PYMNTS

NOVEMBER 8, 2019

The firm said upon the announcement the features include guides and tools designed to streamline the mortgage application process across stakeholders including lenders and borrowers. The millennial borrower,” Green told PYMNTS, “expects to be able to go as far as they can with self-service. A Holistic View.

Millennials 102

Millennials Tools Lending Data 102

PYMNTS

JUNE 26, 2017

It seems that most every industry these days is vying for millennial dollars and devotion. For an industry where millennials are projected to spend nearly $800 billion in 2017 (that’s 7 percent more on monthly food budgets than average Americans), restaurants are hankering to pull out all the stops to get millennials to order — in or out.

Millennials 125

Millennials Mobile User Experience Survey 125

PYMNTS

OCTOBER 15, 2018

Recent reports indicate an uptick in fraudsters targeting large FIs, and headlines surrounding security breaches and cyberattacks fill the news on a near-daily basis. Visa and Mastercard designed the 3DS protocols and provide them under the names Verified by Visa and Mastercard Secure Code.

Fraud 165

Fraud Security Mobile User Experience 165

PYMNTS

FEBRUARY 27, 2018

These solutions could shift the way national security agencies in several countries operate, or force employers to change how they authenticate and identify their employees. And as of late, emerging solutions are increasingly calling the effectiveness of common legacy identification tools into question. News From the Digital ID Space.

Security 110

Security Report National Millennials 110

Perficient

APRIL 14, 2022

population is considered millennial or younger as of July 2019), the demand for personalization in the commerce experience grows. Digital tools can improve the way consumers learn about, shop for, and purchase products in the insurance industry. Key areas where the insurance industry can improve digital tools for commerce include: .

Strategy 332

Strategy Tools Industry Customer Experience 332

PYMNTS

APRIL 16, 2019

From fuel pumps to convenience stores (C-stores), many consumers worry about the security of their personal financial information. adults are concerned about the security of their financial data when making payments at these venues. Mobile wallets , however, have advantages that span from convenience to security.

Security 140

Security Mobile Retail Survey 140

PYMNTS

OCTOBER 4, 2020

a special purpose acquisition company or SPAC , with the Securities and Exchange Commission (SEC). Hims , a direct-to-consumer company selling health products targeted at millennials, is using a SPAC to go public , for example. Harris said the SPAC is a necessary tool for companies looking to go public.

Google 257

Google San Francisco Capital Millennials 257

PYMNTS

JANUARY 12, 2021

Demand among businesses — especially smaller firms — skyrocketed as they attempted to blunt revenue challenges and keep their operations above water, but these companies faced numerous hiccups when securing financing. adopt digital disbursement tools. Instant Payments and the Millennial Push.

Millennials 239

Millennials Payments Lending Study 239

PYMNTS

DECEMBER 8, 2016

Between the Instagram selfies, Twitter hashtags and Facebook posts, millennials seem to overshare. The more information that’s asked of them, the less likely it is that [millennials] will finish the application,” said Johnny Ayers, cofounder of Socure. “The It’s All About The Use Case . And they need customer data — at least some.

Millennials 100

Millennials Data social media Technology 100

Perficient

JULY 12, 2022

In the financial services industry, security, stability, and protection are foundational brand values from which to deliver customer experiences. Integrate and optimize your systems and processes, and use the right tools to enhance productivity. Your brand is the beacon of authenticity for a personal experience.

Industry 294

Industry Branding Customer Experience Marketing Automation 294

PYMNTS

MARCH 18, 2020

percent of consumers noted they would switch financial institutions (FIs) for a better financial app, a number that jumps up to 41 percent among bridge millennials. According to Building A Better App: Banks And The Innovation Imperative , a report co-produced by PYMNTS and Ondot , almost a quarter, or 24.3 Meanwhile, 28.5

Cards 217

Cards Tools Mobile Google 217

PYMNTS

SEPTEMBER 23, 2020

The new funding is an outcropping of the Series G round unveiled in August for the firm, which is said to have helped millennials become interested in trading. Trading FinTech Robinhood Markets Inc. has grown the size of its newest investment round to $660 million, Fox Business reported, citing a representative from the firm.

