PYMNTS

SEPTEMBER 20, 2018

ProfitStars , the Jack Henry & Associates division that provides risk management solutions for financial institutions, announced its latest fraud tool on Wednesday (Sept.

Fraud 156

Fraud Online Analytics Tools 156

American Banker

SEPTEMBER 12, 2016

Heightened risk management standards and the "three lines of defense" are supposed to help banks ward off scandal, but they failed miserably.

Risk Management 28

Risk Management Management Tools Regional 28

PYMNTS

MARCH 12, 2020

Equiniti Eyes APIs for Risk Management. Equiniti Group recently revealed its adoption of Codat’s accounting integration API for its Equiniti Riskfactor solution, a tie-up that will see Equiniti’s risk management operations embrace API technology to promote automatic data sharing from small businesses.

Lending 194

Lending Risk Management Fintech Community 194

PYMNTS

APRIL 16, 2020

Currencycloud is connecting regional banks to advanced FX and global payments technologies, while the firm’s founder, Nigel Verdon, is also targeting Banking-as-a-Service with his new startup, Railsbank. Deloitte, Unqork, Plaid Debut Lending-as-a-Service Tool. Plaid is unlocking payroll data to ease access to federal financing.

Data 167

Data Lending Regional Fintech 167

Abrigo

SEPTEMBER 10, 2021

The Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (USA PATRIOT Act) was signed into law on October 26, 2001, just over a month after the attacks. USA PATRIOT Act enacted. After the 9/11 attacks, notably the quickest passing of a bipartisan law was enacted.

Training 195

Training Risk Management Pennsylvania Resources 195

South State Correspondent

APRIL 10, 2023

Nonetheless, with the recent collapse of sizeable regional banks, regulators, investors, analysts, accountants, and bankers are now scrutinizing the fair value of banks’ securities and loan portfolios. We believe that prudent risk management is not predicated on trying to predict interest rates relative to the forward curve.

Community Bank 195

Community Bank Community Security Capital 195

South State Correspondent

MAY 3, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

PYMNTS

AUGUST 21, 2019

The software will track chemical use and manage compliance. The CleanChain Compliance Module extension integrates Libryo’s library of 20,000+ legal users making it easier for brands to comprehend federal and regional legal and regulatory obligations.

Compliance 108

Compliance Innovation Software Risk Management 108

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. So once again, integration models and tools are important. Three winning core strategies to accommodate any financial institution’s budget, business case, and future vision.

Strategy 155

Strategy System Risk Management Technology 155

FICO

JULY 31, 2019

As TPRM or third-party risk management grows in importance, so does cybersecurity risk assessment as part of it. The latest Assessment of Business Cyber Risk (ABC) report from the US Chamber of Commerce and FICO discusses four steps for improving third-party cybersecurity risk management. regions, cloud)?

Cyber Security 70

Cyber Security Management Security Risk Management 70

PYMNTS

SEPTEMBER 13, 2017

Sabre Corporation has published the results of its “ 2017 Asia Pacific Corporate Traveler Study ,” identifying two major trends driving business travel in the region: an increased emphasis on mobility and a growing concern over non-compliance. According to that report, 78 percent of U.S.

Policies 158

Policies Compliance Mobile Survey 158

South State Correspondent

APRIL 27, 2022

Consider a regional bank with a “digital transformation initiative” that rolled out its new “digital user experience” for its retail customers in 2020. Further, the employee did not have the tools to fix problems. You can download it HERE. What Can Go Wrong with Just Focusing on the Customer Experience.

Customer Experience 195

Customer Experience eBook User Experience Policies 195

Insights on Business

NOVEMBER 19, 2018

Both fintech firms and traditional enterprises are on the brink of significant disruption as companies leverage the rapid insights generated by AI in banking to drive demonstrable outcomes in customer experience, risk management and cost efficiency. The caveat: There are winners and losers in this forward-thinking revolution.

Compliance 177

Compliance Regional blockchain Technology 177

PYMNTS

MARCH 11, 2020

For the PayFac, too, the benefits are significant — historically, they had owned the front end, or sales piece, of the relationship with the merchant, while underwriting, risk management and settlement reporting were all handled by someone else. One of the biggest changes we’ve seen is: Just who is the audience for payments?

Payments 132

Payments Software United States Branding 132

PYMNTS

JANUARY 3, 2019

While imagining the threat and costs of a cyberattack that targets regional or national infrastructures might seem overly pessimistic, given that the cheer of the holiday season still lingers, there is, according to Baich, reason for hope. Big Mindsets.

National 169

National Security Risk Management Fraud 169

PYMNTS

MARCH 25, 2020

For example, having tools that monitor cardholder behavior and automatically trigger actions that drive faster card activation helps get revenue through the door sooner. They also want the control to set alerts or have spend and budgeting tools so they can tailor their interactions with financial services providers, said Kelly.

Cards 108

Cards Risk Management Management Strategy 108

Abrigo

OCTOBER 9, 2019

Stress Testing | 6 minute read Key Takeaways Stress testing is a useful tool to help guide CECL decisions. The scenarios can include increases in interest rates, changes in cap rates by regions (this helps when evaluating collateral components), changes in rents, vacancies, or expenses, and CRE collateral stress. Learn More.

