PYMNTS

APRIL 2, 2018

It’s not only for consumers, though: Alternative lending firm Kabbage recently found that mobile lending is on the rise among small businesses, with a more than 360 percent increase in the number of SMB loans accessed via mobile device between April 2014 and February 2018.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

JULY 31, 2017

That’s bad news for some of the largest FIs, despite a recent uptick in small business lending activity. The statistic, the report said, also suggests that small businesses are in need of cutting-edge solutions and are eager to adopt innovative services as more small business owners emerge from the millennial generation.

Survey 112

Survey Community Bank Community Regional 112

PYMNTS

JULY 4, 2016

Corporate debt is putting pressure on some of the world’s largest markets. This week’s Data Digest examines the latest data on corporate debt, bad and good, across geographical markets and across company size. $70 75% of millennial small business owners in the U.S. months, according to data from May.

Puerto Rico 100

Puerto Rico Millennials National Lending 100

PYMNTS

FEBRUARY 20, 2018

The stock market — despite a fairly steepWh correction a week ago — is still well ahead of where it was a year ago and is trending up. Unemployment is at historic lows, wages are rising given the tight labor market and consumer spending has been keeping pace. Student Lending. By many measures, the economy looks strong.

Lending 105

Lending Cards America New York 105

PYMNTS

FEBRUARY 20, 2019

While they were once seen as novelties, challenger banking institutions are further encroaching into traditional banks’ territory, adding new responsibilities and products to their portfolios, such as lending. market, challenger bank Chime is looking to add credit services to its portfolio of solutions. In the U.K., In the U.S.

Digital Banking 155

Digital Banking Millennials America Lending 155

PYMNTS

FEBRUARY 19, 2020

Kivanc Onan, head of B2B North America Financial Products for Alibaba , explained how features like lending services can help sellers get paid up front, while delivery guarantees that buyers feel more comfortable. Deep Dive: Keeping Online B2B Shopping Safe And Simple.

Mobile 197

Mobile Online Payments Tools 197

PYMNTS

APRIL 5, 2019

“There is a strong incentive, given the amount of lending regulation, to design products that look as though they don’t fall within the category of loans,” Anne Fleming, a professor at Georgetown University Law Center and author of the book “ City of Debtors: A Century of Fringe Finance ,” told the Post.

Regulation 100

Regulation New York Lending Capital 100

PYMNTS

SEPTEMBER 25, 2019

This is a massively underserved market, and what they all have in common is that they all have generated academic data of some kind — 70 percent of them have a college degree and 21 percent have advanced degrees so you have a very rich data set that could be used to provide insight into the cohort,” Amir explained. The Path Forward.

Data 122

Data Resources Cards Security 122

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

PYMNTS

JULY 15, 2016

When Amazon, the largest retailer by market cap, says that it had its best day ever , it’s hard not to call that a sizzle – and then some. Even Amazon competitors like Macys, Target and even Best Buy reported that their sales rose that day by 13 percent or more – as they rode the Prime Day draft and put their own offers in market.

Retail 100

Retail FDIC Bitcoin Lending 100

PYMNTS

JUNE 12, 2017

Gobble’s main mission is to give back the time that busy working couples and families would have spent in the kitchen so they can reinvest that time in the things they really want to be doing, like playing with the kids, catching up with their other half or relaxing after work with a glass of wine.

Idaho 118

Idaho Leadership Operations Nevada 118

PYMNTS

OCTOBER 26, 2017

In reality, it’s more like a slightly dysfunctional group of spenders who may be living paycheck-to-paycheck, deep in a financial hole or simply too wary to participate in the credit game — like college-indebted millennials. It’s not worth it for markets and banks,” he said.

How To 122

How To Survey Lending Millennials 122

PYMNTS

JULY 17, 2016

A product of its times, fast fashion tapped into its millennial core audience’s two favorite things: saving money and novelty. What the last few retail cycles instead indicate is that consumers quickly noticed that fast fashion chains offered similar styling, similar color patterns the middle market counterparts for far less money.

Retail 100

Retail New York Millennials Branding 100

PYMNTS

JULY 21, 2017

Levchin also noted that Affirm’s team of data scientists have developed a very efficient risk management engine that lends to people who can actually pay, including those who are good risks but who have been locked out of the credit markets by relying on outdated scoring models.

Retail 111

Retail San Francisco Cards Conference 111

PYMNTS

JULY 23, 2018

May 2018’s household income numbers were up nearly 2 percent from last year, they say, due largely to increases in base compensation resulting from a tightening labor market. That sounds pretty good in a market in which wages are stagnating — with base comp rising at 0.5 Are the more than a third of U.S.

Cards 122

Cards Groups Report US 122

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. Of course, then there is the ever-present coming generational shift as millions of technology-loving millennials—and those even younger than them—come of age.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

NOVEMBER 14, 2017

Online consumer lending – in a variety of forms – has grown explosively over the last decade. Its team of economists takes a rather dim view of the online lending space and the ways in which it recruits and handles its customers – and believes that additional regulation is needed to rein in some of the excesses their research uncovered.

Study 101

Study Lending Cleveland Online 101

Tefkin

JUNE 3, 2014

By automatically tracking indexes, they offer investors the possibility to obtain market performance at a lower cost than a typical managed funds. Lendingclub has provided attractive returns to individual investors who would never have had the possibility to directly invest in consumer lending with the necessary diversification.

