The Paypers

JULY 14, 2020

Shopee has revealed three observations regarding the acceleration of digital payments the Philippines.

Payments 36

Payments 36

Perficient

FEBRUARY 22, 2023

I want to take this opportunity to share the latest hyper-automation trends from my observations in working with clients in the banking industry. We’re observing the banking industry’s growing use of RPA. Next, we’re observing a continuously increased focus on customer experience.

Trends 474

Trends North Carolina Customer Experience Charlotte 474

Chris Skinner

APRIL 23, 2019

It was Earth Day on Monday, and a national holiday in many nations as they observed what Christians call Easter. Whilst Sri Lankans mourned the fatal losses on the Easter Sunday church gatherings, many observed the anniversary of the birth of the modern environmental movement in 1970.

Fintech 338

Fintech National Innovation Payments 338

The Paypers

JULY 14, 2020

Shopee has revealed three observations regarding the acceleration of digital payments in the Philippines.

Payments 31

Payments 31

CFPB Monitor

MARCH 23, 2023

On February 28, 2023, the U.S. Supreme Court heard nearly four hours of oral argument in two separate cases challenging the Biden Administration’s authority to proceed with its plan to forgive approximately $400 billion in federal student loans.

Analysis 78

Analysis 78

American Banker

APRIL 21, 2024

As recently as a few months ago, many observers predicted a surge of bank mergers this year. But longtime obstacles to dealmaking are still there and have been joined by new ones.

Community Bank 85

Community Bank Community Lending 85

Accenture

MAY 31, 2021

And they made an observation that echoed many of their counterparts in other institutions. “I The other day I was chatting with an executive at a major UK commercial bank. I don’t want us to spend the next two years simply dealing with the aftermath of the pandemic,” they explained. Instead, we need to focus on….

Management 329

Management US Digital Banking 329

BankNXT

OCTOBER 13, 2016

Blockchain – wealth managers will observe from safe distance on BankNXT. Wealth managers are reserved when it comes to exploring the potential use cases for blockchain, says Bartosz Golba.

blockchain 40

blockchain Management Trends Fintech 40

CFPB Monitor

JANUARY 12, 2024

The Consumer Financial Protection Bureau highlighted its observations of the resumption of federal student loan payments by consumers after more than three years of a payment moratorium due to COVID-19 in a report released on January 5, 2024.

Report 148

Report Payments 148

Accenture

APRIL 23, 2020

In the first blog in this series, I shared some of the observations from a white paper I co-authored with Finastra on corporate APIs. In this blog I would like to discuss how the proliferation of APIs affects banks’ business models. In our view, banks’ future business models will emerge from three main strategies: 1.….

Maine 328

Maine Strategy 328

American Banker

JUNE 16, 2020

As protesters continue to take to the streets to express outrage over racial injustice and inequality, banks — for the first time — will commemorate the date that marks the end of slavery in the U.S.

Management 64

Management 64

Accenture

JANUARY 28, 2020

Drawing on input from our “weather” observation points—the many banks and industry tech providers…. Several continuing and new indicators suggest so—from banking consolidation, Open Banking and AI to eager big-tech entrants, revenue migration and purpose-driven banking.

Trends 320

Trends Industry Banking Trends 320

Accenture

JUNE 2, 2020

In his report on the top 10 banking trends for 2020, our global banking lead, Alan McIntyre, made a telling observation: that the focus of Open Banking has shifted from payments initiation services to consumers’ data rights. The impact? Today, banks don’t just need to show that they can be trusted with aggregated customer information.….

Payments 293

Payments Banking Trends Trends Data 293

Accenture

OCTOBER 28, 2020

In this post, I’d like to highlight some key observations of how these leaders are navigating the first wave of corporate banking and…. The post Treasury APIs | Future-proofing corporate banking appeared first on Accenture Banking Blog.

Examples 259

Examples Industry 259

Bank Innovation

JANUARY 2, 2020

While large banks may not feel threatened by personal finance apps or digital-only challengers, they can learn from them on the digital onboarding front, a recent Gartner study observed. It examined 1,200 data […].

Regional 273

Regional Study Survey National 273

Jack Henry

JANUARY 19, 2021

As I reviewed past articles I’ve written on the Atlantic hurricane season and its effect on financial services, I used the word “observations” instead of “lessons learned” because when some of those observations are of the same challenges repeated time and again, I question whether anyone really learned anything from what happened before.

Louisiana 195

Louisiana Community 195

Perficient

APRIL 6, 2022

While there are many observers and consultants to help U.S. clients monitor cryptocurrency and crypto-tech developments, Perficient is committed to providing current and potential clients news of crypto developments around the world.

cryptocurrency 294

cryptocurrency Innovation Fintech Payments 294

Perficient

JANUARY 11, 2021

In-Market/Field Observations – observe target customers in their natural environments; no interaction. Contextual Inquiry – observe AND question target customers in their natural environments. Hard/Limited Returns.

Study 309

Study Innovation Groups Survey 309

American Banker

APRIL 12, 2024

Observers are split on whether that enhanced scrutiny is temporary or terminal. Recent months have seen an uptick in enforcement actions against banks engaging in banking-as-a-service strategies.

Fintech 50

Fintech Strategy FDIC Compliance 50

American Banker

FEBRUARY 1, 2024

A day after the regional bank's stock tumbled on tough fourth-quarter results and some austerity moves, observers debated whether management just needs time to build enough capital to catch up with growth or if it is still too overexposed in multifamily lending.

