PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

OCTOBER 18, 2018

According to the PYMNTS Retail Innovation Readiness Index , 85 percent believe they need to innovate to stay competitive. And among large retailers, 82 percent said innovation is necessary for continued success. Betting that its popularity with online shoppers will translate into brick-and-mortar sales in Washington, D.C.,

Innovation 145

Innovation Retail Online Branding 145

PYMNTS

NOVEMBER 27, 2019

In addressing the innovation gap that exists between credit unions and their larger financial institution (FI) brethren, credit unions (CUs) may be perceived to be at a disadvantage, at least when it comes to dollars.

Innovation 215

Innovation Millennials Technology Examples 215

PYMNTS

APRIL 7, 2020

But the numbers tell a tale, and recent stats in the March 2020 Credit Union Innovation Index show the need for CUs to step up their efforts to innovate. CUs need to move beyond payments, said Fagan, and embrace what he termed a “full-scale, full-service approach to innovation.” percent to a recent 21.9 Keeping Score.

Innovation 142

Innovation Digital Banking Resources Apple 142

Bank Innovation

OCTOBER 21, 2016

BNY Mellon has made a lot of noise about blockchain technology in recent months and that continued in a discussion of the bank’s innovation agenda yesterday. Reporting the bank’s third-quarter earnings, CEO Gerald Hassell outlines a shift in resources from real estate to digital.

blockchain 150

blockchain Innovation Resources Technology 150

PYMNTS

JANUARY 24, 2020

“While the private sector has been gathering data and using data science analytics, such as artificial intelligence for many years, most non-profit, civic and public sector institutions still lack the resources to do so,” said Dr. Rajiv Shah, President of The Rockefeller Foundation.

Data 199

Data Online Training Analytics 199

PYMNTS

MAY 23, 2019

When it comes to innovation, go to the source. has joined the ranks of companies and brands setting up innovation labs. QSR Innovation. The PepsiCo innovation effort comes at a time of significant technology development in the world of restaurants, including quick service restaurants (QSRs). Mobile Innovation.

Innovation 148

Innovation Retail Operations Technology 148

PYMNTS

JULY 29, 2020

(and a can-do spirit), a country that rewards ambition and innovation — and where individual success stories of, say Google and Amazon customers are folded into the testimony in efforts to show how tech can help smaller firms pivot and embrace the great digital shift. Experiments — And Trust .

Innovation 168

Innovation Apple Google Texas 168

PYMNTS

SEPTEMBER 28, 2020

Saudi Arabia and the United Arab Emirates are attempting to square away increasing consumer use of online channels with their privacy and banking standards. Why Pandemic-Driven Online Payment Spikes Are Pushing Middle Eastern Regulators To Confront Privacy Questions. About The Tracker.

Online 151

Online Report Payments Regulation 151

PYMNTS

FEBRUARY 11, 2019

Amid great technological change, health and beauty retailers are developing strategies to drive innovation. And many retailers are heeding the call: According to the PYMNTS Retail Innovation Readiness Index , 60 percent of health and beauty merchants are focusing on innovation. About the same share — or 60.9

Innovation 166

Innovation Retail social media Apple 166

PYMNTS

APRIL 16, 2020

COVID-19, the panel universally agreed, for all the havoc it has wrought, may end up being the catalyst for innovation that the CU entire industry needed to really begin its next evolution in delivering on its members expectations. Innovating On A Dime. We’ve learned quite a bit.”.

Innovation 141

Innovation Meeting Industry Tools 141

PYMNTS

JUNE 24, 2020

With corporate travel still on pause, commercial card innovation has taken a different direction. In a recent announcement , the Singapore company revealed its BizPay solution, an online platform enabling businesses to use their existing commercial cards and converting their credit limit into working capital to pay suppliers.

Cards 131

Cards Innovation Tools Capital 131

PYMNTS

APRIL 1, 2019

They want to know their money is secure, they want to have a positive experience whether they are online or talking to a teller, and when things go wrong from time to time, they want to know the path to getting them set back to rights is short and straight. “It According to this survey of credit union customers, an overwhelming 81.3

Innovation 141

Innovation Fintech Fraud Security 141

PYMNTS

FEBRUARY 26, 2020

The onset of digital banking has drastically changed the way CU customers interact with their financial institutions (FIs), placing a much greater emphasis on self-services like mobile and online banking. About The Tracker.

