PYMNTS

NOVEMBER 23, 2020

Small and medium-sized businesses (SMBs) got their clocks cleaned by the pandemic, and turning to their traditional lending sources, they’ve encountered sclerotic systems and outdated policies not conceived for the needs of the recovering Main Street merchants of 2021. And there's a security … that sits with a check. I have proof.

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Data User Experience Fintech Lending 143

PYMNTS

APRIL 20, 2016

The auto company announced yesterday (April 19) that is collaborating with Cisco towards the advancement of connected car technology. Additionally, Hyundai reports to be making investments in the research and development of cloud, data analytics and connected car security technologies.

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User Experience Leadership Security Maine 100

PYMNTS

DECEMBER 12, 2018

As that mobile technology get closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity. Banks and credit unions are still wrestling with the best ways to deploy mobile technology, and do so in ways that balance security, and safe authentication, and consumer convenience.

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Fintech Mobile Analysis Technology 211

Insights on Business

MARCH 26, 2018

At IBM Think, the premier business and technology conference, the main theme is “mankind + machine,” and during the Wednesday morning session with Ian Hurst and Sarah Diamond, IBM General Managers of Banking and Financial Markets, and Naresh Vyas, Royal Bank of Scotland Head of Solutions, that theme was on full display. Lastly, Ms.

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User Experience Compliance Maine Regulation 135

PYMNTS

MAY 29, 2020

For SMB owners facing a cash flow crunch that coincides with the need to invest in modern equipment and technology as part of their digital transformations, equipment financing may be an appropriate option. Rather than procure an item outright, there are advantages to obtaining equipment financing to secure the technologies SMBs need.

Capital 168

Capital Technology User Experience Strategy 168

Cisco

OCTOBER 19, 2020

Today, given the healthcare reality in the world, increasingly digitized customers demand greater speed, security, and new experiences in banking services. Some of the most representative messages were based on: Banking in Latin America: Its challenges and opportunities, mainly around cybersecurity and the digital experience.

User Experience 71

User Experience America Security Digital Banking 71

PYMNTS

FEBRUARY 11, 2020

Today, Kount Executive Gary Sevounts told PYMNTS in a recent conversation, fraud technologies and tactical proficiencies have greatly improved, while target pools have greatly expanded. Building security in an attempt to block every bad transaction is essentially a game of whack-a-mole – and one that the fraudsters are currently winning.

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Fraud Security Data Tools 146

PYMNTS

JUNE 24, 2019

Financial institutions are constantly on the hunt for an edge when it comes to mobile banking and other innovations, and that’s playing out with new, emerging 5G mobile network technology. As that mobile technology gets closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity.

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Mobile Fintech Technology Analysis 116

PYMNTS

OCTOBER 30, 2019

The 5G mobile network technology revolution is on, and you can bet that retail will be one of the places where this all plays out. And GF Securities Analyst Jeff Pu said a broader handset lineup would help iPhone shipments grow next year. As it stands, smartphone makers ranging from Huawei Technologies Co. Visual Commerce.

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Retail Apple Analysis Mobile 100

PYMNTS

AUGUST 23, 2019

These marketplaces also need to make sure that payments, however quick, remain safe and secure as fraudsters continue to hammer at the gates. Online marketplaces are starting to employ more AI and machine learning (ML) technologies as competition in the marketplace and sharing economy heats up.

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Millennials Trends Meeting social media 165

PYMNTS

SEPTEMBER 7, 2017

On new solutions, I spend time in fundamental research analyzing new market trends, topics and use cases and exploring how to develop innovative technologies to expand into those areas. Obviously, technology innovation is the core piece, but we innovate in other aspects as well. PYMNTS: Where do you look for innovative ideas, and why?

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Analytics Fraud Innovation Industry 116

PYMNTS

APRIL 7, 2017

Amazon recently focused a bit of attention on smoothing out one of the rougher patches marring user experience and accessibility. Amazon recently fixed an early point of friction: the requirement that users enable Alexa’s skills via smartphone or web browser before they can use them. Here’s what we mean.

