PYMNTS

FEBRUARY 20, 2019

Blockchain is increasingly being separated from cryptocurrency, with an eye toward disparate use cases — some done at the national level. The newswire said that Berlin exists as a “hub” for the industry, where roughly 10 startups focus on blockchain, and end markets span energy, pharma and transportation.

National 161

National blockchain Cleveland cryptocurrency 161

Perficient

SEPTEMBER 19, 2023

And our team of industry experts is excited to connect, collaborate, and address the most pressing business needs of national and regional carriers. Brian shared his excitement with me about where the industry is headed. Conall agreed, adding, “Catching up with old and new industry friends is always a great experience.

Conference 221

Conference Strategy Innovation Industry 221

South State Correspondent

JANUARY 10, 2024

This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges. There are multiple good reasons why national and regional banks continue to offer fixed-rate loans to borrowers only via a loan hedging program, regardless of the interest rate cycle.

Community Bank 195

Community Bank Community National Regional 195

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133

National Training Bitcoin Samsung 133

American Banker

NOVEMBER 8, 2016

Regions Financial in Birmingham, Ala., has appointed a former Citigroup executive and an agricultural industry executive to its board.

Regional 49

Regional Industry National 49

PYMNTS

JULY 29, 2016

According to a report , China’s Cabinet released its first rules governing ridesharing, telling local officials on Thursday (July 28) they should move full steam ahead to promote the industry made famous by Uber. A Cabinet document laid out the guidelines for registrations, fares, employment of drivers and how much they should get paid.

Guidelines 100

Guidelines Industry Regional Operations 100

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

PYMNTS

AUGUST 12, 2020

It’s been a rough few months,” Richard Swart , global sales and quality director at Berger Global, a Durham, England-based unit of Ringmetall AG, the German manufacturer for the packaging industry, told the WSJ. May and June sales fell by as much as 40 percent depending on the industry being supplied, he said. In contrast, the U.S.

Regional 178

Regional National Industry Report 178

PYMNTS

FEBRUARY 16, 2020

Its investment in Latin America this year will target eCommerce, healthcare, FinTech and other industries, as it looks at about 650 firms in the region. Freire added that Argentina, Brazil, Chile, Colombia and Mexico “are in the spotlight,” and there’s no “preset amount by nation.”.

Fintech 174

Fintech America Regional Capital 174

PYMNTS

DECEMBER 9, 2016

Scotland’s economy has excelled in industrial industries such as shipbuilding, steel and petroleum, but the country is turning its attention to developing a rising digital tech scene. According to Tech Nation , Glasgow has a total digital GVA of £480 million. with an estimated population of 1.2

Industry 100

Industry Fintech Software National 100

PYMNTS

JANUARY 15, 2019

The Organization for Economic Cooperation and Development (OECD), a consortium of 34 nations worldwide, has warned that the U.S. are less optimistic about the national economy, with economic outlook dropping for the fourth month in a row, according to data from the National Federation of Independent Business (NFIB).

National 128

National United States Regional Data 128

PYMNTS

DECEMBER 9, 2016

Scotland’s economy has excelled industrial industries such as shipbuilding, steel and petroleum, but the country is turning its attention to developing a rising digital tech scene. According to Tech Nation , Glasgow has a total digital GVA of £480 million. with an estimated population of 1.2

Industry 100

Industry Fintech Software National 100

PYMNTS

MAY 13, 2020

The average business has in excess of $10,000 in monthly expenses and barely enough cash on hand to survive a month, according to the National Bureau Of Economic Research ( NBER ). The Mountain region was least affected, with 39 percent of firms temporarily closed.

Illinois 144

Illinois Chicago National Survey 144

South State Correspondent

SEPTEMBER 20, 2023

In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. We ranked the Top 20 Deposit-Rich Industries ( HERE ). As can be seen below, Client 2, because of the nature of their industry, has much greater variability in their cash flow.

Management 195

Management Survey Industry Community Bank 195

Abrigo

DECEMBER 4, 2015

Sageworks banking industry experts are winding down a busy year of disseminating information and facilitating discussions on regulatory changes, such as the FASB’s upcoming move to the current expected credit loss model (CECL), and on best practices for portfolio risk management and credit analysis.

North Carolina 150

North Carolina Ohio DC Regional 150

PYMNTS

MARCH 17, 2020

Grab already has a program called Grab Ventures Velocity which supports 15 regional startups. IMDA Chief Industry Development Officer Howie Lau said IMDA is always trying to find new business opportunities for local tech companies in the region. “We

Regional 130

Regional Innovation National Industry 130

American Banker

FEBRUARY 2, 2024

Valley National, based in Morristown, New Jersey, has a high exposure to commercial-property loans relative to its peers. The bank reported that almost half its $50.2 billion loan book was in commercial real estate as of Dec. 31, with heavy exposure to New York, Florida and New Jersey.

National 28

National New Jersey Florida New York 28

PYMNTS

FEBRUARY 27, 2020

The 2020 outlook report from the National Restaurant Association was released today and it paints a picture of an industry dealing with the countercurrents of solid consumer spending and disruptive technology. In fact, by 2030, the National Restaurant Association expects that technology could completely change the face of dining.

Rhode Island 151

Rhode Island National social media Arizona 151

TheGuardian

NOVEMBER 30, 2022

A new report by the Australian Prudential Regulation Authority (Apra) found climate change could make banks more vulnerable to economic downturns as they face up to a threefold increase in lending losses by 2050, but that the system should be able to absorb the impact.

