Bank Innovation

JANUARY 28, 2019

BMO Harris Bank did itself a favor by being responsive to questions and criticism on social media from customers locked out of their digital accounts with the bank this past week, according to Adrenaline, an experience design company.

social media 186

social media Chicago Mobile Company 186

PYMNTS

FEBRUARY 2, 2021

To an extent, that same spirit and intention is behind the recent spate of government approvals for online gambling. That leads to the product of said online activity — and that’s money. We’re growing a market of people who have never bet before in Tennessee.”. We’re bringing sports gambling out of the shadows,” she said.

Tennessee 262

Tennessee Payments social media Regulation 262

Gonzobanker

AUGUST 17, 2022

Thankfully, there was still a smartphone and social media to commiserate. Lending Tech With Almost Steady Grades (Even With Rough Semesters). Then, bad grades came in right as summer party season kicked off, mom and dad took away the car and credit card, and the Venmo transfers came to a screeching halt.

Fintech 195

Fintech Lending Software Compliance 195

PYMNTS

MAY 31, 2016

Given that for a few short years, very prominent executives at the biggest banks in the world were publicly worry that the emerging marketplace and online lenders were amassing in the wings and waiting to eat their lunch, one might expect that recent pyrotechnics in the sector were not a totally unwelcome sight. While both of the two U.S.

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CFPB Monitor

JANUARY 29, 2020

One of the most important areas of consumer financial regulation today is the use of internet- or social media-based platforms to target advertising for consumer financial products. The article also highlights steering concerns that may result from targeted marketing.

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Lending social media Compliance Regulation 130

PYMNTS

APRIL 22, 2020

GPay , a member company of the Vietnam investment firm G-Group , joins a tight FinTech market in Vietnam with 33 other firms licensed for intermediary payment services. The G-Group ecosystem includes Vietnam’s social media network Gapo and P2P lending platform Tima.

Payments 154

Payments social media Groups Taxes 154

PYMNTS

MAY 8, 2018

Given that the average American checks his Facebook page some 14 times a day, the social media giant’s decision to expand into online dating is less than shocking. 20,000: The enrollment goal for the Jaza Duka (“fill up your store”) lending platform by the end of the year. Some pair-ups are just predictable, after all.

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social media Apple Lending Online 100

Bank Innovation

FEBRUARY 19, 2018

EXCLUSIVE — With government-backed initiatives and a finite business of copper export, Nathan Lustig, co-founder and managing partner at Magma Partners, saw huge potential in the Chilean fintech market. Additionally, […].

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Fintech Marketing Cards Management 287

CFPB Monitor

SEPTEMBER 14, 2020

The report discusses the Bureau’s examinations in the areas of consumer reporting, debt collection, deposits, fair lending, mortgage servicing, and payday lending that were completed between September 2019 and December 2019. Fair lending. Payday lending. Key findings are described below. Consumer reporting.

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Lending Report Regulation Exercises 78

PYMNTS

MARCH 10, 2020

In markets like Southeast Asia, high rates of credit-invisible, underbanked small businesses make filling the small business credit gap an even more difficult challenge. In Southeast Asian markets, banks’ lack of adequate data on SMB loan applicants is perhaps the tallest barrier to connecting SMBs to capital in the region.

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Data Lending Capital social media 193

PYMNTS

SEPTEMBER 28, 2020

The Predatory Lending Trap. In today's social media age, that client could post negative reviews of a company online, which not only creates bad PR for a business, but effectively ends the business-customer relationship on a painfully negative note.

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social media Capital Fintech Operations 215

PYMNTS

MARCH 22, 2019

JPMorgan may have breathed life into the market, a bit, with news of the JPM Coin (though we point out that this one has been targeted to institutional investors, and not the general public). As noted just this week, Citigroup has decided that it will scrap its plans to bring a crypto to market after several years of trying.

