PYMNTS

JANUARY 7, 2021

billion, with the goal of bringing FinTech businesses to public markets. SoFi partnered with Samsung and Mastercard to launch a new cash management account feature with no fees. Founded in 2011, SoFi has worked to leverage lending after the 2008 financial crisis, focusing on student loan refinancing.

Samsung 183

Samsung Capital Lending Innovation 183

PYMNTS

MARCH 8, 2019

Alternative small business lending firm Funding Circle has announced plans to launch in Canada. commercial strategy lead, Tom Eilon, will head the company’s Canada unit as managing director, the firm said. Germany and the Netherlands. Funding Circle’s U.K. market.

Lending 149

Lending Operations National Strategy 149

PYMNTS

SEPTEMBER 14, 2017

Banks and FinTechs have been both competitors and collaborators in the financial services space. In recent years, banks have even seen greater competition in the lending market from new FinTech players that can quickly approve loan applications and distribute funds to lenders. New tools for new FinTechs.

Innovation 191

Innovation Lending Fintech Bitcoin 191

Bank Innovation

NOVEMBER 21, 2016

The Financial CHOICE Act, proposed by Texas Congressman Jeb Hensarling earlier this year, is a measure aimed at overturning or heavily modifying many of the regulations put in place after the 2008 financial crisis. The act has recently fallen under scrutiny from Wall Street as the president-elect championed a lessening of Read More.

Texas 150

Texas Fintech Regulation Management 150

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It’s still going under the stewardship of fintech famous Jim Marous, who modernized the name to Digital Banking Report (and recently opened the archives for free access).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 12, 2020

businesses, for the first time in my lifetime, are spoiled for choice in terms of the funding that is being made available to them,” reflected Toni Dare , founder and managing director at invoice financing technology firm Pulse Cashflow Finance Ltd. Funding Ebbs And Flows.

Marketing 160

Marketing Industry Lending Fintech 160

PYMNTS

APRIL 21, 2020

Post-financial crisis, an influx of alternative lending players emerged to accelerate business finance digitization and expand choices for borrowers. According to Bjonerud, the sheer volume of choice between traditional and alternative providers can be overwhelming, and can make managing loans a challenge for mid-market borrowers.

Marketing 140

Marketing Capital Lending Management 140

Celent Banking

NOVEMBER 17, 2015

In the US, small business customers get bounced around like Goldilocks—they are too small to be of interest to commercial relationship managers and too complex to be easily understood by retail branch staff. The lack of “just right” solutions for many small business financial problems has been a golden opportunity for FinTech firms.

Report 100

Report FDIC Lending Fintech 100

PYMNTS

JULY 2, 2019

The 2008 global financial crisis forced traditional banks to pull back from small businesses (SMBs) considered too risky and unprofitable to finance, leaving a gap in the market for alternative lenders and FinTech firms to fill. The bank-FinTech collaboration trend has hit the small business customer segment particularly strong.

Fintech 125

Fintech Resources Capital Trends 125

PYMNTS

SEPTEMBER 20, 2017

BECU and other credit unions have also had to address the emergence of new FinTech companies, firms which are disrupting financial services by offering consumers innovative new options for managing their money. FinTechs: ‘A wonderful threat and opportunity’.

Fintech 123

Fintech Innovation US Mobile 123

FICO

DECEMBER 1, 2020

Increased provisions, reduced capital, less ability to lend. All this will raise the question: Whatever capital I have got, how much can I lend to borrowers who have a low confidence on their own financial prospects, and are unsure if they should borrow or not? They can optimize the use of their capital and who they lend to.

Taxes 76

Taxes Lending Capital Regulation 76

Fintech Labs Insights

MAY 12, 2015

Next up, 3E Software debuted Teslar , a product that fosters efficiency for financial institutions: “Teslar is a revolutionary lending and credit management Software-as-a-Service solution that empowers bankers to be more efficient and effective by giving them a cradle to grave platform. Product Launch: December 2008.

Software 12

Software Lending Management Strategy 12

FICO

AUGUST 10, 2022

The removal of the mortgage market affordability test in the UK could pose challenges at a time when affordability is an important lending issue. Last year saw the highest level of mortgage lending the UK has seen since before the global financial crisis. Affordability Assessments and Unrestrained Lending. by Matt Cox.