Lending 81

Lending Regulation Regional Industry 81

South State Correspondent

FEBRUARY 27, 2024

Objectives of Loan Pricing We believe that all national banks and most banks over $10Bn in assets (regionals) are using some version of a risk-adjusted return on capital (RAROC) loan pricing model. The national and regional banks originate about 85% of all domestic loans, and community banks hold the remainder.

How To 195

How To Community Bank Community Management 195

PYMNTS

APRIL 21, 2020

Europe’s $849 billion annual tourist industry is taking a beating as visitors heed stay-at-home orders around the globe amid the COVID-19 pandemic. The news service reported that the EU is preparing for a massive bailout to lift the nations. He noted that the unprecedented climate can only be compared to the time of World War II.

National 177

National Regional Groups Marketing 177

PYMNTS

MAY 11, 2020

Marriott CEO and President Arne Sorenson said on a Monday (May 11) earnings call that, overall, “negative trends appear to have bottomed in most regions around the world. He noted that occupancy levels in the region are currently a bit more than 30 percent, which is higher from the lows of below 10 percent in mid-February.

Trends 178

Trends South Carolina Regional United States 178

TheGuardian

MARCH 17, 2023

Shares in Credit Suisse, Switzerland’s second largest bank, fell 8% on Friday despite securing a £45bn emergency loan from the Swiss National Bank just days earlier to shore up its liquidity after a week of panic. Continue reading.

US 69

US Regional National Security 69

PYMNTS

NOVEMBER 16, 2018

The quick-service restaurant (QSR) industry is on track to continue a decade and a half’s worth of growth this year, with consumers projected to spend more than $256 billion at burger joints, sandwich shops, pizza parlors and other QSRs by the end of this year. Where (And How) QSRs Are Growing The Fastest.

Mobile 172

Mobile Report Regional United States 172

PYMNTS

JANUARY 1, 2020

“Small business job gains have flattened in the second half of the year as labor markets prove very tight,” said James Diffley, chief regional economist at IHS Markit. “In The national jobs index hit 98.16 The Southern region led small business growth. In response, weekly earnings have accelerated, surging from 2.49

Tennessee 133

Tennessee Michigan Ohio Regional 133

Perficient

MARCH 3, 2021

La Puerta is available to MiHC’s partner schools, with plans to scale access regionally and nationally over time. We also believe that diversity and inclusion are constant pursuits, and we recognize that the responsibility to help drive equity throughout the broader technology industry falls on us.

Detroit 520

Detroit Michigan Community Resources 520

PYMNTS

NOVEMBER 19, 2019

The Administrator should also partner with the insurance industry to consider making the triggering event a federal disaster declaration, or the buildup to an impending threat or hazard. ” The agency would follow in the footsteps of several companies in the insurance industry that have already utilized blockchain.

blockchain 217

blockchain Puerto Rico Virgin Islands United States 217

PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation. The banks have also agreed to share data on emerging markets.

Fintech 211

Fintech San Francisco National Innovation 211

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ). How Interest Rates Will Impact Your Bank.

Community Bank 195

Community Bank Community Analysis Industry 195

Abrigo

AUGUST 22, 2019

However, not every BSA officer can afford the time or expense of attending the major industry conferences held each year. One option that makes it easy for BSA officers to complete required training is to attend regional meetings. For example, Abrigo is hosting regional seminars in six cities across the U.S. Ready to Attend?

Training 150

Training Las Vegas Alabama Minneapolis 150

PYMNTS

FEBRUARY 6, 2020

technology by “any means necessary” and that there are about 1,000 related investigations currently ongoing in the country, through its 56 regional offices, according to a report by Reuters. . based technology in all 56 of our field offices and spanning just about every industry sector,” Wray said. William Evanina, a senior U.S.

United States 151

United States US National Fraud 151

PYMNTS

JULY 16, 2020

The top court of the 28-nation bloc ruled the transfer of personal data to platforms in the U.S. Companies will have to choose between whether to move personal data to servers in Europe or stop doing business in the region. servers, The Wall Street Journal reported.

Data 212

Data US Regional Resources 212

PYMNTS

AUGUST 5, 2020

By region, Diageo’s Asia sales saw the biggest drop at 16 percent. The company attributed that to the fact that many countries in that region not only shuttered bars and restaurants, but also liquor stores. However, not all regions showed declines: North America bucked the trend and saw its sales rise 2 percent. What comes next?

South Carolina 140

South Carolina US America Regional 140

NCR

SEPTEMBER 1, 2016

At the moment, some parts of this region are still heavily cash dependent, with research from McKinsey and Capgemini suggesting just two per cent of transactions in emerging nations of Asia-Pacific were cashless last year – though this rises to 35 per cent in developed countries. With more than 1.3 Cutting down on the unbanked.

Regional 75

Regional Payments National Boston 75

PYMNTS

OCTOBER 4, 2019

Such identity solutions were once exclusively the domain of wealthy, technologically advanced nations, but are spreading to countries like Nigeria and Sierra Leone, which have recently begun harnessing digital channels. Government-issued digital identities are not just the realm of sovereign nations. About The Tracker.

Online 144

Online Ohio Knowledge Base Regional 144

Let's Talk Payments

JUNE 14, 2019

Seeing this, we decided to look at the FinTech market in the region. To provide an overview, the FinTech industry in Australia has grown drastically, with the financial services sector being the largest contributor to the national economy, contributing around $140 billion to GDP in 2018.

Fintech 101

Fintech Marketing National Regional 101