PYMNTS

APRIL 6, 2017

International venture capital firm 83North announced that it has closed an oversubscribed new fund at $250 million, which will be used to invest in the best and brightest consumer and enterprise technology companies led by aspiring European and Israeli entrepreneurs. As we look to the future, the U.K.’s As we look to the future, the U.K.’s

Regional 122

Regional Capital New York California 122

PYMNTS

MARCH 12, 2018

Main Street businesses depend on community and regional banks for the financing necessary to get started, sustain operations, manage cash, make payroll and create well-paying jobs,” the letter stated. According to reports, the Senate is expected to pass the legislation this week.

Community Bank 110

Community Bank Community Regional Regulation 110

PYMNTS

MARCH 10, 2020

It’s a self-perpetuating scenario that keeps barriers to capital in place. In a recent conversation with PYMNTS, Raghav Mathur, head of data science and analytics at Singapore-based Grab Financial Group , discussed the opportunities in data technology that can address the region’s most pressing SMB lending needs.

Data 193

Data Lending Capital social media 193

PYMNTS

NOVEMBER 3, 2020

In particular, FLEETCOR is looking for companies to strengthen its position in the fuel, tolls, lodging, and payables spaces, and for companies operating in new regions. Access to capital hasn’t been this tight since the market meltdown of 2008, so motivated players are finding better, faster ways of moving B2B funds especially.

eBook 141

eBook Payments Regional Company 141

Abrigo

MARCH 20, 2015

For the largest of American financial institutions – those that much of the public banks with for checking, mortgages and auto loans – stress testing regulations have been passed and executed to avoid a repeat of 2008. The list highlights the top 20 banks within each region of the U.S. with the lowest Texas Ratios.

Texas 150

Texas Regional California Community Bank 150

Independent Banker

JANUARY 31, 2022

This region has the kind of energy that draws people to a place and helps them and their businesses thrive. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6 Capitalizing on an area’s growing popularity.

Texas 182

Texas San Antonio Community Bank Community 182

PYMNTS

MAY 22, 2018

A bill that would give regional banks a break on regulation was before the U.S. Groshans said that such financial institutions as Zions, Regions Financial, Citizens Financial, Huntington, American Express and Keycorp would benefit from the law. The Economic Growth, Regulatory Relief, and Consumer Protection Act , S.

Regulation 100

Regulation Regional Community Innovation 100

PYMNTS

MARCH 13, 2019

In its recent report, “ Insolvency Forecasts: Corporate insolvencies begin to rise ,” Atradis found that this year is expected to be the first since the 2008 financial crisis in which insolvencies rise, despite financial stimulus initiatives, loosening financial regulations and steady global economy growth in recent years.

Regional 108

Regional Analysis Marketing Retail 108

PYMNTS

JUNE 18, 2018

SMBs since the 2008 financial recession. Nearly a third (30 percent) of SMBs said they have plans to make capital outlays, while 18 percent said they expect to increase employment; 4 percent said they plan to increase inventories. percent increase in shares at mid-cap regional banks and a 12.1 percent in May, down from 40.2

Lending 112

Lending Community Bank Regional Community 112

PYMNTS

MARCH 10, 2020

In January eCommerce leader Wayfair had to thin its employee ranks to meet profit targets, and just this week regional Midwestern home furnishings retailer Art Van Furniture filed for bankruptcy with minimal customer notice. The business is still recovering from a severe downturn in demand during the 2008 financial crisis.

United States 130

United States Course Groups Retail 130

BankUnderground

FEBRUARY 16, 2021

Following the 2007/2008 global financial crisis, international regulators introduced a package of new banking regulations, known as Basel III. This includes a wider range of capital and liquidity requirements to protect banks from different risks. All else equal, it asks banks to have more capital if they perform riskier activities.

Regulation 75

Regulation Capital Examples Policies 75

Jeff For Banks

FEBRUARY 26, 2023

Suncrest started in 2008 with a $19 million capital raise, and did three small follow-ons of $5, $8, and $7 million to support growth. Ten years after opening Suncrest did another $25 million raise led by p/e firm Castle Creek Capital LLC. Having Ciaran onstage with Laura as a case study added credibility to the presentation.