Lending 52

Lending Fraud Meeting Data 52

Fintech Labs Insights

DECEMBER 7, 2020

At FintechLIVE , we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). The popular Finovate demo company founded in 2008 by David Barrett, announced that it had achieved the $100M ARR (annual run rate) milestone, with a 25% EBITDA. Full Fintech Unicorn list (values as of 2 Dec 2020).

United States 15

United States Fintech Portland Oregon 15

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. trillion up from $1.25

United States 15

United States Fintech Utah Lending 15

PYMNTS

SEPTEMBER 13, 2016

As the fluctuations within the small business lending industry continue, SMEs must keep their eye on the state of the market: whether capital is available, how affordable it is and where it’s coming from. 13) the results of its research on how small businesses are managing the changes made to how they access financing.

Regulation 100

Regulation Survey Lending Capital 100

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. trillion up from $1.25

United States 15

United States Fintech Utah Software 15

PYMNTS

DECEMBER 28, 2018

“Unless we sort this out as a payments financial services ecosystem, we’ll be talking about things a lot more serious than a bunch of consumers feeling stressed out about paying their bills, but [about] managing to pay them somehow, some way, even if they’re late in paying them,” Webster said. It’s easy to lend money.

Millennials 145

Millennials Lending System Data 145

Fintech Labs Insights

AUGUST 26, 2020

27 of the total were fintech companies, a fairly typical 14% of the YC batch. Though back when YC was just starting, only a handful were fintech. In the first 9 years of YC (2005 thru 2013), only 24 YC companies were in the fintech space though two of those early participants are now decacorns ($10B+). Year Fintech.

Fintech 12

Fintech Cards Lending cryptocurrency 12

Fintech Labs Insights

NOVEMBER 10, 2023

Leading Digital Consumer Banks (United States)* ranked by our FAB score (Fintech Attention Barometer**) Company FAB Score** Founded HQ Web Visits (Oct ’23) TrustPilot Score TrustPilot Reviews Funding ($M) 1 Wise (Transferwise) 10581 2011 London 38,100,000 4.2 Consumers (Nov 2023) first appeared on Fintech Labs SMB Center.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

Jeff For Banks

SEPTEMBER 13, 2015

He retired in 2008 from BofA, but they thought so much of him they brought him back to assist with the Merrill Lynch integration. Prior to BofI, he was an investment banker, management consultant, and attorney to the banking industry. Security Bank in Midland, Texas lends to business, period. Imagine that.

Community Bank 60

Community Bank Lending Community Security 60

Fintech Labs Insights

OCTOBER 27, 2021

While they were always disappointed not to win Best of Show, lending is a category that rarely excites an audience of well-do-do technologists. Complicating the picture was that American Express only bought Kabbage’s IP and customer list, not its existing portfolio which is managed by a new entity K-Servicing. Founded: 2008.

Atlanta 15

Atlanta Comparison Tools Cards 15

Fintech Labs Insights

AUGUST 12, 2014

Fintech (note 1) has been part of YC from the beginning. The first class (Summer 2005) included one fintech startup, TextPayMe, among the eight companies. But as YC grew from 2005 to 2009, the number of fintech companies stayed at roughly 1 per year. Pay with with Dwolla or Bitcoin, and manage all your orders in one place.

Fintech 26

Fintech Bitcoin Cards Online 26

Fintech Labs Insights

APRIL 27, 2016

Of the 15 first place prizes awarded this month in the 2016 Fintech Innovation Awards , five went to Finovate/FinDEVr alums. Fintech Leader of the Year: Zopa Executive Chairman and Co-Founder, Giles Andrews – FinovateSpring 2008. Fintech Start-up of the Year: ClearScore. Innovation in Lending: Marketinvoice.

