Celent Banking

JANUARY 22, 2015

In this same line, Banco Galicia in Argentina has a very interesting offering – Galicia MOVE – aimed to college students based on a totally digital proposition, underpinned by the use of digital channels and a targeted marketing strategy. Galicia MOVE includes a savings account, a debit card and a credit card. Change or die.

Maine 100

Maine Lending Regulation Risk Management 100

Let's Talk Payments

JUNE 4, 2019

Shifting market conditions, customer needs, the entrance of new players & digital technologies, along with new regulations, are reshaping the whole industry and financial intermediation as well. Digital transformation is not only about technology but also about change, which is beneficial and desirable.

Fintech 101

Fintech Maine Industry Strategy 101

Chris Skinner

MAY 12, 2017

Further to my recent trip to Pakistan Business Recorder (their version of The Financial Times) interviewed me in depth about what is happening in FinTech. Chris Skinner: The world’s leading-edge regulatory bodies are creating lighter regulations than one required for a full banking license. CS: That is one of the main differences.

Regulation 255

Regulation Capital Fintech Innovation 255

PYMNTS

AUGUST 14, 2019

The cross-border payment market is thriving, and trends are expected to continue over the next few years. Nordic bank-backed initiative P27 was launched to update the region’s aging infrastructure with a platform that enables real-time payments from different markets. Deep Dive: The Road to Real-Time Payments.

Fintech 168

Fintech Payments Cards Regional 168

PYMNTS

SEPTEMBER 29, 2017

Banks are finding it more difficult than ever to ignore potential FinTech partnerships that could better serve their corporate customers. When it comes to corporate treasury, business clients demand robust solutions and services from their banks, and FinTech players are stepping in to help. Staying Updated.

Fintech 141

Fintech Risk Management Compliance Management 141

PYMNTS

DECEMBER 4, 2020

Dutch antitrust regulators have launched an investigation into freedom of choice regarding payment apps and is eyeing Apple Pay’s limitations, Bloomberg reported. Although the antitrust regulator didn’t mention Apple by name, it said in a press release on Friday (Dec. A violation could result in a fine or some other penalty.

Apple 159

Apple Payments Software Regulation 159

CFPB Monitor

AUGUST 15, 2018

Last week the CFPB announced an initiative to create a Global Financial Innovation Network (GFIN) with 11 other financial regulators and related organizations across the globe. After October 14 the working group will review feedback and agree on next steps, including a timeline for when to launch the GFIN.

Regulation 68

Regulation Fintech United States Innovation 68

PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems.

Mobile 229

Mobile Report America Regulation 229

PYMNTS

DECEMBER 13, 2018

CUs are also actively communicating with law enforcement agencies, keeping regulators informed about suspicious activity, while receiving tips on noticeable trends that these same agencies are eyeing. Recently, though, many CUs have turned to technology-driven solutions to help members more efficiently communicate their needs and feedback.

Regulation 135

Regulation South Dakota ATM New York City 135

PYMNTS

APRIL 29, 2020

Today, there remains a broad spectrum of positions that regulators and financial service providers hold when it comes to working with crypto businesses. As traditional banks decide whether to dip their toes into the industry or not, the gap has created an opportunity for FinTechs to step in. As Karalevi?ius

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cryptocurrency Compliance Regulation Payments 283

PYMNTS

FEBRUARY 3, 2020

This prospective growth can largely be attributed to the Monetary Authority of Singapore (MAS), the region’s main regulator, which announced in June 2018 that it would grant five digital banking licenses to third-party companies. APIs and open banking growth.

Digital Banking 185

Digital Banking Innovation Maine Regulation 185

PYMNTS

AUGUST 14, 2018

No, not just in homeownership, but in business, too – and especially when it comes to upstart FinTech firms grappling with an ever-onerous compliance landscape. Risk also scales higher, as there exists the danger of missing the red flags that mean companies can run afoul of regulators and their compliance mandates. Build vs. buy.

Fintech 102

Fintech Compliance Resources Tools 102

PYMNTS

SEPTEMBER 3, 2019

It’s another thing to walk the walk, especially when it comes to giving sellers the chance to gain new revenue via online marketplaces and new markets. Tsang told Webster that the firm had opened up shop in Vietnam, putting feet on the street in this emerging market for cross-border commerce. Main Lesson. Other Markets.

