PYMNTS

APRIL 16, 2019

Mastercard has moved into point-of-sale financing with the acquisition of Vyze, a FinTech firm the payment card network calls an “an end-to-end platform that facilitates financing options for merchants’ customers at checkout.”. As well, Bankrate has estimated that roughly 33 percent of millennials have cards.

Millennials 188

Millennials Cards Maine Retail 188

Chris Skinner

JUNE 25, 2017

This week’s main blog headlines are … Build or Buy or Build and Die? He had found a nice little FinTech start-up with a really neat Open API capability which could … How does a financial curator make money? Jeff is an actor and comedian, … Who needs millennials? We need to be attractive to millennials?

Millennials 164

Millennials ATM Maine Fintech 164

PYMNTS

JUNE 15, 2016

When you talk to the co-founder and CEO of a mobile-first digital bank account offering, you are likely to hear that millennials, to put it lightly, are not fond of big banks. Whether it’s Chime or other apps, millennials are increasingly turning to their mobile devices to keep track of their financial health.

Millennials 100

Millennials Mobile Digital Banking Fintech 100

PYMNTS

DECEMBER 9, 2019

You might be shocked to discover that fully 42 percent of businesses still used paper checks as their main payment method in 2019. Statistical swarms of millennials and Gen Zers report never having used a paper check. Likewise, when those odious words “the check’s in the mail” are uttered for the last time, it’ll be historic.

Millennials 130

Millennials New York City National New York 130

PYMNTS

AUGUST 17, 2017

But, while closing physical bank branches might appear to be a wise cost-saving measure, the move comes with risks that could hurt banks’ relations with new millennial customers. With mobile banking technology on the rise, it has seemingly become more important than ever for banks to stay on top of the latest digital innovations.

Millennials 132

Millennials Digital Banking San Francisco Fintech 132

PYMNTS

SEPTEMBER 16, 2019

And so a sheepherding innovation – and new vocabulary word – was born. In the payments ecosystem, we need look no further than the bridge millennial for how the connected purchasing experience will evolve over the next decade. Analysts pinpoint certain companies as bellwethers for the performance of a sector.

Millennials 222

Millennials Study Course Trends 222

PYMNTS

MAY 23, 2019

Digital banking is not the main element that drives consumers toward using a credit union. According to the Credit Union Innovation Playbook , a PYMNTS and PSCU collaboration, trust is the driving factor in that choice. Over that same time period, [FinTech firms] went from 5 percent to 35 percent,” Chambers explained.

Online 123

Online Millennials Digital Banking Maine 123

PYMNTS

NOVEMBER 19, 2019

Payments is in a state of constant change, with decision points shifting as fast as each innovation, disruption and tweak in consumer behavior. That raises several questions for FIs, FinTech firms and payment service providers as they figure out how to best navigate this changing world.

Cards 140

Cards Apple Data Innovation 140

PYMNTS

MAY 1, 2020

Among the fascinating findings in PYMNTS’ ongoing surveys of Main Street SMBs during the pandemic is this: A majority of small businesses that did not apply for government bailouts simply wished to avoid debt. No matter what. Not even COVID-19 could tempt them. It’s a powerful statement on payments preference.

Guidelines 131

Guidelines Digital Banking Millennials Online 131

CB Insights

JANUARY 14, 2020

In case you missed it, the 5th annual Future of Fintech (June 14-16) is moving west to San Francisco. Here’s what to expect at this year’s event : 3 main stages: Future of Fintech, Future of Wealth, and Future of Insurance. 1 stage dedicated to the Fintech 250 (CB Insights’ list of the most promising fintech startups).

San Francisco 36

San Francisco Fintech Capital Meeting 36

PYMNTS

FEBRUARY 20, 2019

Chime plans to use Pinch’s background in credit building and management to offer its largely millennial user base the tools to help improve their credit scores and plan for major purchases. Challenger banks are not only delivering an innovative and smartphone-first approach to financial services. In the U.S. About the Tracker.

Digital Banking 155

Digital Banking Millennials America Lending 155

PYMNTS

OCTOBER 29, 2018

The day after Halloween marks the 60-day sprint to the end of the year – a year in which the pace of innovation has accelerated materially. The shifts associated with that innovation are beginning to take root, and those impacts are beginning to be felt. FinTechs … and the Banks They Wanted to Disrupt.

