PYMNTS

SEPTEMBER 23, 2020

Payment innovators are migrating toward making payments nearly invisible to the payer, with the goal of enabling the movement of funds so seamless and friction-free that the user is less able to identify that a transaction is even taking place. FinTechs have had to take on a leadership role to embracing an imbedded payments experience.

Fintech 315

Fintech UX Cards Payments 315

Chris Skinner

MAY 1, 2017

as evidenced by their choice of leadership. Back in December, I picked up on this new Office of the Comptroller of the Currency (OCC) Ruling to issue national FinTech bank charters. Back in December, I picked up on this new Office of the Comptroller of the Currency (OCC) Ruling to issue national FinTech bank charters.

America 211

America Fintech National Regulation 211

CFPB Monitor

AUGUST 7, 2020

a wholly-owned subsidiary of fintech Varo Money, Inc. The approved application is for a full-service charter, not the OCC’s controversial FinTech charter that is currently the subject of ongoing litigation. team — the first consumer fintech to receive a national bank charter. The water’s fine!”. Varo Bank, N.A.’s

Fintech 78

Fintech FDIC Utah National 78

CFPB Monitor

JANUARY 3, 2019

Our guest for this week’s podcast is Paul Watkins, Director of the CFPB’s Office of Innovation. The Office has taken over the Bureau’s work that was formerly done under Project Catalyst, the initiative launched by the CFPB in 2012 for facilitating innovation in consumer financial products and services.

Arizona 60

Arizona Innovation Policies United States 60

PYMNTS

SEPTEMBER 28, 2016

Rudolf Booker , CEO and founder of Payvision , joined PYMNTS for the latest segment in the Commander in Chief series to explain why sparking innovation in payments may mean looking outside the payments industry itself to bring about real and lasting change. PYMNTS: Define your company’s approach to innovation. RB: Just do it!

Innovation 100

Innovation Payments Industry Customer Experience 100

Jeff For Banks

JULY 8, 2018

Rather than searching reputable sources for how this bank or that bank innovates, I thought I would give it to you straight from the gut. Because experience tells me that bankers are struggling with innovation. Fintech, regtech, martech (new one), AI, RPA, Chat Bot, actual bot. At its core, innovation should solve problems.

Innovation 60

Innovation Resources Taxes Leadership 60

PYMNTS

DECEMBER 28, 2020

Published reports indicate that China’s central bank and banking, securities and foreign-exchange regulators summoned Ant Group executives this past weekend to discuss official concerns about the firm. Any FinTech disruptor, when it becomes so big, represents systemic risk,” he told Webster. Reuters quoted central bank Vice Gov.

US 168

US Regulation Groups System 168

Insights on Business

NOVEMBER 16, 2016

And in my 5 years as a partner in the financial services arm of IBM’s Interactive Experience unit, I’ve also come to believe that innovation is the residue of design, as well. In fact, design is central to our mission of helping wealth management firms innovate in an era of digital disruption.

Innovation 117

Innovation Management User Experience Leadership 117

BankNXT

MAY 17, 2016

Innovative collaboration can be achieved with a mix of simple, yet vital ingredients, which Daryl Wilkinson outlines using his own experience as evidence. UK regulator fosters innovative collaboration in financial services on BankNXT.

Innovation 44

Innovation Regulation Leadership Fintech 44

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. The Bank Regulator Working for Merchants Award!

Fintech 194

Fintech Community Regional Technology 194

Fintech Labs Insights

MARCH 15, 2024

In the fintech space, only Fintech Meetup , launched in 2021, has reached critical mass this decade. Last week’s event in Las Vegas attracted a self-reported 4,000 attendees and was the talk of the fintech pods and Substacks the last few weeks. The pandemic slowed the introduction of new events.

Conference 15

Conference Las Vegas Fintech Case Study 15

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. In 2021, there were more than 120 fintech IPOs in the U.S., Acquisition of the Year: Bank Acquiring a Fintech. Oh, what a mere 12 months can do.