New York 81

New York Strategy Community Regional 81

CFPB Monitor

OCTOBER 17, 2023

The agencies begin the statement by observing that while ECOA and Regulation B do not expressly prohibit consideration of immigration status, they do prohibit creditors from using immigration status to discriminate on the basis of national origin, race, or any other protected characteristic. .

National 103

National Regulation Lending 103

CFPB Monitor

DECEMBER 19, 2023

The Consumer Bankers Association has issued the third and fourth blog posts in its four-part “Facts Matter” blog series on how the CFPB’s public statements can mislead market observers by painting a picture of the credit card marketplace that is inconsistent with the CFPB’s October 2023 report (Report) under the Credit Card Accountability Responsibility (..)

Cards 78

Cards Report Marketing 78

Bank Innovation

OCTOBER 24, 2019

Despite the vast improvements banks have made to online account opening processes, most consumers are still turning to branches to open new accounts, a recent Forrester Research study observed. According to a Forrester Research study released Wednesday, 71% of U.S.

Study 218

Study Online Customer Experience America 218

Bank Innovation

FEBRUARY 20, 2020

Despite the steep price, industry observers say the move allows Ally to build a card and merchant services business, while […]. On Tuesday, Ally Financial announced plans to acquire CardWorks, a non-prime card and consumer finance lender, for $2.65 billion, a price that raised eyebrows among some analysts.

Tools 259

Tools Regulation Cards Industry 259

Chris Skinner

APRIL 27, 2019

The main blog headlines are … Doing good for society and the planet (an Earth Day FinTech update) It was Earth Day on Monday, and a national holiday in many nations as they observed what Christians call Easter.

Maine 244

Maine National Fintech 244

BankUnderground

JANUARY 17, 2024

Instead, we observe what economists call ‘sticky prices’: the price of an item will remain fixed for an extended amount of time and then adjust in one large step. We clean the data which works out to about 30 million observations. Latest observation: September 2023. Latest observation: 2023 Q3.

Data 130

Data Policies US Regional 130

CFPB Monitor

NOVEMBER 9, 2023

After reviewing the definition of abusive in the CFPA and the historical background of the adoption of an abusive standard in the CFPA, we examine how the policy statement addresses each element of the abusive standard and share our observations as to the policy statement’s implications. . Continue Reading

Policies 78

Policies 78

South State Correspondent

SEPTEMBER 28, 2020

Based on our observations, we estimate that somewhere between 20% and 25% of community banks have adopted a policy requiring minimum yield or credit spreads for their newly originated commercial loans. The strategy requiring minimum commercial credit spreads may be well-intentioned, but the results for banks may be less than optimal.

Community Bank 195

Community Bank Policies Community Strategy 195

American Banker

OCTOBER 23, 2023

The proposed 1033 regulation could give more control to consumers, better data access to fintechs and a competitive edge to big banks over smaller ones, some observers say. Banks already share consumers' transaction data with fintechs, mostly through data aggregators, and often grudgingly through screen scraping.

Data 87

Data Fintech Regulation Management 87

South State Correspondent

JANUARY 11, 2023

This lack of connection has been a general observation in the banking industry for decades. We also believe that non-interest income is more accretive to ROA in a rising interest rate environment, and this will be an interesting observation opportunity over the next couple of years.

Community Bank 195

Community Bank Community Analysis Industry 195

South State Correspondent

SEPTEMBER 4, 2023

A few observations are appropriate: Because of the inverted yield curve, hedged loans demonstrate yields approximately 1.90% higher than the average community bank loan. We observe that a large percentage of community banks are offering hedges to their best existing customers. The conclusions are not surprising but are striking.

Analysis 195

Analysis Community Bank Community Training 195

CFPB Monitor

NOVEMBER 30, 2023

In the second blog post, CBA “explains how the [CFPB’s] public statements can mislead market observers by painting an inaccurate picture of the credit card marketplace.” The Consumer Bankers Association has issued the second blog post of its four-part “Facts Matter” blog series.

Cards 78

Cards Report Marketing 78

Bank Innovation

NOVEMBER 3, 2017

This has, predictably, not stopped observers from speculating about what type of grand schemes Amazon may have in the […]. Amazon Technologies, a subsidiary of e-commerce giant Amazon, has acquired three domain names relating to cryptocurrency: “amazoncryptocurrency.com,” “amazoncryptocurrencies.com,” and “amazonethereum.com.”

cryptocurrency 246

cryptocurrency Technology Bitcoin Online 246

PYMNTS

DECEMBER 10, 2020

55% : Average reduction in false positives observed by banks that use AI to fight fraud. Data: $189B : Amount that U.S. shoppers are expected to spend online in November and December. 80%: Share of banking interactions done online in 2020. 48.8% : Portion of consumers who require a vaccine before returning to their routines.

Risk Management 256

Risk Management Fraud Data Strategy 256

PYMNTS

JULY 14, 2017

Cisco has made yet another move in the enterprise network security space, announcing the acquisition of Observable Networks, reports in TechCrunch said Thursday (July 13). Reports said Observable Networks pays particular attention to the security of enterprise cloud deployments. The IT company will take over the St.

St. Louis 100

St. Louis Security Software Capital 100

CFPB Monitor

JULY 25, 2022

The CFPB makes several other observations based on the new data. First, it observes that the fact that some large banks had significantly larger declines in overdraft/NSF fee revenues compared to other banks in 2021 could reflect an effect of their overdraft program changes. percent below their corresponding 2019 levels.

Study 147

Study Data New York Policies 147