Perficient

APRIL 8, 2024

Addressing these deficiencies required a comprehensive approach, leading to the establishment of critical programs like the US Bank Holding Company (BHC) regulatory and comprehensive capital analysis and review (CCAR) program. Interested in how Perficient can transform your business?

Compliance 221

Compliance Management Guidelines Risk Management 221

Abrigo

JULY 25, 2017

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. How did we get here? Ashbaugh’s presentation begins with a quick summary of why regulators care about HVCRE.

Risk Management 150

Risk Management Management Capital Lending 150

Celent Banking

DECEMBER 13, 2016

Source: Oliver Wyman, Celent Celent, through its work with Oliver Wyman, estimates the cost to US financial institutions of undertaking due diligence and assessment of new third party engagements to be ~ $750 million per year. The top ten US banks average between 20,000 and 50,000 third party relationships.

Risk Management 100

Risk Management Management Exercises FDIC 100

Celent Banking

DECEMBER 12, 2016

Celent, through its work with Oliver Wyman, estimates the cost to US financial institutions of undertaking due diligence and assessment of new third party engagements to be ~ $750 million per year. The top ten US banks average between 20,000 and 50,000 third party relationships.

Risk Management 100

Risk Management Management Exercises FDIC 100

South State Correspondent

APRIL 4, 2024

Unlike previous spikes in debt levels, the projected debt increases are being driven by financing gaps in Medicare and Social Security, and the rapid aging of the US population drives demand for both. Community banks must deliver best-of-class treasury management products to capture this valuable banking product.

Risk Management 195

Risk Management Community Bank Policies Community 195

Insights on Business

JANUARY 8, 2019

But what has this got to do with risk management I hear you ask? Well, one of the biggest potential uses of quantum computers is a simulation. The more complicated technical term is superposition, but let’s not worry about it at this stage. IBM 50Q: An IBM cryostat wired for a 50 qubit system. Live long and prosper.”.

Risk Management 107

Risk Management Management Course Big Data 107

Banking Exchange

AUGUST 18, 2021

Although bankers remain positive about the future economic conditions, many are concerned the spike in housing prices poses a serious risk to the US economy Risk Management Feature3 Financial Research Feature Financial Trends The Economy.

US 78

US Risk Management Trends Management 78

Perficient

APRIL 11, 2023

In our experience, the control environment and the identification and evaluation of risks are often non-IT risks and are usually documented best via a series of facilitated workshops run by risk management professionals and involving professionals from the front, back, and middle offices.

Risk Management 275

Risk Management Tools Exercises United States 275

Banking Exchange

AUGUST 16, 2021

Research from Fitch finds even well-prepared banks could suffer from ‘tail events’ from major cyberattacks Risk Management Feature3 Feature Cyberfraud/ID Theft.

System 148

System Risk Management US Management 148

Banking Exchange

NOVEMBER 22, 2021

OCC, Board, FDIC will require banks to report incidents within 36 hours Compliance Compliance Management Compliance/Regulatory Cyberfraud/ID Theft Security Mobile Online Core Systems Risk Management Technology Feature Feature3.

System 159

System FDIC Risk Management Compliance 159

Banking Exchange

FEBRUARY 22, 2021

Research from the Federal Reserve noted profitability and capital positions improved in H2 2020 Financial Research The Economy Feature Fair Lending Feature3 Risk Management Covid19 PPP.

US 130

US Risk Management Lending Capital 130

The Paypers

NOVEMBER 5, 2021

US-based Fusion Risk Management has delivered a solution to augment organisations to deliver real-time data-driven responses for large scale events and helps plan management.

Risk Management 34

Risk Management Management US Data 34

FICO

APRIL 3, 2020

The importance of Third-Party Risk Management is growing, and by association cybersecurity risk assessment. FICO has successfully partnered with US mobile carrier T-Mobile to meet this challenge. . Read the recent Dark Reading piece on this topic.

Risk Management 52

Risk Management Mobile Management Compliance 52

Banking Exchange

SEPTEMBER 14, 2020

The biggest three banks in the US also recorded the biggest drops in market capitalization in the year to August Risk Management Feature3 Feature Covid19.

US 78

US Risk Management Capital Management 78

Perficient

NOVEMBER 17, 2023

In our previous article, “ Transaction Accounts: Analyzing Deposit Stickiness in the Current Interest Rate Environment ,” Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) explored the sharp decline in transaction account balances over an 18-month period. Contact us today!

Retail 221

Retail FDIC Risk Management Management 221

FICO

APRIL 3, 2020

The importance of Third-Party Risk Management is growing, and by association cybersecurity risk assessment. FICO has successfully partnered with US mobile carrier T-Mobile to meet this challenge. . Updating our board from a risk perspective is very important. Read the recent Dark Reading piece on this topic.

Risk Management 52

Risk Management Mobile Management Compliance 52

Perficient

DECEMBER 1, 2023

Immediately following the Silicon Valley Bank (SVB) failure, Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) swiftly analyzed publicly available documents, providing readers with a comprehensive breakdown of the bank’s failure.

FDIC 221

FDIC Risk Management Regulation Leadership 221

Perficient

NOVEMBER 10, 2023

This being the first blog post in a series of blogs by Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE), we will be investigating the deposit structures of non-client banks over time. Contact us today and let’s explore your financial questions together.

Risk Management 221

Risk Management United States FDIC Compliance 221

The Banker

FEBRUARY 12, 2020

The normal rules do not apply when confronted by extreme risk such as the coronavirus outbreak, writes the chairman of the European Risk Management Council.

