PYMNTS

MARCH 22, 2017

Freshbooks VP of Strategy Matthew Baker highlighted these findings in a chat with PYMNTS to weave through the research and sound off on some of the survey results that most caught his attention. It’s a large responsibility, but as Freshbooks’ survey found, many small business owners are learning how to operate with a trial-and-error mindset.

Survey 102

Survey Lending Resources Report 102

PYMNTS

JUNE 24, 2016

India led the competition with the most funding rounds, as investors supported the nation’s efforts to develop the digitization and sophistication of more traditional business operations: eProcurement, eInvoicing, logistics and supply chain management. market struggles with investor doubt and regulatory scrutiny. But the U.S.

National 100

National Trends Lending Capital 100

CFPB Monitor

FEBRUARY 20, 2019

The Conference of State Bank Supervisors (CSBS) announced last week that it has agreed to implement 14 recommendations made by its Fintech Industry Advisory Panel (Advisory Panel). It has 33 fintech company members that engage with the CSBS Emerging Payments and Innovation Task Force and other state regulators.

Fintech 68

Fintech Conference Survey Regulation 68

PYMNTS

NOVEMBER 27, 2018

Nearly half of all small businesses surveyed plan to take out a loan in the next year, and nearly two-thirds anticipate a sales increase (only 5 percent expect their sales to decline). “[FinTech firms] are still a drop in the buck, but they’re showing the way. . Filling The Gap. They’re taking risks and chances.

Lending 159

Lending Fintech Capital Report 159

PYMNTS

DECEMBER 8, 2020

economic slowdown fueled by the COVID-19 pandemic is likely to continue into 2021 but could start bouncing back by mid-year as the population gets vaccinated, according to a December survey from the National Association for Business Economics (NABE). Synctera Brings 'FinTech As A Service' To Community Banks.

San Francisco 130

San Francisco Community Bank Video Capital 130

PYMNTS

JANUARY 9, 2018

“Community banks are much better positioned to provide personalized service to small business customers; large national banks simply aren’t equipped or motivated to do so.”. INTRUST Bank recently announced it is also taking part in the trend of collaborating with FinTechs. While analysts found small business lending dropped by 2.2

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

APRIL 7, 2020

Based on information from six nations, including the U.K., Bottomline CEO: How FinTech Gets Creative To Extend Coronavirus Relief. Not all businesses can produce masks or ventilators, but FinTechs are in a unique position to help extend relief to coronavirus-impacted SMBs. NFIB Survey Shows SMB Optimism Slips Amid COVID-19.

Payments 130

Payments Survey Fintech Regulation 130

PYMNTS

NOVEMBER 21, 2017

They’re a result of the Competition and Markets Authority (CMA) inquiry, which found a serious lack of innovation in the nation’s banking sector — especially when it comes to small- and medium-sized business (SMB) services. A separate survey conducted by U.K. As the U.K. ’” said Gorst.

Fintech 115

Fintech Millennials Meeting Innovation 115

PYMNTS

NOVEMBER 23, 2020

The rule would guarantee that everyone would have equal access to banking services offered by national banks, federal savings associations, and federal branches and agencies of foreign bank organizations, the statement indicated. percent of consumers surveyed reported that their primary bank is a digital-only bank (4.2 percent). .

Study 170

Study Survey System Regulation 170

PYMNTS

AUGUST 12, 2020

As the survey found, the average German carries about 107 euros in their wallet, and has more than 1,360 euros in bank safe deposit boxes. It may seem incongruous that a nation as economically (and technologically) developed as Germany, would bank so literally on cash. Wallets Full Of Euros .

Course 221

Course Cards Fintech Payments 221

Abrigo

FEBRUARY 25, 2022

Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. Indeed, some bankers are already giving up spreads in order to win loans, according to the January Fed Senior Loan Officer Survey. Lenders Easing Terms.

Lending 195

Lending St. Louis Community Survey 195

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Mexico has crafted its upcoming rules with similar developments in mind, especially as its 2018 law makes the market more attractive to FinTechs.

America 165

America Regulation Regional Tools 165

PYMNTS

APRIL 15, 2019

Specifically, who knows what dangers — for banks, at least — lurk in shadow banking, as FinTechs emerge to nibble at market share? FinTechs the More Immediate Threat? In reference to FinTechs specifically, the CEOs weighed in on the future of banking and FinTech and the way the financial services space is changing.

