BankBazaar

APRIL 19, 2023

Amid the financial uncertainties, Silicon Valley Bank (SVB) collapsed in March this year, sending shockwaves across the global financial markets. The US regional banks were under pressure as concern grew among customers and investors about the financial health of the banks in the country. What have the regulators done?

US 78

US United States FDIC Regulation 78

CFPB Monitor

DECEMBER 2, 2020

Mr. Bettenhausen previously served as an Assistant United States Attorney. Pappalardo will serve as the Associate Director for Research, Markets and Regulations. On Monday, the CFPB announced the following additions to its executive team: Matthew R. Department of Health and Human Services’ Office of Inspector General.

United States 78

United States Washington Regional Resources 78

PYMNTS

NOVEMBER 10, 2020

Such a move would see the United Kingdom exit the European Union and abandon the financial regulations that are in place in the region, and some FIs that have served both markets are now withdrawing to serve one or the other. customers to recipients in Asia and Europe.

Report 216

Report Fintech United States Meeting 216

PYMNTS

APRIL 1, 2019

Regional expansion will take precedence over product expansion,” said Markus Gunter, chief executive officer of N26’s banking arm. N26 raised new funds in January with a view to expand into the United States and prying business away from more traditional financial institutions like JPMorgan Chase and Bank of America.

United States 140

United States New York Video Regional 140

PYMNTS

MAY 28, 2018

To make sure they can compete with the United States and China, France and Germany want an EU-wide initiative that will fund innovation and research in tech startup projects across the region. According to Reuters , Europe has lagged behind the United States in developing new technologies.

US 108

US United States Samsung Innovation 108

PYMNTS

AUGUST 21, 2019

European challenger banks like Monzo and N26 are expanding to new markets and an increasing number of other financial players are launching suites of products and services designed to entice customers away from their traditional financial institutions (FIs). For more on these stories, visit the Tracker’s News and Trends.

Trends 194

Trends Digital Banking Innovation Regional 194

PYMNTS

JULY 22, 2019

Providing onboarding services in the Latin American market is both an exciting opportunity and a challenging one. If a firm needs to digitally onboard someone and verify them, we can help that company do that fairly seamlessly,” Samer Atassi, regional director, Latin America and Caribbean for Jumio, told PYMNTS in a recent conversation.

Innovation 161

Innovation Payments Regional America 161

PYMNTS

NOVEMBER 18, 2019

The regulation prohibited selling films in groups, which allowed studios to force theaters to show less-desirable films by linking them to more popular releases. It also banned the setting of minimum prices on movie tickets, as well as giving exclusive film licenses for specific regions.

United States 100

United States Innovation Regional Apple 100

PYMNTS

JANUARY 8, 2019

In addition, Pakistan’s Telenor Microfinance Bank unveiled a cross-border remittance service based on Alipay’s blockchain technology, Indonesia’s KinerjaPay notched an investment of $200 million from a construction firm in the region and mobile payments are on the rise in China.

Regional 128

Regional blockchain Mobile United States 128

PYMNTS

JULY 28, 2019

Although regulators cracking down on ICOs have tended to focus on issuers, the big lesson here is that securities laws can apply to activities beyond issuing tokens, including activities that don’t involve buying or selling tokens,” said commercial litigator and former programer Evan Thomas, according to Cointelegraph.

Bitcoin 116

Bitcoin United States cryptocurrency Security 116

PYMNTS

OCTOBER 9, 2019

Regulators continue to examine reports of disease and deaths allegedly linked to eCigarettes. 9) that it will stop selling eCigarette components in the United States, Reuters reports. In an announcement, the CDC stated that “All patients have reported a history of using e-cigarette, or vaping, products. territory.

US 109

US United States Regional Report 109

PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. Best Taking a Stand — DICK’S, Bank of America, Kroger, BlackRock, Delta, United (etc).

