PYMNTS

OCTOBER 29, 2020

With more and more FinTechs introducing their own banking services, the competition is heating up. Small business lending platform BlueVine is the latest FinTech to take this path, having taken the wraps off of its banking solution this week with the launch of BlueVine Business Banking. First Horizon Bank Adopts NCR Technology.

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US Fintech Tennessee Compliance 203

PYMNTS

MARCH 4, 2020

In a Masterclass conducted by Karen Webster, Norm DeLuca, managing director of banking solutions at Bottomline Technologies , said banks must put corporate clients at the center of their digital transformation roadmaps, helping those enterprises capitalize on the competitive advantage fostered by advanced technologies.

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User Experience Data Fintech System 203

PYMNTS

DECEMBER 29, 2020

Whether it’s simple online purchases or banking, or more complex areas like cryptocurrency or money laundering, Trevor Wingert , a senior know your customer (KYC) and anti-fraud solutions consultant for GeoGuard , told PYMNTS that rapidly changing use cases and technology highlight gaps in the current security approaches being used.

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Fraud Compliance cryptocurrency Security 270

Abrigo

DECEMBER 22, 2023

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. Read the blog for information that can help lenders avoid risk before the project begins by planning ahead at the closing table. Community lending software can help get you there.

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Lending Risk Management Community Management 221

FICO

MAY 18, 2023

The innovative pay-as-you-go solution allows Dock’s clients, including banks, fintechs, and retailers, to intercept fraudulent transactions and protect their operations, while also improving the user experience. Currently, Dock has 250 clients that use FICO technologies to fight fraud.

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Fraud Technology social media Innovation 52

PYMNTS

MAY 27, 2020

Banks, FinTechs and small business solution providers have rallied around the effort to ease the digitization transition. Nikita Melnikovs , member of the board at card payments technology company DECTA , told PYMNTS in a recent interview that for many SMBs, the most obvious first step to the online migration may not actually be the best one.

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Online Payments User Experience How To 179

PYMNTS

SEPTEMBER 24, 2020

They’ve gotten used to what Shields termed “ease of use and delightful user experience” — being able to find and buy what they want using any number of payments options. Those partnerships also can open up opportunities for FinTechs, said Shields. A bank cannot do everything,” she said.

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Payments Data Fintech User Experience 237

PYMNTS

MARCH 17, 2020

Small businesses, particularly those launched by younger entrepreneurs, are often assumed to be a key driver of B2B FinTech innovation as business owners seek sophisticated, automated technologies to run their businesses. SMBs’ Technology Challenge. “They have a hard time using online banking.

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Millennials User Experience Alabama Tools 168

PYMNTS

FEBRUARY 27, 2020

At the same time, digital banks are looking to capitalize on their growing small and medium-sized business (SMB) customer base, with open banking and bank-FinTech collaborations an important part of that strategy. Open Banking FinTech Enfuce this week announced a partnership with financial crime and fraud management company Featurespace.

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Fintech Fraud Data Lending 192

PYMNTS

SEPTEMBER 19, 2018

Entersekt , the push-based authentication and mobile app security company, announced that it has appointed FinTech veteran Christian Ali as its country manager of Canada. The news comes as Entersekt continues its expansion into the United States and Canadian markets.

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United States Security User Experience Mobile 184

PYMNTS

JULY 30, 2020

The Salt Lake City payment processing platform has joined with Plaid, a Visa subsidiary based in San Francisco, that builds financial technology platforms to connect bank accounts and initiate automated clearing house (ACH) transfers. Plaid is connected to more than 11,000 financial institutions.

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San Francisco User Experience Cards Customer Experience 159

PYMNTS

APRIL 23, 2020

Unfortunately, independent contractors have also frequently been left out of the picture for traditional banks and even newer FinTechs despite the recent influx of small business cloud accounting apps and other B2B FinTech platforms. Easing The User Experience. According to Hogan, the U.K.’s

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User Experience Management Taxes Fintech 141

William Mills

DECEMBER 21, 2017

Payrailz was founded to help financial institutions succeed by offering a smarter, faster and more engaging payment experience surpassing the current solutions available in the market. We’ve built a powerful engine driven by smart technology to turn payments into an afterthought for consumers.”. “We About Payrailz.