Conference 78

Conference CA Arizona Case Study 78

PYMNTS

FEBRUARY 13, 2017

Things went off the rails, not surprisingly, in 2008 — courtesy of the financial crisis. More businesses opened than closed — until 2008. In the aftermath of 2008, only 20 counties — most of them rimming major cities and tech hubs — drove 50 percent of small business formation. The mix of these businesses is also very different.

Retail 134

Retail Innovation Maine Community 134

BankUnderground

JANUARY 27, 2021

Banks active in the disaster area after hurricane Katrina hit, increased their capital ratios by reducing risk-weighted assets. Only stand-alone banks, especially those with already high capital ratios, behaved this way. Those part of a bank holding company did not. The importance of local lenders. Financing credit demand shocks.

Lending 70

Lending Study Marketing Capital 70

PYMNTS

AUGUST 25, 2016

Though small businesses have suffered from a gap in financing availability post-2008, the demographic continues to shape the financial markets. in particular, a cross-section of states that CEO Douglas Bystry says has its own unique demands and impacts on regional economies. A Regional Reach.

Regulation 100

Regulation Lending Community California 100

Jeff For Banks

DECEMBER 12, 2017

Total return includes two components: capital appreciation and dividends. It is a turnaround story because the bank was hammered with credit problems between 2008-11, when it lost over $200 million. A princely some to a Bank with $107 million of capital at the time. This, naturally, eliminated many of the smaller, illiquid FIs.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Jeff For Banks

DECEMBER 12, 2016

Total return includes two components: capital appreciation and dividends. It is a turnaround story because the bank was hammered with credit problems between 2008-11, when it lost over $200 million. However, to exclude trading inefficiencies associated with illiquidity, I filtered for those FIs that trade over 1,000 shares per day.

North Dakota 60

North Dakota Minnesota West Virginia Arizona 60

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe went on to raise a seed round from Sequoia Capital, Andreessen Horowitz, SV Angel, and PayPal founders Peter Thiel and Elon Musk in 2011.

Online 98

Online Company Retail Payments 98

PYMNTS

OCTOBER 1, 2018

By 2008, the economy had lurched into crisis mode, and the world of credit suddenly become a very different place. And from 2008 on, LendingClub was in many ways the biggest, brightest flower in the garden, largely credited as the platform that set the ships of many P2P/marketplace lending platforms sailing. lending marketplace.

Lending 135

Lending Fraud Management San Francisco 135

FICO

SEPTEMBER 29, 2020

The impact of this crisis is expected to be even bigger than the 2008 crisis, with NPLs rising 6 to 8 times higher than normal in some areas. Not many had taken analytics into the prescriptive space, utilizing mathematical optimization to determine the best approach to the following: Capital adequacy – what is the best offer to the client?

Management 87

Management Analytics Data System 87

NCR

JULY 27, 2016

Back in 2008, the financial services provider was 158 years old, had been highly regard throughout its existence, and was the fourth-largest investment back in the country. And if that’s even a little bit true, let’s acknowledge it could affect wide swaths of the entire banking industry, and what all of us do.

Survey 40

Survey Regulation Boston Industry 40

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. 2008 called and wants its headlines back. Goes to Tom Brown and the Second Curve Capital team for the inspiring message from Clemson CEO Jim Clements. with Coinbase alone attracting $86 billion.

Community 216

Community Fintech Industry Innovation 216

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

MARCH 12, 2016

This week opened with Hector Barreto — the current Chair of the Latino Coalition and a former SBA Administrator from 2001-2008 – wondering what on Earth had happened to the economic message during this particular election season. Can someone please make capital available? 2) Can taxes be made comprehensible?

Taxes 50

Taxes South Carolina New Hampshire Maine 50

Jessica Ellerm

FEBRUARY 25, 2016

On Wednesday Australia’s Prime Minister Malcolm Turnbull and Treasurer Scott Morrison jointly announced the launch of a new fintech advisory panel, bringing together bankers and fintech leaders alike, and tasking its members with the job of making Australia the leading force in financial technology within the APAC region.

