Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

MARCH 28, 2018

During Begor’s 35 years at General Electric, Equifax said he was in charge of multibillion-dollar business units as president and CEO of GE Energy Management from 2014 to 2016, president and CEO of GE Capital Real Estate from 2011 to 2014 and president and CEO of GE Capital Retail Finance (Synchrony Financial) from 2002 to 2011. “I

Leadership 100

Leadership Capital Data Analytics 100

PYMNTS

FEBRUARY 24, 2020

The issue was raised by Horan Capital analyst David Templeton in his Monday (Feb. percent pace, which is about average going back to the beginning of 2002. With news that Pier 1 Imports has filed for Chapter 11 bankruptcy, a new spotlight is on an old contention: The U.S. In fact, brick-and-mortar retail sales have increased at a 3.8

Retail 168

Retail Comparison Maine Online 168

PYMNTS

JUNE 15, 2020

There is an out-and-out frenzy to capitalize on the pandemic-fueled digital shift that gave consumers few options for accessing products and services over the last twelve weeks. Those who understand this will take a measured approach to capitalizing on this extraordinary opportunity by playing offense, not defense.

Innovation 214

Innovation Mobile Capital Operations 214

PYMNTS

JULY 26, 2016

“We are excited to build upon its strong foundation as we seek to capitalize on a significant market opportunity. ” LVMH bought Donna Karan in 2002 for around $243 million.

Branding 100

Branding New York Capital Groups 100

PYMNTS

MARCH 16, 2016

In his place, corporate venture capital leader Claudia Fan Munce assumed his seat on the board as of Monday, though Anderson will remain with the retailer until its yearly shareholder conference in June. “I

Minneapolis 100

Minneapolis Leadership Conference Retail 100

PYMNTS

SEPTEMBER 29, 2016

Cosi has been traded on the Nasdaq since 2002 and saw its share price peak at around $40 per share in 2006. This was a difficult step, but it was necessary to address our liquidity issues,” Patrick Bennett, interim CEO of Cosi, said in a statement. “We

Boston 100

Boston Capital Branding Company 100

PYMNTS

OCTOBER 21, 2020

It has also done a solid job of staying in touch with its audience during the pandemic with contests and other community outreach programs as it capitalizes on retail partnerships including marketplaces like Amazon, Target, and Walmart. Carson says he sees a broader shift is also underway with educational-oriented toys.

Nebraska 142

Nebraska social media Retail Marketing 142

BankUnderground

AUGUST 11, 2022

The resulting data set contains detailed information on all start-ups established between 2002 and 2019 in Croatia, Denmark, Finland, France, Italy, Lithuania, the Netherlands, Slovenia, Spain and Sweden. percentage point higher rate, while the capital-intensive ones a 27.6 Corporate taxation as a policy instrument.

Taxes 94

Taxes Policies Exercises Examples 94

CFPB Monitor

JANUARY 9, 2017

Mr. Atkins is an attorney who served as a commissioner on the SEC from 2002 to 2008. Lindsay is an attorney who currently is the Managing Director and General Counsel of Capital Markets and Corporate Reporting at Citigroup Inc. Julie Bell Lindsay.

Leadership 60

Leadership FDIC Policies Compliance 60

PYMNTS

NOVEMBER 6, 2018

That retailer would be Five Below, which, after opening its doors in 2002, called itself “the Five-and-Dime for the iPod Generation” in a 2011 press release. At the same time, the WSJ reported that a KeyBanc Capital Markets study found that Five Below was less expensive than Amazon for a 67-product basket. The New Five-And-Dime Store.

Maine 139

Maine Retail Pennsylvania Study 139

Celent Banking

FEBRUARY 20, 2016

responded to Google’s innovation quite awkwardly, first partnering with Google, then walking away from the partnership in 2004 as it sought to exploit the technology of acquired businesses such as Inktomi (2002) and AltaVista (2003). After a dalliance with Microsoft’s Bing in 2010, Yahoo!

Google 100

Google Innovation Taxes Marketing 100

FICO

MAY 30, 2017

Our analysis shows that: Average credit lines on “Classic” cards (which excludes Premium cards, Student cards and Irish-issued cards) have grown 50% since 2002 to £5,062. In January 2002 Classic average credit lines were 35% lower than Premium cards. With the Basel Capital Requirements, it was again expected this would take place.