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Fintech Connecticut User Experience Atlanta 61

PYMNTS

DECEMBER 11, 2019

As the open banking business model permeates into the B2B financial services market, FinTechs and traditional financial institutions continue to find new use cases for API integrations and connectivity to elevate the business-user experience. and beyond to introduce a range of new products and services for the SMB user.

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Fintech Groups Data Strategy 132

Independent Banker

NOVEMBER 30, 2022

Super apps, or apps that aggregate online or mobile user experiences into one central location, have taken off globally. billion users. So, what does this intersection of regulation and technology competition mean for community banks? What are they, and how can community banks stay on top of this trend?

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Community Bank Community Maryland Data 91

ZootBlog

MARCH 29, 2016

It is well known that silos have long prevented banks from achieving the ideal customer experience, because they create a fragmented user experience. The irony is that fintechs are creating mini-silos with the variety of options consumers are using,” she said.”This Fintech companies can only disrupt so much.

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Fintech Customer Experience Mobile Security 60

PYMNTS

NOVEMBER 25, 2019

The exposed information, however, reportedly did not include password data, Social Security numbers or any financial information. But the cyber thief got users’ names, phone numbers, billing addresses, account numbers and plan information. Does ‘Google Checking’ Foreshadow Big Tech, FinTech Payments Changes?

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Security Payments Google UX 130

Gonzobanker

JULY 6, 2021

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Commoditization enables these financial institutions to minimize the importance of the core vendor and therefore lower their core spend.

Strategy 158

Strategy System Risk Management Technology 158

Gonzobanker

JANUARY 17, 2020

Year one of the Tech Decade in Banking will bring no shortage of tension between technology investments and earnings targets. While the whizzes in finance and credit can scale fast, the worlds of operations, information technology (IT) and digital cannot. In most cases, this information is buried three levels down.

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Customer Experience Fintech Regional Cards 127

PYMNTS

NOVEMBER 26, 2019

PYMNTS’ Credit Union Innovation Index found that CU members may not prioritize the latest technologies as much as bank and FinTech customers do, but they still value easy-to-use mobile apps and online capabilities. One CU upgrading its mobile technology is SAFE Credit Union , which has more than $2.3

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Marketing Sacramento Data Mobile 131

Insights on Business

JUNE 14, 2017

Pressures stem from a myriad of sources: competition from fintechs; unrelenting regulatory environment; associated costs of compliance (or non-compliance!); They rapidly leverage technology to compare options such as prices, features, and banking reputation when purchasing products and services. Millennials are a fastidious breed.

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Marketing social media Millennials Customer Experience 156

PYMNTS

DECEMBER 13, 2018

Recently, though, many CUs have turned to technology-driven solutions to help members more efficiently communicate their needs and feedback. CUs are also actively communicating with law enforcement agencies, keeping regulators informed about suspicious activity, while receiving tips on noticeable trends that these same agencies are eyeing.

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Regulation South Dakota ATM New York City 135

PYMNTS

APRIL 22, 2020

Banks are jostling for space in the market because an expanding number of FinTechs and large-scale technology companies are competing for the same set of consumers. Banks must enable fast and seamless onboarding experiences, but these processes should also be secure.

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Security Data Fraud Tools 133

PYMNTS

NOVEMBER 19, 2019

For instance, with the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. That raises several questions for FIs, FinTech firms and payment service providers as they figure out how to best navigate this changing world.

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Cards Apple Data Innovation 140

Independent Banker

JANUARY 31, 2022

Here’s how community bankers, payments experts and fintech vendors suggest using the time to prepare. The first year of activity centered on information sharing and input collection, but now, pilot participants are transitioning from institutional planning to execution. “We Photo by Traveler1116/iStock. By Colleen Morrison.