Regulation 108

Regulation Data Regional America 108

PYMNTS

JULY 28, 2019

Although regulators cracking down on ICOs have tended to focus on issuers, the big lesson here is that securities laws can apply to activities beyond issuing tokens, including activities that don’t involve buying or selling tokens,” said commercial litigator and former programer Evan Thomas, according to Cointelegraph.

Bitcoin 100

Bitcoin Security United States cryptocurrency 100

PYMNTS

NOVEMBER 13, 2018

To that end, news came earlier this week in the United States that a dozen community and regional banks have formed a group aimed at exploring the opportunities amid FinTech offerings. Here In The States. In the United States, sandboxes are grabbing a bit of headline space.

Community Bank 183

Community Bank Community Fintech Arizona 183

PYMNTS

MAY 29, 2018

Companies based in the United States that contend the directive would be costly, were they to comply — costly to the tune of millions of dollars. The newswire stated the mandate in India may have a ripple effect and may push the needle toward a similar walling in of data. On the other side of the equation? That trio of U.S.

Data 101

Data United States Compliance Cards 101

PYMNTS

FEBRUARY 5, 2020

If pre-season estimates were correct, this holiday season was worth $1 trillion in the United States alone. As Afterpay enters new markets, Garg noted, there are education efforts for consumers, who may not be familiar with BNPL – or might understand the basic concept, but not in the fashion that Afterpay offers.

Cards 143

Cards Millennials Regulation United States 143

PYMNTS

SEPTEMBER 20, 2017

Flywire’s success has been based on a few core concentrations, said Massaro – namely pricing, with attendant analytics, which he said give indications of fair and reasonable pricing defined on a market-by-market basis in education (also healthcare). The new announcement from Europe comes after success in building its U.S.-focused

Payments 112

Payments Study Regional United States 112

PYMNTS

OCTOBER 10, 2019

Regulators as well as banks are searching for ways to keep launderers and other fraudsters out of online banking. A proposed change to AML laws in the United States is targeting just that, requiring firms to disclose parent companies in an attempt to weed out false shell companies. Around the Digital Banking World.

Fraud 126

Fraud Digital Banking Strategy Security 126

PYMNTS

OCTOBER 11, 2016

. “PacNet, an international payments processor and money services business, has a lengthy history of money laundering by knowingly processing payments on behalf of a wide range of mail fraud schemes that target victims in the United States and throughout the world,” the Treasury wrote.

United States 100

United States Operations Regional Report 100

PYMNTS

MAY 1, 2019

While the cross-border B2B trade market has worked to address some major points of friction, from a $1.5 often lands in a neighboring state. But EDC has found some of the largest opportunity in the southeast region of the country, leading the organization to open its first U.S. market and the amount of opportunities that exist.

Regional 138

Regional Atlanta Capital United States 138

PYMNTS

APRIL 27, 2016

He notes that the growth numbers in emerging markets, like China, Vietnam and Nepal, are “really strong” (and similar to corridors into Australia and New Zealand, where Flywire was already operating). Having a strong regional director to help with local expertise is “critical,” says Massaro.

Payments 100

Payments Regional United States Marketing 100

PYMNTS

SEPTEMBER 11, 2019

As spotlighted in the Digital Banking Tracker , the global digital banking market is slated to grow by 16 percent, compounded annually. One of the first neobanks in the region, Nubank , traces its genesis back to 2013, having raised hundreds of millions of dollars to expand across several financing rounds. Circling back to the U.K.,

Digital Banking 160

Digital Banking Millennials Mobile Regulation 160

PYMNTS

JULY 16, 2018

That market, according to one account , is “expected to be worth billions of euros and will generate new revenue streams for telecoms operators and equipment makers.”. The countries underscored the seriousness of their bets on 5G by promising regulations and investments that will support the technology.