Lending 175

Lending United States Survey System 175

PYMNTS

DECEMBER 11, 2020

Synctera Brings 'FinTech As A Service' To Community Banks. FinTechs want to offer compliant banking services, while community banks want new ways to grow deposits. The FinTech as a Service launched Tuesday (Dec. PayPal has introduced QR code payments in iZettle’s point-of-sale app in the U.K.

Trends 175

Trends Fraud Millennials Community Bank 175

Let's Talk Payments

SEPTEMBER 23, 2016

Experian partnered with top personal financial bloggers exploring a variety of topics in national survey leading up to FinCon 2016 San Diego, Calif., September 21, 2016 — Kicking off the world’s largest.

San Diego 40

San Diego Survey National Management 40

PYMNTS

FEBRUARY 27, 2018

though, Ceterus has been forced to work around the current limitations of data sharing between banks and FinTechs. are beginning to realize that opening up financial data isn’t just a competitive advantage for the FinTechs, but it can be one for the bank itself too. surveyed by Bain & Co. surveyed by Bain & Co.

Data 100

Data Fintech Analytics Analysis 100

CB Insights

AUGUST 1, 2019

Currently, cash still accounts for 90% of consumer transactions in Mexico, and Mexico’s population is substantially underbanked: only 47% of adults between 18 and 70 years old have a bank account, according to data from the National Survey of Financial Inclusion. But the landscape may be changing. Want the full expert post?

Regional 44

Regional Innovation Fintech America 44

PYMNTS

AUGUST 7, 2018

Traditional institutions are picking up steam in their efforts to collaborate with alternative financiers and FinTech firms, largely viewed as a way to spin the competition into allies and upgrade their lending services without the burden of in-house R&D. The Fed’s survey — of top bank officers at 72 domestic banks and 22 U.S.

Lending 100

Lending Survey National Trends 100

Chris Skinner

MARCH 5, 2017

The FinTech Wave, Part One I wrote a blog the other day for The Next Web. Apparently, people like it and here I’m going to expand upon the basic theme to give a detailed analysis of how … The FinTech Wave, Part Two As mentioned in the first part of these two pieces, we talk a lot about FinTech. What’s going on?

Charlotte 150

Charlotte Fintech blockchain Maine 150

NCR

JULY 6, 2017

A new study has revealed the extent to which consumers around the world are embracing emerging financial services providers, with one in three digitally-active citizens now using fintech solutions on a regular basis. In these countries, an average of 46 percent of survey respondents indicated they were engaged with the technology.

Fintech 56

Fintech Study User Experience Survey 56

PYMNTS

DECEMBER 5, 2018

India saw a busy year in B2B FinTech as the small business (SMB) community continued to demand enhanced financial services. The nation continues to push against cash in favor of digital payments, while both the government and private sector continue to fuel FinTech innovation.

Innovation 171

Innovation Survey Operations Community 171

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and global stock markets are also top concerns among entrepreneurs surveyed by the bank.

Taxes 144

Taxes America National Community 144

PYMNTS

MAY 24, 2018

A new survey released this week by the U.S. The CEO of the Dubai Multi Commodities Centre (DMCC), Gautam Sashittal, likened FinTech’s impact on modern trade as that of the advent of the shipping container in the 1950s. Federal Reserve finds small businesses are enjoying boosted confidence (and revenues).

Survey 100

Survey Fintech blockchain New York 100

Jessica Ellerm

FEBRUARY 11, 2018

But if you’re to have any hope of engaging the masses, that’s exactly what you’re going to need to do, especially if you’re a fintech business in the wealth creation space, going after the everyday consumer. You have to find a way to talk about money, without talking about money. Which leads me to my final point.

Fintech 90

Fintech Innovation United States National 90

PYMNTS

FEBRUARY 21, 2018

For example, Amazon, Westpac and National Australia Bank are teaming up to bring voice-activated AI to Australian banking customers. According to a new survey from cybersecurity solutions company EY, banks consider new FinTech software providers and their AI-powered solutions to be their fiercest competition. contact-form-7].