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Community Bank Community Resources Fraud 91

PYMNTS

MARCH 16, 2018

But APIs can offer a different strategic advantage, especially to B2B FinTechs, according to A.J. Remlinger, Project Manager — Solutions for Business at foreign exchange technology firm OANDA. It’s a sentiment echoed throughout the B2B FinTech market.

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Risk Management Survey Management Fintech 134

PYMNTS

SEPTEMBER 25, 2019

Among the biggest ongoing challenges and opportunities in payments – and a trend that will hold well into the 2020s, which are just about to start – is using mobile technology to bring more consumers into the formal financial sector. FinTech is helping to transform daily consumer life in Nigeria and other developing markets.

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How To Lending Digital Banking Examples 130

Insights on Business

MARCH 7, 2019

How can they integrate a next-gen flexible enterprise GRC solution with modular framework that uses technologies like AI, machine learning, NLP, and advanced analytics to leverage their existing investments in risk and compliance while building a fully integrated GRC system, lowering total cost of ownership (TCO)?

User Experience 93

User Experience Risk Management Compliance Regulation 93

CB Insights

DECEMBER 15, 2020

As with numerous other industries, the Covid-19 crisis has propelled digitization in the space — with fintechs and financial services incumbents alike. 24 Industries & Technologies That Will Shape The Post-Virus World. Consolidation will continue, even between fintech startups. Source: Deloitte.

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Management Fintech Industry Trends 87

PYMNTS

APRIL 19, 2017

The company’s new technological development is intended to bring back the human component to customer service without relying on actual people. Sagar won Academy Awards in 2010 and 2011 in the field of scientific engineering for his accomplishments with facial motion technology. An Oscar-Worthy Banking Solution?

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Digital Banking Technology Samsung Meeting 180

PYMNTS

NOVEMBER 22, 2017

In a recent interview with Karen Webster, Kaplan said that the core of AI in banking is to facilitate better, faster, more informed decision-making for the end user to improve their experience (and boost their lifetime value to the FI). Meaningful information can be accessed digitally. The Ripple Effect.

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Data Branding Cards Mobile 187

PYMNTS

JULY 18, 2019

Depending on where you look, the chasm yawns wide when it comes to innovating with new technologies or features. This group has a relationship with technology that has never been seen before … and when I say technology, I am talking about all components of technology.”. An Analogy. and beyond. The Courage Factor.

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Innovation Study Technology Millennials 155

FICO

SEPTEMBER 22, 2021

I intentionally make a distinction between the two because “digital disruption” means more just all-digital start-ups: seeing the success Fintechs and InsurTechs are enjoying, experts report that 85% of your long-standing traditional banking and insurance competitors are busy transforming themselves for the digital battlefield.

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Strategy Fintech Data Industry 52

PYMNTS

JULY 24, 2019

and less than seamless online presence are at an inherent disadvantage when it comes to catering to the needs and desires of an ever-younger population used to technology. Big Tech is good at promoting, designing and improving the user experience, he said. We’ve all come to the realization of how powerful technology can be.

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Digital Banking UX Online Innovation 160

Insights on Business

FEBRUARY 13, 2019

While business administrators can configure workflows to automate GRC processes in minutes, the embedded guidance provides timely information to the user. How user experience design (UXD) is empowering the first line of defense, and enabling the business to realize the value of “owning” risk.

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User Experience Compliance Risk Management Training 79

Insights on Business

APRIL 28, 2017

Recently, new digital technologies – driven by cloud, mobile, social media and analytics – have significantly lowered entry barriers and put customers much more at the center of the banking relationship. Digital native banks: These are full-fledged banks that build their core value propositions around digital technologies.

Digital Banking 171

Digital Banking User Experience Branding social media 171

Insights on Business

NOVEMBER 16, 2016

As technology and user experiences have evolved and competition has increased over the last decade, clients now have much more control, significantly influencing how product and offering teams go to market. The insight from that experience helped inform the design of their next product’s customer experience.

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Innovation Management User Experience Leadership 117