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FHFA announces Office of Financial Technology

CFPB Monitor

On July 18, the Federal Housing Finance Agency (“FHFA”) announced the launch of a new Office of Financial Technology with the goal of advancing effective risk management as it evaluates fintech developments in the housing finance space.

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10 Top Banking Podcasts You Should be Listening to

Abrigo

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. We have webinars , whitepapers , and other resources to make your job easier. Banking Resources. Lending & Credit Risk. Financial Businesses. Banking Transformed 2.

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The Partnership Series – Volume One: Financial Institutions and Technology Firms

Jack Henry

The last 10 years have seen the beginning of a technological renaissance in many areas of the industry, affecting the way that both consumers and businesses interact with financial institutions.

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These Are Your Most Profitable Cash Management Clients

South State Correspondent

Finding this intersection is the key to the efficient use of sales and marketing resources. Electronic payments ranked as one of the top three areas of planned technology investment, along with banking transaction integration and improved enterprise resource planning (ERP) systems. What client does the bank want and can service?

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What SMBs’ Cash-Flow Crisis Means For Fintech

CB Insights

Most alternative lenders, such as BlueVine , and the algorithms their lending decisions rely on are a post-2008 phenomenon. As a result, many fintech lenders will see their lending algorithms stress-tested for the first time. LENDING MARKETPLACES CAN SHOWcase THEIR UTILITY. worth of loan applications.

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The BaaS Gold Rush is On

Gonzobanker

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. Navigating partnerships requires resources and deep integration skills.

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It’s Dreadful Being a Buyer of Bank Technology

Gonzobanker

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. Executives routinely compare conversions to heart surgery, and the pain threshold must be high for banks to spend precious resources on a technology change-out.