Insights on Business

JUNE 18, 2019

In this edition, read how these tools are being deployed now. Risk brings rewards. Risk management professionals are comfortable with ideas about growth curves and early versus late investment. Explore all these topics in the IBM white paper, “ A new era of technology-enabled financial risk management.”

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Risk Management Technology Management Big Data 185

Abrigo

SEPTEMBER 27, 2017

The hundreds of people attending the 2017 Risk Management Summit hosted by Sageworks heard from dozens of thought leaders in the financial services industry. The Sageworks Risk Management Summit is the industry’s leading life-of-loan conference, with topics spanning business development through portfolio risk in a CECL world.

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Abrigo

JUNE 11, 2021

Measuring Interest Rate Risk Can Vary by Institution Interest rate risk measurement plays a key role in ensuring an institution's safety and soundness. Would you like other articles on asset/liability management in your inbox? FDIC) noted in its 2021 Risk Review.

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Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

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Resources Risk Management eBook Strategy 221

PYMNTS

DECEMBER 9, 2020

Taking this retroactive approach to credit risk management was never efficient, but it has become even less feasible amid the pandemic. Consumers are more susceptible than ever to falling short on their monthly bills, leaving banks searching for more proactive ways to mitigate the risk of defaults.

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Abrigo

DECEMBER 17, 2021

For banks and credit unions, this often means a deep understanding of regulations and compliance and adhering to the institution's risk management standards. The fintech market is growing exponentially, and it can feel overwhelming trying to decide which vendor would be the best partner for the financial institution. Learn More.

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South State Correspondent

AUGUST 21, 2022

We compared and contrasted the two strategies and sized the market for community banks. More sophisticated entities can handle a higher ratio because they possess the systems and managerial sophistication to manage the risk. The post How to Choose a Hedge Provider as a Bank appeared first on SouthState Correspondent Division.

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Abrigo

FEBRUARY 23, 2022

Learn more about how to recover market share with small business lending. Lending & Credit Risk. How to Win Small Business Loans This Year. Lending & Credit Risk. Portfolio Risk & CECL. Jump-Start Digital Transformation with Change Management. Credit Risk Management.

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How To Lending Software Survey 195

South State Correspondent

FEBRUARY 12, 2022

In a recent blog [ Here ], we argued that banks are almost always in an inferior position by not re-quoting the loan rate with market movement until the loan closes. The market expects the five-year Treasury in two months to be 1.92%. How Volatility Impacts Rate Locks. Lending Reality.

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Abrigo

AUGUST 2, 2023

The health of CRE loans and related credit risk is a focus not only of investors, board members, and other stakeholders but also of upcoming regulatory exams. The scrutiny is understandable, given financial institutions’ exposure to commercial real estate and current economic and market forces. See how in this whitepaper.

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Report Risk Management Lending Analysis 195

Abrigo

DECEMBER 22, 2023

Smaller banks can be encouraged by these numbers, and S&P Market Intelligence predicts a return to relative construction industry normalcy in 2023. Read this blog for construction delinquency statistics that can help your financial institution better plan and manage their construction loan portfolios.

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Lending Risk Management Community Management 221

Abrigo

DECEMBER 29, 2023

This excerpt explains market trends and key statistics on leading vendors of loan origination software , including Abrigo. To learn more on how to underwrite loans efficiently and add more value to the customer or member relationship, watch this on-demand webinar, “ Win more deals: Small business lending best practices.”

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Resources Lending Risk Management Policies 221

Abrigo

DECEMBER 22, 2023

Takeaway 3 Updates on interest rate forecasting and best practices for managing CRE risk were among the most-read blogs. Abrigo's most popular risk management blogs over the last 12 months cover topics that continue to catch the attention of professionals and regulators. Which credit areas need routine "maintenance"?

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Risk Management Regulation Management Lending 221

Abrigo

MAY 8, 2024

Seeing generative AI use cases can help bankers, risk managers, and financial crime professionals better understand it. They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience.

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Examples Fraud Resources Risk Management 221

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices.

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Risk Management Lending Policies Management 221

Abrigo

APRIL 24, 2023

How can your institution prepare to grow its construction portfolio? You might also like this webinar, "How to manage a high-performing construction loan portfolio." WATCH Takeaway 1 An S&P Global Market Intelligence report shows delinquencies leveling off and loans growing in the construction sector.

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Abrigo

JUNE 17, 2015

The report, from the Federal Reserve Bank of Kansas City , stated that demand could remain high since futures markets for fall crops show prices are likely to remain low because of the potential for another record harvest. The challenge is that market conditions in this type of lending tend to be volatile. Production costs 3.

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Abrigo

MARCH 16, 2016

Risk ratings form the basis for broader risk management including setting the reserve, stress testing , capital and strategic planning.