Fintech 40

Fintech Lending US Policies 40

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio) appears before ICBA community bankers in 2013 to explain ICBA-backed legislation he co-sponsored that would have increased minimum capital requirements on the country’s very largest banks, as well as provided important regulatory relief for community banks. Richard Shelby (R-Ala.) Shelby: Alabama roots.

Community Bank 70

Community Bank Alabama Ohio Community 70

CB Insights

DECEMBER 4, 2019

Although Bill Me Later was quickly scooped up by PayPal in 2008, Amazon has remained focused on reducing payment friction for customers. An RBC Capital Markets report put the average annual sales of an Amazon Go location at about $1.5M. As many as 3,000 Amazon Go locations could open by 2021, according to Bloomberg. in 2017 and 2.6%

Cards 101

Cards Lending Strategy US 101

CB Insights

DECEMBER 7, 2017

Banks have receded from mortgage lending for a host of reasons, principally because the cost of complying with strict regulation from the Consumer Financial Protection Bureau on loan qualification and capital requirements has made the business more expensive. This helped navigate fragmented regional regulations.

Millennials 69

Millennials Lending United States Technology 69

CB Insights

NOVEMBER 16, 2017

In venture capital, returns follow the power law — 80% of the wins come from 20% of the deals. Get the 65-page report on teardowns for Union Square Ventures, Andreessen Horowitz, Sequoia Capital, and more. JD.com took a huge risk by stepping into a major market and investor Capital Today made a $2.4B

Lending 78

Lending Capital Company Google 78

CB Insights

MARCH 6, 2019

Select investors : Amazon, Hummer Winblad Venture Partners, Bowman Capital Management LLC. Launched in February 1999, Pets.com sought to capitalize on widespread internet access and a $23B pet supplies market by selling products directly to consumers. Select Investors : IAC, Highland Capital Partners, FirstMark Capital.

Report 78

Report San Francisco Capital New York 78

CB Insights

NOVEMBER 22, 2017

Startups like Catalina Sea Ranch are capitalizing on the change and pursuing the first open-ocean fish farms on US waters. The EU embraced policy changes recommending the shift of aquaculture offshore back in 2002; by 2008, offshore farms were operational in Norway, Ireland, Italy, Spain, and several other countries. link] [link].

Study 45

Study Operations Regulation Regional 45

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. However, the model doesn’t currently allow companies to issue new shares, meaning that DPOs do not raise any capital for the company. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

CB Insights

MAY 23, 2019

Crescent Ridge Capital Partners’ elaborate Ponzi scheme. Select Investors: AllianceBernstein, Lightspeed Venture Partners, Glade Brook Capital Partners. Select Investors: CapitalG, Goldman Sachs Investment Partners, Pritzker Group Venture Capital. Select Investors: BlackRock, Norwest Venture Partners, Sands Capital.

Fraud 78

Fraud Las Vegas Company Video 78

CB Insights

OCTOBER 31, 2017

more than we, Kamil Kurmakaev and I, spent since the company’s inception in 2008 till August 2014. The initial 7 years were all about having negative working capital, positive cash flow and a sustained ability to fund our own growth. They have spent (in rubles) twice (!) And EVERYTHING has been lost or stolen — mostly lost.”.

Company 78

Company US San Francisco Capital 78

CB Insights

SEPTEMBER 26, 2018

Founded: 2008. Innovation centers across the globe in Boston, London, California, and Shanghai serve as regional hubs that can connect with local entrepreneurs, scientists, and technologies. It was given an initial capital investment from Pfizer of $600M and primarily focuses on investing in early-stage therapeutics companies.

Innovation 73

Innovation Cleveland New York New York City 73

CB Insights

MAY 10, 2018

Bain, whose co-founders would go on to start Bain Capital, had a particular expertise in finance from the beginning. Mitt Romney, center, began his career at BCG but made his real fortune as vice president of Bain & Company and co-founder of Bain Capital — specialization-wise, a fitting career move.

Strategy 78

Strategy Management Analytics Tools 78