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Google User Experience Apple Retail 101

PYMNTS

FEBRUARY 19, 2019

One day — maybe one that has already happened for some PYMNTS readers — we might look back with fondness and nostalgia on that time when chargebacks stood as the main worry merchants and other organizations faced when it came to fraud and risk. The mindset required to successfully battle fraudsters these days starts with a change of language.

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Fraud Data Maine System 169

PYMNTS

MARCH 25, 2019

At the same time, payments technology is advancing in the shared economy world, providing a counterforce of sorts. Among opponents’ main concerns? Compliance and regulatory issues remain top of mind, of course, but so does the overall experience of both buyers and sellers. Sharing Backlashes.

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Los Angeles Payments San Francisco Chicago 135

PYMNTS

APRIL 18, 2019

The Wave financial technology platform, he said, at base, is designed to handle the bookkeeping and tax complexities for its micro-merchant customers as they generate invoices and collect funds. It’s not secure at all, yet it’s what customers know and trust. “I However, he noted, that is literally what writing a check involves.

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Taxes Payments Cards User Experience 226

ZootBlog

MAY 6, 2016

Biometrics technology creates a better user experience because authentication is faster and easier than remembering countless user names and passwords or going through the motions of answering KBA questions. Biometrics is quickly becoming another layer of defense to keep our transactions secure.

Security 60

Security User Experience Millennials Maine 60

PYMNTS

OCTOBER 7, 2019

But the main recurring point was how are we rising [to] this challenge, how will we meet changing expectations, and where are the opportunities to get out ahead and actually innovate,” Dobbie said. Securing And Advancing RTP. for more than 11 years. If there is a mismatch, the system sends back a warning before the payment is made.

Payments 167

Payments Innovation System Security 167

PYMNTS

JULY 5, 2017

We work with some of the most innovative companies in the world around payments and other technologies, enabling us to become the spear of innovation for enterprises. There is an element of perceived security and an element of actual security — both of which companies need to address before trust can blossom.

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Innovation Customer Experience Mobile Security 121

NCR

JANUARY 15, 2018

There can be few technologies that have seen quite as much hype over the past few years as virtual reality (VR). While there are several competing headsets on the market, clear applications for the technology are still in relatively short supply, with initial ideas limited mostly to immersive gaming or exploration.

Payments 68

Payments Branding Technology User Experience 68

Lex Sokolin

SEPTEMBER 3, 2020

finance, culture, art, technology, media, geopolitics. The main driver of today’s entry is the news?—?which Who secures it? As a result, financial infrastructure is just our collective solution for enabling the above activities using the latest in technology?—?whether Technology firms should host technology?—?they

blockchain 52

blockchain Software Capital Technology 52

PYMNTS

JUNE 17, 2016

It’s a question that USA Technologies, a leader in digitizing payments for unattended retail , wanted answered with respect to the use of mobile payments to buy goodies in vending machines. USA Technologies began implementing NFC technology into its cashless payments solution approximately 10 years ago.

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Apple Retail Study Louisiana 100

Insights on Business

OCTOBER 12, 2018

I need an enterprise scale transformation approach powered by new technologies including cloud. Imagine you could accelerate the velocity of the business through information technology while saving 21% year over year on IT costs. But what is it and what are its real catalysts?

Innovation 87

Innovation Strategy Industry Technology 87

PYMNTS

JUNE 2, 2016

And cloud-based restaurant automation provider HotSchedules and hospitality software service provider Agilysys rolled out a workforce management solution designed for the hospitality industry, designed to help hospitality businesses save on labor costs, streamline operations and improve user experience.

Retail 100

Retail Software User Experience Payments 100

PYMNTS

JUNE 10, 2016

According to Brad Powers, Passport’s CTO, none of it would be possible without mobile payment technology. In fact, he said, without the rise of mobile payment technology, most parking apps would have never gotten off the ground. Sometimes, it can come from a customer’s simple desire for a more convenient and comfortable experience. “In

Mobile 100

Mobile Payments Training Wisconsin 100

PYMNTS

SEPTEMBER 14, 2016

But Michael Reitblat , cofounder and CEO of Forter , thinks that’s a backwards way of looking at fraud and invests $20 million a year in technology to support an entirely different conversation. This means that a merchant also no longer has to pass on new technologies or advanced services for fear that they might spike fraud.