United States 130

United States Technology Guidelines Data 130

Gonzobanker

JANUARY 17, 2020

Banks are most afraid of big tech, just when these players face regulation. However, between anti-trust regulations, algorithm investigations and states focused on privacy (e.g., New regional banks will struggle with operational maturity and customer experience. In most cases, this information is buried three levels down.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

PYMNTS

JANUARY 24, 2018

In the increasingly digital and mobile age, data useful for authentication purposes might be widely available, or may in fact be rather lacking, depending on the market. Those MNOs span Canada, China, India, Spain, France, Switzerland, the United Kingdom and the United States, the company said.

Mobile 117

Mobile Data Regional Examples 117

PYMNTS

JANUARY 24, 2018

In the increasingly digital and mobile age, data useful for authentication purposes might be widely available, or may in fact be rather lacking, depending on the market. Those MNOs span Canada, China, India, Spain, France, Switzerland, the United Kingdom and the United States, the company said.

Mobile 100

Mobile Data Regional Examples 100

PYMNTS

SEPTEMBER 29, 2017

And, as it emerged that Amazon was planning to use Whole Foods stores as hubs for alcohol delivery, the market quaked – particularly for the legions of startups who’ve entered the space in a number of different ways. Only retailers can sell to customers and only distributors can buy from producers (except in the state of Washington).

Retail 108

Retail Branding Georgia System 108

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. The preamble to the OCC’s final rule states that covered banks “conduct a majority of all CRA activity in the United States.” The final rule is effective on October 1, 2020.

Community 60

Community FDIC Lending Examples 60

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. Market strategy outside the US. The patent expired in 2017 and opened up the market for competitors to launch off-marketplace payment solutions.

Cards 101

Cards Lending Strategy US 101

PYMNTS

OCTOBER 24, 2017

There have been many reports on the decline of the retail industry , and small retailers aren’t immune to the market trends aligning against brick-and-mortar stores. regions are growing, not all of them are growing at the same rate. fitness market. For The Most Part, The United States Is Doing Well. percent.

Maine 104

Maine Regional United States Retail 104

Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. This is at the center of most Open Banking regulations and can be achieved with the right design and guidelines. . This can be a hassle. Verify Identity.

Risk Management 69

Risk Management Data Examples United States 69

PYMNTS

MARCH 9, 2020

There is good news, and there is bad news with regards to the path to addressing the unbanked and underbanked in the United States. Digitization and modernization are key, yet for the regional banks and credit unions that are left in the wake of larger institutions shuttering their branches, the process is a challenge.

Community Bank 188

Community Bank Community Innovation Regional 188

CB Insights

MAY 8, 2018

According to forecasts , the emerging global market for business services using drones is valued at over $127B. While recreational drones are strictly prohibited in active forest fire regions, they have proved useful when operated by the appropriate teams. Conservation.

Exercises 78

Exercises Data Technology Industry 78

Fintech Labs Insights

AUGUST 21, 2014

Small business debt crowdfunding __ While commercial lending in the United States is up this year, the small business segment is still vastly underserved. For example, Regions Bank has a brilliant, and from what I hear, very profitable pricing strategy ( see post ).

Digital Banking 25

Digital Banking Lending United States Regional 25

Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. This is at the center of most Open Banking regulations and can be achieved with the right design and guidelines.  This can be a hassle. Verify Identity.

Risk Management 52

Risk Management Data Examples United States 52

CB Insights

SEPTEMBER 28, 2017

According to forecasts , the emerging global market for business services using drones is valued at over $127B. While recreational drones are strictly prohibited in active forest fire regions, they have proved useful when operated by the appropriate teams. Conservation.

Industry 60

Industry Technology Data Software 60

BankUnderground

FEBRUARY 25, 2020

We find that US housing supply has become less elastic since the crisis, with bigger declines in places where land-use regulation has tightened the most, and in areas that had larger price declines during the crisis. Standard textbook economics would tell us that higher supply (construction) in the market may dampen (house) prices.

US 52

US Policies Albuquerque Regulation 52