Community 216

Community Fintech Industry Innovation 216

CFPB Monitor

OCTOBER 19, 2020

Key takeaways regarding the implications of a blue wave scenario include the following: Chris Willis commented that the CFPB’s approach to the exercise of its authorities is likely to reflect criticism by Democrats that the CFPB has been lax in its approach to industry under Director Kraninger’s leadership. (In

Leadership 78

Leadership FDIC Exercises Lending 78

Independent Banker

MARCH 31, 2022

Lucas White: We need to continue to differentiate community banks and educate policymakers on why tiered and proportionate regulation is necessary. We need to make sure people remember that and have it reflected in laws and regulations that affect our industry. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 143

Fintech Strategy Leadership Lending 143

Insights on Business

APRIL 2, 2019

The costs of running payments operations, complying with a myriad of regulations and enforcing payments standards are increasing. The future of payments will increasingly be shaped by fintechs who are quick to respond to market needs with new payment services that offer exceptional value and customer experience. The answer is yes.

Payments 125

Payments New York City Fraud New York 125

PYMNTS

MARCH 31, 2020

This week’s look at payment rail innovation explores how corporates and FinTech providers embrace variety to ease friction in card acceptance, employee payroll and invoice payments. Faster Payments Council Names New Leadership. No one payment rail can solve every point of friction in B2B payments. In the U.K.,

Payments 193

Payments blockchain Cards cryptocurrency 193

CFPB Monitor

NOVEMBER 9, 2020

The Institute is considered the country’s premier consumer financial services CLE program and this year’s Institute will once again explore in detail important developments in consumer financial services regulation and litigation. I am again co-chairing the event, as I have for the past 24 years.

FDIC 78

FDIC Regulation Leadership Data 78

Independent Banker

JANUARY 31, 2023

Tailored to the top priorities of community bankers, the educational programming at LIVE speaks to pressing topics such as workforce development, regulation and risk, and digital transformation and innovation. This year, ICBA LIVE attendees can learn where these innovative companies stand today.

Honolulu 91

Honolulu Community Community Bank Leadership 91

PYMNTS

OCTOBER 7, 2019

Instead of piling on, though, I’d rather be constructive and lay out what we’ve learned from the Libra experience that may be helpful to other innovators who have big ideas to change the world. Some innovators the world over are solving the real problems of these 1.5 One: Solve A Solvable Problem.

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Regulation cryptocurrency Innovation Meeting 199

PYMNTS

AUGUST 24, 2018

Well, for starters, as bankingtech.com reported this week, the bank was bought by Latvian FinTech entrepreneurs Marks Moskvins and Maksims Jarosevskis. Bankruptcy followed, in an effort to prevent equity stakes from being sold, and an agreement was struck between bank and regulators…. Who were the buyers? And how come so … cheap?

Colorado 101

Colorado Leadership Fintech Operations 101

Gonzobanker

FEBRUARY 1, 2024

Concerns about successors to today’s executive leadership teams dominated many presentations. For the bankers we talked with, acknowledging challenges—think NIM, credit, regulation, election uncertainty, unemployment and CRE—while portraying resilience created quite a few compelling narratives throughout the event.

Conference 88

Conference FDIC Arizona Industry 88

CFPB Monitor

FEBRUARY 3, 2020

The Institute is considered the country’s premier consumer financial services CLE program and this year’s Institute will once again explore in detail important developments in consumer financial services regulation and litigation. The leadership and priorities of the CFPB, OCC, FDIC, and FTC have changed under the Trump Administration.

New York City 78

New York City San Francisco FDIC Chicago 78

Lex Sokolin

SEPTEMBER 19, 2019

Fintech is expensive. Fintech is everywhere. Fintech is the global competition for regulation, talent, and macroeconomic supremacy. Fintech is the trade war between the US and China. Fintech is the trade war between the US and China. Fintech is Facebook and Amazon. Fintech is the next bubble to burst.

Fintech 40

Fintech Lending United States Data 40

Abrigo

OCTOBER 20, 2016

The wave of technological innovation that has swept the business world in the past several years has fundamentally altered how many industries do business. Perhaps no industry has been so disrupted by this wave of technological innovation as the banking industry.