Industry 42

Industry Management Innovation Analysis 42

South State Correspondent

MAY 2, 2022

Some will not know the answer, and other bankers will talk about more marketing, more salespeople, more geography, better follow-up, or a more focused sales effort. Instead of thinking about how you can grow customers, the commercial lending team often thinks about increasing loans. The answers will be all over the board.

social media 195

social media Management Marketing Resources 195

PYMNTS

APRIL 11, 2016

Compared to the alternative — losing it in the market anyway and/or being taxed on whatever returns they might manage to eke out — the downside doesn’t appear too threatening. Over the years, outdoor bazaars became main streets which morphed into malls and now online marketplaces where sellers and buyers meet to do business.

San Francisco 100

San Francisco Operations Examples Branding 100

PYMNTS

NOVEMBER 13, 2019

The third quarter of 2019 saw decreased revenue for meal kit subscription service Blue Apron, a company that is struggling to stay afloat in the increasingly saturated subscription commerce market. percent) of online gaming subscribers fall into the Gen Z demographic, followed by millennials (39.0 percent) and bridge millennials (37.6

Retail 105

Retail Millennials Online Survey 105

PYMNTS

NOVEMBER 13, 2019

The third quarter of 2019 saw decreased revenue for meal kit subscription service Blue Apron, a company that is struggling to stay afloat in the increasingly saturated subscription commerce market. percent) of online gaming subscribers fall into the Gen Z demographic, followed by millennials (39.0 percent) and bridge millennials (37.6

Retail 100

Retail Millennials Online Survey 100

PYMNTS

JUNE 27, 2019

The installment lending playing field just got more interesting — and global — today (June 27). trillion market in 2017 growing at twice the rate of credit cards. Installment lending at the POS just isn’t available. It’s surprising on first glance, but one of the most underserved markets on the face of the earth is the U.S.,”

Lending 188

Lending User Experience Cards Fintech 188

PYMNTS

MAY 1, 2018

This situation is out of step with how consumers, particularly millennial consumers, are used to delivery of services of all kinds, Kang said. Though the platform was designed for customers who have bills to pay, Kang told PYMNTS, as of today, it mostly appeals to millennials, and is particularly strong with female customers.

Payments 116

Payments Millennials Innovation Management 116

PYMNTS

JULY 1, 2016

In their new white paper, titled “The Importance of Permission Marketing in the Digital Age,” TSYS’ Strategic Marketing Director Morgan Beard and Andy Kulina, Managing Director of Cambridge Loyalty, take an in-depth look at what it really takes to not only reach consumers today but bring value to their tech-centered lives.

Branding 106

Branding social media Examples Google 106

CB Insights

OCTOBER 10, 2017

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” It’s even harder when your target market would rather never think about what you’re trying to sell them — retirement, for example. Below, we’ll show you: How to use pre-launch marketing to build trust and hype.

Tools 78

Tools Millennials US Maine 78

PYMNTS

NOVEMBER 15, 2017

Today, more than a century later, that credit union is still operational and is now focused on serving a new type of member: millennials. News from the credit union market. Recent rule changes and product innovations are promising to help the CU market better serve its members.

Trends 130

Trends New Hampshire Phoenix Millennials 130

PYMNTS

DECEMBER 11, 2017

That might not be a crazy assumption: Reports from Nielsen reveal that television viewership by that demographic has declined more than 40 percent since 2010 and is off 11 percent year over year for the older half of millennials aged 25 to 34. From “The Economics of Attention Markets” by David S. The Great Television Viewing Fallacy.

Millennials 109

Millennials Video Maine Operations 109

PYMNTS

MARCH 24, 2017

And meanwhile, politics ain’t a beanbag, but it’s bouncing the stock market around hither and yon. The Main Street storefront: Growing so rapidly, one must wonder if there are enough hammers, nails and plaster to keep up. In commerce, history only goes so far, while memory does not stretch far enough, perhaps. Sizzle .

Bitcoin 100

Bitcoin Maine Retail Lending 100

CB Insights

AUGUST 6, 2017

After a client requested copies of all our recent market maps, we decided to take it a step further. Below you’ll find a collection of all our CB Insights market maps and unbundling/disrupting graphics. 145+ Tech Startups Focused On Transforming Capital Markets In One Market Map. This post is broken into sections.

Industry 78

Industry Marketing Fintech Software 78

PYMNTS

APRIL 6, 2016

In terms of more targeted offerings, banks that are looking to reach the 35-and-older demographic, for example, are integrating a large amount of lending functionality, while those that want to service the millennial end of the consumer spectrum are doing so with offerings related to instant cash access and instant transfers.

Technology 100

Technology Innovation Course Security 100

PYMNTS

OCTOBER 31, 2016

Frank Lucas (R-OK) seemed to sum it all up: “[The banking industry] just made it really hard for those of us who want to maintain the concept of a market economy and who want to make sure that the bankers, not some bureaucrat somewhere, are the arbitrageurs of capital.”. THE BIG BANKER BACKLASH. It’s a totally bizarre business proposition.

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Regulation Innovation Data Industry 100