Risk Management 28

Risk Management Management US 28

Banking Exchange

JULY 22, 2020

EU and UK banks could be in a far worse position than their US peers following the COVID-19 pandemic, research has shown Risk Management Feature Management Financial Trends Feature3 Covid19 Compliance.

US 78

US Risk Management Compliance Trends 78

Bobsguide

SEPTEMBER 28, 2017

Won, Founder and Managing Director, Global Risk Management Advisors, Inc. & Damian Handzy, Global Head of Risk, StatPro. On October 13, 2016, the US Securities and Exchange Commission (SEC) approved new and comprehensive rules to address liquidity risks for mutual funds.

Risk Management 60

Risk Management Management Operations Report 60

South State Correspondent

MAY 7, 2024

The Root Causes It appears to us that Republic Bank did not properly manage its duration and interest rate risk. Instead, our industry must insist that bank risk managers be held to a higher standard that includes using modern, simple, and inexpensive risk mitigation models and techniques.

Risk Management 195

Risk Management Security Management Groups 195

Banking Exchange

MAY 12, 2021

Nearly two thirds believe their bank to be in a strong position, survey shows Risk Management Retail Banking Technology Feature3 Financial Research Feature Financial Trends The Economy Covid19 PPP Online Mobile.

US 97

US Risk Management Survey Trends 97

Banking Exchange

MARCH 25, 2020

The new study aims to collate the views and responses of mid-tier US banks to the COVID-19 pandemic Risk Management Feature3 Feature Human Resources Management Financial Trends Compliance.

Study 78

Study US Risk Management Resources 78

Perficient

FEBRUARY 27, 2023

The payments industry is no different, and we’re quickly approaching a new intersection point due to the Real-time Payments’ movement into the US. These days, as the US prepares to embrace real-time payments in 2023, the intersection of real-time payments and automation has become a key point of discussion.

North Carolina 275

North Carolina Charlotte Payments US 275

Banking Exchange

DECEMBER 21, 2021

on the previous quarter Risk Management Feature Feature3 Commercial The Economy Financial Research Financial Trends. Trading revenue declined by $1.3 billion, down 15.5%

Risk Management 78

Risk Management US Trends Management 78

The Paypers

JULY 14, 2023

US-based Shield and LeapXpert have revealed that financial institutions struggle to monitor employee communications on messaging apps despite substantial fines.

Risk Management 36

Risk Management Management Report US 36

The Paypers

JUNE 10, 2020

US-based financial service provider Conformance Technologies has announced that Atlantic Pacific Processing Systems (APPS) will use its solution for real-time risk management.

Risk Management 28

Risk Management Technology Management US 28

Abrigo

DECEMBER 14, 2023

What specific technologies would you like to see us pursue for a better customer experience? What specific lines of business are we not offering that would make us more competitive with our peers? What is a measurable feature of our financial institution that you think sets us apart or makes us unique?

Lending 221

Lending Risk Management Meeting Survey 221

PYMNTS

DECEMBER 16, 2016

This critical information will help us identify and act on trends that warn of another crisis or that show credit is too constricted.”. “Our Consumer Credit Trends tool can chart the state of consumer markets,” said CFPB Director Richard Cordray in the press release announcing the beta launch of the new web-based tool.

Tools 100

Tools Risk Management Cards Management 100

PYMNTS

APRIL 26, 2017

Our clients see where the market is going first and let us know where it is meaningful for their organization to add a missing piece to become more competitive. It is challenging to see where the market is going if you’re not dealing directly with the market. Q: What is the most innovative thing you’ve ever done?

Risk Management 100

Risk Management Management Innovation Resources 100

PYMNTS

APRIL 26, 2020

This heavily influences risk management and regional exposure, which comes at the expense of clients abroad.”. “Every bank is under the cosh of its national regulators, who in times of crisis show a huge home bias,” said Jan Pieter Krahnen, director of the Center for Financial Studies at the University of Frankfurt, according to FT.

US 143

US Regional America Lending 143

FICO

JUNE 1, 2023

The following card performance metrics help us understand the impact of the macro environment on the credit card industry at an aggregate level. These figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution.

Trends 52

Trends Industry US Cards 52

Banking Exchange

MARCH 18, 2020

Credit rating agency KBRA is confident of capital positions but warns on banks exposed to hospitality, agriculture and energy Risk Management Feature3 Feature Management Financial Trends The Economy.

Risk Management 78

Risk Management US Trends Capital 78

Banking Exchange

NOVEMBER 23, 2020

US banks should brace for a rapid increase in delinquencies and charge-offs, according to the research Risk Management Feature3 Feature Mortgage Fair Lending Credit Risk Compliance Management Compliance/Regulatory Mortgage Compliance Mortgage/CRE Duties Financial Research The Economy.

Risk Management 148

Risk Management Compliance Lending US 148

Banking Exchange

NOVEMBER 16, 2022

FTX filed for bankruptcy last week, but the OCC says US banks were largely unaffected Risk Management Technology Feature Feature3 Cryptocurrency Blockchain Bitcoin.

Risk Management 78

Risk Management Bitcoin cryptocurrency blockchain 78

Perficient

AUGUST 16, 2023

While Silicon Valley Bank showed bank executives the dangers of having a long-term fixed-rate securities portfolio and a short-term deposit structure, ( 7 Possible Causes of SVB Failure and Predicting the Impact on Regulatory Reporting ) this bank failure reminds us that even a well-established firm can be brought down by fraud.

United States 221

United States Kansas FDIC Risk Management 221