Fintech Labs Insights

FEBRUARY 8, 2022

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. The FAB Score Ranking (Fintech Attention Barometer) is a proxy for the size of a private fintech company not based on product reviews. 5,200 Apply. *As

Online 15

Online Detroit Houston Utah 15

Fintech Labs Insights

JANUARY 25, 2022

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. We call it the FAB score, standing for Fintech Attention Barometer. Challenger Accounting/Bookkeeping Online Providers in the United States. Founded: 2006.

San Francisco 15

San Francisco Online Detroit Houston 15

Fintech Labs Insights

DECEMBER 15, 2021

We call it the FAB score, standing for Fintech Attention Barometer. Founded: 2006. Related: Top 15 Digital Online Bill Payment & Invoicing Solutions for U.S. Top 16 Digital & Online Insurance Providers for Small Businesses (SMB): Dec 2021. Table: Top U.S. Total Funding. Visits (Nov 21). 45,100,000. 33,200,000.

San Francisco 15

San Francisco Online Payments United States 15

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. It’s currently tied for 96th most valuable across all fintech, and 36th most valuable payments company. Full Fintech Unicorn List. Value Date.

United States 15

United States Fintech Utah Lending 15

Fintech Labs Insights

NOVEMBER 4, 2020

At FintechLIVE , we maintain a list of 21st century fintech unicorns* and update it at least monthly. Previously unrecognized: HealthEquity : The HSA (Health Savings Account) giant went public in 2014 and is currently valued at $4B Tinkoff Bank (TCS: LI): Public company founded in 2006 serving the Russian market. valuation. _.

Fintech 15

Fintech Atlanta Lending Company 15

Jeff For Banks

MARCH 3, 2018

More talk about fintech, dinosaur bankers, and flavors of the month. Online book stores. In 1998, they decided "why don't we sell everything online?" Didn't even exist in 2006. They have a heavily female customer base, and see opportunity to build an offering attractive to those that visit their stores and online space.

Apple 67

Apple Millennials Massachusetts FDIC 67

PYMNTS

JUNE 17, 2016

Unfortunately, “60 Minutes,” famous for investigative journalism, missed the really big story in FinTech. A few days later, one of the founding fathers of FinTech, Renaud Laplanche , was forced out of Lending Club, the peer-to-peer lender he founded in 2006, following scandals over loan disclosures and conflicts of interest.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100

Fintech Labs Insights

AUGUST 12, 2014

Fintech (note 1) has been part of YC from the beginning. The first class (Summer 2005) included one fintech startup, TextPayMe, among the eight companies. But as YC grew from 2005 to 2009, the number of fintech companies stayed at roughly 1 per year. You are almost guaranteed a multi-million funding. During the past 4.5

Fintech 26

Fintech Bitcoin Cards Online 26

Independent Banker

DECEMBER 29, 2015

ICBA warns of risks of online marketplace lending models. Online marketplace lenders are a new form of nonbank specialty lending that uses technology platforms to allow Wall Street and individual investors to directly fund loans to consumers and small businesses. Typical Practices of Online Lenders. By Howard Schneider.

San Francisco 70

San Francisco Lending New York City Online 70

Fintech Labs Insights

NOVEMBER 4, 2021

Lendio primarily markets directly to business owners online. Founded: 2011 (though it was originally founded in 2006 as FundingUtah). The 238 Fintech Unicorns of the 21st Century (Sep 2021). The company was heavily involved in the PPP program facilitating $8B in loans. Company Vitals. FAB Score = 127. Digital SMB Lenders. –

Utah 15

Utah Google Cards Lending 15

NCR

APRIL 11, 2018

That marks an increase of 50 percent from the end of 2012 (54 percent penetration) and compares to just three percent in December 2006. This presents an exciting opportunity for service providers of all kinds – from established banks to fintechs – but first you need to know what people want from the mobile channel.