Payments 196

Payments Google Apple Innovation 196

PYMNTS

JULY 31, 2017

. -48% of SMEs considering switching banks cite a lack of products and services as their main reason — a key statistic, analysts said, because it suggests small businesses are concerned about more than rejected loan applications and high fees.

Survey 112

Survey Community Bank Community Regional 112

PYMNTS

SEPTEMBER 21, 2016

And its popularity with young consumers (77 percent of millennials used mobile banking within the past month) means that more consumers are likely to embrace these new practices each year. USAA was not the only digital banking platform to debut new services and innovations recently. Around The Digital Banking World. About The Tracker.

Digital Banking 100

Digital Banking Mobile Apple Millennials 100

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. Download the free report to find out how fintech is shaping the future of wealth management and investing. get the REPORT on next generation investors.

Millennials 77

Millennials Mobile Lending Cards 77

Bank Innovation

APRIL 17, 2017

And, according to the 2016 edition of PwC’s Employee Financial Wellness Survey , financial stress is on the rise, with Millennial’s typically in worse shape with regards to their personal finances than previous generations.

Fintech 268

Fintech Innovation Survey US 268

PYMNTS

DECEMBER 20, 2019

FinTech firms have reportedly been accusing banks of preventing access to the financial data of end-users. Millennials Make Big Push For B2B Personalization. The rise of the so-called smart home — powered in large part by voice-assisted retail and payments — will be one of the main trendlines of the 2020s.

Fraud 100

Fraud Trends Payments Retail 100

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. It’s one thing for the millennial offspring of the billionaire hedge-fund scions to fall short of making a billion because they only manage to pull down $760 million a year. It’s a fact.

Millennials 100

Millennials Fintech Cards Groups 100

PYMNTS

APRIL 18, 2017

Banks and FinTechs are rolling out several new technological banking solutions aimed at enticing a new generation of banking customers. With more millennial consumers joining the banking systems, companies are turning to the technologies this generation uses on a daily basis to help them deliver more modern banking solutions.

Report 110

Report Digital Banking Tools Technology 110

PYMNTS

APRIL 6, 2016

And, as Gen X and (more recently) millennials are proving, the world is full of parents who are willing to do some serious spending, especially to keep their offspring entertained and educated. Going forward, Evans notes the firm’s main goal is getting their service right, as opposed to getting it big.

Capital 100

Capital Exercises Maine Millennials 100

PYMNTS

DECEMBER 23, 2016

And if you can spare a bit extra, we’d like to see if you have anything in your bag of tricks to help millennials get a little more credit , even if it is only one transaction at a time. Otherwise, it would be the kind of disruption that not even tech innovators could love.

US 100

US Retail Millennials California 100

PYMNTS

DECEMBER 15, 2017

is a rally cry that would perk the ears of many millennials, but how about “ Mastercard , assemble?”. Assemble for millennials is a toolkit that issuers, corporations and IBCUs can use to enable digital financial solutions, in this case targeting millennials, using a single-access digital prepaid product. What Millennials Want.

Millennials 134

Millennials Management Cards Security 134

PYMNTS

MAY 30, 2016

Store Front Business Index: Main Street USA, A-OK? One of the most significant: the health and importance of small businesses and, in particular, the “mom-and-pop” shops that line the Main Streets and side streets of our local communities. Digital Banking. The 411 On The Digital Banking Evolution. Financial Inclusion.

Trends 100

Trends Retail Fraud Mobile 100

Jessica Ellerm

JULY 1, 2017

Creativity & emotion must lead innovation. For what, if anything is more synonymous with the millennial generation? Aspirational consumers the new market for a fintech wealth brand. Well, mainly because the majority of Australians are completely apathetic when it comes to making an active choice about their super.

US 74

US Branding Policies Security 74

PYMNTS

MARCH 9, 2020

It’s a fair question today, particularly as we observe the blurring of the lines between traditional banks, Big Tech and FinTechs — and as we contemplate the impact that the blurring of the digital and physical worlds has on consumers’ expectations and customer service paradigms. Seven percent (7.4) percent) or PayPal (3.2

How To 232

How To Millennials ATM Fintech 232

Filene

OCTOBER 27, 2016

On the main day, we packed in the sessions from researchers, professors, authors, credit union and industry leaders and Filene i3ers, members and staff. An Epic Look at Talent and Innovation. Richard Swart plumbs the near-term opportunities to connect credit unions to the next big FinTech moves. Filene Merrymaking.