Bitcoin 123

Bitcoin social media Lending cryptocurrency 123

PYMNTS

NOVEMBER 12, 2019

It’s not simply that a lack of access to bank loans adds pressure on growing small businesses in the market. For instance, such informal lending means arbitrary interest rates and repayment agreements. We have an analysis about their psychometric, their willingness to pay, their behavior on social media,” he said.

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Lending Analysis America Strategy 102

PYMNTS

SEPTEMBER 13, 2017

Meanwhile, Zhang Min, Yucheng’s president, and 24 others were sentenced for three to 15 years, noted Reuters, citing an article on the Beijing Courts social media account. billion and impacted more than 900,000 investors who were utilizing its P2P lending platform within the country.

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social media Fraud Groups Lending 100

PYMNTS

APRIL 26, 2019

In addition, they are expected to jointly explore new product and service offerings in digital lending. The Link Between GDPR and the Homesharing Market. Selling fast food these days is not exactly for the faint of heart, given how the industry faces extreme — and increasingly online — competition for the consumer dollar.

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Bitcoin Apple Cards Compliance 175

PYMNTS

JULY 3, 2018

The pullback of banks from the small business lending space left a gap filled by alternative lenders who are exploring new ways to connect entrepreneurs with capital, a journey that includes innovation and a bit of experimentation. “Lenders’ primary goal is to assess a consumer’s stability, ability and willingness to pay.

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PYMNTS

MARCH 31, 2017

Take a look at the logistics startup that grabbed more than half of that amount to disrupt India’s logistics space and which other industries secured VC financing — including alt lending, software-as-a-service (SaaS) and eProcurement. Alt Lending. Nigeria-based Lidya announced this week that it raised $1.25

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PYMNTS

MARCH 7, 2016

HP Enterprise surprised investors with better-than-expected earnings following the Hewlett-Packard division, and big banks still hold the vast majority of small business lending business in the U.S., Meanwhile, SMEs are facing increasing late payments, more concerned accountants and depressingly low satisfaction rates with online lenders.

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PYMNTS

NOVEMBER 10, 2017

But Asia’s alternative SMB lending industry was the clear winner, thanks to WeLab, a Hong Kong-based firm that landed $220 million in funding this week. Alternative Lending. The company uses an array of data sources, including bill payment records and social media, to assess borrowers’ creditworthiness.

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PYMNTS

APRIL 12, 2017

Regulation A+ has made a mostly quiet splash on the market. There are definitely barriers to entry,” said COO and cofounder Alan McGlade, speaking of the current market that, so far, has seen only a few platforms come into operation under Regulation A+. They’re comfortable doing financial transactions online.

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Regulation Lending social media Operations 102

FICO

OCTOBER 21, 2020

A Cox Automotive report released in May 2020 shows how the pandemic is changing the car business, and found that two in three people surveyed are now more likely to purchase a vehicle completely online. How consumers are taking their online research of vehicles and financing to the next level, to close the transaction.

social media 52

social media Online Groups Customer Experience 52

PYMNTS

MAY 13, 2016

Businesses across the globe operating in the blockchain, eCommerce-as-a-Service and alternative lending spaces (to name a few) all secured funding. It’s about helping companies with between $100 million and $150 million in online annual sales access a robust set of solutions to manage their digital operations. Alternative Lending .

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Capital Lending blockchain Security 100

Social Assurance

JANUARY 25, 2022

We are only about 60 days away from Spring and as we head into the spring of 2022, lending is a primary focus for financial brands. The market for mortgage lending is competitive. What is social selling and why should I care? If you’re a financial brand, we’re here to help you support social selling while mitigating risk.

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social media Branding eBook Lending 15

Social Assurance

JANUARY 27, 2020

There’s no question that a lot of the work that these Fintechs do helps us both as consumers and financial marketers. What are we to do, then, as marketers trying to grab customers’ attention? Embrace Digital Marketing and Social Media Advertising. Here are a few things to keep in mind. Find a Niche.