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Abrigo

MAY 2, 2024

By the end of this blog, you'll have a comprehensive understanding of how to optimize small business lending within your financial institution. Compliance and Risk Management: The loan policy ensures that the lending function operates within the regulatory and compliance framework.

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Lending Strategy Analysis Policies 221

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. Dynamic market Small business lending by banks & credit unions Small businesses are a pillar of the U.S. trillion between 2019 and 2022.

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Lending St. Louis Community Marketing 243

Abrigo

DECEMBER 14, 2023

You might also like this on-demand webinar, "Strategic plan: How to develop and monitor at your financial institution." Learn how to tap your data to generate management insights. Here are some sample questions: What specific insights do you have for the next year in our market? These steps can help get you there.

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Lending Risk Management Meeting Survey 221

Abrigo

JANUARY 29, 2020

“This advisory reminds financial institutions engaged in agricultural lending to maintain sound underwriting standards, strong credit and administration practices, effective risk management strategies, and appropriate allowances for losses and capital levels through the credit cycle,” the FDIC statement said. Lending & Credit Risk.

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Lending How To FDIC Survey 195

Abrigo

DECEMBER 23, 2022

Takeaway 1 Changing economic landscapes, investment markets, interest rates, customer demand, mergers, and acquisitions affect ALM decisions. Takeaway 2 Along with a five-part ALM 101 series that took a deep dive into risk-rating, popular posts touched on the value of core deposit studies.

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Resources Risk Management Study Strategy 195

Independent Banker

OCTOBER 1, 2022

It has implications for everything from regulatory compliance and risk management to a bank’s ability to engender trust in its customers. How to reassure customers that their data is protected. Balancing marketing personalization with data privacy. By Katie Kuehner-Hebert.

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Data How To Community Bank California 91

PYMNTS

AUGUST 10, 2017

From user interface technology to security and risk management, the only constant in the financial space is that nothing stays the same for long. percent share of the global money transfer market and puts the company at No. Today, we cover more than 150 markets and handle close to $30 billion in transfers. That’s a 6.75

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FICO

MARCH 5, 2021

Look no further than the recently published Chartis Financial Crime Risk Management Systems: Enterprise Fraud Market Update and Vendor Landscape , 2021, where FICO was named as the top enterprise fraud Category Leader. by TJ Horan.

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Abrigo

DECEMBER 1, 2021

How to make loan review more effective When it comes to loan review, there are three key areas to help ensure a more effective process. Takeaway 2 It's imperative that FI senior management demonstrate commitment to a robust loan review program. . Learn how to analyze and approve loans more quickly. Credit Risk Management.

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South State Correspondent

APRIL 30, 2024

Good hedging partners will pass on taking trades that generate revenue for the vendor but create more unforeseen risk. We witness over and over how some banks get themselves in deeper trouble booking derivatives on their books that are bets on market interest rate movements.

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South State Correspondent

APRIL 30, 2024

Good hedging partners will pass on taking trades that generate revenue for the vendor but create more unforeseen risk. We witness over and over how some banks get themselves in deeper trouble booking derivatives on their books that are bets on market interest rate movements.

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Abrigo

MAY 22, 2015

The Office of the Comptroller of the Currency (OCC) recently featured the multifamily rental housing market in a newsletter examining challenges in the market and how financial institutions are engaged in financing multifamily rental housing.

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Abrigo

SEPTEMBER 7, 2023

With the amount of data an institution has at its fingertips, it can be hard to determine what’s relevant and how to apply it for the most effective reporting and analysis. Learn how to tap your data to generate management insights. What are the credit trends in our portfolio and market? Explore Abrigo Connect.

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Abrigo

JULY 22, 2016

Many banks and credit unions have adopted sophisticated risk-management practices, and their board of directors has to play an active role in ensuring that risks are well understood in overseeing risk exposure.

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Bobsguide

MAY 2, 2017

In the second of a two-part review of cyberfraud and risk management approaches, James Richardson, Head of Market Development Risk and Fraud for Bottomline Technologies, reviews the benefits of advanced activity-monitoring to provide the highest levels of fraud prevention. The first part of this.

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Fraud How To Risk Management Management 60

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Putting Velocity of Risk into Action.

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PYMNTS

DECEMBER 5, 2018

. “I would characterize it as a Big Data issue — it’s very intimidating to get started in third-party risk management,” Simkins said. ” Inexperienced or unfamiliar professionals may take a bottom-up approach to third-party risk management, analyzing risk on a vendor-by-vendor basis.

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Security Fintech Risk Management Strategy 192

Abrigo

DECEMBER 7, 2021

How to organize the loan review function. Financial institutions with strong, independent loan review can react more quickly to changes in the market, according to Ancin Cooley , principal of Synergy Bank Consulting and Synergy Credit Union Consulting. How to determine the loan review reporting structure. Risk Ratings.

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