US 57

US Tucson social media Video 57

Fintech Labs Insights

JANUARY 8, 2016

December: Named one of the top 50 Emerging Stars in the KPMG and H2 Ventures global Fintech 100 report. October: Named FinTech Forward 2015 Company to Watch. December: Mentioned in KPMG’s H2 Ventures Fintech 100 report as one of the 50 Global Fintech Innovators to watch. November: Partners with Santander.

Innovation 12

Innovation Mobile Fintech Cards 12

Fintech Labs Insights

SEPTEMBER 21, 2015

After every Finovate, it’s always fun to re-visit the event through the insight and wit of our community of passionate fintech professionals on Twitter. If you didn’t catch it at #FinovateFall – Xignite & 21 Innovators Join to Launch the #FintechRevolution API Ecosystem [link]. Fair, but firm. Fi5dtVrNbJ.

UX 12

UX Fintech Innovation Community 12

PYMNTS

DECEMBER 26, 2018

Hi everyone! Astrologists say that people born on Mondays have the psychic ability to understand others — making them better able to see what’s next. Executive coaches say Monday is the most productive day of the week, since it represents a fresh start and an opportunity to set and achieve new goals.

Payments 168

Payments Data Millennials Maine 168

PYMNTS

OCTOBER 30, 2019

One of the most recent examples of that movement comes from Walmart , the venerable retail chain locked in mortal combat with Amazon, and Green Dot, the 20-year-old payment services provider that has managed to not only survive in a cutthroat industry, but innovate and thrive. Retail FinTech Trends. Omnichannel Power.

Retail 110

Retail social media Fintech Study 110

PYMNTS

MAY 1, 2018

Which, according to SVP of Consumer Channels and General Manager Richard Kang at Handle Financial , is why when it comes to financial services, bill pay doesn’t get a lot of love from innovators. “I There are lots of new FinTech providers that are doing interesting things that really appeal to a niche number of people,” Kang said.

Payments 116

Payments Millennials Innovation Management 116

PYMNTS

MAY 21, 2016

Just weeks removed from the launch, PYMNTS caught up with Ed Metzger, Santander UK’s Head of Innovation, Technology and Operations, to talk about initial impressions and what’s next for voice technology in banking. Metzger said that positive response has affirmed the value of experimenting with strategic innovation within the banking realm.

Technology 115

Technology Trends Maine Digital Banking 115

PYMNTS

JUNE 11, 2019

For financial institutions (FIs) and other FinTech companies, monetizing that data effectively and, above all, safely can be a tightrope walk — balancing risk and reward. Synthetic data, which sports all those features, can be created by FIs and used by retailers to, say, see how effectively they are targeting millennials.

Data 144

Data Compliance Security Millennials 144

PYMNTS

NOVEMBER 18, 2019

Smart, because if successful, these accounts could become the cornerstone for the everyday app ecosystem that every Big Tech and FinTech player has its sights set on developing – which WeChat and Alipay have already created with great success in China. 4, ahead of PayPal and Amazon. have their gig pay deposited into their PayPal accounts.

Google 177

Google Study Payments Branding 177

PYMNTS

DECEMBER 21, 2016

Meanwhile, FinGo and eWise are also offering a new app to help millennial customers manage multiple bank accounts from a single screen. A new interactive feature from Pepper aims to boost customer engagement with quizzes and personalized content. At the same time, banks are looking at the best ways to engage with their customers.

Mobile 100

Mobile Report Digital Banking Exercises 100

NCR

OCTOBER 26, 2017

While the main themes have not changed much from last year – security, speed, ubiquity – there was more talk on what more should be done to improve the reach of payments and banking services to reach the unbanked and underbanked which, even in the US, are a significant portion of the population.

blockchain 45

blockchain Las Vegas Conference Maine 45

PYMNTS

DECEMBER 26, 2016

” “And millennials, that segment of the population that never wanted to have much to do with traditional banks, will have yet another reason to thumb their noses at them and go somewhere else. The trust in big banks that has been eroding anyway could very likely erode even further.”

Fraud 110

Fraud US Data Payments 110