Arizona 178

Arizona Customer Experience Texas Millennials 178

William Mills

APRIL 7, 2016

Observing the financial struggles their parents endured, the millennial generation — those born between the early 1980s to the early 2000s–have developed a different point of view about finances and the financial industry than those of the baby boomers or Generation X. Retirement.

Millennials 40

Millennials social media Video Resources 40

PYMNTS

MAY 22, 2020

There is a growing list of things millennials have seemingly been blamed for rendering obsolete, such as cocktail napkins, casual dining and expensive engagement rings. Our research suggests that as important as it is to offer digital tools alongside credit products, FIs neglect the old-school value of customer service at their peril.

Cards 216

Cards Data Millennials Report 216

PYMNTS

OCTOBER 6, 2020

Our new in-store solution is yet another way to support merchants by offering a powerful budgeting tool that allows shoppers to spend their own money over time — whether they prefer to buy in a physical store or online.”. Millennial and Gen Z shoppers are focusing on sustainable and ethical fashion and retail more than before.

Millennials 200

Millennials Retail United States National 200

PYMNTS

FEBRUARY 19, 2020

The B2B eCommerce Report , a PYMNTS and American Express collaboration, digs into the advantages of online business purchasing, as well as efforts to overcome the difficulties involved in designing and securing these shopping experiences. Digital Tools Make B2B Furniture Rental Fast And Flexible. Around The B2B eCommerce World.

Mobile 197

Mobile Online Payments Tools 197

MyBankTracker

AUGUST 27, 2020

If you like getting hands on when trading stocks, ETFs and other securities it could be the right brokerage for you. When you trade with Zacks, you get access to expert research tools and advanced trading customer support. Powerful trading tools to analyze stocks and securities. Low trading fees.

Tools 52

Tools Taxes Online Security 52

PYMNTS

DECEMBER 13, 2019

It’s a world that has sprung up around the spending power and tastes of millennials and Gen Zers, and it’s getting hard to keep track of all the available options. Enter the platforms, complete with algorithms and tools to discover and price-compare any experience or item that can be booked or rented online.

Fraud 130

Fraud Millennials Comparison Online 130

CB Insights

JULY 25, 2019

Fintech is often associated with digital tools targeted at tech-savvy millennials. Financial education tools are being tailored to seniors. Money management tools are helping people stay independent. Financial collaboration tools target families & caregivers. Cake is another online estate planning tool.

Millennials 73

Millennials Fintech Tools Fraud 73

PYMNTS

JANUARY 18, 2019

For citizens to engage with these services and trust them, seamless and secure digital identity tools will be essential. Though the technology may be a long way away, it will first require a secure and seamless digital identity solution before smart city citizens or officials are willing to trust it. Smarter Emergency Services.

Millennials 198

Millennials Tools Wyoming Idaho 198

PYMNTS

FEBRUARY 11, 2020

Cost is a major concern for consumers, especially for millennials and members of Gen Z, who tend to view spending differently than older generations. BNPL options could improve the ease of use and financial security that cautious would-be shoppers feel they lack. BNPL Solutions and Breathing Room .

Millennials 130

Millennials Retail Mobile Online 130

PYMNTS

FEBRUARY 21, 2020

Forty-four percent of 200 millennials surveyed last year stated they were wholly responsible for making purchasing decisions at the B2B companies at which they worked, and an additional 33 percent played some role in this process. False Positives and Data Security.

Customer Experience 152

Customer Experience Fraud Millennials Online 152

PYMNTS

SEPTEMBER 24, 2019

Millennials no longer rule the mobile services space. Small banks can struggle to develop such services and keep them secure, however. Push payments are often seen as more secure than pull payments because the former do not require payers to reveal sensitive bank account or payment instrument data. Read more in the Tracker.

Mobile 246

Mobile Payments Apple Millennials 246

PYMNTS

JANUARY 25, 2021

Consumers who do not qualify for credit cards or become reluctant to use those tools may see BNPL plans as a convenient alternative method for deferring payments. Consumers frequently used BNPL to buy clothing, with that merchandise category claiming 71 percent of transactions made with the financing tool.

Payments 185

Payments Tools Retail Cards 185

PYMNTS

SEPTEMBER 4, 2019

Millennials, the conventional wisdom goes, are far more into experiences than they are into buying things. But, he noted, in the case of millennials some of that fear is not just the same old alarm. This long-term worry is far more significant and can be summarized in one sentence: Millennials don’t want to buy stuff,” Becker said.