Mobile 49

Mobile Meeting Regional Trends 49

PYMNTS

NOVEMBER 1, 2019

At an industry event earlier this week, Amazon officially announced that it is partnering with FinTech firm Paymentus to offer users the option of paying online or by voice using Alexa. Walmart and Green Dot are longtime collaborators, having working together on the Walmart MoneyCard program since it launched in 2006.

Payments 101

Payments Retail Florida Regulation 101

PYMNTS

AUGUST 23, 2018

When Renaud Laplanche founded LendingClub 12 years ago in 2006, the lending landscape was a very different place. When we left LendingClub in 2016, we started to think about the model we had created for online lending, and we thought there was so much more we could be doing with it than what we had done with LendingClub,” Laplanche said.

Lending 102

Lending Cards Tools How To 102

PYMNTS

SEPTEMBER 22, 2017

Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. The European Union is also gearing up to promote new, continent-wide mandates that would promote FinTech growth and investments, especially post-Brexit.

US 108

US Apple Innovation Regulation 108

Fintech Labs Insights

MAY 13, 2015

Slice Technologies is next with its platform that helps banks access and take advantage of customer online purchase data. The Slice Platform lets financial institutions build new features and functionalities based on a visitor’s online purchase profile, using the largest and most comprehensive set of online purchase data anywhere.

Data 12

Data California Online Strategy 12

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Trustpilot: NA. .

Atlanta 15

Atlanta Utah Miami DC 15

Lars Markull

JUNE 6, 2020

I have actually worked at a small Sparkasse in the North of Germany between 2006 – 2009 and thus remember the introduction and confusion by some customers in 2008 very well. Fintech challenges with IBAN. The adaptation of IBANs has reduced errors in payments under 0.1% in IBAN-countries.

Fintech 90

Fintech US Regulation Examples 90

Fintech Labs Insights

OCTOBER 7, 2016

Panowicz was educated at SGH Warsaw School of Economics where he earned an MA in Finance and Banking, and at Harvard Business School, where he received an MBA in 2006. The company launched Monedo Now , an online POS financing solution this summer designed to help empower the underbanked.

Technology 19

Technology Boston Leadership Conference 19

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Trustpilot: NA. .

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

SEPTEMBER 10, 2015

Empyr is an online-to-offline ad platform created for publishers such as banks and card issuers. Yet, there is no simple way to track a customer from the point of seeing an ad online to making a purchase offline, known as online-to-offline commerce. Get your tickets today and we’ll see you in New York Sep 16/17!

New York 12

New York Online Cards Branding 12

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Trustpilot: NA. .

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

OCTOBER 24, 2016

Service commerce solution PaySimple just closed its second round of funding since it was founded in 2006. The Colorado-based company anticipates the investment, which comes from Providence Strategic Growth, will fuel its efforts to market services online, automate payment acceptance, and deliver the solution to its customers.

Colorado 12

Colorado Online Customer Experience Tools 12

Fintech Labs Insights

JUNE 24, 2015

Xignite CEO Stephane Dubois added that his company’s cloud platform was uniquely positioned to serve the “billions of devices coming online every day.” A leading provider of market data cloud solutions, Xignite’s reputation as the data provider behind fintech’s most dramatic disruptors is well-earned.

Apple 12

Apple Data Marketing San Francisco 12

Fintech Labs Insights

SEPTEMBER 15, 2014

The 48 hours after Tim Cook revealed Apple''s long-rumored foray into payments were some of the most exciting times in fintech since the 1995 to 1997 period when most of the online "firsts" happened ( see note 1 ). And we''re seeing more thoughtful fintech posts in the past week than we used to see in an entire year.

Apple 32

Apple Cards Mobile United States 32

Fintech Labs Insights

JANUARY 18, 2017

billion online accounts. ThreatMetrix, which was founded in 2006, hopes to continue its strong growth into this year. Safeguarded 4,500 customers. Helped prevent $15 billion in fraud losses. Analyzed transactions from 4.5 billion devices (one third of which were on mobile). Protected 1.4

San Jose 12

San Jose Fraud Mobile Examples 12

Fintech Labs Insights

OCTOBER 25, 2016

Consumers can apply online with no hard credit inquiry and compare refinancing offers against their existing auto loan. Founded in 2006, Lending Club demoed at FinovateSpring 2009 and at the inaugural Finovate in 2007. This is still below the company’s $15 IPO price, however.

