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What Innovators Can Learn From Netflix

PYMNTS

But the one thing that might work is taking a page from the innovation playbook that Netflix seems to have written and followed over the last 22 years. In 2007, Netflix introduced streaming services to further scratch that consumer itch. In the book, he freely admits that his formula might not work for every company.

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Decoupled Debit — Again?

PYMNTS

The year is 2007. Analysts at the time called this product “an historic opportunity” to bolster the merchant’s “corroding bottom lines,” and innovators rushed to build new applications to help them seize it. It’s the decoupled debit card. Merchants paid less when they accepted those cards. There’s only one problem.

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Fintech Hall of Fame: The Top Digital Innovations in Financial Services

Fintech Labs Insights

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

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Cardtronics Q3 Revenue Takes Hit From UK And Australia Declines

PYMNTS

. — the convenience store chain had worked with Cardtronics since 2007 for its ATM machines. Increased Allpoint and bank-branded transactions across many of our retailers drove 3 percent growth in our North America business, excluding the impact from 7-Eleven,” said Cardtronics CEO Edward H. Meanwhile, the U.K. now using them.

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What Payments Innovators Can Learn From Monkeys

PYMNTS

It also explains why some innovations in payments have been met with open arms by consumers and others given the cold shoulder. For 50 years, consumers have been trained to produce a plastic card of some kind at the point of sale to pay for something. And, they haven’t seen enough of a reward to commit to continuing.

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32 Corporate Innovation Labs In Retail

CB Insights

One popular choice: retail innovation labs. Learn about the technologies, innovations, and strategies that retailers can leverage this holiday season. From supply chain and inventory improvements to new payment options, these brands are going all in on digital. Coca-Cola — Development and Innovation Lab.

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Bump On The Road To National FinTech Charters?

PYMNTS

Separately, in news germane to the OCC, it has opened up a 45-day public comment period on a proposed Innovation Pilot Program encouraging banks to participate in pilots spanning as long as 24 months. It would allow banks to offer regulatory impact on innovations that include some tech-driven initiatives. lakh (roughly $1.6

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