Cards 45

Cards Data Strategy Analysis 45

Jeff For Banks

JANUARY 3, 2012

It was in the aftermath that capital, the denominator in the return on equity calculation, resumed its place as king. During the period 2002-07, when loan growth outpaced the ability to fund it, FIs took on more FHLB borrowings and high cost deposits. It doesn''t matter if it is banking, retailing, or widget making. Analysts take note.

Atlanta 91

Atlanta Capital FDIC US 91

Jeff For Banks

JUNE 2, 2023

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” By comparison, non-high-tech industries lost 689,000 jobs between 2001 and 2002 but recovered the lost jobs by 2004. To you, manage your interest rate risk.

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

AUGUST 11, 2020

trillion market capitalization — almost double where it was just two years ago. The nation’s first 3G network first started construction in January 2002 and covered the majority of the country by the iPhone’s launch in 2007. Apple stock is trading at about $446 as of Tuesday (Aug. 11), giving the company a roughly $1.91

Apple 120

Apple Video Marketing Mobile 120

CB Insights

APRIL 17, 2018

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

San Francisco 71

San Francisco CA Capital Operations 71

PYMNTS

APRIL 6, 2016

According to seasonally adjusted data from BLS, in fact, employment numbers in the two sectors have been on their current divergent courses since 2002, when retail first overtook manufacturing. And while the number of retail jobs in the U.S. Noting, in an op-ed piece for Investor’s Business Daily , that the bulk of the new jobs in the U.S.

Retail 100

Retail Company Industry Trends 100

PYMNTS

NOVEMBER 5, 2016

Humphreys wrote in a 2002 study called “The Economic Impact of Postseason Play in Professional Sports.”. Airbnb hosts weren’t the only one looking to capitalize on the World Series frenzy and the possibility of the Cubs being able to lift its long-standing curse.

Chicago 100

Chicago Cleveland Study Report 100

Jeff For Banks

APRIL 14, 2022

Oil Capital: The History of American Oil, Wildcatters, Independents and Their Bankers 2016 Dwight L. A Term at the Fed: An Insider's View 2004 John Moody Moody, John The Masters of Capital: A Chronicle of Wall Street 2012 George S. Bonadio Bonadio, Felice A. Giannini: Banker of America 1994 Richard X. Bove Bove, Richard X.

America 78

America National Denver United States 78

Jeff For Banks

DECEMBER 12, 2017

Total return includes two components: capital appreciation and dividends. Actually, the Bank had a one-time after tax litigation settlement (from a 2002-04 event) of $6.2 A princely some to a Bank with $107 million of capital at the time. This, naturally, eliminated many of the smaller, illiquid FIs. million on assets of $1.4

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

FEBRUARY 24, 2020

Over the last decade, innovators have capitalized on the consumers’ growing desire to save time, using mobile devices and apps to create any number of ways to do that. movies they saw in 2002. Consumers increasingly use mobile phones and other connected devices and apps to make the most of the daily activities that fill those 24 hours.

Innovation 209

Innovation Study Mobile Online 209

Banking 2020

NOVEMBER 24, 2014

Animation aside, that would probably be Moneyball , an absorbing analysis of the moves made by Oakland As manager Billy Beane to rely more on technology-driven data than old-school scouting to put together his 2002 roster. To be clear, it’s not as if the regulatory bodies have kept their hands completely off this market.

Oakland 70

Oakland Analytics Regulation Examples 70

Fintech Labs Insights

DECEMBER 7, 2020

Personal Capital. Nov 2019 round. Root Insurance. Oct 2020 IPO. United States. Duck Creek. 2-Dec-2020. United States. HealthEquity. 2-Dec-2020. United States. Checkout.com. June 2020 round. Feb 2020 round. Plaid Technologies. United States. United States. Cardlytics. 2-Dec-2020. United States. Oscar Health. Mar 2018 round. United States.

United States 15

United States Fintech Portland Oregon 15

Fintech Labs Insights

FEBRUARY 2, 2021

Personal Capital. Q2 Holdings. 2-feb-2021. United States. Credit Karma. United States. 2-feb-2021. United States. HealthEquity. 2-feb-2021. United States. Nov 2019 round. United Kingdom. Estimate based on 2021 IPO value. Root Insurance. Oct 2020 IPO. May 2020 round. Jan 2021 round. United States. Oscar Health. Mar 2018 round. United States.