Las Vegas 101

Las Vegas Millennials Meeting Maine 101

PYMNTS

SEPTEMBER 3, 2020

For members of the millennial or Generation Z cohorts who are comfortable in the app world, payment preferences boil down to choice and control. Security Is Top Of Mind . The rising tide of card-not-present transactions and digital commerce also brings security Issues to top of mind, noted Cole.

Payments 262

Payments Security Millennials Retail 262

PYMNTS

JUNE 28, 2017

From their affinity for brunch (and avocados on toast ) to their attachment (uncorded, of course) for subscription services , it’s no secret millennials have some significant spending differences compared with older generations. Focusing on mobile millennials. Making faster payments more secure. That can be a tremendous help.

Millennials 108

Millennials Security Mobile social media 108

Social Assurance

JULY 20, 2017

Why Millennials Need Banking Security and Compliance. This is why Millennials and Gen X-ers like me are some of the highest people at risk for financial theft and fraud. Our phones and those online reviews can give us a false sense of security. Technology and networking apps have made my life easier than ever.

Millennials 21

Millennials Compliance social media Security 21

PYMNTS

SEPTEMBER 8, 2020

They need to leverage digital tools and experiences to reduce customers’ stress by removing friction and building trust. “My In fact, 85 percent of consumers that Amazon polled rated trust and security as “somewhat” or “very” important in their buying decisions. We use the same tools, and we also export the guarantees.”.

Innovation 223

Innovation Retail Millennials Tools 223

PYMNTS

MARCH 12, 2019

Any security mishap can send customers to one of the other digital banking apps that are ready and waiting for them. In the new Digital Banking Tracker , PYMNTS examines the ways digital banking is changing as security measures grow more stringent, and challenger banks look to amass more customers. About the Tracker.

Digital Banking 209

Digital Banking Fraud United States Security 209

PYMNTS

JANUARY 18, 2017

And a separate study by CEB says that more than 50 percent of senior B2C marketers say they rely on tools such as web analytic technology, CRM systems and other related platforms. The more information that’s asked of them, the less likely it is that [millennials] will finish the application,” Johnny Ayers, cofounder of Socure, told PYMNTS.

Retail 100

Retail Millennials Study Technology 100

PYMNTS

DECEMBER 9, 2019

Statistical swarms of millennials and Gen Zers report never having used a paper check. But gig workers’ payment preferences are clearly on the side of instant , almost regardless of individual income security. Their perception of banking, aside from ATMs, is entirely app-based – and mobile. Banking on Instant. workforce in 2020.

Millennials 130

Millennials New York City National New York 130

PYMNTS

MARCH 30, 2020

Debit cardholders often choose this payment method because it is more secure than carrying cash — which cannot be recovered if lost — and may safeguard them against spending more than they have, which is not the case with credit cards. Younger customers are also using debit to underpin newer payment tools such as digital wallets.

Cards 165

Cards Security cryptocurrency Payments 165

PYMNTS

NOVEMBER 27, 2017

It’s time to shift gears when it comes to a commonly held perception about millennials and vehicle ownership. After years of believing millennials were disavowing the practice, recent studies indicate the millennial generation is kicking the tires on the concept of owning or leasing their own set of wheels after all.

Trends 120

Trends Mobile Millennials Payments 120

NCR

JUNE 8, 2016

Perhaps the most important and impactful way credit unions can attract and retain millennial members is through social engagement. billion daily active users, these social platforms have the potential to be an outstanding marketing tool for a credit union. Millennials are typically the first to adopt and master new technologies.

social media 40

social media Millennials Strategy Industry 40

PYMNTS

APRIL 29, 2019

Dozens of sites and services enable customers to book stays online in their local currencies, making them particularly appealing for millennials seeking cheap accommodations. Homesharing platforms are also competing for young consumers’ attentions – millennials make up approximately 60 percent of Airbnb’s guests, for instance.

Payments 100

Payments Millennials Maine Industry 100

PYMNTS

JANUARY 24, 2020

All parties involved in sending or receiving disbursements must be able to easily share payment data to speed payouts to residents and ensure security. states are currently searching for ways to untangle those complications, and upgrade their electronic disbursement and payment tools. Forty-four out of the 50 U.S.

Payments 130

Payments US Fraud Innovation 130