Nevada 192

Nevada Security Innovation Data 192

Perficient

JUNE 30, 2020

We use the insights and measures we’ve collected to arrange the experiences and capabilities under consideration into six manageable groups and, finally, to balance the portfolio to fit your limited time and resources. . For example, an online shopping experience is as familiar with most shoppers as checking out in a physical store is.

Innovation 348

Innovation Resources Trends Strategy 348

PYMNTS

JUNE 23, 2016

When you think FinTech, many words come to mind — startups, disruption, innovation, consumer-centric — but there’s also regulation. What it really comes down to, Jones emphasized, is that regulation just can’t seem to keep up with innovation. The Innovation-Regulation Foot Race. The RegTech Roadmap.

Innovation 125

Innovation Regulation Fintech Resources 125

PYMNTS

JUNE 18, 2020

The cloud is now the dominant model for delivering and maintaining enterprise IT resources, including hardware, software and platforms and tools for application developers,” the report said. Cloud-based IT resources can be delivered privately, for a single user or organizations or publicly, where IT resources are accessed.

Resources 221

Resources Innovation Strategies Analytics Innovation 221

PYMNTS

MAY 8, 2018

Small businesses (SMBs) prefer not to seek funding to finance their innovative endeavors, according to new research from BMO Wealth Management , which suggests SMBs are missing out on opportunities to drive growth. 1 necessity for an entrepreneur’s innovative initiatives. A survey of more than 1,021 small businesses in the U.S.

Innovation 119

Innovation Survey Tools Management 119

PYMNTS

MAY 15, 2018

In a landscape that’s fast evolving to match the needs of tech-savvy customers, credit unions are innovating to compete with larger commercial banks and FinTech firms to attract and retain customers. It’s not just online experiences that are getting upgrades. Embracing Tech Change to Win Over Millennials. You can’t be afraid of it.

Millennials 110

Millennials Innovation Report Mobile 110

Perficient

MARCH 1, 2021

Today, Perficient colleagues are excited to welcome 25 new women to the tech industry as the first Perficient Bright Paths training program kicks off at an online pop-up campus in Detroit! My advice to you is to be curious, be intentional, and be resourceful. Perficient is proud to help #ChangeTheRatio in Detroit.

Detroit 520

Detroit Training Community Metro 520

PYMNTS

MAY 19, 2017

WEX Australia has introduced an online platform connected to its Motorpass fuel cards, the company announced Thursday (May 18). She added that the launch of the Online Service Center is part of WEX’s broader “digital transformation,” which has been in progress for the last few years.

Online 101

Online Cards User Experience Customer Experience 101

PYMNTS

FEBRUARY 27, 2020

Online and mobile banking’s increasing popularity has driven many credit unions (CUs) to embrace self-service models, emphasizing ATMs, digital banking and other remote services, and reducing physical branches’ importance. We spent a lot of time on training,” O’Donnell said.

Nevada 131

Nevada Innovation Security ATM 131

PYMNTS

FEBRUARY 6, 2019

To keep up with the competition, merchants recognize the need to innovate both online and in their physical stores. What’s more, 61 percent of health and beauty merchants stated that “they would not survive” without innovation, according to the latest version of the Retail Innovation Readiness Index. About the Tracker.

Innovation 176

Innovation Retail Online Resources 176

PYMNTS

APRIL 1, 2020

Credit unions (CUs), as much as other financial entities, are seeing a boom in competition as banking moves to online and mobile channels. Customers today expect to be able to access financial services instantly, which can put pressure on CUs that need to stretch restricted technology budgets into innovative new features.

United States 181

United States Innovation Online Tools 181

PYMNTS

MAY 5, 2016

Online shopping cart software provider 3dcart announced its partnership with Vantiv to bring “flexible eCommerce processing choices” to more than 20,000 online merchant sites. Recently, Vantiv launched its BizBuz community, an online platform centered on fostering and supporting small businesses. Customer support 24/7/365.