United States 15

United States Fintech Utah Software 15

Fintech Labs Insights

FEBRUARY 2, 2021

Personal Capital. Q2 Holdings. 2-feb-2021. United States. Credit Karma. United States. 2-feb-2021. United States. HealthEquity. 2-feb-2021. United States. Nov 2019 round. United Kingdom. Estimate based on 2021 IPO value. Root Insurance. Oct 2020 IPO. May 2020 round. Jan 2021 round. United States. Oscar Health. Mar 2018 round. United States.

United States 15

United States Fintech Utah Lending 15

Banking 2020

NOVEMBER 24, 2014

Animation aside, that would probably be Moneyball , an absorbing analysis of the moves made by Oakland As manager Billy Beane to rely more on technology-driven data than old-school scouting to put together his 2002 roster. To be clear, it’s not as if the regulatory bodies have kept their hands completely off this market.

Oakland 42

Oakland Analytics Regulation Examples 42

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. For example, the dotcom company eToys filed suit against Goldman Sachs claiming exactly that in 2002. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

CB Insights

JULY 18, 2018

This CRM software unicorn was founded in 2002 under the name Agilsys, and began with just 1,300 customers. Mu Sigma’s 2006 homepage boasts some interesting design, punctuation, and capitalization choices, but the company still managed to grow to a $1B valuation. Current valuation: $10.4B. Website as of: February 2010.

Company 65

Company Video Bitcoin Survey 65

CB Insights

DECEMBER 19, 2017

Summary: Toys “R” Us was the third largest bankruptcy in the US (after KMart in 2002 and Federated Department Stores, now Macy’s, in 1990). Summary: Another victim to financial woes and a leveraged buyout (by Bain Capital in 2010), Gymboree filed for Chapter 11 protection in June 2017. Toys “R” Us.

Retail 78

Retail Branding Company Capital 78

PYMNTS

AUGUST 21, 2017

million from Benchmark Capital and changed its name to eBay. Four years later, in 2002, eBay announced that it would buy PayPal for $1.5 Two years after the successful sale of that broken laser pointer, Omidyar raised $6.7 A year later, in March of 1998, Meg Whitman was hired as president and CEO. With a market cap of $37.2

Online 128

Online Retail San Francisco Mobile 128

Fintech Labs Insights

APRIL 16, 2020

The pull-back was swift and crushing with the Nasdaq falling 78% from its peak in March 2000 to the low point in Oct 2002 (a 2.5 And it took the rest of the decade for the capital to gravitate to all the good ideas. year run from high to low; for comparison the S&P dropped 48%). Projects were halted.

Fintech 15

Fintech UX Community Comparison 15

CB Insights

NOVEMBER 22, 2017

Startups like Catalina Sea Ranch are capitalizing on the change and pursuing the first open-ocean fish farms on US waters. The EU embraced policy changes recommending the shift of aquaculture offshore back in 2002; by 2008, offshore farms were operational in Norway, Ireland, Italy, Spain, and several other countries.

Study 45

Study Operations Regulation Regional 45

CB Insights

OCTOBER 29, 2018

In the early 2000s, venerable retailers Sears and Kmart began losing ground to Walmart and Target, with Kmart even filing for Chapter 11 in 2002. Eager to get in on the action and capitalize on the growing number of Latin American internet users, the Spanish telecom company Terra Networks purchased Lycos in a $12.5B Date: June 1998.

Google 76

Google Software Innovation Company 76

PYMNTS

JULY 18, 2016

Blockbuster filed for bankruptcy in 2010 with a market cap of $12 million, down from $4 billion just a decade before in 2002 — the year that Netflix IPO’d. A year and $2 million in seed capital later, Hastings and a partner founded Netflix. Netflix turned that opportunity into the $42 billion business that it is today.

Payments 100

Payments Video Marketing Course 100

PYMNTS

FEBRUARY 5, 2018

Three years later, in 2002, eBay bought PayPal for $1.5 PayPal comprised 70 percent back in 2002, and almost surely a lot more today. More sellers with stuff to unload jumped on board with eBay, knowing buyers now had an easy way to pay them — one that accelerated the time to get money into their bank accounts. eBay’s Groundhog Day.

Online 112

Online Payments Fraud Cards 112

CB Insights

FEBRUARY 28, 2019

Brown, instead of managers getting stock options or guaranteed bonuses, every manager got paid $7,800 a year (the equivalent of about $14,500 today), plus “a designated percentage of the profits of the company after these are reduced by a charge for capital employed.”. The result of this type of plan was to make each manager at H.

Omaha 78

Omaha Company Capital Management 78