Innovation 12

Innovation Fintech San Jose Cyber Security 12

Lex Sokolin

DECEMBER 25, 2019

There’s a lot to say about the overlap of Fintech and blockchain, but let’s find the very edge of the frontier and focus right there. Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. a wealth management service from Set Protocol.

blockchain 52

blockchain Bitcoin Software Lending 52

Fintech Labs Insights

JUNE 25, 2015

And there are few fintech success stories bigger than 2008 alum, Credit Karma , which scored $175 million this week at a reported $3.5 That makes the credit score provider the second most valuable alum (after Lending Club , currently trading at $6 billion). So far this year, fintech has attracted $7.9 billion valuation.

Puerto Rico 12

Puerto Rico St. Louis Fintech Company 12

CFPB Monitor

JANUARY 12, 2021

Modernization of the existing regulatory framework is needed to allow it to adapt more nimbly to changes in technology and consumer preferences, respond to new opportunities and consumer threats, and address future crises (such as the 2008 financial crisis and the COVID-19 pandemic). Fintech regulation. Small dollar credit.

Report 78

Report Regulation Policies Compliance 78

BankNXT

AUGUST 9, 2016

Vaishali Naroola looks at the misunderstood risks associated with the crowdfunding sector in an attempt to avoid the mistakes that led to the global financial crisis in 2008. Risks in the crowdfunding industry on BankNXT.

Industry 40

Industry Risk Management Management Lending 40

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. This report is a collection of everything we know about Amazon’s foray into banking, financial services, and fintech. Amazon Payments.

Cards 101

Cards Lending Strategy US 101

William Mills

MAY 11, 2016

This approach makes a lot of sense– but not sure if it would meet the governance and compliance considerations of most banks and investment management firms. ^SR Under the scenario the consumer can transfer much-needed cash as well get cash (that was earned, not paid yet) so no payday or online lending debt is added.

Video 40

Video Lending social media Analytics 40

CB Insights

FEBRUARY 13, 2020

In an interview at CB Insights’ 2019 Future of Fintech conference, CFO and CPO William Gaybrick indicated that businesses are more constrained by developer resources than by capital. Stripe Connect and billing services help companies manage marketplaces, subscriptions. Business lending and corporate cards. Virtual card issuance.

Online 98

Online Company Retail Payments 98

Lex Sokolin

JANUARY 14, 2021

But regardless of all that, $1 trillion of value has indeed materialized and grown on blockchain-based financial networks since 2008. We love the robot as much as the next Fintech commentator. Banks can’t sell you stock (generally), and wealth managers can’t sell you bank accounts (generally). Second, Fintechs (e.g.,

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

But regardless of all that, $1 trillion of value has indeed materialized and grown on blockchain-based financial networks since 2008. We love the robot as much as the next Fintech commentator. Banks can’t sell you stock (generally), and wealth managers can’t sell you bank accounts (generally). Second, Fintechs (e.g.,

America 52

America Wyoming National Capital 52

Fintech Labs Insights

APRIL 19, 2017

Today, the company launched a securities-based lending option– a line of credit that allows its users borrow against their own savings accounts. In addition to managing these account types, the company offers Selling Plan , a program to help employees diversify their concentrated holdings of company stock.

California 18

California Lending Strategy Management 18

Fintech Labs Insights

JANUARY 30, 2017

“Over the last 12 years, we’re proud to say we’ve helped over a third of a million people get better interest rates for both borrowing and lending.” Both individuals and businesses (as long as they are not lenders themselves) are allowed to lend money through Zopa for investment purposes.

San Francisco 12

San Francisco Lending Millennials Capital 12

William Mills

MAY 11, 2016

CreditHQ helps businesses manage cashflow. Managing cash flow – targeted at small business in partnership with banks. ^KT. Here’s another solution for document management and origination. ^SR. Presenting a programmable cloud – a fintech platform. ^KT. David Carr (Innovation Manager). Karl Falk (CEO).

Video 40

Video Mobile social media Analytics 40

Fintech Labs Insights

JULY 6, 2016

Rosen served as an advisor to the company since 2013 and is taking the seat of Howard Lindzon who founded StockTwits in 2008. Rosen most recently served as CEO of Even Financial, a supply side platform for online lending. Prior to that he was general manager of financial media business MarketWatch.

San Diego 16

San Diego San Francisco Video Lending 16