Marketing 116

Marketing Mobile Payments Online 116

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. INTRUST Bank recently announced it is also taking part in the trend of collaborating with FinTechs. Enter: alternative lenders.

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Community Bank Community Fintech Lending 131

PYMNTS

OCTOBER 19, 2016

According to Brad Fauss, president and CEO of the Network Branded Prepaid Card Association, the recently released regulations on prepaid cards from the Consumer Finance Protection Board could be another instance of good intentions gone wrong. The updated regulations are slated to take effect Oct. About The Tracker.

Regulation 100

Regulation Cards Digital Banking social media 100

PYMNTS

JANUARY 11, 2018

While the data included business loans, Magilla noted that mortgages are the main driver behind this trend. law firm Gowling WLG, there have been more than 7,000 measures implemented in markets across the globe “believed to be injurious to global trade.” So while lending volume in the U.S. Citing research from U.K.

Fintech 126

Fintech Lending Trends Operations 126

PYMNTS

NOVEMBER 10, 2020

The November Smarter Payments Tracker® examines how FIs and FinTechs are innovating to deliver more compelling cross-border and international banking offerings. It also looks at the role of Banking-as-a-Service (BaaS) solutions in powering FIs’ and FinTechs’ efforts to cater to expatriates and immigrant workers.

Report 216

Report Fintech United States Meeting 216

PYMNTS

OCTOBER 22, 2018

Despite the rise of FinTech firms and challenger banks hoping to offer small businesses (SMBs) a better banking experience, large traditional financial institutions (FIs) continue to hold the dominant position in the SMB financial services (FinServ) space. Yet, the report also shows the limitations of the U.K.’s

Fintech 155

Fintech Maine Survey Regulation 155

Chris Skinner

JULY 7, 2017

Sørensen Chris Skinner needs no introduction in the fintech and banking space. We met Chris Skinner for a talk on the latest global banking trends and how banks mainly in Europe and North America deal with the challenges of their legacy systems and position and face the dramatic changes in the financial services market.

America 223

America Maine Trends Innovation 223

PYMNTS

MARCH 22, 2019

With PSD2 becoming firmly planted in the European Union (EU), more markets are integrating the regulation into their financial systems, and prepping for changes in the ways they approach payments, data transfers and customer authentication. Customer Awareness is Key for PSD2 Adoption in the Netherlands.

Regulation 174

Regulation Data Guidelines Fraud 174

PYMNTS

APRIL 30, 2020

The COVID-19 pandemic has caused an impact on open banking developments worldwide as regulators, financial institutions (FIs) and businesses set their sights on helping their current customers rather than future innovations. where regulators have been workshopping potential rules for several years. Seventy percent of U.S.

Regulation 188

Regulation Regional Data United States 188

PYMNTS

APRIL 3, 2018

Between the threat of FinTechs and small business owners’ increasing willingness to switch banking providers, financial institutions are waking up to the demand for better SMB services. This reality is often cited by small business FinTechs. Small business (SMB) banking is in need of an overhaul.

blockchain 177

blockchain Tools Regulation Fintech 177

PYMNTS

JANUARY 31, 2020

Financial institutions (FIs) and merchants in the European Union (EU) have had some time to get used to both the General Data Protection Regulation (GDPR) and the revised Payment Services Directive (PSD2). Australian regulators are still deciding how Open Banking will affect FIs within their country.

Digital Banking 136

Digital Banking Guidelines Regulation Data 136

PYMNTS

JANUARY 18, 2017

Not only does it require a significant shift in the behavior of consumers but also a complete mindset change for banks, merchants and even regulators. KW: How do you get the consumers — who, in many of these markets, are very cash-centric — on board? Enabling mobile payments isn’t easy. Here is an excerpt of the conversation….