Lending 12

Lending California Company Cards 12

Fintech Labs Insights

MARCH 2, 2017

Lendio’s Ben Davis, chief franchising officer said, “Lendio franchisees bring a wealth of knowledge about local businesses and their capital requirements” to “Lendio’s already powerful online marketplace.” Founded in 2006, Lendio debuted at FinovateSpring 2011.

Lending 12

Lending Community Training Capital 12

Fintech Labs Insights

MARCH 14, 2016

A national, online marketplace for home services, HomeAdvisor helps connect homeowners with home repair, maintenance, and improvement resources. Founded in 2006 and based in San Francisco, Prosper demonstrated its technology at the very first Finovate conference in 2007.

San Francisco 12

San Francisco Colorado Conference Resources 12

PYMNTS

OCTOBER 30, 2019

The two companies already have a payments partnership, one that involves Walmart MoneyCard program and which launched in 2006. Not only is that payments deal being extended — a sign of how FinTech is starting to play ever more closely with retail — but the two businesses will create and launch a FinTech accelerator.

Retail 110

Retail social media Fintech Study 110

Lars Markull

JUNE 6, 2020

I have actually worked at a small Sparkasse in the North of Germany between 2006 – 2009 and thus remember the introduction and confusion by some customers in 2008 very well. Fintech challenges with IBAN. The adaptation of IBANs has reduced errors in payments under 0.1% in IBAN-countries.

Fintech 40

Fintech US Regulation Examples 40

CB Insights

AUGUST 14, 2018

Here’s Palm’s CEO: “We’ve learned and struggled for a few years here figuring out how to make a decent phone … PC guys are not going to just figure this out,” said then-Palm CEO Ed Colligan in 2006 , after news that Apple was developing a phone. ” said Motorola CEO Ed Zander, speaking at a conference in 2006.

Bitcoin 78

Bitcoin Apple Industry Nebraska 78

Fintech Labs Insights

AUGUST 19, 2016

Previewing the partnership, Xero CTO Craig Walker wrote on the company blog: “This update will deliver a seamless new checkout experience for customers that will make it easy for invoices to get paid as soon as they are received, using Xero’s online invoices and PayPal Express Checkout.”

San Jose 12

San Jose Payments California Conference 12

Fintech Labs Insights

DECEMBER 29, 2015

Detail holiday branch hours & service options (extra credit for a plug for online/mobile banking). Previous year-end holiday posts: 2014 , 2013 , 2012 , 2011 (big banks), 2011 (CUs/community banks), 2009 part 1 , 2009 part 2 , 2007 , 2006 , 2006 , 2004. Provide last-minute gift assistance via prepaid MasterCard/Visa cards.

Marketing 12

Marketing Milwaukee Maine Cards 12

Fintech Labs Insights

FEBRUARY 1, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In December, we added 7 new unicorns for a month-end total of 273. Their total market value is now $2.1 trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 271. Value ($B).

Fintech 15

Fintech Lending Technology Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In October, we added 22 new unicorns for a total of 260. Their total market value is now $2.23 trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. +

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

MAY 24, 2017

We have a penchant for innovation – we were the first company to offer genuine straight through online currency payments back in 2006. We now serve hundreds of thousands of customers and have a projected turnover of over £1bn. We’ve also been profitable since day one. Then we created a proper market for prepaid currency cards.

blockchain 25

blockchain Regulation Security Technology 25

Fintech Labs Insights

JANUARY 21, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In December, we added 7 new unicorns for a month-end total of 273. Their total market value is now $2.1 trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 266. trillion. .

Fintech 15

Fintech Lending Payments Security 15