ZootBlog

JANUARY 25, 2017

The year 2016 has come and gone but I wanted to provide a recap of the most read Zoot blog posts from last year just as a reminder that although industry news is ever changing, some topics seem to resurface year after year. I’m excited for the year ahead and look forward to sharing new industry insights and opinions.

Lending 60

Lending Customer Experience Fraud Google 60

Abrigo

JULY 7, 2022

With thousands of banks and credit unions pushing to implement the current expected credit loss, or CECL, accounting standard by the 2023 deadline, auditor and regulatory expectations are top of mind. Implementing CECL for Large and Small Banks: A Discussion with Two Recent Adopters. Communication Urged. keep me informed. Learn More.

Regulation 195

Regulation Management Video Data 195

Independent Banker

APRIL 30, 2022

Ashley Horner (right), senior vice president and SBA loan administrator, shown with portfolio manager Melanie Elmore, says Summit Bank is on track to make $30 million in SBA loans this year. First Business Bank in Madison, Wis., billion asset community bank. Honor Bank in Honor, Mich., Photo: Jon Christopher Meyers.

Lending 158

Lending Community St. Louis Community Bank 158

PYMNTS

FEBRUARY 13, 2017

SMEs visit bank branches to make deposits , according to a new survey by Mercator Advisory Group that examined how small business owners interact with their banks. Their 2016 Small Business Payments and Banking Survey found that, after teller deposits, SMEs visit their physical bank branches to make ATM deposits (47 percent).

Survey 122

Survey Analysis Lending ATM 122

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk.

Risk Management 195

Risk Management Examples social media Management 195

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? By Katie Kuehner-Hebert.

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

JUNE 20, 2018

A look at some of Hyperwallet’s recent moves gives a good idea of why he has that outlook. The development of gig work into a meaningful, vital source of income was a topic of discussion last year in an interview that Hyperwallet CEO Brent Warrington did with Webster. Gig and Freelance Payments.

Payments 104

Payments Online Company Marketing 104

William Mills

APRIL 21, 2016

The Mortgage Bankers Association’s National Technology in Mortgage Banking Conference and Expo was held April 3 rd through 6 th in sunny Los Angeles, California. Discussions were driven by themes that are currently transforming the mortgage industry, one being the idea of customer experience.

Conference 40

Conference Los Angeles Customer Experience Millennials 40

Gonzobanker

OCTOBER 14, 2016

Linkner took the audience through an exercise where Sam came up with a (hopefully) good banking industry idea while role playing Neil Young for 5 minutes. American Banker’s Robert Barba with Zions Bank CIO Joe Reilly. Granted, we may be a bit biased here as we lead a session on the related topic of Platformification ).

Compliance 60

Compliance Conference Fintech Mobile 60

Gonzobanker

JULY 10, 2020

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. Despite their opposing outlooks for capital recovery, banking leaders coming out of the mindshare grab of COVID-19 and PPP loans now need to get their teams aligned around adjustments, priorities and focus areas.

Risk Management 88

Risk Management Capital Strategy social media 88

FICO

APRIL 21, 2020

We’ve been seeing major technological advancements in most industries – including healthcare, banking, and hospitality. In the third installment of my series , here are some insights about the future of banking and what small business lenders should prepare for in a post-Coronavirus economy.

Community Bank 75

Community Bank Community Lending Fraud 75

BankUnderground

MAY 26, 2020

In a recent paper we use the universe of UK loan-level mortgage data to construct an accurate measure of the proportion of households that are close to the limits of what banks will lend them. This is an emerging area of research, facilitated by new detailed micro-level datasets, and there’s much more for the profession to do on this topic.

Policies 65

Policies US Exercises Data 65

PYMNTS

DECEMBER 26, 2018

Don’t think of them as mere podcasts — though PYMNTS certainly does a lot of podcasts, discussing with payments and commerce experts the hottest topics of the day, with each conversation not only digging into the past and present but having an outlook toward the future. No, think of them as miniature seminars.

blockchain 157

blockchain Payments Online Innovation 157

FICO

DECEMBER 9, 2019

As the industry has grappled with ensuring the Right Outcome, the outcome sought by the borrower and let’s face it in this election campaign the politicians, seems to be to borrow more and spend lots! EU Economic Outlook. We may see more special purpose vehicles — “bad banks” — being set up if they can’t sell the debt.

Analytics 52

Analytics Regional Strategy Regulation 52

FICO

JULY 6, 2020

As an industry we have always been proactive about predelinquency. Data, such as open banking transactional profiling, that gives unparalleled insight into a consumer’s changing spending behaviour, is already recognised as key. Industry sector and role within. The duration of impact. The disposable income.

Analytics 52

Analytics Strategy Data Management 52

CB Insights

JULY 23, 2020

On the topic of immunity passports, there is still speculation as to what “immunity” really means, and whether having antibodies necessarily equates to immunity from reinfection. Our public report on the 9 industries that biometric technology could transform is available here. Remote Work Startups. Work From Home.

Meeting 101

Meeting Tools Survey Company 101

Fintech Labs Insights

DECEMBER 9, 2016

But most in the wealth management industry are nevertheless making preparations in the event the rule (announced this spring and to be rolled out next spring) is kept. The recent agreement and investment between Citizens Bank and SigFig to help the former build out a roboadvisory platform is an example of this approach.

Trends 12

Trends Millennials Management Data 12