Independent Banker

NOVEMBER 30, 2022

An entrepreneur with a background in accounting and finance, CEO and chairman of the board Thomas Swenson set up Montana Business Capital Corporation in 1998 with a focus on job creation and economic development lending. Our leadership consistently articulates and demonstrates a commitment to being a great place to work.”. Benton, Ky.

Community Bank 169

Community Bank Community Montana Leadership 169

Independent Banker

JULY 29, 2016

It teaches bankers how to develop a compliance program, meet lending compliance requirements, and comply with deposit and marketing regulations. Many have been bankers themselves and sometimes industry regulators or attorneys. The ICBA Leadership Development Conference will take place Sept. Consumer Lending Institute.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Independent Banker

JANUARY 28, 2016

So to answer the question about my role and duties, I have had the opportunity over the past couple years to be involved in compliance regulations, Bank Secrecy Act, security committee, information technology and many other areas. IB: If you were regulation czar for a day, what you would you do? It is not necessary.

Community 70

Community Compliance Community Bank Leadership 70

FICO

JUNE 18, 2018

Are we making the progress we want to see — and regulators demand — on non-performing loans (NPL)? That’s the topic I explored with banking leaders from across the Europe, Middle East and Africa at our EMEA Risk Leadership Summit in May. Reduced appetite for new lending. Increase in impairments costs.

Marketing 63

Marketing Leadership Lending Capital 63

CFPB Monitor

FEBRUARY 23, 2015

” He also observed that the CFPB views certain markets, such as debt collection and mortgage servicing, as presenting higher risk. The most interesting comments made by Mr. Antonakes concerned how the CFPB approaches the decision to take corrective action based on an examination.

Policies 60

Policies Leadership Regulation Marketing 60

Gonzobanker

NOVEMBER 9, 2015

The consensus is that the next phase of blockchain will be laying the foundation and identifying its two biggest hurdles: cost and regulation. Innovation we saw that we’re all not talking about enough: lending. Alibaba and Lending Club have partnered to offer instant credit to small businesses buying from Chinese suppliers.

blockchain 60

blockchain Bitcoin Lending Innovation 60

CB Insights

FEBRUARY 13, 2020

Leadership and board members. Business lending and corporate cards. This process also comes with hurdles like regulations, fees, compliance standards, and payment card issuers — all of which become increasingly complex for international transactions. Funding, valuation, and investors. Broadly enabling online commerce.

Online 98

Online Company Retail Payments 98

Gonzobanker

MAY 8, 2020

They may be looking for a dance partner or hiding from a regulator. However, a lack of solid earnings trends leads to bad things when shareholders, board members and regulators begin to express their concerns and potentially disrupt the direction of the institution. Practice the art of surgical lending. Ready … break! “In

Lending 114

Lending Analytics Analysis Capital 114

PYMNTS

AUGUST 29, 2018

Deutsche Bank ’s Chief Executive Christian Sewing said on Wednesday (August 29) that the banking regulations in Europe remain fragmented, hurting the opportunity for international deals in Europe. During the presentation, Deutsche CEO Sewing argued that Europe doesn’t need lots of banks — Europe just needs strong banks.

Conference 100

Conference Leadership Regulation National 100

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Durbin pushed to add card-not-present transactions to his amendment, then proposed the same for credit. 2008 called and wants its headlines back.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 20, 2019

Insights from this group are presented monthly and quarterly to the entire organization and quarterly to the board and dialed in systematically into new member experience projects. And Partners CEO John Janclaes helped put Kony on the market map in mid-size shops, even keynoting Kony’s conference with a leadership book in tow.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

NOVEMBER 18, 2014

And, man, did it ever … with the Aliens -esque signs of bankers getting their brains sucked out (or was it minds being blown by presenters, not sure?). Vaynerchuk delivered our second favorite Gonzo quote of the event (keep reading for the first favorite), “The adage ‘We’re regulated’ is a scapegoat from doing cool s**t.”

Chicago 98

Chicago Retail Branch Design Training 98

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Dan’s Money 20/20 presentation on this was first rate. Regulator Award. Tie: Arguing with your co-presenter. Bravo OZRK! Click to enlarge. ‘It

Community Bank 60

Community Bank Apple Community Technology 60

CFPB Monitor

JUNE 16, 2021

Specifically, the report examines how the CFPB has (i) managed the reorganization of its Office of Fair Lending and Equal Opportunity and related risks during 2018, (ii) monitored and reported on its fair lending performance, and (iii) used new HMDA data fields to analyze and support its fair lending activities.

Lending 78

Lending Report Data Policies 78

Gonzobanker

DECEMBER 14, 2023

You are all aware we have detailed, sophisticated rules and methodologies we use to present these coveted awards – or, well, maybe we don’t. The Bank Regulator Working for Merchants Award! Seems like maybe this has been forgotten when it comes to these regulations. So, grab your favorite holiday snack and beverage and enjoy.

