Fintech Labs Insights

JANUARY 25, 2022

When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. We call it the FAB score, standing for Fintech Attention Barometer. Challenger Accounting/Bookkeeping Online Providers in the United States. Founded: 2006.

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Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. trillion up from $1.25

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PYMNTS

AUGUST 23, 2018

When Renaud Laplanche founded LendingClub 12 years ago in 2006, the lending landscape was a very different place. When we left LendingClub in 2016, we started to think about the model we had created for online lending, and we thought there was so much more we could be doing with it than what we had done with LendingClub,” Laplanche said.

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Fintech Labs Insights

AUGUST 12, 2014

Fintech (note 1) has been part of YC from the beginning. The first class (Summer 2005) included one fintech startup, TextPayMe, among the eight companies. But as YC grew from 2005 to 2009, the number of fintech companies stayed at roughly 1 per year. PayTango [link] PayTango links the cards in your wallet to your fingerprints.

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Independent Banker

DECEMBER 29, 2015

ICBA warns of risks of online marketplace lending models. Online marketplace lenders are a new form of nonbank specialty lending that uses technology platforms to allow Wall Street and individual investors to directly fund loans to consumers and small businesses. Typical Practices of Online Lenders. By Howard Schneider.

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Fintech Labs Insights

NOVEMBER 4, 2021

They support most types of debt products from commercial loans to business credit cards. Lendio primarily markets directly to business owners online. Credit cards. Founded: 2011 (though it was originally founded in 2006 as FundingUtah). The 238 Fintech Unicorns of the 21st Century (Sep 2021). Commercial mortgages.

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NCR

APRIL 11, 2018

That marks an increase of 50 percent from the end of 2012 (54 percent penetration) and compares to just three percent in December 2006. This presents an exciting opportunity for service providers of all kinds – from established banks to fintechs – but first you need to know what people want from the mobile channel.

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PYMNTS

SEPTEMBER 22, 2017

Across the pond, estimates Innovate Finance and Pitchbook, the B2B FinTech market has gotten nearly half of all FinTech funding in the European Union through the past year. The European Union is also gearing up to promote new, continent-wide mandates that would promote FinTech growth and investments, especially post-Brexit.

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Fintech Labs Insights

SEPTEMBER 10, 2015

Empyr is an online-to-offline ad platform created for publishers such as banks and card issuers. It works with any debit or credit card. Yet, there is no simple way to track a customer from the point of seeing an ad online to making a purchase offline, known as online-to-offline commerce.

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Fintech Labs Insights

SEPTEMBER 15, 2014

The 48 hours after Tim Cook revealed Apple''s long-rumored foray into payments were some of the most exciting times in fintech since the 1995 to 1997 period when most of the online "firsts" happened ( see note 1 ). And we''re seeing more thoughtful fintech posts in the past week than we used to see in an entire year.

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Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Trustpilot: NA. .

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Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Trustpilot: NA. .

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Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Trustpilot: NA. .

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Fintech Labs Insights

OCTOBER 25, 2016

The California-based company, which already offers credit card debt refinancing, hopes to tap into the $1 trillion auto loan market. Consumers can apply online with no hard credit inquiry and compare refinancing offers against their existing auto loan. This is still below the company’s $15 IPO price, however.

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Fintech Labs Insights

MARCH 14, 2016

” Vermut says that homeowners will be able to borrow money for home financing projects via HomeAdvisor at rates lower than those typically accompanying credit cards. A national, online marketplace for home services, HomeAdvisor helps connect homeowners with home repair, maintenance, and improvement resources.

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Fintech Labs Insights

DECEMBER 29, 2015

There isn’t an abundance of deep thought about long-term financial plans, other than how to pay down inflated December credit card bills. Provide last-minute gift assistance via prepaid MasterCard/Visa cards. Detail holiday branch hours & service options (extra credit for a plug for online/mobile banking).

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Fintech Labs Insights

MAY 24, 2017

Named a 2016 Customer Service Awards Prepaid Currency Card Trusted Provider. Lee-Browne: Caxton is a payment and cards company founded 15 years ago with £25k, a phone, and an advert on Google. We have a penchant for innovation – we were the first company to offer genuine straight through online currency payments back in 2006.

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CB Insights

AUGUST 14, 2018

Here’s Palm’s CEO: “We’ve learned and struggled for a few years here figuring out how to make a decent phone … PC guys are not going to just figure this out,” said then-Palm CEO Ed Colligan in 2006 , after news that Apple was developing a phone. ” said Motorola CEO Ed Zander, speaking at a conference in 2006.