Digital Banking 163

Digital Banking Fintech Software Operations 163

PYMNTS

DECEMBER 12, 2018

Roughly a fifth of those queried by the DTCC stated that FinTech as a general category poses at least some systemic risk next year, which is up 5 percent from last year. The bank said that fellow participants in the transaction included Region Brokerage Company and the Russian National Settlement Depository (NSD).

Samsung 137

Samsung blockchain Regional System 137

BankUnderground

AUGUST 23, 2023

We have used the Bank’s NMG Consulting survey to reveal that BNPL borrowers are typically younger adults and renters, and are more likely to report signs of financial distress. Typically these products are provided by newer fintech firms, for whom BNPL makes up most or all of their lending. What is BNPL?

Survey 98

Survey Groups Regulation Data 98

PYMNTS

DECEMBER 4, 2018

driven by economic strength, government policy and continued efforts among the financial technology (FinTech) and financial services (FinServ) communities to introduce new tools for entrepreneurs — to make running their businesses easier, more efficient and more profitable. In a survey of 1,000 small business owners in the U.S.,

America 125

America social media National Policies 125

FICO

DECEMBER 13, 2019

The guiding ethos of fintech (and really any industry portmanteau ending in ‘tech’) is move fast and break things. The most prominent villain for fintech companies is regulation. And when fintechs and challenger banks aren’t constrained by regulation (as they mostly are in the U.S. Generally this ethos is presented as a virtue.

Regulation 52

Regulation Fintech Lending Branding 52

CB Insights

JULY 25, 2019

Fintech is often associated with digital tools targeted at tech-savvy millennials. But there is a growing market of fintech companies serving the unique financial needs of Baby Boomers and older retirees — and for good reason. Download the free report to find out how fintech is shaping the future of wealth management and investing.

Millennials 73

Millennials Fintech Tools Fraud 73

PYMNTS

NOVEMBER 7, 2016

There are those high-profile credit card data breaches that create massive headaches for merchants, while the Federal Bureau of Investigation has continually warned the nation about corporate phishing attacks that specifically target the B2B and supplier payment process, convincing businesses to pay a fake supplier.

Security 193

Security Payments Survey Innovation 193

PYMNTS

MAY 16, 2016

Explore how B2B FinTech is on the cusp of change as we break down all of the statistics and surveys below. A 1-point increase in an SME optimism index boosts levels to a two-year high , according to research from the National Federation of Independent Business (NFIB).

Fintech 108

Fintech Lending Fraud Cards 108

PYMNTS

SEPTEMBER 4, 2017

The move by India to delve into blockchain technology also comes amid other nations” central banking agencies exploring blockchain in an effort to make settlements of payments a bit more secure and also a bit speedier. The estimates from EY posit that China has an adoption rate of 69 percent, with India trailing at 52 percent.

blockchain 109

blockchain Analytics Survey Security 109

PYMNTS

JUNE 21, 2016

According to a survey conducted by the chamber, there are negative effects of such legislative efforts , with businesses noting that they have been forced to increase prices for their customers as a result of regulatory impacts or have had to delay or cancel investments for growth. Last week, reports emerged that the U.S. ”

Survey 101

Survey Regulation Compliance National 101

PYMNTS

DECEMBER 9, 2019

That’s particularly shocking because surveys now place around 73 percent of B2B decision-makers between the ages of 23 and 38 – and nearly 30 percent of people in this age range have never seen the inside of a bank. Instant” is becoming the posted speed limit nationally and globally for transactions. Probably not. The Big Gig.

Millennials 130

Millennials New York City National New York 130

PYMNTS

APRIL 13, 2020

For example, “…the majority of consumers do not consider FinTechs , Big Tech firms, PayPal or digital banks to be banks — at least not in the traditional sense,” the report states. Our survey shows that 64.2 percent of consumers are either ‘very’ or ‘extremely’ likely to use or already use national banks, and 60.1 percent and 9.3

Digital Banking 154

Digital Banking ATM Community Bank Survey 154

PYMNTS

SEPTEMBER 28, 2017

FinTechs are developing ways to automate accounting tasks, forcing human accountants to provide more strategic, value-added services. Three-quarters of survey respondents that are already using cloud storage and application technologies said they are “very confident” about the future of their profession. Embracing The Cloud.

Trends 108

Trends Innovation Survey Software 108