Fintech 15

Fintech Marketing social media Community 15

FICO

OCTOBER 21, 2020

A Cox Automotive report released in May 2020 shows how the pandemic is changing the car business, and found that two in three people surveyed are now more likely to purchase a vehicle completely online. How consumers are taking their online research of vehicles and financing to the next level, to close the transaction.

social media 40

social media Online Groups Customer Experience 40

CFPB Monitor

JULY 19, 2022

July has been designated as “Military Consumer Month,” a public-private marketing initiative created by state and federal agencies and military and consumer groups designed to draw attention to financial issues impacting the military community. A recording of the hearing is available here. .

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Fraud National Security social media 78

Bank Innovation

MARCH 7, 2018

But the fintech market has rebounded. EXCLUSIVE (SAN FRANCISCO) -- Welcome back to the fintech boom. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck.

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San Francisco Fintech United States Marketing 236

Social Assurance

NOVEMBER 8, 2019

As a financial loan officer, utilizing social media as a tool in your sales funnel can be both challenging and rewarding. Coordinate with Marketing. The most successful financial brands have marketing and sales working hand-in-hand. Marketers help shape content that is relevant and engaging to their target audience(s).

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social media Lending Community Marketing 12

Banking 2020

SEPTEMBER 23, 2014

To be sure, there’s nothing quite like face-to-face interaction—it’s warm and personal, lending each transaction the ultimate human touch. More to the point, the customer universe is changing in its own way—consumers increasingly expect (and respond to) marketing initiatives and digital apps that meet their own very specific needs.

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Community social media Community Bank Big Data 55

Bank Innovation

MARCH 6, 2017

Today, Bank Innovation releases its most significant redesign and relaunch since the site initially dropped online in 2009. We hope you love the new Bank Innovation. When we started Bank Innovation, while the crosswinds of the credit crisis were still swirling, we were the lone voice for innovation at banks.

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Bank Innovation

FEBRUARY 28, 2017

We have undertaken our most significant redesign and relaunch since Bank Innovation initially dropped online in 2009. This beta officially kicks off today and marks a new chapter in the life of Bank Innovation. We hope you love it. When we started Bank Innovation, while the crosswinds of the credit crisis were still swirling, we […].

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Innovation Online social media Operations 150

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. This is a classic bank deal – one acronym buys another at a good price and plans to cut the hell out of cost while adding markets. Market cap in January: $19B.

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Idaho Community Industry Strategy 181

William Mills

SEPTEMBER 25, 2018

SME Lending for the Indian marketplace. Efficiency gains in getting and processing paper records that are used in the lending review process. ^DG. And of course, SMB lending has been a huge focus for fintech. While this is true everywhere, this is a particular challenge in a market like India. 09:15 am MuniRisk.

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Mobile Customer Experience Lending Analytics 78

William Mills

DECEMBER 12, 2017

This is good news for the job market; however, a number of decisions may be made before yearend that will change the competitive landscape for small businesses. For banks, small business and commercial lending can be bogged down by tedious application processes, sluggish response times and frequent delays. www.miradortech.com.

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Conference Innovation Lending Customer Experience 40

Lars Markull

MAY 30, 2020

Facebook announced Facebook Shops that enables Facebook and Instagram Business users to create a shop inside their own social media presence. Especially in the current times, where many businesses depend on online sales but often only have a social media profile, this could be good move.

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Fintech social media Examples Payments 75

PYMNTS

JULY 15, 2016

When Amazon, the largest retailer by market cap, says that it had its best day ever , it’s hard not to call that a sizzle – and then some. Even Amazon competitors like Macys, Target and even Best Buy reported that their sales rose that day by 13 percent or more – as they rode the Prime Day draft and put their own offers in market.

Retail 100

Retail FDIC Bitcoin Lending 100

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. Between 1995 and its peak in March 2000, the Nasdaq Composite stock market index rose 800%, only to fall 740% from its peak by October 2002, giving up all its gains during the bubble. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate?

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