whiting, chief financial services officer at small business FinServ firm Wave , explained in a recent interview with PYMNTS that the M&A strategy enables service providers to facilitate the data connectivity that small business owners need to manage finances. “For us it was, do we build this ourselves, or do we acquire?

Data 184

Data Fintech Strategy Regulation 184

PYMNTS

AUGUST 7, 2018

Brian Kilcourse, a managing partner at RSR Research, told PYMNTS that when you have rolling stock, there are two issues to deal with. The meal kit business has evolved a bit since Blue Apron and some of its initial rivals got started during the 2011-2012 period. as well as some major grocery store chains in other parts of the country.

Retail 101

Retail Company Strategy Branding 101

FICO

MAY 15, 2023

Managing Bills, The Modern Way AGL’s solution, called the Personalised Collections Hub, delivers unique video messages to each AGL customer via SMS or email with self-service options for bill payments. For its achievements, AGL won a 2023 FICO® Decisions Award for Debt Management. “In

Payments 52

Payments Video Customer Experience social media 52

Abrigo

FEBRUARY 25, 2022

Overall, banks, credit unions, and NBFIs should modernize their BSA/AML programs with appropriate risk-based innovative solutions to streamline those processes and use resources efficiently and effectively. The current guidance for FinCrime models was written in 2011 and meant for credit and market risk.

Regulation 195

Regulation Policies Compliance Washington 195

PYMNTS

MAY 5, 2016

Such is the double-edged sword of a retail industry swept up in innovation. From 2009 to 2013, same-store sales increased by marginal amounts in 2011 only and decreased by 6 percent in 2009, 10 percent in 2012 and 4 percent in 2013. Yes, that seems an appropriately fine number to panic over. April — Vestis.

Retail 100

Retail Branding Denver Management 100

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Digital banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Fintech Labs Insights

MAY 16, 2017

Less than a month after announcing its new $105 million SoFi Prime Income Fund to help raise funds to issue loans, online lending innovator SoFi is making headlines again with the launch of SoFi Wealth. The new initiative, the company’s first digital wealth management offering, will allow investors in the U.S. Mike Cagney is CEO.

Management 19

Management San Francisco New York UX 19

PYMNTS

AUGUST 31, 2017

But, the natural entrepreneur in him won out, and OfferUp was officially a growing concern as of 2011. “If One of the issues any innovator faces is that if one does something right, someone else is probably going to want to do it, too. Just get out there and take that step. But, just know that the first step is not the end. .”

User Experience 127

User Experience Conference Maine Course 127

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Between 2011 and 2015, the government allocated $16 billion to help accelerate Singapore’s research, innovation and enterprise landscape. Innovation On The Rise.

National 133

National Training Bitcoin Samsung 133

PYMNTS

SEPTEMBER 29, 2016

Which is why online retailers are increasingly turning to companies like Shape Security , a Mountain View, California-based provider of web and mobile security applications founded in 2011, to counter ever-increasingly sophisticated types of cyberattacks. billion in fraud losses. .”

Online 100

Online Security Fraud Retail 100

PYMNTS

AUGUST 12, 2019

The two lenses for us are managing your payment risk and your approval rates,” Onderdonk said. This is the first time since 2011 that it lost more American customers than it gained. The subscription box company also has velocity checks in place that prevent scenarios in which one person is running tens or hundreds of transactions.

Retail 118

Retail Video Security Software 118

PYMNTS

MARCH 16, 2017

Now while Facebook initially launched its Messenger chat service in 2011, it wasn’t a major hit right away and the social media giant continued to refine its offering. Once thought of as a stodgy industry that rarely sees innovation, there is a company that’s looking to change that perception. Cambridge, Mass.–based

Operations 107

Operations social media Comparison Industry 107

FICO

FEBRUARY 9, 2022

Local Brazilian banks however recognised there was an opportunity to create a competitive and agile payments brand to service the local market, and in 2011 Banco do Brasil, Bradesco, and Caixa Econo?mica Most Latin American card networks rely on chip and PIN fraud detection technology.

Fraud 52

Fraud Cards Analytics System 52

Fintech Labs Insights

SEPTEMBER 30, 2016

Three Finovate alums won their respective categories at the 2016 Wealth Management Awards. eMoney Advisor won the Client Portals and Innovation – Platform categories, and Betterment for Business won the 401(k) Retirement Plan Support Services Technology category. trillion in assets. Jon Stein is CEO.

San Diego 12

San Diego Management North Carolina Philadelphia 12

Fintech Labs Insights

MAY 17, 2016

The new strategic partnership between UBS Wealth Management Americas (WMA) and SigFig announced this week is “strategic” in more ways than one. Mike Sha, SigFig CEO emphasized the importance of technology in helping wealth managers customize investing solutions for their clients. The account minimum is $2,000.

Tools 14

Tools Management San Francisco America 14

PYMNTS

JULY 26, 2018

Here is how different industries are innovating with subscriptions. The company rolled out a monthly subscription service of its Office suite in 2011, with the enterprise software subscription market growing significantly since then. and Canada with marketing, information management and eInvoicing features. in Q1 2018 to 64.0

Marketing 110

Marketing Software Nashville Tennessee 110

Fintech Labs Insights

JUNE 14, 2016

The move will enable the bank to better serve companies outside of Europe, and comes less than a year after the innovative FI opened offices in the U.K. To lead operations in Dubai, Fidor Bank has hired Gé Drossaert (pictured) to serve as Managing Director. Munich-based Fidor Bank is expanding to Dubai.

San Francisco 12

San Francisco Management New York Innovation 12