Marketing 100

Marketing Regional Mobile Regulation 100

PYMNTS

FEBRUARY 27, 2018

For franchise owners, and small businesses overall, Morehouse said the financial data key to adequate cash flow forecasting generally comes from three main sources: the financial service provider, like a bank; payroll and the point-of-sale (POS) system. where regulators aren’t forcing data sharing. In the U.S., In the U.S.,

Data 100

Data Fintech Analytics Analysis 100

PYMNTS

DECEMBER 27, 2019

With regulations surrounding data ownership, privacy and open banking now in full swing in multiple markets around the globe, opening up account data is now a requirement for many financial institutions (FIs). This past year, however, the open banking model flexed its muscles in markets like the U.S., The Market Opportunity.

Community Bank 132

Community Bank Fintech Data Community 132

PYMNTS

DECEMBER 2, 2016

It’s certainly not the largest funding round the B2B FinTech industry has seen. According to its cofounder, Aditya Tulsian, incoming tax regulation changes, along with India’s recent demonetization, mean SMEs are going digital and will need to keep better track of funds. with an $18 million investment. B2B eCommerce.

Fintech 100

Fintech Capital Lending Taxes 100

PYMNTS

APRIL 30, 2018

Anyone in a regulated industry — and that’s just about all of them — are also plenty dubious about using cryptocurrencies as the processing rails for supporting those pilots and incorporating them into their longer-term plans should their pilots show promise. And to learn.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

AUGUST 19, 2016

The Future Of FinTech? Japan’s Financial Services Agency (FSA) announced its own plan to boost the FinTech market by making it easier for companies to collaborate with the financial technology industry. “FinTech will have a big impact on financial services.” Making Startups Thrive.

Fintech 100

Fintech Mobile Guidelines System 100

PYMNTS

MAY 22, 2019

Faced with a growing number of transactions to process in real time, payment service providers (PSPs), financial institutions (FIs) and FinTech firms also need to make sure the security of these smarter payment systems is up to par. Regulators in regions such as Europe are changing the ways they look at cross-border transactions.

Fraud 180

Fraud Payments Regulation Security 180

PYMNTS

OCTOBER 4, 2019

To service Main Street businesses, it’s an obvious advantage for a financial institution to actually be on Main Street. This need to collaborate with FinTechs has ushered in a new trajectory in small business lending, one that has led to the rise in Banking-as-a-Service. In markets like the U.K. In the U.S.,

Lending 152

Lending Community Bank US Community 152

PYMNTS

NOVEMBER 22, 2018

London, of course, has for years been a nerve center for financial services in the region, which has been an integrated landscape of members spanning the European Economic Area (EEA) freely accessing each other’s markets. basic access” to the bloc’s financial markets. CNBC reported that access would be akin to that enjoyed by U.S.

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Fintech Regulation Course Cards 156

William Mills

SEPTEMBER 15, 2016

Amidst the changes, BAI along with co-sponsor American Banker will continue to announce the finalists and winners of the “BAI Global Banking Innovation Awards,” as well as the “FinTech Forward Top 100 Companies” and “Companies to Watch” awards as it has during the retail delivery conference in years past.

Maine 40

Maine Conference Industry Retail 40

PYMNTS

APRIL 9, 2018

A press release on Friday (April 6) issued by the FinTech, which targets small and medium-sized businesses (SMBs), said it will release the license awarded last May and reapply for another one after further technological development of its solution.

Maine 134

Maine Survey Technology Capital 134

PYMNTS

SEPTEMBER 8, 2017

Best highlights the strength of China’s logistics market, which saw $1.6 percent of the nation’s express delivery market in the first six months of 2017, reports said. Chinese companies, especially FinTechs, are beginning to turn to overseas public offerings to raise new capital, according to reports earlier this week.

United States 100

United States Google Fintech Maine 100

PYMNTS

JUNE 17, 2019

Purdue is also said to report to Mark Bailie, who is the CEO of Bó and was reportedly the “main champion for Loot within RBS” per one unnamed source. According to reports, Purdue is to be accompanied by other team members from Loot across marketing, product and design areas.

Digital Banking 101

Digital Banking Maine Report Operations 101

PYMNTS

AUGUST 21, 2019

European challenger banks like Monzo and N26 are expanding to new markets and an increasing number of other financial players are launching suites of products and services designed to entice customers away from their traditional financial institutions (FIs). Around the Digital Banking World. Considering 76 percent of U.S. About the Tracker.

Trends 194

Trends Digital Banking Innovation Regional 194