Fintech 195

Fintech Community Regional Technology 195

CB Insights

MAY 23, 2019

Zenefits skirts compliance regulations. Zenefits skirts compliance regulations. In addition, regulators claimed that as many as 80% of insurance plans sold in Washington state by Zenefits reps were sold illegally by unlicensed brokers. Table of contents. Theranos and the revolutionary blood tests that never existed.

Fraud 78

Fraud Las Vegas Company Video 78

CFPB Monitor

APRIL 26, 2022

First, they are consistent with the agency’s stated intent to increase scrutiny of fintech firms, as it could allow the CFPB to conduct in-depth examinations of fintech firms over which it presently has no clear supervisory jurisdiction. The procedures allow a nonbank to consent to CFPB supervision at any time.

New Jersey 146

New Jersey Maryland Pennsylvania Virginia 146

Gonzobanker

DECEMBER 20, 2018

There is a nice mix of the executive gene pool among these two organizations to build the future leadership team, and this deal helps CenterState gain scale as it moved past the dreaded $10 billion regulatory mark. This award goes to Ally Bank ’s mind-numbingly fast growth in its auto lending unit. Pedal to the Metal Award.

Fintech 105

Fintech Conference Innovation Community 105

PYMNTS

APRIL 1, 2019

Now the question is what will happen to the bank that has new leadership in place but still faces its spate of scandals and a cap on its asset size, courtesy of the Federal Reserve. You might also be forgiven for thinking that payday lending rules — or a stay of them — would be the subject most illuminated in the spotlight.

Regulation 183

Regulation cryptocurrency Leadership Report 183

CFPB Monitor

NOVEMBER 22, 2021

At an industry fair lending conference last week, officials from the U.S. Department of Housing and Urban Development (“HUD”) outlined fair lending priorities for their agencies. She noted that the agency will work with the CFPB, HUD, prudential regulators, and U.S. Department of Justice (“DOJ”), the CFPB, and the U.S.

Conference 78

Conference Lending Industry Regulation 78

Gonzobanker

DECEMBER 19, 2016

Hats off to a decade of strong leadership and hard work. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Loud burp right in the middle of the presentation. [No No apology.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Hats off to a decade of strong leadership and hard work. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Loud burp right in the middle of the presentation. [No No apology.

Utah 60

Utah System Community Marketing 60

Current

NOVEMBER 10, 2020

The 2020 election means change but before we get into what it will mean for Current’s future, here’s a snapshot of the present. However, any movement towards tightening regulations may be limited to what’s attainable through executive action, if the GOP maintains control of the Senate. The future of banking in the U.S.

Fintech 105

Fintech DC Leadership Policies 105

CFPB Monitor

MARCH 3, 2021

He also commented that while the CFPB has a major role to play in this area, it should work cooperatively with the Education Department, state attorneys general, and state regulators that license student loan servicers. He indicated that the CFPB’s Office of Fair Lending should play a critical role in the CFPB’s enforcement of the ECOA.

Lending 78

Lending Leadership Meeting Regulation 78

PYMNTS

APRIL 9, 2016

Moreover, Dimon warned that regulating the biggest banks in the United States out of existence won’t solve any real problems — just move the issue to Chinese shores, where big banks will still be able to operate. “I The resurgent credit is a good thing – but a thing that needs to be nurtured and controlled – with regulation.

Regulation 100

Regulation Lending Omaha America 100

CFPB Monitor

JANUARY 26, 2017

The other motion was filed by Maeve Brown (who chairs the CFPB’s Consumer Advisory Board), Americans for Financial Reform, Center for Responsible Lending, Leadership Conference on Civil and Human Rights, Self-Help Credit Union, and United States Public Interest Research Group.

Groups 60

Groups District of Columbia United States Leadership 60

PYMNTS

DECEMBER 27, 2016

Wells Fargo was just a bank that was really good at getting its customers to sign up for credit cards, and Lending Club and its P2P counterparts were coming to eat mainstream banking’s lunch. They should, however, be commended for lending money. Financial service providers should be vilified for doing wrong. And they are.

Lending 117

Lending New York DC Cards 117

FICO

JULY 17, 2017

Similar efforts, further crowding the legislative calendar, may be pursued if the CFPB moves forward with issuing its final small-dollar lending regulation. These changes in leadership will assist in the implementation of the President’s financial regulatory reform agenda. So where does that leave us?

US 40

US Leadership Regulation Policies 40

PYMNTS

DECEMBER 5, 2017

As we noted when we first covered the final draft of the payday lending rule , Congress retains the power to keep the rule from ever making it into the books, so to speak, through the power of the Congressional Review Act. However, as recently as a few weeks ago, the use of the CRA to block the payday lending rule seemed somewhat unlikely.

Lending 100

Lending South Carolina Policies Leadership 100