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Should You Be Marking Loans To Market?

South State Correspondent

The AOCI is an accounting adjustment meant to reflect the economic value of assets and is the process of “marking loans to market.” In this article, we explore what signals marking your loans to market might send. It was back in August of 2007 when credit spreads started to widen. Capital got scarce.

Marketing 195
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A fistful of dollars: transmission of global funding shocks to emerging markets

BankUnderground

Emerging markets (EMs) have become more exposed to the global financial cycle in recent years. In a recent paper , we propose the use of money market rates to measure transmission of global funding shocks to EMs. Money markets have been shown to play an important role in transmission of global funding conditions.

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Commercial Credit Trends – Where to Tread Carefully

South State Correspondent

This data is critical for pricing, capital allocation, and marketing. For the first time since 2007, we are starting to see material signs of stress in the form of lower cash flows and less debt service coverage. The operative question is when commercial PODs will show a spike. Once again, it is time to play more defense.

Trends 195
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Bankruptcy Wave Hits Whole Foods Competitors

PYMNTS

food retailer to have filed for Chapter 11 bankruptcy so far this year — and, like predecessors Fairway and Lucky’s Market, it did so after trying to find a buyer. Four generations of the family had owned and operated a handful of Fairways in New York City, starting with a fruit-and-vegetable stand that opened in 1933.

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Chinese Officials Join US Politicians In Suddenly Falling Out Of Love With Big Tech 

PYMNTS

Pan Gongsheng as saying that officials criticized Ant for poor corporate governance, defiance of regulatory demands, illegal regulatory arbitrage, the use of its market advantage to squeeze out competitors and harming consumers’ legal interests. subprime mortgage industry’s collapse and the 2007-08 Great Recession.

US 168
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Investors Balk At Talk Of Alt-SME Lending Collapse

PYMNTS

The alternative small business lending market took home the biggest slice of cake this week with about $33.5 million worth of venture capital across two deals. But it was the big names from Google, Cisco and Hewlett-Packard that made for the week’s largest enterprise-focused venture capital round. SME Finance. SME lender EZBob.

Lending 100
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FinTechs Link With FIs Down Under And Beyond

PYMNTS

insurance giant Travelers (which operates in commercial property and personal insurance) has taken a majority stake in Canadian FinTech Zensurance , which in turn offers a platform through which corporates can buy and manage their insurance packages. That comes against a mortgage market that is worth about $1.7

Fintech 101