Online 100

Online Fraud Community Analytics 100

Perficient

AUGUST 26, 2020

Businesses must adapt to other digital methods to differentiate from the competition and successfully make sales online. Salespeople must now switch their traditional selling methods to digital and help their customers through an online buying journey. Turn Salespeople Digital. Personalize the Customer Experience.

How To 420

How To Customer Experience Online Analytics 420

PYMNTS

JULY 18, 2019

Data is where it’s at, and more credit unions (CUs) are waking up to the fact that without sophisticated analysis of customer data, they risk being left behind as financial institutions continue to adopt innovative digital technologies to please the modern consumer. So, what else does the future — the 2020s — hold for CUs?

Innovation 124

Innovation Data Cards Maine 124

Independent Banker

JULY 30, 2015

It also offers online training available 24/7. Education Online. The courses are designed to help community bankers build a strong foundation in eight key areas of bank operations: compliance security, management, information technology, customer service and sales, teller training, human resources and health and safety.

Resources 70

Resources Tools Community Bank Conference 70

PYMNTS

NOVEMBER 27, 2017

It’s why Amir Wain, i2c CEO and chairman , believes financial institutions (FIs) must be in “the ready business” when it comes to innovation. The good news is, according to the recent Bank Innovation Readiness Index , compiled by PYMNTS and i2c , FIs seem to have realized that the time for innovation is nigh.

Innovation 102

Innovation Resources Industry Technology 102

PYMNTS

OCTOBER 29, 2019

The real estate industry is a popular target for FinTech innovators, particularly when it comes to new services and products that target renters and homeowners. The opportunities of real estate FinTech are vast, and innovation is far from slowing down, according to Ian M. Back-Office Innovation.

Innovation 103

Innovation Fintech Industry Tools 103

PYMNTS

AUGUST 11, 2020

11), Amex launched Score Goals , an online platform that augments and expands the card company’s established credit score tool, MyCredit Guide. If you are interested in not just tracking your credit score, but finding ways to boost it, American Express may have the product for you. On Tuesday (Aug.

Tools 320

Tools Management Resources Cards 320

PYMNTS

NOVEMBER 16, 2020

This development is fitting, considering the degree to which commerce has shifted online since the pandemic. The share of total retail sales transacted online has surged since the start of this year, and this trend appears likely to hold in the months and years ahead amid continued anxieties about in-store shopping.”. told PYMNTS.

Cards 239

Cards Payments Innovation Customer Experience 239

PYMNTS

SEPTEMBER 18, 2020

Nacha , the nonprofit that manages the movement of trillions of dollars in electronic payments, announced the debut of voice payments and cybersecurity resources on Thursday (Sept. It was developed by the Cybersecurity Response Project Team. She noted that verifications can also utilize information tied to payment history.

Payments 220

Payments Exercises Resources Fraud 220

PYMNTS

SEPTEMBER 20, 2020

Western Union Business Solutions will work with Isabel Group to expand access to Isabel's network, which offers online banking and fast payment services for organizations. Now, clients will be able to connect with more resources globally, the release stated. Currently, the Isabel 6 platform serves 70,000 professional clients.

Groups 301

Groups Payments Resources Strategy 301

PYMNTS

DECEMBER 7, 2020

Most are encouraging employees to work from home while also moving their back-office operations online, and payments operations are no exception. It is no longer feasible to wait until the end of the month to handle expense reports and supplier payments, forcing firms to search for digital innovations that can keep their cash flow in check.

Management 268

Management Cards Company Innovation 268

PYMNTS

JUNE 8, 2016

In a payments landscape that is ever-changing and rapidly growing, having a focus on innovation that takes that same approach is significant. As Peter Read , President of Peoples Card Services , recently pointed out to PYMNTS, needs are never static, and neither should the payments innovation aimed at addressing them.

Innovation 100

Innovation Millennials Cards Fintech 100

Abrigo

APRIL 2, 2020

EFE occurs when a person misuses or takes the assets of a vulnerable adult for his/her own benefit - without the elder’s explicit knowledge or consent depriving the individual of vital financial resources for personal needs taken via forms of deception, false pretenses, coercion, harassment, duress, or threats. It’s the right thing to do.

Fraud 335

Fraud Resources Software Training 335