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Fintech Hall of Fame: The Top Digital Innovations in Financial Services

Fintech Labs Insights

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

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Why The ICBA Is Fighting Industrial Loan Charters For FinTechs

PYMNTS

Before this year, the last time that happened was in 2006, when Walmart made a move on an ILC. And while much has been quiet on the ILC front ever since, as of 2017, two big FinTechs made them very visible again: Sofi in June and Square in mid-September. SoFi, due to other corporate issues , has already abandoned that effort.

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FinTech’s Bright Future Marred by Hype

PYMNTS

Unfortunately, “60 Minutes,” famous for investigative journalism, missed the really big story in FinTech. A few days later, one of the founding fathers of FinTech, Renaud Laplanche , was forced out of Lending Club, the peer-to-peer lender he founded in 2006, following scandals over loan disclosures and conflicts of interest.

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A Regulatory Oversight?

Independent Banker

ICBA warns of risks of online marketplace lending models. Online marketplace lenders are a new form of nonbank specialty lending that uses technology platforms to allow Wall Street and individual investors to directly fund loans to consumers and small businesses. Typical Practices of Online Lenders. capital policy.

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115 Fintech Unicorns of the 21st Century: Changes to the List (October 2020)

Fintech Labs Insights

At FintechLIVE , we maintain a list of 21st century fintech unicorns* and update it at least monthly. Previously unrecognized: HealthEquity : The HSA (Health Savings Account) giant went public in 2014 and is currently valued at $4B Tinkoff Bank (TCS: LI): Public company founded in 2006 serving the Russian market. valuation. _. *To

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Renaud Laplanche Wants To Reinvent Consumer Credit: Here’s How

PYMNTS

When Renaud Laplanche founded LendingClub 12 years ago in 2006, the lending landscape was a very different place. Most consumer and business lending was done through traditional banks, and to say that peer-to-peer (P2P) or marketplace lending was nascent would be overly generous.

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The 134 Fintech Unicorns of the 21st Century (Jan 2021 update)

Fintech Labs Insights

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. It’s currently tied for 96th most valuable across all fintech, and 36th most valuable payments company. Full Fintech Unicorn List. Value Date.