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Fintech Labs Insights

JANUARY 21, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In December, we added 7 new unicorns for a month-end total of 273. Their total market value is now $2.1 trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 266. trillion. .

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Fintech Labs Insights

NOVEMBER 22, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In October, we added 22 new unicorns for a total of 260. Their total market value is now $2.23 trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. +

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Fintech Labs Insights

DECEMBER 20, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In November, we added 9 new unicorns, and lost 3, for a month-end total of 266. Their total market value is now $2.23 trillion, down $30B from last month (essentially flat). Total market value = $2.20

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Fintech Labs Insights

DECEMBER 13, 2021

And it’s an area often lacking in traditional online banking services. We divided the payment providers into four categories: Charge card and expense management ( see our list here ). We call it the FAB score, standing for Fintech Attention Barometer. Founded: 2006. Bill payments and/or invoicing specialists (see below).

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Fintech Labs Insights

JULY 7, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Trulioo , Canadian fintech security company. Full Fintech Unicorn List. In June, we added 12 new unicorns for a total of 199. Their total market value is now $1.91 trillion, up $190B fro m last month. Total (June 30) = 198.

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Fintech Labs Insights

JUNE 3, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). US fintech insfrastructure. Full Fintech Unicorn List. In May, we added 16 new unicorns for a total of 187. Their total market value is now $1.72 trillion, up $50B from last month. Unicorn count: Beginning (May 1) = 171. +

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Fintech Labs Insights

AUGUST 10, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Danish card company Pleo. Full Fintech Unicorn List. In July, we added 10 new unicorns for a total of 208. Their total market value is now $2.0 trillion, up $120B fro m last month. Unicorn count: Beginning (July 1) = 198. +

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CB Insights

MAY 23, 2019

Mozido’s fintech fraud fiasco. WrkRiot’s short-lived house of cards falls down. Pixelon: Online video vaporware. Rishi Shah and Shradha Agarwal founded healthcare information startup Outcome Health in 2006 while the pair were still studying at Illinois’ Northwestern University. Total Funding: $1.1B.

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CB Insights

JANUARY 6, 2019

You can see our list of 30 fintech-focused corporate innovation labs here. Key People: Anthony Gregorio, Innovation Lab Senior Manager; Prat Vemana, VP Online; Albert Vita, Director of Strategy Insights. Walmart’s innovation lab is designed to help them stay competitive in the increasingly online and mobile world.

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Fintech Labs Insights

JUNE 22, 2015

online banking are rarer than the (not-so) mythical fintech unicorn. The company, founded in 2006, has raised $36 million in equity (mostly in 2010) and $6 million in debt. . And with BillGuard, users get credit/debit card transaction monitoring (powered by Yodlee ) for free. Fees in U.S. mo for the 3-bureau Ultimate.

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CB Insights

OCTOBER 10, 2017

These companies are making it easier to make a budget, invest, and buy stocks, as well as to get loans and credit cards. Many fintech companies out there are trying, very literally, to become the next Mint.com. debit & credit cards. A host of startups have emerged to capitalize on this trend. The secrets of user growth.

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CB Insights

OCTOBER 31, 2017

Doorman says it will no longer accept incoming shipments after September 29th and that those who use their Doorman address for online shipments should update their information. “We Raptr, the online optimization platform founded by former pro gamer Dennis “Thresh” Fong a decade ago, is about to be shuttered. Product: Raptr.

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CB Insights

MARCH 2, 2018

They also know how successful a retailer can be if it builds a leading e-commerce presence and brings a country into online retail. Those users combined to spend $18.38B on online retail from Sept ‘16 – Sept ‘17. Research from Morgan Stanley projects the online retail market will explode from $15B in 2016 to $200B in 2026.

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Fintech Labs Insights

APRIL 18, 2016

YC is less well known, but equally successful in the fintech vertical with Stripe and Zenefits , along with two Finovate alums, ZenPayroll and Coinbase , all in the $500+ million club (based on most recent funding). YC has hatched just 85 fintech companies (see list below), most in the past 30 months. Fintech Companies.

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Lex Sokolin

OCTOBER 14, 2020

Everyone complains about Amazon, but we all shop online. Peerless Lending Lending Club represents an era of Fintech credit. and by the way banking licenses are sort of hard to find in 2006?—?why You and I still bank at the financial incumbent for 80% of our needs, and send 5% into a Fintech digital lender for experimentation.

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