Software 150

Software Lending Community Bank Taxes 150

CFPB Monitor

FEBRUARY 12, 2019

The Institute is considered the country’s premier consumer financial services CLE program and this year’s Institute will once again explore in detail important developments in consumer financial services regulation and litigation. The leadership of the CFPB, OCC, FDIC and FTC is now firmly under Republican control.

FDIC 68

FDIC San Francisco New York City New Jersey 68

CFPB Monitor

APRIL 18, 2019

The Institute is considered the country’s premier consumer financial services CLE program and this year’s Institute will once again explore in detail important developments in consumer financial services regulation and litigation. The leadership of the CFPB, OCC, FDIC and FTC is now firmly under Republican control.

Chicago 68

Chicago FDIC Regulation Leadership 68

PYMNTS

JANUARY 23, 2017

Dabbling in FinTech innovation, expanding internationally, integrating digital systems — businesses must make progress, but they’re facing unfamiliar threats as they make these moves. And we’re not just talking about cyberattacks. 40% more cyberbreaches impacted U.S. businesses in 2016 than the year prior, found CyberScout.

Survey 100

Survey Taxes Groups Analysis 100

Jeff For Banks

JANUARY 10, 2016

His optimism was palpable, citing the education levels of new bankers, technology innovations that can be implemented by large and small banks alike, and the stratification of seasoned and new bankers that can pave the way to future industry leadership. Because regulators would approve no one else. Why the rigid criteria?

US 60

US Leadership New Jersey NJ 60

CFPB Monitor

FEBRUARY 14, 2019

A new executive order signed by President Trump on February 11, 2019 is intended to maintain American leadership in artificial intelligence (AI) research and development (R &D). The order directs certain federal agencies to pursue various strategic objectives to promote and protect American advancement in AI. Last summer, the U.S.

Lending 84

Lending Community National Leadership 84

PYMNTS

OCTOBER 29, 2018

The day after Halloween marks the 60-day sprint to the end of the year – a year in which the pace of innovation has accelerated materially. The shifts associated with that innovation are beginning to take root, and those impacts are beginning to be felt. FinTechs … and the Banks They Wanted to Disrupt.

Payments 196

Payments Google Apple Innovation 196

CFPB Monitor

JANUARY 12, 2021

The Taskforce was charged with examining the existing legal and regulatory environment for consumers and financial services providers and making recommendations to the Bureau’s leadership for improving consumer financial laws and regulations. The report consists of two volumes. enforcement, rulemaking and supervision).

Report 78

Report Regulation Policies Compliance 78

FICO

SEPTEMBER 9, 2021

In the United States, a customer must opt-in to this service for debit and ATM card transactions (required by the 2010 update to Regulation E) and a flat fee is applied per the terms and conditions of the program offered by the bank. New leadership at the CFPB has indicated that OD is on the agenda for a possible rulemaking.

ATM 52

ATM Regulation Policies Cards 52

FICO

DECEMBER 15, 2020

Regulators launched a series of financial inclusion initiatives including the OCC’s Project REACh aimed, in part, at expanding access to credit for the non-scorable population and NCUA’’s ACCESS which features four pillars focused on credit, education, stability, and support.

Policies 52

Policies Washington DC Regulation 52

Insights on Business

SEPTEMBER 21, 2018

Below are a few ways you can learn about some of the innovative new solutions we’re working on and engage with IBM at the event. I also encourage you to hear from some IBM executives on how digital economy is driving new opportunities and regulations in the financial services industry. Wake up with the CEOs.

Conference 115

Conference Customer Experience Industry Trends 115

Banking 2020

DECEMBER 16, 2014

The banking industry needs to evolve, and at the heart of that evolution is fresh leadership to shake up the mold. As the industry begins its revolution to rebuild and reassemble itself, it also needs to take a new look at leadership. Advancing Banking Talent and Leadership. Look back 25 years.

Leadership 52

Leadership Regional America Industry 52

PYMNTS

APRIL 9, 2016

Innovation is the engine of America,” Purcell noted. Moreover, Dimon warned that regulating the biggest banks in the United States out of existence won’t solve any real problems — just move the issue to Chinese shores, where big banks will still be able to operate. “I Buffett is correct. So then the argument broke out.

Regulation 100

Regulation Lending Omaha America 100