Data 150

Data Exercises Software Tools 150

PYMNTS

NOVEMBER 30, 2018

The company targets small- to medium-sized businesses (SMBs) with its cloud-based business management solutions, including enterprise resource planning (ERP), inventory management and customer relationship management (CRM) tools. Cybersecurity risk management enterprise CloudSEK announced a $1.97

Capital 156

Capital Management Technology Operations 156

PYMNTS

OCTOBER 4, 2019

An Egyptian firm landed the MENA region’s largest-ever seed round, a California company proved U.S.-based India’s FinBox landed an undisclosed amount of pre-Series A funding, reports in Inc42 said this week, with investors at Arali Ventures leading the investment in the credit risk management technology startup.

Capital 128

Capital Lending California Regional 128

FICO

APRIL 27, 2021

Rather than just one predictive model, Grupo Monge and FICO saw the opportunity to produce country-specific models that captured regional risk patterns. These models are activated within FICO® Blaze Advisor®, an advanced tool for decision strategy management.

Analytics 52

Analytics Analysis Management Risk Management 52

Insights on Business

NOVEMBER 29, 2018

Process: Institute Effective Change Management. From a process perspective, companies can test the existing ways that finance and accounting people or risk managers handle operations. Data is also a key tool in measuring outcomes from transformation projects and financial operations. If not, then they need to change.

Operations 138

Operations Innovation Management Risk Management 138

Independent Banker

NOVEMBER 24, 2015

Banks need to use as many tools as they possibly can to mitigate their risk, including training and staying current about the different fraud possibilities,” says Mary Gilmeister, president of WACHA, a regional payment association. Having proper technological safeguards in place can be critical. billion-asset community bank.

Community Bank 70

Community Bank Fraud Atlanta Community 70

PYMNTS

JULY 30, 2018

That was one of the main messages from a recent PYMNTS interview with Karl Schamotta, Regional Director, Risk Management Solutions at Cambridge Global Payments , a payment services and technology firm that helps digital businesses with cross-border transactions, currency exchanges and the hedging process.

Risk Management 100

Risk Management Operations Company Conference 100

FICO

JANUARY 8, 2020

Specifically: Cybersecurity risk awareness is on another expansion wave, as a best-practice component of third-party risk management (TPRM). Over the last decade, organizations have become increasingly aware of their own cybersecurity risk. This regulatory pressure is happening in other regions as well.

Compliance 52

Compliance Fraud New York City Analytics 52

Abrigo

AUGUST 1, 2016

Eight in 10 business owners report that a major, regional or community bank is their main financing partner for capital. And perhaps unsurprisingly given their youth, they are more likely to say they are willing to take financial risks in order to grow (67 percent) than are older small business owners (54 percent).

Millennials 150

Millennials Survey Risk Management Groups 150

American Banker

AUGUST 8, 2016

Under pressure from regulators to beef up risk management in commercial real estate lending, banks are using new software tools to improve analysis.

Big Data 28

Big Data Risk Management Data Analysis 28

Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. We decided to focus on why Open Banking is the right tool in so many cases. Firstly, Digit is a tool to help people decide their exact savings amount.

Risk Management 69

Risk Management Data Examples United States 69

PYMNTS

MAY 2, 2016

The Asia-Pacific region, however, is hot on its heels, with rapid growth forecasted for this time period. The rise in BYOD within the enterprise and the popularity of software and cloud technology across verticals are key factors behind the accelerated growth in cloud security tools and services, researchers found. .

Lending 100

Lending Security Fraud Regional 100

Gonzobanker

MARCH 23, 2020

Medical experts are indicating that it’s not just possible, but virtually guaranteed that localized lockdown measures will be needed in regions where COVID-19 reemerges in the future. It’s the company’s responsibility to ensure individual employees and multi-person teams have the tools and guidance to stay productive.

Community Bank 121

Community Bank Tools Case Study Online 121

Bobsguide

FEBRUARY 22, 2022

The bank selected the front-to-back digital offering, TCS BaNCS Global Banking Platform, enabled with APIs and cognitive tools such as AI and analytics. It will interface with technology offerings from TCS’ partners for CRM, sales, risk management and other enterprise functions.

Innovation 78

Innovation Customer Experience Strategy Operations 78

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. Performance and multiples continue to be solid, outperforming most regional banks. Congrats to Randy and a great management team. Chime does this already with its SpotMe tool, which allows up to $200 in debit transactions without overdraft fees. Has to be M-O-E.

Fintech 142

Fintech Strategy Leadership Lending 142

Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. We decided to focus on why Open Banking is the right tool in so many cases. Firstly, Digit is a tool to help people decide their exact savings amount.

Risk Management 52

Risk Management Data Examples United States 52

Jeff For Banks

MARCH 14, 2020

We have implemented employee travel restrictions, provided associates with tools and technology and have encouraged them to work from home, conducted a deep cleaning of all Genworth facilities and revised our time off and FMLA policy. We're here to help you – so be sure to check out our resources and tools to learn more.

ATM 78

ATM Policies US Management 78

Gonzobanker

FEBRUARY 11, 2015

A tool that will be a factual basis for some hard conversations we all need to have in the next few years. They are very “horizontal” in that the revenue they produce and costs they incur cross cost centers, regions, products and customers/members. At this point, I bet we all can guess the best tool to do this.

System 60

System Risk Management Management Lending 60

FICO

JUNE 14, 2021

For these reasons, BNPL loans, which are convenient and fast, can be an excellent spend management tool. However, traditional banks are launching their own BNPL offerings, a situation that entails a distinctly different set of fraud risks compared to traditional point-of-sale credit and debit transactions. In the U.S.,

Fraud 52

Fraud Cards Millennials Utah 52