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Fraud Retail User Experience System 100

PYMNTS

APRIL 30, 2018

trillion; on security-related hardware, software and services at 10 percent a year from a 2018 base of $91.4 They’re also using software and cryptographic techniques and permissioned-based networks to digitize and move assets around the world faster and in a secure, compliant manner. Most of that spend will be concentrated in the U.S.,

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

MAY 22, 2017

PYMNTS’ Karen Webster recently spoke with Clarke, who shared his insights on what the recent cyberattack revealed about the financial world’s security apparatus and what steps are necessary to prevent subsequent attacks. The Digital Threat to Commerce. Hacking and cyber threats like ransomware are hardly new phenomena.

Regulation 116

Regulation National Online System 116

PYMNTS

DECEMBER 30, 2016

Ensuring that the shopping experience goes smoothly for the customer is an essential part of the transaction. While he was nervous about adopting the technology, Wendrow said he’s been both surprised and pleased with the results. “We We use the phrase to our customers, ‘It’s the fastest chip in town,’” said Wendrow.

Tools 122

Tools Retail Payments US 122

William Mills

MAY 9, 2018

Again another financial wellness platform using machine learning technology. A TON of really old technology is being used in mortgage lending. In fact, Fiserv recently sold ALL of their mortgage technology to a PE firm. Grounding your organization’s digital transformation in people, processes, and technology is critical.

Security 40

Security Samsung Strategy San Jose 40

Fintech Labs Insights

MARCH 13, 2017

At FinovateEurope last month, the company showed off its mobile onboarding solution, ID_Mobile , that leverages biometric technology combined with the social network and geolocation of the user. These additional factors verify that the user matches their identity document and builds their digital identity profile in the background.

User Experience 18

User Experience Fraud Maine Mobile 18

PYMNTS

JANUARY 20, 2020

Now four months in, he told Webster that the idea of a secure and trusted payments ecosystem is part of Visa’s “corporate DNA.” Regardless of the product or initiative, every conversation starts and ends with a single overriding question: “Is it secure?”. Going on the Offense. Consumers are still in love with the old form factor.

Security 168

Security Fraud Risk Management Payments 168

PYMNTS

SEPTEMBER 20, 2018

Should banks and financial institutions (FIs) focus more on giving consumers the convenience and simplicity they expect — and even demand — or instead focus more on implementing stringent security measures, potentially at the expense of user experience? Fraud is on the rise, as 17 million people in the U.S.

Security 166

Security Trends Fraud User Experience 166

PYMNTS

DECEMBER 10, 2018

A move that now, in the face of the litany of merchant breaches, seems a big ask of consumers for whom the safety and security of their payments and bank account credentials is at all-time high. Cashless is now becoming king in stores, as merchants push digital over paper (and coin) in the name of efficiency and a better user experience.

Branding 184

Branding Cards Payments New Jersey 184

Fintech Labs Insights

JUNE 18, 2015

As a payments platform, WePay conducts business in a battlefield of daily security concerns. Founded in 2009, WePay offers online marketplaces, crowdfunding platforms, and small businesses two main products: 1) A white-labeled payments processing platform, Clear. Are you building new financial technology?

Security 12

Security Payments San Jose Fraud 12

PYMNTS

NOVEMBER 24, 2016

We’re interested in really re-conceptualizing what a spending account is and what the user experience is for the value that people store in their spending accounts. The blockchain (or disruptive technology that can perhaps be leveraged to add an element that both sides of the matchmaking really, really want).

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Course Innovation blockchain Payments 100

Tomorrow's Transactions

JUNE 25, 2016

It was heralded as amazing queue-busting technology that would save so much time in fast food and coffee shops. But worse than this, my personal experience of contactless bank card acceptance is very poor. So, once again, the user experience is very poor. And more often than not, the staff have no idea what they accept.

Cards 30

Cards User Experience Maine Payments 30

PYMNTS

AUGUST 16, 2018

But that does not mean a proactive mindset reigns when it comes to mobile security and innovation. Reactive ways of doing things can degrade the user experience — and that can drive away consumers. Three main factors combine to create not only a sense of trust, but also its pragmatic application in the mobile world, he said.

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Mobile Payments Security Innovation 127